PYMNTS

FEBRUARY 19, 2019

As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services. making it one of the nation’s first new community banks in years. months in the first half of 2018, from 5.6

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

JANUARY 29, 2020

Florida FinTech Fidelity National Information Services (FIS) is partnering with London FinTech Liberis , to offer small to medium-sized businesses (SMBs) an alternative funding source, FIS announced in a press release Wednesday (Jan. Worldpay and Liberis partnered in 2016 to launch Worldpay Business Finance in the U.K. Liberis Group.

Lending 131

Lending Florida Capital Fintech 131

PYMNTS

FEBRUARY 2, 2017

With the pet market netting $62.2 In 2016, the national retailer opened 60 new locations, with plans to double that in 2017. “A There’s no telling where the pet lifestyle industry will take businesses looking to capitalize on pet pampering. billion, there’s no reason not to get in on the action.

Marketing 100

Marketing Branding Retail National 100

PYMNTS

FEBRUARY 16, 2017

Singapore is changing its rules on venture capital in an effort to support economic growth, reports said this week. Singapore’s central bank will no longer require venture capital managers to appoint directors that have at least five years of fund management experience as they have been.

Regulation 183

Regulation Capital Fintech Innovation 183

PYMNTS

JUNE 17, 2019

The dispute over the Office of the Comptroller of the Currency ‘s (OCC’s) national bank charter, which became available to FinTech firms last year, has reportedly caused technology conglomerates to shy away from a tool that aims to provide nonbank firms with a more streamlined way to operate on a national level.

Google 142

Google National Fintech Regulation 142

PYMNTS

MARCH 2, 2020

Two individuals were accused of being connected to the Lazarus Group cybercrime organization per an update of the “Specially Designated Nationals” (SDN) list from OFAC. JVCEA said Tokyo Hash and Digital Asset Markets Inc. Coinbase had reportedly eyed a Japanese exchange as long ago as 2016, following an investment of $10.5

Bitcoin 177

Bitcoin Policies Groups California 177

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ).

Community Bank 195

Community Bank Community Analysis Industry 195

PYMNTS

APRIL 28, 2017

venture capital sphere this week: VC funding for FinTech startups in Q1 alone hit $1.2 Analysts said the industry has seen its highest venture capital activity since Q1 of 2016, fueled by focus on late-stage investment rounds. This week’s B2B venture capital roundup is quite indicative of these trends.

Fintech 192

Fintech San Francisco Capital Software 192

PYMNTS

FEBRUARY 11, 2019

Lunar Way , the Nordic banking app, has raised €13 million in venture funding led by SEED Capital. According to a report , Greyhound Capital, Social Capital and individual investors also participated in the round of funding. At the end of 2016, the firm raised €4.2 million ($4.5

Capital 108

Capital Fintech National Report 108

PYMNTS

MAY 22, 2019

The online retailer has already been looking to raise capital at a valuation of about $2 billion, and the acquisition of ShopClues could help its funding efforts. For its part, ShopClues raised nearly $150 million in funding in 2016 to reach a billion-dollar valuation, becoming the seventh Indian startup firm to join the unicorn club.

Meeting 116

Meeting Capital Policies Compliance 116

PYMNTS

SEPTEMBER 23, 2019

China is part of the company’s top five markets, offering revenue of Rmb15.5bn in 2018, a 6 percent increase from the year prior. However, that was lower than the 19 percent growth in 2016, per information the company reportedly offered local media. The company is also creating a new, small-format store in the nation.

Capital 109

Capital Retail National Report 109

Bobsguide

JULY 28, 2022

As of June 2022, over 1,600 companies listed on the Prime Market of the TSE participate in the Platform, representing 87% of the companies in that market or 98% by market capitalization. After almost 18 years, the Platform has become a key part of the infrastructure of Japan’s capital markets.

Company 68

Company Meeting Capital Exercises 68

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and global stock markets are also top concerns among entrepreneurs surveyed by the bank.

Taxes 144

Taxes America National Community 144

PYMNTS

JANUARY 1, 2019

A robust supply of private capital reportedly is one of the main reasons for that, along with corporate cultures that are averse to public markets. But relatively high stock prices and access to more capital remain prime temptations, and there is little doubt that 2019 will bring more than few exciting — and telling — IPOs.

Payments 223

Payments social media Analytics Capital 223

Perficient

MAY 27, 2022

There is good reason for this shift in view; according to Marc Bernegger, co-founder of crypto fund AltAlpha Digital, “after last year’s explosion of crypto hedge funds around the globe, there are now over 400 active funds, excluding those focused on venture capital.”

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

PYMNTS

MAY 9, 2016

Bank of America, Capital One, Wells Fargo, Chase and more published their findings — sometimes to contradicting conclusions. Chase reached some optimistic conclusions regarding how small business owners feel about the year ahead, while Capital One highlighted a 9 percent decline in SME optimism.

America 100

America National Capital Survey 100

PYMNTS

OCTOBER 24, 2016

92% of South African SMEs are planning for growth next year , found a new report by the National Small Business Chamber (NSBC). Its 2016 National Small Business Survey signals widespread optimism across the nation’s small business community, despite economic challenges. 85% of the $2.6

Payments 100

Payments National Regional Survey 100

PYMNTS

SEPTEMBER 19, 2016

Corporate demand for working capital similarly rose, according to some reports. New reports from software firm 1E in its Software Usage and Waste Report 2016 also uncovered high instances of software waste among businesses in other nations, with global enterprise waste currently at 38 percent. 2 nations are ahead of the U.K.

Software 100

Software Lending National Capital 100

PYMNTS

NOVEMBER 9, 2018

8) said that eProcurement platform SESAMi and alternative and invoice financing firm Capital Match are merging their companies to roll out a “fully integrated supply chain financing solution to corporates and their suppliers,” the companies said in a joint announcement. Reports in Vulcan Post on Thursday (Nov.

Fintech 166

Fintech National Tools Capital 166

PYMNTS

AUGUST 8, 2017

-educated entrepreneurs met while working abroad at Renaissance Capital and Deutsche Bank. And so, in 2012, with only a few hundred thousand of their own dollars to get up and running, ID Finance launched in one of those underserved markets — their home market of Russia. A New $200 Million Fund.

Lending 105

Lending Capital Fintech Marketing 105

PYMNTS

MARCH 2, 2018

“The merchant cash industry first started as a product for unbankable clients,” said Andrew Mallinger, COO of PIRS Capital, in a recent interview with PYMNTS. “It There are scenarios, too, in which a merchant cash advance may actually be the best financial option for a business in need of working capital.

Capital 119

Capital Lending Louisiana Data 119

PYMNTS

JUNE 11, 2018

The latest round was led by Temasek with participation from Rockwell Automation, Aster Capital, Next47, Envision Ventures and Tekfen Ventures. The investment comes as Claroty, which came out of stealth mode in late 2016, had a strong year marked by 300 percent year-over-year growth in bookings and customers.

Industry 108

Industry Capital System Security 108

Independent Banker

JULY 31, 2022

What also sets Locality Bank apart from existing financial institutions in its market is that its board and management have a “first principles mindset, one where we set out to create the bank from the start to serve the needs of the local business community,” says Keith Costello, president, CEO and one of Locality Bank’s cofounders.

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

AUGUST 2, 2016

Small businesses will be crucial to the expansion of the P2P lending market across the globe, analysts from Technavio said. 1) said micro, small and medium-sized enterprise (MSME) lending will help fuel growth in the global peer-to-peer lending space between 2016 and 2020. New data from Technavio research released on Monday (Aug.

Lending 100

Lending Capital Management Analytics 100

PYMNTS

OCTOBER 13, 2017

Foreign property buyers appear to have gotten that message, if research from the National Association of Realtors (NAR) is any indication. Between April 2016 and March 2017, the NAR reported that overseas buyers spent $153 billion on U.S. market for foreign investors. market as the most solid investment.”. billion on U.S.

California 171

California National New Jersey Report 171

PYMNTS

JUNE 8, 2016

Across the Northern Hemisphere, markets have taken a gradual approach to implementing digital invoicing and B2B billing tools. That goes for both businesses and government entities, according to eInvoicing firm Billentis in its 2016 E-Invoicing: Digitization & Automation report, released Monday (June 6). A Faster Way.

America 100

America Taxes Tools National 100

PYMNTS

APRIL 13, 2017

Founded in May of 2016, San Francisco-based Darkstore offers a platform that enables on-demand, same-day and 2-day delivery options for eCommerce sites. million in a seed funding round led by VC firm PivotNorth Capital. Just recently, the company scored $1.4 As of December, the startup has enabled shipments of $1.7

San Francisco 100

San Francisco Los Angeles New York City Phoenix 100

PYMNTS

FEBRUARY 29, 2016

The United States is vast, with market fluctuations across state lines. According to researchers, the Small Business Economic Survey found that SMEs in the region are more pessimistic about the nation’s economy in 2016 than they were in 2015. At the same time, like in 2016, business owners felt confident in their own companies.

Survey 100

Survey United States Regional Analysis 100

PYMNTS

JANUARY 23, 2017

The nations’ three largest bitcoin exchanges will now begin charging a trading fee, effective this week. Each of the statements said assessing fees will “further curb market manipulation and extreme volatility.”. It looks like Chinese regulators’ long speculated-upon uptick in interest in bitcoin has started to happen.

Bitcoin 100

Bitcoin blockchain National Capital 100

PYMNTS

OCTOBER 1, 2018

63 percent of SMBs sought a loan for working capital needs last year , including payroll, inventory and supplies, according to new data from S&B Global Market Intelligence. That’s slightly up from 2016 figures, and remains the most common use of financing for small business borrowers. In the U.S.,

Lending 115

Lending Survey Data National 115

PYMNTS

SEPTEMBER 16, 2016

15) revealed that the eCommerce market took a small dip in sales during the third quarter. Few pundits were looking at 2016 to be a blockbuster year for retail sales. In fact, the National Retail Foundation released its 2015 economic forecast in February with estimates of just a 3.1 percent growth rate for retail sales in 2016.

US 100

US Retail Policies Online 100

PYMNTS

APRIL 5, 2017

We believe this will bring a great additional value for retailers and prepaid issuers in the global market.”. InComm is capitalizing on the uptick in terms of the number of Chinese visitors to Japan. The service is becoming one of the main mobile payment methods for consumers in China, InComm said.

Payments 118

Payments Retail Maine National 118

PYMNTS

MAY 18, 2017

It’s hardly a surprise: SME optimism has dominated headlines, with analysts linking the trend to President Donald Trump’s administration and plans to strengthen the national economy and focus on small business growth. Small Business Administration Head Linda McMahon, who spoke to the United Nations last week urging U.S.

social media 100

social media Analysis United States National 100

PYMNTS

AUGUST 9, 2018

” Womply raised $30 million in 2016 from Sageview Capital as it prepared to ramp up product development. Last year, the company published research on how small businesses are better able to grow if they are optimistic about the economy and current markets. Optimistic businesses are 3.5

Tools 100

Tools Online Software Security 100

PYMNTS

OCTOBER 14, 2016

According to Forbes, the past few years has seen an increase in bad loans that has caused traditional lenders to be more cautious in their lending, and that includes the nationalized banks. Alternative lenders are exploring the various segments in the Indian market. and China, and fourth for business loans.

Lending 100

Lending Capital Maine Cards 100

PYMNTS

SEPTEMBER 15, 2016

Currencies have been rocked by global volatility in recent months and years, and as Treasury & Risk noted in its latest mid-year FX market volatility report, “compared with what is to come … the past two years may end up looking like a starter course.”. For Europe, said the site, the transition toward life without the U.K.

United States 100

United States Examples Industry Course 100

PYMNTS

MARCH 6, 2019

But in recent memory, few goods on the market have gained quite the level of public affection — bordering on obsession — that the Instant Pot has managed to elicit in less than a decade on the market. At the conclusion of the deal, both firms will be owned by Cornell Capital, which bought Corelle in 2017.

Branding 108

Branding Millennials Innovation Marketing 108