PYMNTS

AUGUST 24, 2018

The recent news that Colorado National Bank had been bought for that sum begs a few questions. million of promissory notes the company says it issued between January 2013 and November 2013,” according to the site. Digital services in a small market, with an eye for new testing of branches leveraged for FinTech?

Colorado 101

Colorado Leadership Fintech Operations 101

Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. They need a marketing person to title their reports. The OCC did an excellent analysis of the impact of this guidance in 2013.

Lending 60

Lending Regulation Community Community Bank 60

PYMNTS

FEBRUARY 24, 2017

The bitcoin market cap was over $18.5 30, 2013, was $1,165.89, according to CoinDesk. Louis, Missouri, the company’s first foray into the Midwestern market. In addition to expanding into new markets, Coinsource has made it a goal to augment the functionality of its current and new machines in 2017. On Thursday (Feb.

Bitcoin 194

Bitcoin St. Louis Las Vegas cryptocurrency 194

CFPB Monitor

JULY 10, 2020

The CFPB has issued a ratification of “the large majority of its existing regulations” and certain other regulatory actions taken from January 4, 2012 through June 30, 2020 (Ratified Actions). Consumer information publications issued under Regulation X and Regulation Z. In January 2013, the D.C. Since the D.C.

Regulation 78

Regulation National Marketing Operations 78

CFPB Monitor

OCTOBER 4, 2018

However, Washington’s Supreme Court rejected this interpretation in 2014, after the Eastern District of Washington certified the issue during a lawsuit brought by a consumer against a large national debt buyer (see opinion ). The lawsuit charges FRI and Fair with aiding and abetting the Debt Buyers’ alleged violation of the WCAA.

Washington 84

Washington Operations Regulation National 84

PYMNTS

JANUARY 17, 2017

“It’s the golden age to be in the bitcoin market, because it’s imperfect,” said Zhou Shuoji , a former IBM technology consultant whose firm, Fintech Blockchain Group, runs a bitcoin hedge fund and venture capital fund. Chinese banks officially said no to bitcoin in 2013, and various capital control rules keep foreign presence small.

Bitcoin 100

Bitcoin Capital National Marketing 100

PYMNTS

JANUARY 23, 2017

With WFM shares down by more than half since their peak in 2013, some investors might be pining for the good, old days of growth — though relative stability is certainly nothing to balk at. Recently, the Agricultural Marketing Service (AMS), a division of the U.S. Not everyone is feeling plucky about the new regulations.

Ohio 100

Ohio National Regulation Mobile 100

PYMNTS

SEPTEMBER 11, 2019

As spotlighted in the Digital Banking Tracker , the global digital banking market is slated to grow by 16 percent, compounded annually. One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds. Circling back to the U.K.,

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

CFPB Monitor

MAY 13, 2021

While HUD asserts that Respondents engaged in illegal and unfair mortgage modification assistance, the basis of the charge alleging violations of the Act is that the Respondents targeted Hispanic mortgage loan borrowers and, thus, violated certain of the Act’s prohibitions against discrimination based on national origin.

Company 78

Company Exercises California National 78

Abrigo

AUGUST 6, 2019

Blanco discussed the organization’s active approach toward addressing the top financial threats to our financial system, our national security, and our communities and families. FinCEN is committed to addressing compliance failures that put our financial system and national security at risk. billion since 2013.

System 264

System Las Vegas San Antonio San Diego 264

PYMNTS

JULY 12, 2018

and around the world, it seems the Japanese market is dropping from a place of prominence. Walmart first purchase Seiyu in 2002, but has faced difficulties gaining traction in the extraordinarily challenging Japanese market. The Japanese market for mass merchandisers fell 6 percent in retail value to ¥6.7

eBook 100

eBook Retail Marketing Report 100

PYMNTS

JANUARY 16, 2017

The FTC is cracking down on robocall telemarketing businesses, announcing last week it cracked down on two such companies that have been making robocalls to consumers that have been on the National Do Not Call Registry since 2012 or even earlier. According to a press release by the FTC late last week, lots of the defendants in FTC v.

Company 100

Company National Operations Marketing 100

CFPB Monitor

MAY 6, 2019

The subtext of the hearing, if largely unspoken, was Democratic members and the witnesses grappling with possible options moving forward given the 2018 Congressional Review Act override of the CFPB’s Bulletin 2013-2 which set forth the Bureau’s disparate impact theory of assignee liability for auto dealer “markup” disparities.

Michigan 68

Michigan Policies Analysis National 68

Banking 2020

JANUARY 27, 2016

In fact, by far the biggest potential exists in emerging markets where there has been very little signs of a move away from cash – until now. per cent recorded in 2013. percent in 2013 and is expected to reach 27 percent in 2014. per cent in 2013. Newer technologies help Asian markets. billion transactions.

National 40

National Mobile Technology Payments 40

PYMNTS

SEPTEMBER 30, 2019

Retailers in high-tax states have largely not been able to build themselves up or expand online beyond their local markets to the same extent, Rogers said. . Small tobacco retailers can therefore struggle to build visibility among consumers when entering new markets. Tax support as competitive advantage .

Retail 109

Retail Taxes Virginia South Dakota 109

PYMNTS

JUNE 27, 2019

Digital enterprises are going regional and instant payments are going national (and earlier than originally scheduled). Founded in 2013, Nubank currently claims 8.5 The BCB has officially unveiled details of its newly developed blockchain platform, Pier, designed to facilitate information exchange between financial regulators.

blockchain 147

blockchain Payments Regional America 147

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Texas Capital Bancshares, Inc.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

PYMNTS

JUNE 3, 2016

billion to its market cap, according to data from blockchain.info. This is what bitcoin offers to those Chinese investors as strict regulations in their nation otherwise make it hard for Chinese nationals to move money cross-border. To be precise, $536.75 was bitcoin’s price yesterday afternoon.

Bitcoin 100

Bitcoin Trends Comparison National 100

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. You can see 100+ startups innovating in this area in our regtech market map.). Using CB Insights data, we dug into deal and funding trends to regtech startups, 2013 – 2017 YTD (9/10/17).

Compliance 46

Compliance Trends Software Capital 46

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. Treasuries, Agencies, mortgage backed securities, corporate, municipals- all were battered because the markets believed that the Federal Reserve was about to cut the amount of, or “taper,” its $85 billion of monthly purchases of long term bonds.

Washington 79

Washington Marketing Data Regulation 79

CFPB Monitor

AUGUST 29, 2016

The CFPB announced that it has entered into a consent order with First National Bank of Omaha to settle charges that the bank engaged in unfair or deceptive acts or practices in connection with the marketing and sale of credit card add-on products and the billing of consumers for such products.

Cards 84

Cards Omaha Policies Compliance 84

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. We may be skeptical, but the markets keep telling us: Don’t fight the Fed! Maybe it is nationally, but Bucks County (PA) has yet to participate.

National 79

National Security US Massachusetts 79

CB Insights

MARCH 8, 2018

According to a recent report from Greentech Media, the American energy storage market officially hit a milestone in the fourth quarter of 2017, deploying over 1000 cumulative megawatt-hours of storage between 2013 and 2017. UK’s National Grid. The report also predicted that this number would double this year.

Industry 67

Industry United States Google California 67

Jeff For Banks

JANUARY 12, 2012

These events led to the stock market taking a beating of -12% to -14% in the third quarter, but a fourth quarter recovery of +8% to +12% and a Santa Claus rally of close to +1% saved the day. Actually, the Dow Jones Industrial Average was the only major stock market index in the world to increase in 2011. Volatility, anyone?

National 75

National Groups Survey Marketing 75

CB Insights

FEBRUARY 1, 2019

By 2050, Indonesia is projected to have the third largest middle class among emerging markets. orders, or a daily average of 700,000 orders, in Q3’18, and reached 12M orders on Indonesia’s National Online Shopping Day in December. in 2013 to 15.8% GET THE 106-PAGE FINTECH TRENDS REPORT. The platform recorded 63.7M

Policies 61

Policies Lending Operations Examples 61

CFPB Monitor

JANUARY 12, 2017

Dissatisfied with the ineffectiveness of the CRA as a means of asserting Congressional oversight over agency rulemaking, the House of Representatives (the “House”) recently passed a CRA reform measure known as the Regulations from Executive in Need of Scrutiny Act of 2017 (the “REINS Act”). 114-214, pt. 1, at 10 (2015).

United States 60

United States Examples Regulation Report 60

PYMNTS

JUNE 17, 2016

It has lost more than 80 percent of its market cap since its late December 2014 IPO. That’s PayPal , which was started almost 20 years ago, has a market cap of close to $50 billion, and operates a global payments business with hundreds of millions of users. Harder work than a breathless interview on national television.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

Bankelele

DECEMBER 24, 2015

On Tuesday, December 15th , the Central Bank of Kenya issued a public notice on bitcoin in the Daily Nation: CAUTION TO THE PUBLIC ON VIRTUAL CURRENCIES SUCH AS BITCOIN – it read. As such, they should be treated in the same manner, as there is no explicit regulation for virtual currencies in Kenya. Gone are the sloppy days of Mt.

Bitcoin 28

Bitcoin Regulation Taxes blockchain 28

Banking 2020

NOVEMBER 22, 2015

Cash is still dominant in most developing markets, and even in places like the US, paper money still accounts for most consumer payments by volume. “Cash is still an important means of payment in many countries’ markets, but that no longer applies here in Sweden,” he explained. Push and pull. Number one?

Study 40

Study ATM Mobile System 40

Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. Because the nation's balance sheet and income statement is not improving. And I have never heard a regulator say the phrase "over capitalized". Source for all charts: S&P Global Market Intelligence. Where are we and where have we been? Trends are telling.

Taxes 60

Taxes Regional Industry Trends 60

Fintech Labs Insights

SEPTEMBER 21, 2020

Customers: Shell, KLM, United Nations, Toyota, SITA, Lloyds Register and a range of technology startups. Making it easier to comply with global regulations. Capital Markets & WealthTech. Founded: 2013. Finalists: Applied Blockchain (see pitch below), CausaLens ( pitch ). Winner: Applied Blockchain. HQ: London.

Innovation 15

Innovation Fintech blockchain Capital 15

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio) appears before ICBA community bankers in 2013 to explain ICBA-backed legislation he co-sponsored that would have increased minimum capital requirements on the country’s very largest banks, as well as provided important regulatory relief for community banks. He’s a free-market conservative,” Lynch says.

Community Bank 70

Community Bank Alabama Ohio Community 70

Tomorrow's Transactions

JANUARY 13, 2015

Regional, national, local, community, hyper-local? Cumberland Farms, a 600 store gasoline/convenience chain implemented a mobile pay at the pump app back in early 2013. Do you stick with universal scheme solutions, or do you develop something for your local market and it make it easy for the merchants to choose it?

System 30

System Mobile Community National 30

Jeff For Banks

JULY 24, 2015

60% of them voted “no” in a national referendum on July 5 th and thus rejected a deal with creditors and the likely chance to stay in the Euro. On Easter Sunday, the Large Hadron Collider of Switzerland started up again after a two year period in 2013 and 2014 for maintenance and upgrades to add twice as much speed to the machine.

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

Gonzobanker

AUGUST 22, 2014

Between the end of 2010 and 2013, one new bank opened in the United States. . While we may see an uptick in the number of new bank charters from the near zero we have today, too many other industries with less regulation will attract capital. At the same time, the pace of new bank charters has dwindled to near non-existence.

Strategy 87

Strategy United States Community New York City 87

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Is it in the water? see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Is it in the water? see [link] ).

Utah 60

Utah System Community Marketing 60