Independent Banker

FEBRUARY 28, 2023

So, he joined a training program at what was then Citizens & Southern National Bank, once the largest bank in the southeastern U.S., I got a job with First National Bank of Griffin, and I’ve been a community banker ever since.” where he stayed for 15 years, from 1998 to 2013. So, it was a very, very difficult time.”

Community 172

Community Community Bank Georgia San Antonio 172

CFPB Monitor

DECEMBER 22, 2014

Mishkin The American Bankers Association, Consumers Bankers Association, Independent Community Bankers of America, National Association of Federal Credit Unions, and Association of Military Banks of America have submitted a 59-page letter commenting on the Department of Defense’s proposed revisions to its Military Loan Act regulations.

Groups 74

Groups Regulation Industry America 74

PYMNTS

APRIL 30, 2019

The warnings were sent in 2007 and 2013, and the information stems from the outcome of an investigation by the European Banking Authority (EBA). Danske Bank ignored warnings from Russia’s Central Bank about money laundering and suspicious transactions worth billions through Danske’s Estonian branch, Reuters reported.

Virgin Islands 129

Virgin Islands Taxes National Regulation 129

PYMNTS

MAY 25, 2016

regulators suggesting that lenders do not finance corporations with an already hefty debt load. financial regulators. “Regulators don’t make our loan decision for us,” said Wells Head of Corporate and Commercial Banking and Treasury Management Perry Pelos. “We have certain processes. ”

Lending 100

Lending Regulation America US 100

CFPB Monitor

OCTOBER 28, 2019

The CRC is an organization comprised of more than 60 national companies representing the diverse ecosystem of debt collection including creditors, data/technology providers and compliance-oriented debt collectors that are larger market participants.

Resources 60

Resources Policies Compliance Industry 60

PYMNTS

JANUARY 3, 2017

peak in 2013, just weeks before the Japanese bitcoin exchange Mt. Switzerland has become a highly bitcoin-friendly nation as of late with FINMA’s plans to clarify regulation , railway ticketing systems’ recent adoption of bitcoin ATM functionality, and Ernst & Young’s Switzerland office adding a publicly accessible bitcoin ATM.

Bitcoin 126

Bitcoin ATM cryptocurrency United States 126

Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. The OCC did an excellent analysis of the impact of this guidance in 2013. Anxiety, anxiety, anxiety. Last December, Astoria Financial Corp.

Lending 60

Lending Regulation Community Community Bank 60

CFPB Monitor

JULY 10, 2020

The CFPB has issued a ratification of “the large majority of its existing regulations” and certain other regulatory actions taken from January 4, 2012 through June 30, 2020 (Ratified Actions). Consumer information publications issued under Regulation X and Regulation Z. In January 2013, the D.C. Since the D.C.

Regulation 78

Regulation National Marketing Operations 78

CFPB Monitor

OCTOBER 4, 2018

However, Washington’s Supreme Court rejected this interpretation in 2014, after the Eastern District of Washington certified the issue during a lawsuit brought by a consumer against a large national debt buyer (see opinion ). The lawsuit charges FRI and Fair with aiding and abetting the Debt Buyers’ alleged violation of the WCAA.

Washington 84

Washington Operations Regulation National 84

PYMNTS

NOVEMBER 9, 2016

Royal Bank of Scotland has been in hot water with regulators for years following allegations that the U.K. bank profited by pushing its small business clients into its Global Restructuring Group (GRG), allegedly imposing high fees and often forcing those SMEs into financial ruin.

Regulation 138

Regulation National Groups Report 138

PYMNTS

AUGUST 24, 2018

The recent news that Colorado National Bank had been bought for that sum begs a few questions. million of promissory notes the company says it issued between January 2013 and November 2013,” according to the site. Got $9 million? You can buy a nice house on expansive grounds, and maybe a fancy car, or three. Who were the buyers?

Colorado 101

Colorado Leadership Fintech Operations 101

CFPB Monitor

JULY 8, 2015

In a new report entitled “Debt Collection Communications: Protecting Consumers in the Digital Age,” the National Consumer Law Center “specifies the regulations the [CFPB] should adopt regarding when, where, how, and how often consumers can be contacted by debt collectors and creditors engaged in debt collection.”

Regulation 60

Regulation Mobile National Report 60

PYMNTS

SEPTEMBER 11, 2019

One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds. In addition, passporting can help companies expand services across nations. In terms of technology, APIs help facilitate access to that data.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

JANUARY 23, 2017

With WFM shares down by more than half since their peak in 2013, some investors might be pining for the good, old days of growth — though relative stability is certainly nothing to balk at. According to the new regulations, organic farmers must, at a minimum, provide one square foot of outdoor space for every 2.25

Ohio 100

Ohio National Regulation Mobile 100

PYMNTS

FEBRUARY 24, 2017

30, 2013, was $1,165.89, according to CoinDesk. In the international market, the past few weeks have also seen a number of propositions and efforts by various global governments, financial regulatory bodies and other organizations to work toward bitcoin regulation. At the time of writing, bitcoin’s price sat at $1,149 even, up 2.39

Bitcoin 194

Bitcoin St. Louis Las Vegas cryptocurrency 194

CFPB Monitor

JULY 7, 2015

In a new report entitled “Debt Collection Communications: Protecting Consumers in the Digital Age,” the National Consumer Law Center “specifies the regulations the [CFPB] should adopt regarding when, where, how, and how often consumers can be contacted by debt collectors and creditors engaged in debt collection.”

Regulation 60

Regulation Mobile Report National 60

PYMNTS

JANUARY 17, 2017

While the most common associations one might have with bitcoin are drug dealers, libertarians and Chinese nations looking to send funds overseas — according to recent reports, speed traders armed with cutting edge tech are now driving some 80 percent of the bitcoin trading market.

Bitcoin 100

Bitcoin Capital National Marketing 100

CFPB Monitor

JANUARY 19, 2015

Section 342 of Dodd-Frank directs each of the federal financial regulatory agencies to create an Office of Minority and Women Inclusion (OMWI) to oversee diversity efforts at the agencies, and further, to develop standards for assessing diversity policies and practices at regulated financial entities.

FDIC 60

FDIC Report Policies Regulation 60

Abrigo

JULY 9, 2015

The report, based on data through the end of 2014, discusses risks facing national banks and federal savings associations, and focuses on issues that pose threats to the safety and soundness of those OCC-regulated institutions. For example, net income declined 4 percent year over year.

Maine 150

Maine Policies Survey Lending 150

PYMNTS

JUNE 29, 2016

” Those words were written by the nation’s Groceries Code Adjudicator, an industry body created in 2013 to monitor grocery company treatment of food suppliers. Tesco made a surprising recovery in its reputation with regulators, as the company was cited by suppliers as having the highest performance improvement.

Payments 100

Payments Survey Training Regulation 100

PYMNTS

MAY 13, 2016

Because he believes there should be proper protection and regulation over them. How Bill Clinton’s administration dealt with the Internet in order to ensure it was not over-regulated. The point: to ensure laws and regulation would not negatively impact innovation. To regulate bitcoin or not to regulate bitcoin.

Bitcoin 100

Bitcoin blockchain Regulation Operations 100

PYMNTS

SEPTEMBER 6, 2016

percent, reports by Financial Times said late last week — that’s down from 41 percent in 2013. That’s up from just 15 percent in 2013. That’s likely due to heightened regulation and billions of dollar in fines hitting banks heavily active in the market. Now, for the first time in more than a decade, the U.K.’s

Marketing 100

Marketing Regional Survey National 100

Abrigo

MARCH 4, 2022

man pleading guilty to multiple felonies, including money laundering, for his role in a national fraud ring that resulted in the theft of more than $1 million from financial institutions. A $200 million international fraud scam uncovered in 2013 involving more than 7,000 synthetic identities and tens of thousands of credi cards.

Fraud 195

Fraud Cards Software Trends 195

PYMNTS

JANUARY 16, 2017

The FTC is cracking down on robocall telemarketing businesses, announcing last week it cracked down on two such companies that have been making robocalls to consumers that have been on the National Do Not Call Registry since 2012 or even earlier. According to a press release by the FTC late last week, lots of the defendants in FTC v.

Company 100

Company National Operations Marketing 100

Banking 2020

JANUARY 27, 2016

per cent recorded in 2013. Many nations around the world, both developed and emerging, have enjoyed strong growth in non-cash payments in the past few years, with Germany, the UK, Belgium and France all contributing to an increase of 5.1 percent in 2013 and is expected to reach 27 percent in 2014. per cent in 2013.

National 40

National Mobile Technology Payments 40

PYMNTS

JANUARY 31, 2020

Bryant formed the Bryant Stibel venture capital firm in 2013 with Jeff Stibel, founder of Web.com. Facebook reported a 51 percent jump in costs and expenses for the full year of 2019, as the company encountered more questions from policymakers and regulators about its present and planned endeavors. 29), has Penn National Gaming Inc.

Cards 131

Cards Technology social media Meeting 131

CFPB Monitor

OCTOBER 2, 2018

There are also some rule amendments that were apparently proposed by the National Archives and Records Administration’s Office of Government Information Services (OGIS). Previously, requesters were only able to seek expedited process with their initial request.

Policies 68

Policies National Examples Regulation 68

PYMNTS

JUNE 27, 2019

Digital enterprises are going regional and instant payments are going national (and earlier than originally scheduled). Founded in 2013, Nubank currently claims 8.5 The BCB has officially unveiled details of its newly developed blockchain platform, Pier, designed to facilitate information exchange between financial regulators.

blockchain 147

blockchain Payments Regional America 147

Abrigo

AUGUST 6, 2019

Blanco discussed the organization’s active approach toward addressing the top financial threats to our financial system, our national security, and our communities and families. FinCEN is committed to addressing compliance failures that put our financial system and national security at risk. billion since 2013.

System 264

System Las Vegas San Antonio San Diego 264

PYMNTS

APRIL 5, 2016

.” As Walmart’s lawyers strike out at the highest court in the land, they’re also having trouble in less prominent courtrooms, like those run by the National Labor Relations Board (NLRB).

Pennsylvania 100

Pennsylvania Texas Dallas Retail 100

CB Insights

FEBRUARY 20, 2018

Earlier this year, US regulators blocked what would have been a massive $1.2B Last year, China issued regulations on outbound investments that accelerated the decline in US investment. These regulations marked an attempt by the Chinese government to tighten controls on money and stabilize the yuan.

US 42

US United States Minneapolis Regulation 42

PYMNTS

JUNE 3, 2016

This is what bitcoin offers to those Chinese investors as strict regulations in their nation otherwise make it hard for Chinese nationals to move money cross-border. To be precise, $536.75 was bitcoin’s price yesterday afternoon. In fact, 2015’s bitcoin prices ranged mainly from the low $200s to around the mid $400s.

Bitcoin 100

Bitcoin Trends Comparison National 100

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. Using CB Insights data, we dug into deal and funding trends to regtech startups, 2013 – 2017 YTD (9/10/17). Startups are working to change how companies comply with regulation. RegTech Trends.

Compliance 46

Compliance Trends Software Capital 46

PYMNTS

JULY 12, 2018

Japan is the latest nation that Walmart has backed out of in the last 12 months, as its international priorities are shifting. In between those two scale-backs, Walmart made a giant leap forward in India — a market it has struggled to enter for the last decade due to local regulation — with its $16 billion acquisition of Flipkart.

eBook 100

eBook Retail Marketing Report 100

PYMNTS

SEPTEMBER 30, 2019

Strict advertising regulations on restricted substance sellers have meant that tobacco companies that try to sell online often struggle to get attention, resulting in large retailers with existing reputations dominating the digital market. How do you get people to your website [if] you can’t do any marketing at all?” .

Retail 109

Retail Taxes Virginia South Dakota 109

Independent Banker

SEPTEMBER 22, 2015

Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. As ICBA wrote in its 2013 comment letter, this exemption will likely allow for more than 5,600 community banks to be excluded from these escrow requirements. Escrow obligations. Borrower choice.

Regulation 70

Regulation Policies Community Bank Taxes 70

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. But give they must, negotiate they must, to avoid the unspeakable horror of a default on US debt that would destroy trust in our nation and trust in the dollar. QE3 Taper—Never Mind If you are a fixed income investor, you are still shell shocked. Stay tuned.

Washington 82

Washington Marketing Data Regulation 82