BankUnderground

APRIL 3, 2024

Throughout the blog, we argue that it is useful to have a flow of funds lens to provide the ‘macro’ context in which ‘macro-pru’ policy operates. Chart 1: Household net lending from the financial account (a) Sources: Office for National Statistics (ONS) and staff calculations. (a)

Lending 64

Lending Analysis Policies Trends 64

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). Texas Capital Bancshares, Inc. In preparation for meetings, I frequently read 10k''s.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Abrigo

MAY 5, 2022

Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm. It also examines how community banks are different than other types of financial institutions, along with strategies for optimal operations. keep me informed. Whitepaper.

Community 195

Community Lending Maine Resources 195

PYMNTS

MARCH 13, 2017

Americans are waking up slightly groggier this morning as we as a nation continue to adjust to Daylight Savings Time. According to the Brookings Institution, DST causes the nations robbery rate to drop by about 7 percent on average — and by about 27 percent during the evening hours. So what did we learn this week?

Google 100

Google Tools Retail Groups 100

Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. Because the nation's balance sheet and income statement is not improving. And capital ratios have held steady and strong. In fact, if you listen to some institutional investors, the industry is over-capitalized. Positive operating leverage!

Taxes 60

Taxes Regional Industry Trends 60

CB Insights

SEPTEMBER 28, 2017

While India-based Blume Ventures takes the lead for most active venture capital investor in the country, corporate and CVC deals to the tech sector have risen every year since 2012. The Times Group is often referred to as the nation’s largest media conglomerate. The promise of high-growth and a mobile-enabled population of 1.3B

San Diego 52

San Diego Groups Capital Operations 52

Jeff For Banks

DECEMBER 18, 2014

capital appreciation and dividends. For comparison purposes, here are last year''s top five , as measured as of December, 2013: #1. Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. This, naturally, eliminated many of the smaller, illiquid FIs.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

PYMNTS

MAY 13, 2016

But, outside of a few states that are attempting to rein in how digital currency products are handled, there’s no set standard nationally on how or if bitcoin’s blockchain should have a set of regulations. That fund was filed with the SEC for regulatory approval in July 2013. Those Mt.

Bitcoin 100

Bitcoin blockchain Regulation Operations 100

Jeff For Banks

DECEMBER 7, 2019

Total return includes two components: capital appreciation and dividends. I also filtered for anomalies such as recent merger announcements, turnaround situations (losses suffered from 2013 forward), mutual-to-stock conversions, stock dividends/splits without price adjustments, and penny stocks. First Capital, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

PYMNTS

OCTOBER 14, 2016

The government has pledged nearly $2 billion per year since 2013 to support the local startup landscape. SoftBank’s capital will be used to fund Coupang’s continuing investments in end-to-end fulfillment service and same-day delivery operations.

Fintech 100

Fintech Innovation Mobile Seattle 100

CB Insights

NOVEMBER 28, 2017

Using the CB Insights database, we surfaced 7 startups capitalizing on the potential for small-sats to transform space exploration and intelligence. (We Select Investors: Draper Fisher Jurvetson, O’Reilly AlphaTech Ventures, First Round Capital. Select Investors: Space Alliance, RRE Ventures, Vulcan Capital.

Capital 61

Capital Data Industry Company 61

CB Insights

DECEMBER 6, 2017

Investors like the US Department of Energy and the National Science Foundation have also been highly active in giving out grants and financing debt rounds. With 8 unique investments to the solar space, the company mostly invests in later-stage bets, closing 3 Series B rounds and two corporate minority rounds since 2013.

Oakland 48

Oakland Hawaii Industry United States 48

Jeff For Banks

OCTOBER 19, 2012

And don’t forget that they are still finishing the $667 billion Operation Twist Program by year end 2012, where they sell shorter maturities and buy longer term ones to push interest rates lower. Bhutan, a Buddhist nation between India and China, began calculating the Gross National Happiness, or “GNH,” Index in 1972.

National 79

National Security US Massachusetts 79

CB Insights

SEPTEMBER 15, 2017

The company, which raised $116M in total disclosed financing from investors including GV and Lowercase Capital, is one of the most well-funded VC-backed food and beverage startups. Blue Bottle, which has operations across SF, NY, and Tokyo, among others, can also be found on our food and beverage market map. .

Apple 28

Apple US Ohio Capital 28

CB Insights

FEBRUARY 1, 2019

orders, or a daily average of 700,000 orders, in Q3’18, and reached 12M orders on Indonesia’s National Online Shopping Day in December. in 2013 to 15.8% PasarPolis’ current model largely operates around tech services. This differs substantially from Zhong An’s model, which operates as a licensed insurer.

Policies 61

Policies Lending Operations Examples 61

Independent Banker

NOVEMBER 24, 2014

National Award Recipient. Since then, she has worked in nearly every operational area to gain firsthand experience, from her first job as a bank teller to her current role today as the founder, chairman and CEO of Summit Bank. —Shirley Nelson, Summit Bank. By Beth Mattson-Teig. Shirley Nelson , Summit Bank. Bank assets: $210 million.

Oakland 98

Oakland Community Bank Community Industry 98

CB Insights

JUNE 11, 2018

In many ways, Apollo resembles Google’s Android Open Source Project (AOSP), Google’s open software platform for a mobile operating system (OS) that launched in 2007. Baidu has the most extensive mobile maps service in China (called Baidu Maps) and has been working on HD maps since 2013.

Google 71

Google Industry Software Data 71

CB Insights

MARCH 6, 2019

After soaring to a multi-billion-dollar valuation behind an iconic founder, a team of prominent backers, and a promise to revolutionize blood testing, Theranos officially ceased operations in 2018. That July, it banned Holmes from owning or operating a lab for two years. The rise and fall of Theranos. Total funding : $161M.

Report 78

Report San Francisco Capital New York 78

PYMNTS

MARCH 10, 2017

Athens, Greece’s capital, has a population of just over 665,000. The European Investment Fund (EIF) via the JERMIE (Joint European Resources for Micro to Medium Enterprises) initiative allocated around €50 million to four programs between 2013 and 2015. Is there anything people may find surprising about operating a business there?

Industry 118

Industry Los Angeles Technology Fintech 118

CB Insights

FEBRUARY 28, 2019

Brown, instead of managers getting stock options or guaranteed bonuses, every manager got paid $7,800 a year (the equivalent of about $14,500 today), plus “a designated percentage of the profits of the company after these are reduced by a charge for capital employed.”. The result of this type of plan was to make each manager at H.

Omaha 78

Omaha Company Capital Management 78

The Emmerich Group

APRIL 15, 2013

A human-capital audit that outlines the 43 different positions within banking—and specifies the appropriate ranges for each—has proven to be the cornerstone of helping many banks lower their turnover from the current average of (yikes!) Department of Health and Human Services and the National Institute of Mental Health. Hoopla Team ®.

System 28

System Strategy Meeting Tools 28

CB Insights

JUNE 6, 2019

The company announced it was effectively ceasing operations immediately and filing for Chapter 11 bankruptcy, putting more than 1,100 people out of work overnight. Declared Bankruptcy: 2013. When it couldn’t sell its systems for any cheaper and still make a profit, the company had to file for bankruptcy. Founded: 2009.

Apple 78

Apple Branding Google Company 78

CB Insights

NOVEMBER 9, 2017

In this review of failure, we’ve looked in our venture capital database to find the most well-funded startup companies that ultimately failed or had an undesirable exit, such as an asset sale or an acquisition for less than the total funding raised by the company. The 101 Biggest Product Failures Of All Time. Total Funding: Over $100M.

Capital 78

Capital Company San Francisco Operations 78

CB Insights

JUNE 17, 2020

Tech giants aren’t the only companies that have spotted the opportunity in remote diagnostics — some biotech companies have moved quickly to demonstrate value and capitalize on the eased regulations as well. VR has also helped businesses across industries keep operations running. Source: Oxford Medical Simulation.

Industry 101

Industry Technology Online Video 101

CB Insights

SEPTEMBER 4, 2019

in 2018, up from less than $2B in 2013. Over 1M millennial women are becoming mothers every year, meaning Gen Y now makes up the majority of annual births in the United States, according to the National Center for Health Statistics. Total wholesale camping equipment sales rose above $2.5B Source: Wikimedia Commons.

Millennials 78

Millennials Industry Branding social media 78

CB Insights

NOVEMBER 9, 2017

Together, the 7 largest meat companies combine for over $71B in market capitalization, with the largest, Tyson, boasting a $26B valuation. Another prominent deal was the 2013 acquisition of US-based Smithfield Foods, which owns brands such as Armour and Farmland. IndieBio & New Crop Capital. Seafood substitutes. Challenges.

Memphis 78

Memphis Marketing Capital Trends 78

CB Insights

JULY 19, 2017

National Medal of Science, Turing Awards, Kyoto Prizes, and many others. Founded: 2013. DBS leaders expect to see more than 5,000 people actively innovating DBS’ services and operations at DAX each year. Capital One. Innovation Lab Name: Capital One Labs. It boasts awards including Nobel Prizes, U.S. Founded: 1999.

Innovation 74

Innovation San Francisco Georgia Technology 74

CB Insights

OCTOBER 31, 2017

We are confident that to truly have the long-term impact we want to make, we need to focus on finding an acquirer with an existing national fresh food supply chain who can carry forward the Juicero mission. Most surprising was the sudden shutdown of Sprig, a startup in the beleaguered food-delivery space that first received funding in 2013.

Company 78

Company US San Francisco Capital 78

CB Insights

MARCH 2, 2018

The e-commerce giants are capitalizing on three important trends: Global financial systems are going digital and mobile. The number of equity deals in India has grown 270% over the past few years, from 543 in 2013 to 2,019 in 2017. Capturing market share and becoming profitable will take mass amounts of scale and capital in India.

Regional 68

Regional Retail Marketing Online 68

PYMNTS

OCTOBER 11, 2017

There should be vying for the consumer’s business under the same rules and regulations that non-depository providers operate under,” Fulmer noted in an interview with PYMNTS. Or, as Pew Charitable Trust pointed out, operating under clear and knowable regulations for all. The Long Walk Ahead. Unfortunately, they might have to wait.

Lending 109

Lending Regulation Guidelines FDIC 109