Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Innovation 15

Innovation Fintech Online Mobile 15

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. The role of Alex Jimenez, senior vice president and director of digital and payments innovation at the $7.2

Innovation 70

Innovation Community Bank social media Community 70

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

FEBRUARY 14, 2018

His expertise in digital technologies, restaurant operations and branding make him a perfect fit for Chipotle as we seek to enhance our customer experience, drive sales growth and make our brand more relevant.”. Niccol, who came to Taco Bell in 2011, became CEO in 2015 after holding the position of president.

Branding 108

Branding Leadership Customer Experience Innovation 108

PYMNTS

JANUARY 21, 2019

Technology credit fund Viola Credit also participated in the equity round. According to MarketInvoice , since launching in 2011, the FinTech has funded invoices and business loans to U.K. companies that are worth more than £2 billion, making it one of Europe’s largest online invoice finance platforms.

Fintech 116

Fintech Strategy Company Technology 116

PYMNTS

DECEMBER 12, 2019

In-store holiday returns present a unique opportunity for retailers to either upsell or capture another sale while a consumer is in the store, aided by savvy store employees and retail technology. The survey showed that Generation X encompassed the most prominent online shoppers, with 57 percent of them having goods shipped to their homes.

Retail 131

Retail Milwaukee New York City New York 131

PYMNTS

MARCH 22, 2018

Founded in 2011, Sift Science plans to use this latest round of funding to grow its fraud detection and prevention product globally. Our customers, who span the spectrum from top FinTech innovators to Global Fortune 500 institutions, have validated this view by partnering with us to solve extremely hard problems.”.

Fraud 108

Fraud Atlanta Capital Big Data 108

PYMNTS

JANUARY 18, 2021

The 2013 holiday season then began to show signs of the shift to online and digital, and away from brick-and-mortar retail. Data assembled by ShopperTrak and published by The Wall Street Journal in January of 2014 only quantified the steepness of that decline — starting as early as 2011. The gap between the department store’s 3.3

Retail 309

Retail Online Maine Branding 309

PYMNTS

SEPTEMBER 18, 2019

There is no taboo associated with women’s undergarments – which means they are fairly easy to find in a wide range of online and offline locations. We are a new-age company, a digital company, and we look at technology as a big and extremely important tool that allows us to make a significant impact on the life of a woman,” Jain noted.

Data 122

Data Branding System Online 122

PYMNTS

APRIL 20, 2016

Ergo, the concern was that the device would constantly “hear” its name when it wasn’t actually being spoken to, come online and start attempting to place online orders for whatever it heard subsequently, ostensibly on behalf of its owner. Work on what would become the Echo had begun, the outlet notes, in 2011.

Innovation 100

Innovation Online Retail Community 100

Accenture

AUGUST 29, 2019

True story…I was walking through the office last week and bumped into a colleague from our analytics team, Amy, who is at the cutting edge of technology and always has the latest gadgets. Yes, nice use of technology but…. As we were talking her phone buzzed and she said, “Hey have a look at this!” percent of GDP and has created 2.6

Strategy 150

Strategy Study Training Technology 150

Celent Banking

JANUARY 28, 2016

Back in 2011, I wrote a report titled Innovative Payment Startups: Bank Friends or Foes? In the report, I looked at companies presenting at the inaugural FinovateEurope and concluded: “Banks have little to fear from this particular group of payment innovators. The question is not necessarily new.

Fintech 100

Fintech Innovation Retail Payments 100

PYMNTS

APRIL 12, 2017

The online retail giant’s estimated market cap sat at just a tad over $439 billion—nearly twice that of Walmart. A company spokesperson said that Amazon is “constantly innovating on behalf of customers and sellers to ensure their information is secure and that they can buy and sell with confidence.

San Diego 101

San Diego Retail Online Marketing 101

Fintech Labs Insights

MARCH 15, 2024

The event is organized by industry veteran Bruce Burke who first landed on the events radar with his well-timed Social Mobile Payments conference launched in 2011. . – But there is another event debuting this year that I completely get, Fin + AI 2024 It could easily become a fixture on the fintech conference circuit.

Conference 15

Conference Las Vegas Fintech Case Study 15

PYMNTS

MARCH 6, 2019

StyleSeat Founder Melody McCloskey knew she had a good idea when she launched StyleSeat in 2011, because the concept seemed so intuitive. Standing out and building loyal customer relationships is critical to success, McCloskey said – and StyleSeat’s technology helps stylists accomplish both.

social media 111

social media Management Branding Innovation 111

PYMNTS

MARCH 16, 2017

Now while Facebook initially launched its Messenger chat service in 2011, it wasn’t a major hit right away and the social media giant continued to refine its offering. Like all new technologies, chatbots are facing challenges. Like all new technologies, chatbots are facing challenges. Cambridge, Mass.–based

Operations 107

Operations social media Comparison Industry 107

PYMNTS

JANUARY 12, 2021

Starting with Siri’s appearance on the market in 2011 and exploding into the public consciousness with Amazon’s Alexa (and to a lesser extent Google Assistant), with rapid growth over the last six or so years, the voice connected future has been expanding into every aspects of the consumer’s life — and into the co-pilot seat.

Technology 216

Technology Innovation Retail System 216

PYMNTS

AUGUST 12, 2019

Traditionally, online retailers receive and process credit card information upon each transaction. PYMNTS recently spoke about security with Bill Onderdonk, chief operations officer at KiwiCo, a monthly science, technology, engineering, art and math (STEAM) subscription box for children. What Security Means For Subscriptions.

Retail 118

Retail Video Security Software 118

PYMNTS

JUNE 3, 2016

These days, retail merchants must reach customers, both in-store and online, securely and conveniently. I would say around 2010, 2011, 2012, with Apple having mobile payments acceptance in stores, checking out on mobile devices, that’s where we saw transactions become much more personal,” Dasilva said of in-store retail experiences.

Retail 100

Retail Apple Fraud Online 100

CFPB Monitor

MAY 12, 2021

The Fed’s final rule implementing the Durbin Amendment (Regulation II) went into effect in October 2011. It comments that the continued growth in online transactions, particularly due to the pandemic, has put a spotlight on this issue. Comments on the proposal are due 60 days after the date it is published in the Federal Register.

North Dakota 78

North Dakota Cards Regulation Fraud 78

FICO

FEBRUARY 9, 2022

Local Brazilian banks however recognised there was an opportunity to create a competitive and agile payments brand to service the local market, and in 2011 Banco do Brasil, Bradesco, and Caixa Econo?mica Most Latin American card networks rely on chip and PIN fraud detection technology.

Fraud 52

Fraud Cards Analytics System 52

Fintech Labs Insights

SEPTEMBER 21, 2020

Innovate Finance broadcast the finals of its Pitch360 competition over Zoom in July. Customers: Shell, KLM, United Nations, Toyota, SITA, Lloyds Register and a range of technology startups. Founded: 2011. Payment platform for online businesses and processors. Digital Assets. Category winner AND overall winner: Wirex.

Innovation 15

Innovation Fintech blockchain Capital 15

Jeff For Banks

MARCH 3, 2018

That's what I thought about while reading a recent Financial Brand post about Innovation in Banking: Killer Ideas? When I wrote that post in January 2011 there were 7,700 FDIC insured financial institutions. Online book stores. In 1998, they decided "why don't we sell everything online?" or Idea Killers? A 26% decline.

Apple 65

Apple Millennials Massachusetts FDIC 65

CB Insights

NOVEMBER 9, 2017

Four online travel agencies (OTAs) have played a big role in shaping the state of travel search and booking: Expedia, TripAdvisor, Ctrip, and The Priceline Group. From new booking engines to events/activities to person-to-person platforms like Airbnb, there is innovation all over in travel. How is Tech Disrupting the Travel Industry?

Online 33

Online Groups Industry Maine 33

Fintech Labs Insights

OCTOBER 7, 2016

Panowicz, who worked for fellow Finovate alum mBank as Senior Director and Managing Director from the fall of 2011 to the spring of 2015, will be responsible for Kreditech’s product and technology departments. Founded in 2012 and headquartered in Hamburg, Germany, Kreditech demonstrated its technology at FinovateSpring 2014.

Technology 19

Technology Boston Leadership Conference 19

Accenture

MAY 22, 2019

For years, banks have enjoyed a low bar on CFO expectations around payment product sophistication and innovation. Companies are moving cash off the balance sheet and investing in areas like wages, capital expansion and innovation. As a result, most bank business interactions are the same as they were 20 years ago.

Payments 150

Payments Customer Experience Survey Capital 150

PYMNTS

DECEMBER 24, 2020

Considered an online version of a dollar store, ContextLogic looked in many ways like the next Amazon. billion — not bad, but far below what other major online retailers are seeing. Co-founded in 2011 by Facebook veteran Doug Hirsch (now GoodRx’s CEO), the company has operated in the black since 2016. Wish ($17 billion).

US 230

US Company Report Payments 230

Fintech Labs Insights

OCTOBER 11, 2016

Lloyds Banking Group will be the first European institution to use “phone printing” technology to help fight fraud. The technology uses 147 unique call features such as location, number history, and call type to defend against many common fraud tactics such as ID spoofing, voice distortion, and social engineering.

Groups 12

Groups Technology Georgia Fraud 12

PYMNTS

MAY 28, 2018

The idea came about by helping college students move in and out of their dorms at Auburn University in 2011. To use the service, consumers can book a move online. But services such as Bellhops are disrupting the market — and making a challenging time for consumers easier — by bringing an on-demand pricing model to the moving industry.

Alaska 102

Alaska Hawaii Tennessee Austin 102

PYMNTS

AUGUST 26, 2016

I n the mid-late-1980s, the online shopping channel of choice was the television – and QVC one of the granddaddies of what was hailed as “home shopping.” And you could buy some of the same stuff that you can buy today online. In 2011 there were about 170 channels available per household. It wasn’t always that way.

Mobile 100

Mobile Retail Video social media 100

PYMNTS

AUGUST 26, 2016

I n the mid-late-1980s, the online shopping channel of choice was the television – and QVC one of the granddaddies of what was hailed as “home shopping.” And you could buy some of the same stuff that you can buy today online. In 2011 there were about 170 channels available per household. It wasn’t always that way.

Mobile 100

Mobile Retail Video social media 100

PYMNTS

JULY 4, 2016

We’ve built a lot of privacy enhancing technologies that allow us to let companies share information without actually flying the data around,” Cook explained. ‘Enabled By The Mobile Age’ How can technology work to bring new merchants to new buyers, without lopsided development or imbalances on either side of the scale?

Data 103

Data Lending Mobile Payments 103

CB Insights

SEPTEMBER 1, 2017

Startups are increasingly using technology, such as mobile and telemedicine platforms, to increase access and lower costs in mental healthcare. We define the mental health and wellness category to include companies applying technology to problems related to emotional, psychological, and social well-being. Click to enlarge. .

San Francisco 43

San Francisco social media California Colorado 43

PYMNTS

MAY 10, 2016

And while seeing one’s biggest competitor fall out of the marketplace is normally good news for any dominant firm, Best Buy in fact found itself getting something of a preview of the situation the team at Barnes & Noble faced in 2011 when Borders closed. Online sales grew by 13.5 The Great Digital Upgrade.

Retail 100

Retail Comparison Innovation System 100

NCR

JULY 14, 2017

That’s despite the fact that, between 2011 and 2014, the proportion of adults that hold an account increased from 42 percent to 75 percent. Giving the entire global population access to banking services will require a collaborative effort spanning various channels and financial systems, from the most familiar to the most innovative.

ATM 80

ATM Industry Conference Bitcoin 80

PYMNTS

MAY 11, 2020

We have observed the rapid acceleration of online behaviors that were nascent when consumers had a choice of how and where to shop, how and where to eat, and how and where to travel and work. The fact of the matter is that hardly anything ever happens abruptly in business and technology. Or it could be bad, falling in the abyss.

Innovation 192

Innovation Online Maine Course 192

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: October 2011. Date: August 15, 2011. Price: $7.9B.

Google 76

Google Software Innovation Company 76