Remove 2008 Remove Management Remove Regulation Remove Risk Management
article thumbnail

CRE risk management: Identify and manage concentration risk

Abrigo

Find commercial real estate risks in the loan portfolio Sound risk management practices in commercial real estate lending help lenders manage CRE credit losses and protect the portfolio's profitability. You might also like this podcast, "How to sleep easier at night about your capital and risk levels."

article thumbnail

SVB, Fed guilty of poor management

BankInovation

Silicon Valley Bank and federal regulators alike let poor management slide for several years — leading to the largest banking failure since 2008. SVB lacked board effectiveness, risk management and internal audits within its operations, and had 31 outstanding supervisory warnings when the bank collapsed in March.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Lessons Learned From the Fourth United States Bank Failure of 2023

Perficient

He was promoted to President and CEO in 2008. Bank Closed By Regulators Almost all bank closures happen on a Friday so that regulators can work all weekend to reopen the bank on Monday. To speak to a Perficient consultant about RCSA or any of Perficient’s risk management and regulatory capabilities, click here.

article thumbnail

Best Practices for Managing Credit Risk in Recession

Abrigo

Key Takeaways This recession is significantly different than the 2008 financial crisis, creating a unique credit environment for financial institutions. Economic downturns alter the credit memo's content and process to capture credit risk. Loan grading is another pillar of managing credit risk that should be evaluated frequently.

article thumbnail

ICC Says Regulation Limits Trade Finance

PYMNTS

Reports in Reuters on Tuesday (May 28) said UBS expects its regulatory costs to remain high in the years ahead after a decade of more stringent regulations leading to heavier, more costly burdens on banks. “That has tied up enormous resources.” “Why is this so significant?

article thumbnail

How Stress Test Results Can Yield Better Lending, Credit, and Risk Decisions

Abrigo

Stress Testing | 7 minute read Key Takeaways Stress testing is an important component of sound risk management. Some financial institutions may view stress testing as a “check the box” practice to satisfy regulators, but others are making the most out of the process. Stress testing and risk management. Learn More.

Lending 150
article thumbnail

Will the cost of regulation impact community bank customers?

Abrigo

The banking industry has seen a steady stream of media attention since 2008, much of it in the form of stories about data breaches linked to major retailers or mega banks’ profits. Two recent surveys addressing the community banking landscape have pointed to increasing regulations as the primary cause of stress for these institutions.