PYMNTS

JANUARY 27, 2020

Nearly every chain now has an app presence, so it’s easy to forget that the technology was rare just 10 years ago. Domino’s was one of the first chains to innovate the space, developing an online tracker that reported order statuses to customers in real time and offered artificial intelligence (AI)-driven voice ordering.

Mobile 145

Mobile Branding Google Technology 145

PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. But a standstill in the credit markets created a vacuum for a bit, at least along traditional lending conduits. Necessity is the mother of invention.

Lending 148

Lending Innovation Fintech Cards 148

PYMNTS

DECEMBER 6, 2018

In a press release, Visa said it will implement its payment technology at the tournament venues and provide exclusive experiences for cardholders. These tournaments allow us distinctive opportunities to showcase Visa’s payment innovation, strengthen partnerships and highlight our evolved offerings to clients and fans.”.

National 115

National Regional Innovation Payments 115

PYMNTS

MARCH 12, 2019

Payments technology company InComm has acquired Linq3 Technologies with the purpose of entering the lottery industry, the company announced on Tuesday (March 12). Linq3, founded in 2007 in Atlanta, develops, builds and markets traditional and digital lottery products.

Industry 134

Industry Atlanta Cards United States 134

PYMNTS

FEBRUARY 7, 2020

7-Eleven President and CEO Joe DePinto said in an announcement , “Retail technology is evolving at a rapid pace, and customer expectations are driving the evolution. Our team is dedicated to continuing 7-Eleven’s legacy of innovation with industry-leading digital solutions. Mike Motz, CEO of Staples U.S.

Retail 143

Retail Dallas Massachusetts Technology 143

NCR

NOVEMBER 24, 2017

Contactless payments technology has come a long way in the last few years, particularly in markets such as the UK, where strong efforts have been made to embrace the technology and provide the necessary supporting infrastructure. So where next for the technology? According to the UK Cards Association , there were 108.4

Technology 79

Technology Cards Payments Retail 79

PYMNTS

DECEMBER 28, 2020

Pan Gongsheng as saying that officials criticized Ant for poor corporate governance, defiance of regulatory demands, illegal regulatory arbitrage, the use of its market advantage to squeeze out competitors and harming consumers’ legal interests. subprime mortgage industry’s collapse and the 2007-08 Great Recession.

US 168

US Regulation Groups System 168

PYMNTS

MARCH 21, 2017

While local and antiquated systems still facilitate much of the business in the agricultural space, technology startups are looking to bring the industry into the internet age. Technology startup FarmLead is part of this movement. FarmLead recently closed a $6.5 To date, FarmLead has raised $7.29

Online 100

Online Regional America Tools 100

PYMNTS

MARCH 18, 2019

recently fell to the lowest rate since the 2007-2009 financial crisis, but a new product launch from JPMorgan Chase & Co. According to the Federal Deposit Insurance Corporation (FDIC), the percentage of unbanked Americans fell to its lowest level since the 2007-2009 financial crisis. The percentage of unbanked people in the U.S.

America 175

America Survey FDIC System 175

BankUnderground

JUNE 16, 2021

Since the Great Financial Crisis started in 2007 there has been renewed interest in using the past as a basis for policy responses in the present, but how useful is history and how is it best used? Galbraith (1990) : ‘the extreme brevity of the financial memory’ makes financial markets susceptible to unstable euphoria.

Examples 130

Examples Policies United States Exercises 130

PYMNTS

AUGUST 11, 2020

Apple is on the cusp of a stock market first — becoming the first public company in history to capture a $2 trillion valuation. trillion market capitalization — almost double where it was just two years ago. And its market cap will hit $2 trillion if the stock rises about another 5 percent to $467.77 The iPhone Era .

Apple 120

Apple Video Marketing Mobile 120

PYMNTS

JUNE 20, 2019

In an era of restaurant technology that provides diners with many choices, mobile order-ahead is more popular than ever with consumers. To meet this rising demand, QSRs are tapping into ordering interfaces built into cars and reconstructing stores to make for smoother mobile pickup — along with other innovations.

Mobile 116

Mobile Jacksonville New York City New York 116

FICO

NOVEMBER 11, 2020

FICO has announced its panel of independent judges for the 2021 FICO® Decisions Awards which honor clients achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. In 2018, he was recognized as an “Analytics Visionary” by Consumer Goods Technology.

Meeting 52

Meeting Analytics Big Data Management 52

BankUnderground

AUGUST 31, 2022

Since 2007, macroprudential policymakers have grappled with a broad set of vulnerabilities. But while some of this development can build on well-grounded principles for financial stability policy, other aspects are likely to come up against three timeless challenges, requiring novel and innovative thinking to overcome.

Policies 85

Policies Marketing System Regulation 85

Gonzobanker

DECEMBER 17, 2021

This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. For the past four-plus years, Chesler has guided Glacier through continued growth and successful acquisitions across the West, all while staying true to Glacier’s local market culture. GonzoBanker of the Year – Credit Union.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

JUNE 8, 2016

The advent of technology is a movement to try to make the transaction, ideally, a frictionless one. But how can technology work to bring new merchants to new buyers, without lopsided development or imbalances on either side of the scale? When I think about the learnings we’ve had in contactless in the U.K.

Payments 100

Payments Training Video Technology 100

PYMNTS

OCTOBER 26, 2017

Alternative and marketplace lending platforms promised faster, easier SMB lending than traditional banks could deliver and eventually led traditional financial institutions (FIs) to collaborate with their one-time rivals as they realized they needed to offer more technologically advanced lending experiences to their small business customers.

Lending 109

Lending Google Fintech Industry 109

PYMNTS

APRIL 15, 2019

Not every innovation is a good innovation. Using the data, however, is a bit complex for thieves, as it is only possible via a Chrome extension created by the Genesis market makers. They might just say, ‘I need to update my direct deposit information,’” Erik Nyberg, director of information technology at KVC, told CNBC. “Or

Fraud 129

Fraud Data Security Ohio 129

PYMNTS

JANUARY 14, 2019

News last week that Macy’s profits would take an unexpected Q4 nosedive set off a retail stock market shock wave that wiped $34 billion in value from the sector. Aided and abetted by mobile devices, apps and payments and logistics innovations have substantially improved the consumer’s digital shopping experiences.

Retail 198

Retail Online Mobile Data 198

PYMNTS

NOVEMBER 7, 2016

In that same interview, Ballmer also explained away his initial skepticism of Apple as his inability to process the “business model” innovations that he claimed drove its popularity — the carrier subsidies that made the iPhone cheaper for consumers to buy. Life was looking pretty good for Microsoft and its command of the mobile market.

Mobile 188

Mobile Apple Google Software 188

PYMNTS

MAY 19, 2017

Starting in 2007, the event has had a different focus each year on what is the next big thing for the social media giant, with breakout sessions on more tailored topics. When you look at the bot, there’s an underlying technology there that is basically a friendly human response algorithm. This is a big revenue generator for them.

social media 110

social media Conference Groups Branding 110

PYMNTS

DECEMBER 14, 2016

Wireless isn’t new, but we’re in a new era of how consumers use it,” said Jeff Aaron, vice president of marketing at Mist Systems. Wireless was built prior to 2007, so it didn’t have the opportunity to take advantage of smartphone or cloud infrastructure. Third, Mist Systems incorporated AI components into their technology.

System 100

System social media Retail Examples 100

William Mills

APRIL 27, 2017

With the Fannie Mae and Freddie Mac still in recovery there has not been great investment in mortgage technology. These folks are may be one of the companies that bring 21st Century technology to the industry. They invested in new technology and are promoting the heck out of it. 12:28 pm Infocorp. Ana, CEO is speaking. “20

San Francisco 69

San Francisco social media San Jose Customer Experience 69

PYMNTS

MARCH 18, 2016

The alternative small business lending market took home the biggest slice of cake this week with about $33.5 That may not have been surprising this time last year, but today, considering talk of lackluster performance by these innovators — plus recent warnings over a total market collapse — that funding is pretty impressive.

Lending 100

Lending Capital Google Security 100

Gonzobanker

OCTOBER 6, 2014

But it’s something every institution needs, and it is the underlying technology that enables our branches, ATMs, phone systems, vendors and Internet to talk to each other. Market Commoditization: Every seven or so years a new technology emerges in the telecom space. We see innovation and new services first from these vendors.

Branch Strategies 94

Branch Strategies Technology Data Management 94

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. Get the 54-page retail report.

Innovation 77

Innovation Retail Branding Technology 77

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. We knew there was tremendous hubris in the subprime market. trillion failed. What caused a dot-com bubble? What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

JANUARY 18, 2021

Retail’s survivors will recognize that reality, and will invest in the digital tools and technologies that don’t force consumers into the physical store, but bring the physical store to them. Take Macy’s — the once-iconic department store with a market cap today of $4 billion. It’s Amazon. percent a year earlier, and a 42.5

Retail 309

Retail Online Maine Branding 309

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: May 18, 2007. in May of 2007 to Google’s $3.1B

Google 76

Google Software Innovation Company 76

CB Insights

FEBRUARY 13, 2020

Brothers Patrick and John Collison founded Stripe in 2010 in an attempt to gain share in online payments, a then-nascent market with seemingly boundless growth opportunity. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98

NCR

JULY 11, 2016

The emergence of new technology solutions in the past few years has affected almost every aspect of the financial sector, but one area where this is making a real difference is in the person-to-person (P2P) payments space, where a raft of new developments have given consumers more options than ever for sending money to their peers.

Trends 40

Trends Payments social media Mobile 40

PYMNTS

MARCH 14, 2016

Well, it is “an innovative new payment platform created to transform the payments industry by drastically altering the economics through Internet-based technology, generating significant consumer benefits.” Except, of course, it didn’t – and it is now in the crowded graveyard of payments innovations that sounded too good to be true.

Bitcoin 100

Bitcoin blockchain Video Apple 100

CB Insights

MARCH 28, 2018

When Steve Jobs first unveiled the iPhone in 2007, he changed what people imagined a mobile phone could be. In the following decade, each iteration of the iPhone continued to push technological boundaries and remained core to the company’s continued success. GET the Full Report: FAMGA Earnings Call aNalysis.

Apple 28

Apple Maine Technology Analysis 28

NCR

OCTOBER 31, 2016

Consumers will always appreciate choice, so placing too much stock in payment innovations over traditional methods like cash and checks could be an unwise move. It’s easy to forget that contactless cards were first launched back in 2007, meaning that the technology has been on British high streets for almost a decade.

Exercises 40

Exercises Cards Payments Innovation 40

PYMNTS

MARCH 9, 2016

By engaging in some heart-pounding retail archaeology, the adventurous “raiders” find pieces of archaic technology, electronic accessories or obsolete video games and consoles still inexplicably carried by Walmart and often discounted (or not) to laughably impossible degrees.

Retail 100

Retail Online New York Video 100

BankUnderground

JUNE 2, 2021

Over the past decades innovations such as the internet, containerisation, the growth of air travel, better telecommunications, and improved transport infrastructure have all played a role ( Freund and Weinhold (2004) ; Bernhofen et al (2016) ; Hummels (2007) ; and Sachs (2020) ). Globalization has many drivers and many consequences.

Policies 63

Policies Analysis Exercises Trends 63

PYMNTS

JANUARY 11, 2017

The future of sales — and any number of other business conversations — will likely be left in the digital hands of artificial intelligence, especially if AI innovator Conversica has anything to do with it. Founded in 2007, Conversica began as a lead-generating business, selling sales leads to other companies.

Capital 100

Capital US Company System 100