PYMNTS

FEBRUARY 20, 2019

Blockchain is increasingly being separated from cryptocurrency, with an eye toward disparate use cases — some done at the national level. To that end, reports came this week that Germany has put a consultation and commentary period in place that will focus on blockchain, with a goal of having a strategy outlined by the summer, Reuters said.

National 161

National blockchain Cleveland cryptocurrency 161

PYMNTS

JULY 24, 2020

The July Payments Powering the Platform Economy Report examines how international eCommerce platforms work to create transaction experiences that are compelling and secure for users in each market they serve. Find more about these stories and the rest of the latest headlines in the Report. Get the full story in the Report.

Compliance 152

Compliance Report Payments Security 152

PYMNTS

SEPTEMBER 30, 2020

Two new reports show that the U.S. job market continued to slowly recover in September, although small businesses reported only small gains. The ADP National Employment Report showed on Wednesday (Sept. The new reports come just days before Friday’s planned release of the U.S. August’s report showed that the U.S.

Report 130

Report National Conference Regional 130

CB Insights

NOVEMBER 2, 2021

In our State Of Blockchain Q3’21 Report, we dig into global investment trends to spotlight takeaways including: A record-shattering year for blockchain/crypto financing, already up 384% vs. 2020. Below, check out just a few highlights from our 177-page, data-driven State Of Blockchain Q3’21 Report. GET THE FULL REPORT.

blockchain 94

blockchain Report Analytics Tools 94

PYMNTS

AUGUST 29, 2017

Consumers in the Asia-Pacific market are quite aware of the range of digital payment options available to them, but they prefer to pay with cash, according to a new study from PayPal reported by CNBC. In Hong Kong, that number dropped to 44 percent and in Singapore was 43 percent, the study indicated.

Report 129

Report Study Regional Analysis 129

PYMNTS

MAY 19, 2017

Even as some countries move away from physical currency in favor of more modern payment methods, demand in larger nations means the Asia-Pacific region is still clinging to cash. With China and India driving economic growth, countries in the Asia-Pacific region are estimated to spend some $8.1 trillion in cash payments in 2015.

Report 136

Report Regional Analysis Payments 136

South State Correspondent

JANUARY 10, 2024

This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges. We estimate that approximately another 500 use hedging programs that keep the derivative off balance sheet (thus not reportable by FDIC). Hedging Adoption As of Q3/23, there were just over 4.5k

Community Bank 195

Community Bank Community National Regional 195

PYMNTS

JULY 21, 2020

Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems. Many nations in the region are thus examining their open banking proposals to ensure they address this behavior.

Mobile 229

Mobile Report America Regulation 229

PYMNTS

NOVEMBER 16, 2018

While spending at QSRs is on the rise nationally, certain geographic regions appear to be more receptive than others to adopting mobile and connected ordering. In regions like the Midwest, Southwest and West, meanwhile, growth lags behind the country’s mean. About The Playbook .

Mobile 172

Mobile Report Regional United States 172

PYMNTS

NOVEMBER 10, 2020

The central bank and several other commercial banks collaborated on a cross-border bank account offering that Pakistanis overseas can use to store rupees and foreign currencies as well as to pay bills and make other transactions in the nation.

Report 216

Report Fintech United States Meeting 216

PYMNTS

JANUARY 21, 2020

Adeeb Ahamed, managing director of LuLu Financial Group , which is headquartered in Abu Dhabi, said the collaboration with MoneyGram “will revolutionize” how remittances are handled in the Asia-Pacific region, “changing the way people approach digital transactions.”.

Regional 250

Regional cryptocurrency System National 250

Bobsguide

OCTOBER 16, 2018

When the Financial Stability Board (FSB) published its guidelines to national and regional regulators to encourage greater oversight into financial markets, even they couldn’t foresee the deluge of rules and compliance requirements those regulators would begin to craft. In Europe, the most.

Guidelines 115

Guidelines Report Data Regional 115

PYMNTS

JANUARY 7, 2021

The World Health Organization (WHO) is warning that Europe is likely entering into the “acute” phase of the COVID-19 pandemic as nations scramble to quell the latest surge in infections. During 2020, at least 26 million people in Europe were reported to have contracted the illness, resulting in more than 580,000 deaths, CNBC added.

National 195

National Regional United States Policies 195

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133

National Training Bitcoin Samsung 133

PYMNTS

OCTOBER 12, 2018

Amid the headlines detailing the billions of dollars in money laundering done through conduits like Danske Bank and Deutsche Bank, among others, a report shows that the problem is a global one — and that it is getting worse. The Basel report notes that there is no country with a “zero” risk of such illegal activities.

Report 188

Report Course Trends Data 188

PYMNTS

DECEMBER 30, 2020

The index, calculated monthly by the National Association of Realtors (NAR), showed that month-over-month sales activity dropped in all four major regions of the country (Northeast, Midwest, South and West). But compared to 2019, pending home sales are actually up in all regions. Pending home sales dropped 2.6

US 249

US Regional National Marketing 249

PYMNTS

SEPTEMBER 18, 2020

18), the European Round Table for Industry ( ERT ), a Belgium-based advocacy group, wrote “Europe is lagging behind other world regions in the rollout of 5G, both the infrastructure and the capacity to offer commercial 5G services.”. 5G will be integral to the future of Europe’s digital infrastructure and resilience,” the report stated.

Industry 216

Industry Groups Regional National 216

American Banker

FEBRUARY 2, 2024

Valley National, based in Morristown, New Jersey, has a high exposure to commercial-property loans relative to its peers. The bank reported that almost half its $50.2 billion loan book was in commercial real estate as of Dec. 31, with heavy exposure to New York, Florida and New Jersey.

National 28

National New Jersey Florida New York 28

PYMNTS

NOVEMBER 24, 2020

The remittance firm said it has grown its real-time digital payout abilities in a move that encompasses billions of bank accounts in 100 nations. Visa has wrapped up its acquisition of YellowPepper, the Latin American FinTech, in the first arrangement of its kind by the financial company in the region. For international travelers.

Payments 214

Payments Regional Strategy Analysis 214

PYMNTS

FEBRUARY 16, 2020

billion, Bloomberg reported on Friday (Feb. Its investment in Latin America this year will target eCommerce, healthcare, FinTech and other industries, as it looks at about 650 firms in the region. Freire added that Argentina, Brazil, Chile, Colombia and Mexico “are in the spotlight,” and there’s no “preset amount by nation.”.

Fintech 174

Fintech America Regional Capital 174

PYMNTS

AUGUST 1, 2018

A new report by the Bipartisan Policy Center recommended several reforms that would help the U.S. Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

AUGUST 12, 2020

While the region has seen lockdown restrictions ease and workers return to factories and offices, the Bank of England (BOE) has warned that it could take 17 months to regain the ground lost during the pandemic. s sinking economy is the region depends on activities that require personal contact. and 10 percent in Europe.

Regional 178

Regional National Industry Report 178

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

PYMNTS

JANUARY 15, 2021

EedenBull , which works with payment and spend technology, has a new agreement with National Australia Bank (NAB) in which the bank will let its small- to medium-sized business (SMB) users access EedenBull’s payment and spend platform, according to a report from Finacial IT.

Management 172

Management National Regional Analysis 172

PYMNTS

JUNE 17, 2020

A growing number of nations are looking to develop digital versions of their currencies, and now there might be regional initiatives taking shape to target the U.S. Instead, they’re now coalescing into potential regional projects. dollar’s supremacy on the global stage.

US 223

US Conference Regional National 223

PYMNTS

APRIL 3, 2020

The country joins other nations that have offered supply chain insurance support, The New York Times reported. A government department, UK Export Finance , has grown the program to handle transactions with the European Union, Canada, New Zealand and Iceland, among other regions. Beyond the U.K.,

Payments 176

Payments New York National Regional 176

PYMNTS

SEPTEMBER 2, 2019

HSBC has issued its first yuan blockchain-based letter of credit transaction, Reuters reported. While the platform has predominately been used in individual pilot cases, Ajay Sharma, HSBC’s regional head of global trade and receivables finance for Asia-Pacific, said it is getting closer to full proposition.

blockchain 144

blockchain System San Francisco National 144

PYMNTS

NOVEMBER 16, 2018

The shift could possibly cause payments to move underground and particularly impact nations that are dependent on remittances, Reuters reported. FSB Correspondent Banking Group Chair Alexander Karrer said, according to the report, “to be effective, these need to be implemented in practice by national authorities and banks.”.

Regulation 190

Regulation National Survey Regional 190

PYMNTS

OCTOBER 29, 2020

San Francisco’s once vibrant downtown area is empty, according to local reports. said tech executive Connor Fee in a San Francisco media report. According to local reports , 43.3 That’s an increase from the 36 percent observed in September and the fewer than 25 percent in early April when shutdowns were at their national peak.

San Francisco 150

San Francisco El Paso Dallas Fort Worth 150

PYMNTS

APRIL 21, 2020

Thierry Breton, the European Union’s (EU) commissioner for internal market and services, said the 27-nation bloc is facing its most difficult challenge since it was founded in 1993, and stated that its nations should be a top priority for bailouts, the Associated Press reported. It could take 1.5 trillion euros (1.63

National 177

National Regional Groups Marketing 177

PYMNTS

JULY 31, 2019

According to reports in TahawulTech, the initiative marks Mastercard’s first national-scale blockchain project in the Middle East. As a technology company, Mastercard is proud to introduce the latest payment technologies to the region, which are helping to build the infrastructure for a smart economy.”

blockchain 190

blockchain Regional National Payments 190

PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation. The banks have also agreed to share data on emerging markets.

Fintech 211

Fintech San Francisco National Innovation 211

PYMNTS

FEBRUARY 27, 2020

The 2020 outlook report from the National Restaurant Association was released today and it paints a picture of an industry dealing with the countercurrents of solid consumer spending and disruptive technology. In fact, by 2030, the National Restaurant Association expects that technology could completely change the face of dining.

Rhode Island 151

Rhode Island National social media Arizona 151

PYMNTS

JULY 16, 2020

servers, The Wall Street Journal reported. The top court of the 28-nation bloc ruled the transfer of personal data to platforms in the U.S. s surveillance practices should put an end to storing personal information about Europeans, The Journal reported. including Facebook Inc., Alphabet Inc.’s s Google and Apple Inc.

Data 212

Data US Regional Resources 212

PYMNTS

JANUARY 1, 2020

percent year-end, a nine-year high, CNBC reported on Wednesday, Jan. Earnings growth was the biggest recorded since the Paychex/IHS Markit Small Business Employment Watch report launched in 2011. The monthly small business report taps the payroll data of roughly 350,000 Paychex clients to track wage trends and other activity.

Tennessee 133

Tennessee Michigan Ohio Regional 133

PYMNTS

FEBRUARY 11, 2020

Uber Money teams are also located in Palo Alto, Amsterdam, New York and San Francisco tech centers, Livemint reported. Uber Money in India would be reportedly based on Unified Payments Interface (UPI), the real-time payment system of the National Payments Corp. of India (NPCI). of India (NPCI). Zomato was valued at $3.55

San Francisco 186

San Francisco Fintech Analytics New York 186