PYMNTS

MAY 12, 2020

Consumers are paying with credit and debit cards more than ever before, and they are increasingly looking to their smartphones to gain greater control over how they spend and manage their money. In contrast, national bank customers are less likely to switch FIs, with 25.9 percent of national banks, versus 77.5 For example, 90.3

Regional 241

Regional National Cards Mobile 241

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

PYMNTS

JANUARY 28, 2019

Corporates aren’t prepared to tackle the headwinds of market risks, according to two separate reports released last week. FTI Consulting released its inaugural Resilience Barometer report during the World Economic Forum held in Davos, Switzerland last week.

Management 145

Management Risk Management Survey Security 145

PYMNTS

NOVEMBER 16, 2018

Other coffee companies have seemingly followed the lead, with players like Dunkin’ Donuts rolling out stores that are specifically designed to manage a high volume of mobile order-ahead purchases, and investing in new ordering methods and technologies. Other well-known fast food players are jumping on the bandwagon as well.

Mobile 172

Mobile Report Regional United States 172

PYMNTS

JANUARY 21, 2020

Adeeb Ahamed, managing director of LuLu Financial Group , which is headquartered in Abu Dhabi, said the collaboration with MoneyGram “will revolutionize” how remittances are handled in the Asia-Pacific region, “changing the way people approach digital transactions.”.

Regional 250

Regional cryptocurrency System National 250

PYMNTS

NOVEMBER 10, 2020

The central bank and several other commercial banks collaborated on a cross-border bank account offering that Pakistanis overseas can use to store rupees and foreign currencies as well as to pay bills and make other transactions in the nation. Find more about these and all the rest of the latest headlines in the Tracker®.

Report 216

Report Fintech United States Meeting 216

PYMNTS

JULY 21, 2020

Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems. Many nations in the region are thus examining their open banking proposals to ensure they address this behavior.

Mobile 229

Mobile Report America Regulation 229

South State Correspondent

JANUARY 10, 2024

This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges. We estimate that approximately another 500 use hedging programs that keep the derivative off balance sheet (thus not reportable by FDIC). Hedging Adoption As of Q3/23, there were just over 4.5k

Community Bank 195

Community Bank Community National Regional 195

PYMNTS

JANUARY 7, 2021

The World Health Organization (WHO) is warning that Europe is likely entering into the “acute” phase of the COVID-19 pandemic as nations scramble to quell the latest surge in infections. During 2020, at least 26 million people in Europe were reported to have contracted the illness, resulting in more than 580,000 deaths, CNBC added.

National 195

National Regional United States Policies 195

South State Correspondent

FEBRUARY 27, 2024

Bankers need to manage credit relationships to ROA/ROE and not credit spreads. Objectives of Loan Pricing We believe that all national banks and most banks over $10Bn in assets (regionals) are using some version of a risk-adjusted return on capital (RAROC) loan pricing model.

How To 195

How To Community Bank Community Management 195

PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation. The banks have also agreed to share data on emerging markets.

Fintech 211

Fintech San Francisco National Innovation 211

PYMNTS

FEBRUARY 16, 2020

billion, Bloomberg reported on Friday (Feb. Its investment in Latin America this year will target eCommerce, healthcare, FinTech and other industries, as it looks at about 650 firms in the region. Freire added that Argentina, Brazil, Chile, Colombia and Mexico “are in the spotlight,” and there’s no “preset amount by nation.”.

Fintech 174

Fintech America Regional Capital 174

PYMNTS

OCTOBER 12, 2018

Amid the headlines detailing the billions of dollars in money laundering done through conduits like Danske Bank and Deutsche Bank, among others, a report shows that the problem is a global one — and that it is getting worse. The Basel report notes that there is no country with a “zero” risk of such illegal activities.

Report 188

Report Course Trends Data 188

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133

National Training Bitcoin Samsung 133

PYMNTS

JUNE 20, 2016

Let’s talk about money management. This week’s B2B Data Digest focuses on the flux and flow of managing cash. Examine the latest research to grasp just how cumbersome modern cash management can be. $3 reports said, as is corporate employee fraud. reports said, as is corporate employee fraud. 73% of U.K.

Management 104

Management Bitcoin Survey Report 104

PYMNTS

FEBRUARY 11, 2020

Uber Money teams are also located in Palo Alto, Amsterdam, New York and San Francisco tech centers, Livemint reported. Besides engineering, we are investing in growing and scaling data science, analytics, and product management organizations to transform Hyderabad into a full spectrum tech site for Uber.”. of India (NPCI).

San Francisco 186

San Francisco Fintech Analytics New York 186

PYMNTS

NOVEMBER 30, 2020

The release stated the partnership will let companies pay costs via a credit card, while accessing on-demand liquidity alongside cost management tools. Nets will provide the full-scale solution with a corporate credit and debit solution using digital services, enterprise card management and security tools, the release stated.

Cards 160

Cards Payments Tools Regional 160

PYMNTS

NOVEMBER 19, 2019

The United States Federal Emergency Management Agency (FEMA) has revealed that it might look into using blockchain technology to streamline disaster insurance payouts, as well as speed up its response to disasters. As Cointelegraph reported, U.K.-based

blockchain 217

blockchain Puerto Rico Virgin Islands United States 217

PYMNTS

OCTOBER 22, 2020

22 Reuter’s report citing a company newsletter. The company serves Asia-Pacific (APAC), Association of Southeast Asian Nations (ASEAN), and Southeast Asia, and was co-founded by Tan Hooi Ling and Anthony Tan , who serves as chief executive officer. But as the region recovers, businesses like Grab are starting to recuperate.

Regional 143

Regional Groups National Tools 143

PYMNTS

SEPTEMBER 19, 2019

The Asian Development Bank , which ramped up the trade finance industry’s focus on broadening access to small businesses after releasing a report that estimated the global trade finance gap now stands at $1.5 We don’t want to see that. We want digital technology to be both efficient, sustainable, and also equitable.”. Beyond APAC.

Regional 117

Regional Analysis Management National 117

PYMNTS

APRIL 26, 2020

banks,” an adviser with direct involvement in bank negotiations with German corporates told FT in a Friday (April 24) report. “…there is a clear pattern.”. This heavily influences risk management and regional exposure, which comes at the expense of clients abroad.”.

US 143

US Regional America Lending 143

PYMNTS

AUGUST 5, 2020

The write-down relates to Diageo’s businesses in India, Nigeria, Ethiopia and South Korea, as well as complications created by the worldwide COVID-19 pandemic, Reuters reported. By region, Diageo’s Asia sales saw the biggest drop at 16 percent. CNN reported that the big winner was ready-to-drink cocktails in cans or bottles.

South Carolina 140

South Carolina US America Regional 140

PYMNTS

SEPTEMBER 6, 2016

It may seem like global expansion for the expense management company, but according to CEO David Barrett, it’s simply a reflection of the already globalized operation of the company. In fact, he says, expense reporting and accounting management has always had to be capable of supporting international corporate spend.

Report 100

Report Management Technology Tools 100

PYMNTS

MAY 11, 2020

reported that revenue per available room (RevPAR) plummeted by 22.5 Marriott CEO and President Arne Sorenson said on a Monday (May 11) earnings call that, overall, “negative trends appear to have bottomed in most regions around the world. All in, Marriott International reported revenue of $4.7 percent globally.

Trends 178

Trends South Carolina Regional United States 178

PYMNTS

OCTOBER 6, 2020

In addition, the report says, services that were once available only at branches, such as loan or credit card applications, are being moved to mobile apps and ATMs. This new software expands the user experience and expands digital capabilities of ATMs,” said Frank Hauck, president and general manager of NCR Corporation, in a statement. “In

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

PYMNTS

JUNE 19, 2020

Norway celebrated this week as it reopened its borders to the rest of the Nordic region. The whole idea of Nordby is to sell to people on the other side of the border,” Stale Lovheim, the mall’s manager, told the Financial Times. Sweden’s government refused to order a wholesale lockdown to manage COVID-19. .

Regional 141

Regional Policies Survey National 141

PYMNTS

APRIL 15, 2020

We should be thinking about risk management,” Bullard said, according to a Tuesday (April 14) report in the St. Louis Regional Chamber. That issue is not managed by quarantining the public. “We We manage the risks. Bullard said something similar during a CBS interview on “Face the Nation.”

St. Louis 132

St. Louis Risk Management Conference Regional 132

PYMNTS

JULY 17, 2020

The Wall Street Journal reported the China Banking and Insurance Regulatory Commission intervened to take over four insurers, three securities companies and two trust firms that managed a total of 1 trillion yuan ($143 billion) in assets. On Thursday, PYMNTS reported China’s economy expanded 3.2 Tianan Life Insurance Co.,

Regulation 151

Regulation Security Regional System 151

PYMNTS

AUGUST 16, 2019

India’s social media platform ShareChat, which serves 60 million monthly users, has raised $100 million in a Series D funding round, as reported on Thursday (Aug. Although ShareChat is available in 15 regional languages, there are no plans to support English, Ankush Sachdeva, co-founder and CEO of the firm, told the reporting news outlet.

social media 108

social media Capital Regional Google 108

PYMNTS

FEBRUARY 10, 2017

These reports include information on the what age group is the most active eCommerce shoppers and the most frequent obstacles merchants encounter when they are engaged in cross-border trade. Several companies are finding that navigating the different rules that vary between countries and regions can be tricky.

Report 100

Report Survey Groups Regional 100

PYMNTS

DECEMBER 12, 2018

The site reported that the trademarks (and to be sure, they are not patents) are named “Blockchain KeyStore” and “Blockchain Core” and “Blockchain Key Box.” The bank said that fellow participants in the transaction included Region Brokerage Company and the Russian National Settlement Depository (NSD).

Samsung 137

Samsung blockchain Regional System 137

PYMNTS

SEPTEMBER 26, 2018

Visa is expanding the testing of its B2B payments technology, B2B Connect , into Thailand, according to reports. The Nation reported that B2B Connect is now being piloted by Thailand’s largest bank Kasikornbank. ” Visa began testing the B2B payments solution earlier this year with UnionBank in the Philippines.

Payments 162

Payments blockchain Regional Innovation 162

Jeff For Banks

NOVEMBER 24, 2019

The bank, First National Bank of Keystone, was $1.1 Harassment included a bellicose management team, scowls from the townspeople, and threatening sidewalk art outside of the bank. Another depressed town due to the general economic malaise that bedraggled the region when the steelmaking industry moved elsewhere. Or so we thought.

National 78

National West Virginia Virginia Pennsylvania 78

FICO

JULY 31, 2019

As TPRM or third-party risk management grows in importance, so does cybersecurity risk assessment as part of it. The latest Assessment of Business Cyber Risk (ABC) report from the US Chamber of Commerce and FICO discusses four steps for improving third-party cybersecurity risk management. regions, cloud)? Infrastructure.

Cyber Security 70

Cyber Security Management Security Risk Management 70

PYMNTS

NOVEMBER 8, 2019

Swiss bank Julius Baer appointed Goldman Sachs’ former Singapore CEO Jason Moo as private banking head for Southeast Asia and branch manager for Singapore, Julius Baer announced in a press release on Friday (Nov. Linke’s new role will include both onshore and offshore Indian markets, Japan and the Asia business managed out of Switzerland.

Survey 100

Survey Management Regional US 100

Jeff For Banks

DECEMBER 15, 2021

It's a sure way to have the un-empowered branch manager calling the regional manager for rate exceptions to win new money or keep money at the bank. But that is certainly what you are motivating branch managers to do if you use deposit growth as one of their strategic goals. How does that translate to the branch manager?

Regional 78

Regional Management Guidelines Retail 78