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A Tale Of Two (SMB) Surveys

PYMNTS

In two conflicting surveys conducted by two big banks, the answers and outlooks are decidedly mixed. The growth in staffing and digital operations dovetails with the fact that a majority of those responding expect to see their sales grow in the next 12 months, and they also look for attendant profit growth. economy over the next year.

Survey 100
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These Are Your Most Profitable Cash Management Clients

South State Correspondent

The value driver in cash management is that it is usually some sort of operating account at the bank. As such, operating accounts have low-interest rate sensitivity. We have also included the IBIS World 2024 risk ratings to provide some context for the credit and operating risk of the counterparty.

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How Singapore Is Fueling A ‘Smart Nation’

PYMNTS

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133
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COVID-19 Shutdowns Re-Emerge, But Consumers Are Ready To Stay Home Anyway 

PYMNTS

Across the pond in the United Kingdom, Prime Minister Boris Johnson imposed another strict national lockdown aimed at halting the coronavirus’ spread. Office for National Statistics , one in 100 people in England have COVID-19. We will always take a decision in the national interest, based on evidence,” U.K. The current U.K.

Survey 130
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Collaboration Is Key For Consensus On Cross-Border Payments

PYMNTS

Currently, there are 57 real-time payments rails operating in more than 72 countries, with even more under construction. Different regions have their own unique payment rails, and no two abide by the same regulatory framework. Other initiatives are being spearheaded across regions. So, what’s the problem?

Payments 190
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ASEAN Banks Eager For Real-Time Payments

PYMNTS

Banks across the Association of Southeast Asian Nations (ASEAN) region expect real-time payments to come with some major benefits to their businesses, according to new analysis from ACI Worldwide and Ovum. However, the report did find that banks in the region are less clear about exactly how they will create APIs for third-party use.

Payments 110
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Community banks most likely to approve small business loans

Abrigo

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. The 2014 Small Business Credit Survey was a joint operation conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia.