Independent Banker

JULY 31, 2022

In 2022, things changed with whiplash speed, as the Fed hiked interest rates to quell inflation, the mortgage refinance market dried up and the effects of macro changes, from the Russian invasion of Ukraine to a talent shortage, began to be felt keenly. Illustration by Jill DeHaan. By Elizabeth Judd. Quick Stat.

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Strategy Community Bank Louisville Community 135

Abrigo

DECEMBER 22, 2023

Why banking technology makes sense – recession or not Seventy percent of leaders from banks, credit unions, and fintechs in late 2022 planned to increase their tech spending in 2023, according to a survey by American Banker parent Arizent. Abrigo's blog covered these and other subjects in 35 credit and lending-specific posts this year.

Lending 221

Lending Risk Management Community Management 221

Abrigo

DECEMBER 28, 2023

Here are Abrigo’s top banker resources related to managing ALM and portfolio risks: Click the header next to each number to visit the corresponding top banking risk resource. The eBook also explained the critical steps of capital planning to meet financial institution goals and critical modeling assumptions for key funding sources.

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Resources Risk Management eBook Strategy 221

Independent Banker

FEBRUARY 28, 2022

We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. Customized, well-thought-out interactions—especially in the online banking space—are integral to wooing new customers and retaining existing ones. By Katie Kuehner-Hebert.

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Fintech Marketing Community Bank Community 136

South State Correspondent

MARCH 7, 2022

As the pace of banking innovation speeds up, the OODA Loop, and its supporting concepts, can help a bank’s management team have a common framework to make decisions faster and more effectively. Despite being one of our most significant military operators, he was well versed in philosophy, science, history, psychology, and strategy.

Strategy 221

Strategy System Training Examples 221

South State Correspondent

MAY 2, 2022

As a result, bankers love the idea of a sales funnel – put enough prospects at the top of the funnel, and a certain number of customers will fall out the bottom. Some will not know the answer, and other bankers will talk about more marketing, more salespeople, more geography, better follow-up, or a more focused sales effort.

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social media Management Marketing Resources 195

South State Correspondent

MAY 31, 2023

The concept that we allow the customer to choose how they want to bank often enables the bank to be passive in its position and give up agency. The operative question is: given online and mobile banking, what is the new role of the branch? Branching, for example, is too expensive to be all things to all people.

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Data Branch Strategies Strategy Mobile 195

Abrigo

DECEMBER 19, 2022

Checklists, guides, and more to help you and your AML-CFT staff Thousands of FinCrime professionals have accessed these guides, checklists, and other resources produced in 2022 by Abrigo's team, which includes former bankers, BSA officers, and regulators. . Would you like other articles like this in your inbox? Complimentary AML info.

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Resources Training Fraud Compliance 195

Abrigo

MARCH 24, 2021

Independent Banker Survey. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Technology sets up future lending success. Meanwhile, businesses that flourished in the pandemic may look to expand operations.

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Lending Technology Survey Examples 221

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. 1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. OK, show of hands. Pull ’em down. Nobody did.

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Community Fintech Industry Innovation 216

Independent Banker

OCTOBER 31, 2022

Offer the ability to speed up the entire process. Not everyone wants to sign electronically, but it needs to be offered,” he says. “As Improving the small business loan experience is a great way to build new relationships and deepen existing ones. By William Atkinson. Benefits of digital lending. Take advantage of analytics.

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Lending Community Bank Community Illinois 91

Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Bank Deal of the Year.

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Fintech Strategy Leadership Lending 143

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. By meeting the deposit and banking needs of customers and members minus branch systems that were shuttered in a two-week period. Even George Bailey would have given you the thumbs up. ” – Hunter Thompson. Everything.

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Idaho Community Industry Strategy 172

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. Keeping up communication. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. LESS THAN $250 MILLION.

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Community Bank Community Texas Leadership 164

Abrigo

JULY 25, 2023

Financial institutions will have different appetites, so they will have time to learn about it and learn from the activity of others.” - Russ Chacon, VP of Product Management, Abrigo Here are some fast facts about FedNow instant payments to help financial crime professionals get up to speed: Not mandatory; no implementation deadline.

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Fraud Payments Security Resources 195

Independent Banker

JANUARY 26, 2016

In a straightforward letter signed by each of our association’s Executive Committee members, ICBA quickly and unequivocally set FASB officials free from that unwarranted and dangerous notion. The good news is that FASB’s unfortunate remarks could lead to a desperately needed wake-up call and policy turnaround. Imagine that?

Community Bank 70

Community Bank Community Washington Policies 70

PYMNTS

OCTOBER 7, 2019

PayPal officially pulled its support of Facebook’s Libra initiative after it no-showed at the Libra Association meeting last week in Washington, D.C. PayPal’s endorsement of the Libra mission , signed by CEO Dan Schulman when Libra was officially unveiled in June, has also been removed from the Libra site.

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Regulation cryptocurrency Innovation Meeting 199

Independent Banker

OCTOBER 29, 2014

Meet Jack Bauhs, your next customer. Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. By Ed Avis. And technology is important to him.

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Millennials Community Bank social media Community 110

Abrigo

JANUARY 31, 2023

Beneficial ownership registry The AMLA was signed into effect in January 2021, paving the way for the first major BSA reform since the PATRIOT Act and encouraging a culture of compliance. You might also like this upcoming webinar, "BSA officer’s mindset: A comprehensive look at your AML/CFT program."

Fraud 195

Fraud Training Regulation Trends 195

Independent Banker

NOVEMBER 13, 2014

Meet Jack Bauhs, your next customer. Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. By Ed Avis. And technology is important to him.

Millennials 87

Millennials Community Bank social media Community 87

FluentBanking

APRIL 18, 2020

Banking diploma is a very common and recognized professional certification from The Institute of Bankers, Bangladesh (IBB). Though there are so many contradictions about this course, every banker wants to pass this certification. Today we are going to provide you a better insight into IBB, Bangladesh, and their banking diploma course.

Regulation 52

Regulation Case Study Security Management 52

Jeff For Banks

DECEMBER 16, 2022

I call this "pulling into the pits" in my book: Squared Away-How Can Bankers Succeed as Economic First Responders. And I am weary of the persistent "get big or get out" mentality of many industry pundits. If their platitudes about scale are correct, then the largest FIs should logically demonstrate better shareholder returns, right?

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Puerto Rico Virgin Islands Community Community Bank 78

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Brutal competition is an everyday affair, as are product and price commoditization. They have a very simple answer to all of these headwinds: Bring. But that’s for next year. First, find a comfy chair.

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Idaho Conference Data Marketing 148

PYMNTS

JULY 20, 2017

The British Bankers Association (BBA) reported 19.6 market, Atom Bank has been shaking up the traditional banking scene by offering banking services like a savings account and SME lending through its mobile platform. The digital-first approach appears to be resonating well with consumers. The trend is mirrored in the U.K. million U.K.

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Digital Banking Video Mobile Survey 128

Independent Banker

FEBRUARY 24, 2016

Curry offers a brief update about a few current regulatory issues on his mind, including his agency’s concerns about signs of growing credit risk throughout the banking industry. Consumers and business rely on local banks to meet their financial service needs. Comptroller of the Currency Thomas J. Comptroller of the Currency Thomas J.

Community Bank 70

Community Bank Community Regulation Compliance 70

PYMNTS

OCTOBER 15, 2016

First up they’d like someone to tell them what is actually causing the phones to spontaneously combust. First up they’d like someone to tell them what is actually causing the phones to spontaneously combust. 2016 was not one of those years since there are very few people in the internet connected world who do not know who Bob Dylan is.

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Samsung Payments Apple Meeting 100

PYMNTS

AUGUST 10, 2016

Clerico has built WePay from the ground up through his innate love of people and by building relationships with customers to provide them with a payments platform that is exactly what they want and need. What have the powerhouses Starbucks and Airbnb managed to do better than anyone else? BC: Well, no day is ever the same.

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Payments Innovation Software Bitcoin 100

Gonzobanker

APRIL 18, 2017

Bankers may need reminding of some critical metrics that still apply to the small business segment: One half to two-thirds of small businesses in a region don’t borrow. In a recent survey conducted by Cornerstone Advisors, bank CEOs were asked about their top concerns, priorities and initiatives for 2017 and beyond. <= $10B. >

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Lending Strategy Management Marketing 60

Independent Banker

FEBRUARY 25, 2015

Though a specialty niche, reverse mortgages are meeting a growing, demographically driven financial need. While niche nonbank players are providing these loans, this lending opportunity is wide open for traditional community banks, the community bankers say. By Howard Schneider. FirstBank, which has $2.3

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Trends Community Lending Community Bank 70

Independent Banker

JULY 30, 2015

Meet ICBA’s Marketing and Communications Contact. ICBA Social Media Monitor is a free member benefit that allows community banks to monitor up to five chosen keywords, phrases or brands within the realm of social media. Signing up is easy for any member bank through the website www.icba.org/webmonitor. Chris Lorence.

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Resources social media Marketing Tools 70

Long Lasting Ideas

JANUARY 5, 2015

A generation ago, bankers could count on young people –piggy banks in hand — riding their parents’ coattails to the neighborhood branch. According to Bankrate.com , people ages 18-29 make up 44 percent of mobile bankers, but make up only 22 percent of mobile phone users. This is the most indebted class ever.

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Marketing Millennials Community Bank social media 40

Jessica Ellerm

MARCH 14, 2016

Last time I checked most fintech startups were still profit driven, answerable to shareholders – private or public – and operating by very similar business models to banks. So does that mean ethics and profits are a case of ‘never the twain shall meet’? But for general banking and fintech, where to from here?

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Fintech Leadership US Policies 40

Independent Banker

DECEMBER 31, 2022

Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. Illustration by Jack Hudson. We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Gonzobanker

DECEMBER 19, 2017

For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Endless CRM and data management projects that shook our foundations and gutted our PMOs. Well, you can cross the last one off your list, because THE AWARDS ARE HERE.

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Conference Industry Community Bank Community 91

Gonzobanker

DECEMBER 22, 2014

We are seeing it show up lots of places, it’s real and it’s great for this industry. That’s one helluva move up. and Operations center in a building they recently purchased as they look to double in size over the next five years: Cornerstone: Do you think you should build out your I.T. Cornerstone: Okay, let me back up a second.

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Los Angeles Apple Risk Management California 101

FICO

JULY 6, 2020

Collections departments are now bracing themselves for a tsunami of people unable to meet their financial commitments. I shared our top tips to help everyone working in debt collection meet this unprecedented challenge in a presentation last week at the Retail Banker International virtual conference.

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Analytics Strategy Data Management 52

Independent Banker

APRIL 28, 2016

He currently serves as chief baseball officer for the Arizona Diamondbacks, overseeing the team’s baseball operations. Independent Banker talked with him before the Community Banking LIVE 2016 conference in March, where he spoke as a general session speaker. What’s your message to community bankers about team building?

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Leadership St. Louis Management Oakland 70