Abrigo

MARCH 13, 2024

Beyond a hard money default due to a payment or maturity event, early warning signs for CRE loans typically manifest as a : Failure to pay real estate taxes. The bank or credit union can even lose the collateral (in the event of a tax deed sale or casualty event with no insurance coverage). Failure to maintain the property.

Strategy 221

Strategy Course Meeting Taxes 221

Abrigo

MAY 10, 2021

Knowing these elements of an LOS and an LOS vendor is critical for senior financial institution executives either shopping for an LOS for the first time or considering an improvement to their bank or credit union’s current business lending process. Lending process management is key to timely decisions. Workflow & Analysis.

System 195

System Lending Analysis Software 195

Abrigo

SEPTEMBER 5, 2023

You might also like these on-demand webinars on tackling common credit risk questions. unsecured lending is bad rather than unsecured lending should only be extended to high pass risk rated credit). and property tax payments.

Policies 195

Policies Lending Risk Management Examples 195

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

DECEMBER 4, 2020

When deciding upon the new lower proposed threshold to both rules, the Agencies considered the usefulness of transaction information associated with smaller transaction amounts in criminal, tax, or regulatory investigations, and in intelligence activities to protect against international terrorism. Watch Webinar. SBA Lending.

Regulation 195

Regulation Lending Taxes Data 195

Abrigo

NOVEMBER 13, 2023

Read the 2023 Loan Review Survey results for expert analyses of emerging trends WATCH WEBINAR Takeaway 1 Annual loan review is separate from covenant testing and underwriting, but many banks conflate these processes. Make sure to look at lien perfection, tax payments, and insurance. You don’t want to be in that situation.”

Analysis 195

Analysis Lending System Survey 195

Abrigo

JUNE 29, 2017

During a recent Sageworks webinar , Linda Keith, CPA, covered the top questions she gets from bankers on k-1’s, pass-throughs and global cash flow analysis. View the webinar recording to see Keith’s answers to all 15 questions. Keith averages 60 people on her site per day looking for insight on this question.

Analysis 150

Analysis Guidelines Taxes Training 150

Abrigo

FEBRUARY 10, 2021

You might also like this webinar, How the 2021 Roadmap for Producers will Influence Ag Lending. We always advise landowners to undergo an assessment to protect these funds from taxes and help them to create entity strategies or fund new equipment for the greatest value. Stay up-to-date on the latest on ag lending trends.

Lending 195

Lending West Virginia Resources Operations 195

Abrigo

FEBRUARY 23, 2023

You might also like this on-demand webinar: "Problem loans: Identifying warning signs and management options" WATCH Takeaway 1 Executive leaders of small community financial institutions face complex issues, including declining deposits. People have other options,” Kirby said. “If The result? Talk to a specialist to learn more.

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

FEBRUARY 5, 2021

You might also like this webinar: "Detecting PPP Fraud: Optimizing Your AML Solution". Even after redoing this certification, borrowers may then still be declined on the same application due to another incorrect validation rule (for instance, an Applicant Tax ID issue),” the letter said. Lending & Credit Risk. SBA Lending.

Fraud 195

Fraud Lending Taxes Regulation 195

Abrigo

APRIL 27, 2017

During a recent webinar with Sageworks , David O’Connell, a Senior Analyst at Aite Group , presented data from a recent survey by Aite of small and medium business borrowers. As David pointed out on the webinar, this shows great patience on the part of borrowers, they know that the application process can take time.

Survey 150

Survey Lending Data Taxes 150

Abrigo

MAY 12, 2015

One of the more challenging components of tax return analysis is analyzing global cash flow with multiple pass-through entities – especially without double-counting or leaving cash flow out. More than 270 lenders joined the webinar, and 57 questions were asked. How many years of tax returns should be used?

Guidelines 150

Guidelines Taxes Video How To 150

CFPB Monitor

JULY 27, 2015

The Department of Defense (DoD) dramatically expanded the scope of the Military Lending Act (MLA) on July 22, 2015, publishing its Final Rule amending the MLA’s implementing regulation. On August 24, 2015, Ballard Spahr attorneys will hold a webinar on the Final Rule from 12 p.m. The webinar registration form is available here.

Lending 60

Lending Taxes Cards Regulation 60

Abrigo

AUGUST 28, 2022

Develop better ag lending workflows before demand picks up. A better ag lending process makes applying smoother for borrowers and can allow efficient ag loan growth without adding a lot of staff. You might also like this webinar, "Position yourself for high-yielding ag loan growth." Get ready for ag lending growth.

Lending 195

Lending Analysis System Data 195

Abrigo

SEPTEMBER 20, 2023

Join Abrigo for a webinar discussing risk assessments' role in compliance. How financial institutions can prevent losses from 1st-party fraud Learn strong approaches to identifying, preventing, and detecting 1st-party fraud that will keep your AML program on top of fraud trends.

Fraud 195

Fraud Trends Cards Software 195

Abrigo

JANUARY 27, 2017

The good news for financial institutions that see SMB lending as a crucial part of their loan portfolio growth strategy is that small businesses are in need of capital. In a recent Sageworks webinar , Steven Martin, vice president at Sageworks, cited cash flow as the top concern of small business owners. Access to Capital 2.

Online 150

Online Capital Software System 150

Abrigo

DECEMBER 27, 2022

The advance payment may be described as a fee, tax, commission, or incidental expense that will be repaid later. Watch the webinar. Lending & Credit Risk. Advance fee schemes: Advance fee fraud occurs when investors are asked to pay a fee upfront for an investment deal to go through. Stay on top of trending cyber threats.

Fraud 195

Fraud Trends cryptocurrency Software 195

Abrigo

OCTOBER 9, 2014

banks are moving back into commercial real estate (CRE) lending as the economy continues to improve. Additionally, 57 percent indicated commercial and industrial (C&I) lending as an area of opportunity for growth. According to Forbes , many U.S. Source: 2014 Growth Strategy Survey. Source: 2014 Growth Strategy Survey.

Community Bank 236

Community Bank Strategy Community Survey 236

CFPB Monitor

MARCH 2, 2020

ET, Ballard Spahr will hold a webinar, “The DoD’s MLA Interpretive Rule Rollback on GAP and Other Recent Developments in Military Lending Law.” On March 13, 2020, from 12:00 p.m. to 1:00 p.m. Click here to register. While all U.S.

Security 60

Security Analysis Regulation Lending 60

Abrigo

FEBRUARY 7, 2023

How construction administration units mitigate construction lending risk Construction lending involves unique risks and requires specialized processes. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Takeaway 2 Construction lending risk is unique.

Lending 195

Lending Management Risk Management Handbook 195

Abrigo

SEPTEMBER 29, 2017

If the financials were imported via automation such as Sageworks Electronic Tax Return Reader , the analyst should check that she chose the correct time periods to include in the analysis. To learn more risk rating best practices, view the on-demand webinar. What should she do? The first step may be obvious but worth stating.

Analysis 150

Analysis Tools Risk Management Examples 150

Abrigo

MAY 11, 2021

You might also like this webinar on assessing global cash flow. Takeaway 1 Global cash flow can provide a more holistic lending picture as lending decisions have become more complex. Many financial institutions use global cash flow analysis in their lending process. Watch the webinar. Pandemic Problem.

Analysis 195

Analysis Lending Taxes Comparison 195

Abrigo

JANUARY 3, 2023

You might also like this webinar, "How to manage a high-performing construction loan portfolio." Construction lending from the ground up. During a recent construction lending webinar , lending and credit risk expert Dev Strischek of Devon Risk Advisory Group outlined the keys to construction loan success.

Lending 195

Lending Policies Survey Risk Management 195

PYMNTS

MARCH 1, 2018

However, the business lending process is bogged down with manual paperwork that can take as long as 25 hours for SMBs to prepare and submit. Brennan said that more complete financials can transform an FI’s lending process and facilitate better business relationships. Data in Context. Data Is a Bank’s Best Friend.

Data 101

Data Lending Taxes Innovation 101

CFPB Monitor

APRIL 7, 2020

On Friday, April 3, Ballard partners Jeremy Rosenblum and John Sadler hosted Renée Bender, Senior Professional Staff to Chairman Marco Rubio, Senate Small Business and Entrepreneurship Committee, for a webinar addressing the PPP. Webinar password: Ballard0403) In responding to questions from Messrs. Rosenblum and Sadler, Ms.

Examples 97

Examples Company System Taxes 97

Abrigo

JUNE 29, 2022

You might also like this webinar, "How to Position Yourself for High-Yielding Ag Loan Growth." farmers is even more unpredictable than in recent years, so financial institutions will want to keep a close eye on the agricultural sector -- both to protect ag lending portfolios and tap into ag loan growth opportunities. Watch Webinar.

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

Abrigo

APRIL 19, 2022

You might also like this webinar on assessing global cash flow. Not analyzing (or requesting) all of the necessary tax forms Tax returns and their supporting schedules are vital to performing a GCF analysis correctly. Watch the webinar. Stay up to date on global cash flow and other lending trends. Learn More.

Analysis 195

Analysis Taxes Lending Examples 195

MyBankTracker

SEPTEMBER 10, 2020

REITs offer the tax benefits of owning property without having to play landlord. Are Tax-Loss Harvesting and Automatic Rebalancing Included? Tax loss harvesting lets you “harvest” losses by selling investments that are declining. You then use those losses to offset capital gains when filing your taxes.

Taxes 52

Taxes Online Management Examples 52

Abrigo

MARCH 31, 2020

15 and verify the borrower had employees for whom they paid salaries and payroll taxes. For more information on the Paycheck Protection Program and how to manage through it, visit Abrigo’s CARES Act and Paycheck Protection Program Resources page, and register for Friday’s webinar, “ SBA Lending: What’s Going On and How Abrigo Can Help. ” .

How To 195

How To Lending Illinois System 195

Abrigo

JANUARY 7, 2021

Relevant tax forms, quarterly financial statements, or bank statements are acceptable documentation. All other items, such as subcontractor costs, reimbursements for purchases a contractor makes at a customer's request, investment income, and employee-based costs such as payroll taxes, may not be excluded from gross receipts. .

Taxes 195

Taxes Lending Connecticut Capital 195

Filene

APRIL 4, 2016

JOB Program microfinance lending - Kingsville Community Federal Credit Union. The JOB Program is a microfinance lending initiative to help members start their own small businesses. Non-Citizen Lending for immigrant borrowers - Point West Credit Union. The program has provided $2.1 million in loans to non-citizen borrowers.

Lending 28

Lending Community Data Washington 28

South State Correspondent

OCTOBER 4, 2023

You can’t get ten triple-digit project ROIs in a row in lending, credit, mortgage, wealth, insurance, or several other areas. Build a campaign to acquire new customers or, at a minimum, remind your current customers to save for taxes, incentive compensation, emergencies, or any number of other items. Marketing can.

Marketing 195

Marketing Taxes Training Management 195

CFPB Monitor

SEPTEMBER 8, 2016

The Department of Defense (DoD) has issued an interpretive rule to assist the industry in complying with its July 2015 final rule amending the Military Lending Act’s implementing regulation. ET, Ballard Spahr attorneys will hold a webinar on the interpretive rule: “The DoD’s 11th Hour Interpretive Rule For New MLA Rules.”

Compliance 60

Compliance FDIC Security Regulation 60

PYMNTS

JUNE 22, 2020

And second, the Opportunity Fund has also seen that every dollar it lends to an SMB creates $2 in local economic activity in the form of wages, spending and tax revenues. To the contrary, small-business lending will likely retract because the segment looks that much riskier. Many Small Businesses Only Have Two Weeks Of Cash.

Maine 246

Maine Lending Community Fintech 246

Abrigo

NOVEMBER 17, 2023

How to close more loans by speeding up lending and credit analysis Seeking a quicker loan origination workflow is worth it. You might also like this on-demand webinar on the red flags of emerging CRE risk. Loan origination also involves multiple staff, making lending workflow and communication more challenging.

Lending 221

Lending Software System Taxes 221

Abrigo

MARCH 30, 2020

For example, the amount of loan will be determined by average payroll, rather than usual information from tax returns. Lending & Credit Risk. SBA Lending. Lending & Credit Risk. SBA Lending. SBA Lending – What’s Going On and How Abrigo Can Help. Lending & Credit Risk.

Lending 195

Lending Capital Community Examples 195