American Banker

OCTOBER 11, 2016

Regions Financial in Birmingham, Ala., has introduced an online consumer lending product that it uses technology developed by Avant.

Regional 28

Regional Online Lending Technology 28

PYMNTS

OCTOBER 16, 2019

The social media site faced accusations that its ad-targeting platform — which allows ad buyers to select what demographic groups they want to target with their advertisements — was allowing and encouraging financial institutions (FIs) to violate non-discrimination provisions of the Fair Housing and Truth in Lending Acts.

social media 110

social media Online Groups Community 110

Abrigo

DECEMBER 1, 2020

Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . Takeaway 2 Sentiment rose in 3Q, but the highly uncertain outlook warrants caution in ag lending activities. A tricky year for farmers, ag lending. You might also like this webinar watch. Pandemic Impact.

Lending 195

Lending Survey Operations Payments 195

PYMNTS

MARCH 14, 2016

As a region, Asia has seen $4.5 That means the region is becoming a sweet spot for FinTech investment. But, in Asia, the funding rounds that stretched across India, China and other nations — lured by the buying power of billions of consumers tied to their mobile devices — grabbed a relatively higher pace of fund flows.

Fintech 100

Fintech Regional National Mobile 100

PYMNTS

NOVEMBER 8, 2019

With his extensive management experience and relevant market expertise, he is perfectly positioned to lead our important new Sub-Region,” he added. In other swiss banking news , an August survey of 34 banks in Switzerland showed that only about 50 percent of the population bank online. .

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Survey Management Regional US 100

PYMNTS

MARCH 10, 2020

Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack. In Southeast Asian markets, banks’ lack of adequate data on SMB loan applicants is perhaps the tallest barrier to connecting SMBs to capital in the region.

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Data Lending Capital social media 193

PYMNTS

AUGUST 28, 2019

The deal will, in turn, allow Cryptix to apply for a license as an investment firm in the region, focusing on financing solutions for small- and medium-sized companies.

Fintech 172

Fintech Analysis Guidelines Data 172

Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. Small regional and community banks had a much higher approval rate (90 percent) for those firms classified as “Growers.”

Community Bank 150

Community Bank Community Regional Cleveland 150

American Banker

MAY 24, 2016

During the ascension of marketplace lending, banks responded to the competitive threat in several different ways. Now some banks are better positioned than others to take advantage of the online sector's recent woes.

Lending 37

Lending Online Regional National 37

American Banker

OCTOBER 30, 2016

Are big banks too lumbering to be real competitors to online lending startups? Goldman Sachs, Wells Fargo and Quicken have all entered the digital lending business, putting early entrants on the defensive. We're about to find out.

Lending 28

Lending Online CA Regional 28

American Banker

OCTOBER 18, 2016

The investment bank will take "a very deliberate and methodical approach" to building its online lending platform, Chief Financial Officer Harvey Schwartz told investors Tuesday, implicitly drawing a contrast to once-highflying startups like Lending Club and Propser.

Lending 28

Lending Online Regional National 28

South State Correspondent

JANUARY 4, 2023

Popular projects for 2023 include online loan and deposit onboarding utilizing third-party data to speed the process, compliance-as-a-service, payments, card controls, service case management, leveraging data for customer insights, and providing open banking APIs to customers. Remember all those five-year fixed-rate loans you booked at 4%?

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

FEBRUARY 13, 2020

Another $5 trillion comes from merchant settlement, marketplace payouts and alternative lending. Other, Individual presentations (with just three of the main markets noted below) delved into the market specific opportunities by region and country, detailing total addressable markets that stretch into the trillions of dollars.

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Payments Regional America Cards 163

American Banker

MAY 24, 2016

During the ascension of marketplace lending, banks responded to the competitive threat in several different ways. Now some banks are better positioned than others to take advantage of the online sector's recent woes.

Lending 31

Lending Online Regional National 31

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index.

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

SEPTEMBER 6, 2019

landed on the board, too, as alternative lending, small business banking, back-office financial management and accounts receivable technology enticed backers. Cashflo said it aims to create India’s largest invoice discounting online marketplace and will use the funding to expand its product offering and grow its team.

Fintech 155

Fintech Capital Lending Operations 155

American Banker

DECEMBER 29, 2016

Online lenders could be opening doors for female entrepreneurs; the San Francisco Fed's Mary Daly talks about closing the gender gap in the research department; Barclays' UK diversity chief shares mentor-mentee relationship tips; Centric's Patti Husic creates a millennial advisory board.

San Francisco 44

San Francisco Online Lending Millennials 44

PYMNTS

JANUARY 3, 2020

National Returns Day : The dawn of the new year heralds a spike in returns of unwanted gifts. But online lending companies are seeing a surge in digital loans — up 19 percent year over year in 2019. These retailers — the surviving ones, of course — are in for an even rockier road if an economic downturn materializes.

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Retail Samsung National Taxes 131

American Banker

JUNE 3, 2016

The regional bank has extensively studied the viability of such platforms, but has been unable to develop a plan to fits its risk appetite.

Lending 28

Lending Online Regional Study 28

American Banker

JUNE 22, 2016

Kabbage is licensing its digital lending technology to one of Canada's largest banks, which plans to offer an online application process to small businesses.

Lending 51

Lending Technology Online Regional 51

Gonzobanker

FEBRUARY 8, 2022

COVID revealed most regional banks and community banks to be woefully behind in this arena, and now these institutions are struggling with speed-to-market and finding their right vendors and fintech partners to keep their promises on transformation. An arms race in marketing and digital cannot be ignored. price/book multiple.

Fintech 167

Fintech Customer Experience Conference Technology 167

American Banker

APRIL 7, 2016

The bank says the partnership will improve the online experience for borrowers. It is just the latest example of banks and online lenders teaming up to speed up decision-making and win over new customers.

Regional 28

Regional Lending Examples Online 28

PYMNTS

JUNE 9, 2020

He pointed out that while CUs have traditionally been regionally focused, firms like SoFi and Robinhood have spent significant time and money on marketing. Their marketing budgets are deeper and bigger, and they are national,” said Chambers of these and other digitally-focused firms. In the days before the coronavirus (remember then?)

Digital Banking 133

Digital Banking Millennials Lending Marketing 133

PYMNTS

FEBRUARY 10, 2017

With a goal of expanding its presence across the Nordic region, Enterpay, based in Finland, has raised new funding from NFT Ventures, the companies said Monday (Feb. Enterpay enables businesses to pay without credit cards when making purchases online using invoice data, reports said. Alternative Lending. B2B Payments.

Fintech 100

Fintech Capital Lending Data 100

PYMNTS

JULY 17, 2018

As Bloomberg reported, national banks are exempt from state-level dictates on usury limits. In the past (and the present), some online lenders have sought to help leverage that exemption as a way to avoid relatively lower interest rate limits. By way of example, the rate cap in NY on loans (less than $250,000) stands at 16 percent.

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Fintech Regulation New York Management 100

PYMNTS

APRIL 27, 2020

There was confusion about just what the lending program demanded, in terms of documentation, or how the funds should or could be used. Another 27 percent applied through regional banks. Of those firms that had not applied for the loans, nearly 39 percent of those eying PPP aid said they would do so through national banks.

Data 168

Data Study Survey Course 168

American Banker

MARCH 3, 2016

A new survey from seven regional Federal Reserve banks found that many small businesses are going online to access credit. But even when they are approved, applicants often end up dissatisfied because the loans carry high interest rates or have unfavorable repayment terms.

Online 28

Online Regional Survey Community Bank 28

American Banker

JUNE 8, 2016

Treading Water: Renaud Laplanche, co-founder and former chief executive of Lending Club, is rumored to be in talks with banks and private equity firms regarding financing a buyout of the online lender. Meanwhile, Lending Club has postponed its annual meeting to June 28 because…

Lending 28

Lending Meeting Online Regional 28

PYMNTS

JUNE 2, 2017

Online fraud falls — a LOT: Contrary to popular opinion — and perhaps contrary even to logic — the fraud fight has given a round to the good guys, even if the battle is far from over. Online fraud is down 34 percent, overall, at the end of Q1 2017 versus a year ago. percent annually through 2020, to top $8.1 trillion that year.

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Fraud Conference Online Samsung 109

Independent Banker

JULY 30, 2015

An interview with Paul McGuire, ICBA’s executive vice president, national solutions group. With a consultative approach, I ensure members’ needs are being met through our eight regional offices,” he says. The ICBA Community Bank Career Center is the community banking industry’s resource for online employment connections.

Resources 70

Resources Tools Community Bank Community 70

CB Insights

DECEMBER 19, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. China and Hong Kong have been no exception to the trend: fintech companies in the region raised a record $26B in 2018, and exits in the sector have been elevated over the past few years. Data is as of 12/19/2019. Please click to enlarge. .

Fintech 51

Fintech Regional Analytics Groups 51

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We

Community Bank 196

Community Bank Community National Fresno 196

PYMNTS

SEPTEMBER 11, 2019

One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds. In addition, passporting can help companies expand services across nations. In terms of technology, APIs help facilitate access to that data.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

APRIL 28, 2017

the nation most targeted for ransomware attacks — tend to respond to this form of cyberattacks. Symantec saw new levels of cybercriminal ambition in 2016 — record identities exposed in data breaches, digital bank heists, DDoS attacks powered by IoT devices and, perhaps most notably, a rise in attacks on government entities and nation-states.

Security 157

Security Software National Report 157

Jeff For Banks

OCTOBER 4, 2014

Lending Club funded $5 billion in loans since its founding in 2007. The cash management specialist wanted to advance the product set so corporate customers could use their own interface with the banking core system instead of using the bank''s online banking tool. Do you think your bank customers had an Orange account?

Technology 105

Technology Cyber Security FDIC Strategy 105

PYMNTS

JUNE 20, 2016

Most, the bureau noted, involved requests for wire transfers into bank accounts in Hong Kong and China, though 79 nations were identified within these requests, reports said. businesses last year due to cybercrime , a figure that marks a 22 percent increase in cybercrime in the nation, reports from Get Safe Online and Action Fraud said.

Management 104

Management Bitcoin Survey Report 104

American Banker

DECEMBER 20, 2016

Female entrepreneurs who apply for loans online and are evaluated by an automated system get a bigger share of online credits than they do traditional in-person bank loans. It could be a sign that automated credit decisions are fairer.

Lending 28

Lending Online System Community Bank 28