PYMNTS

DECEMBER 4, 2020

That’s one of the key advantages of BaaS, which, as part of the evolving open banking landscape, brings third-party innovation together with banks’ account holder data (accessible through APIs — and, as noted in the Banking as a Service Playbook , an important framework for banks as they endeavor to create value-added services).

Lending 224

Lending Meeting User Experience Innovation 224

Bank Innovation

FEBRUARY 20, 2019

Can regularly checking your credit score actually help improve your results? We wanted to know the answer to that critical question, so Credit Sesame partnered with Megan Hunter Antill and Jessica Yu, Ph.D., candidates in Quantitative Marketing at Stanford Graduate School of Business, to find out.

Study 284

Study Analysis Marketing Operations 284

BankInovation

JULY 6, 2020

Sathish Muthukrishnan, chief information, data and digital officer at Ally Financial, will speak at Bank Innovation Build, which will be presented in a fully digital format from Sep.

Innovation 64

Innovation Case Study Data Study 64

Perficient

JANUARY 16, 2023

It was a 1970s version of a retailer offering a financial product – credit, to enable sales and, if mom didn’t pay the charge in full at the end of the month, increase profits on the transaction via charging interest. Buy/build and gap analysis studies are integral in helping determine where embedded finance may reap the most benefits. .

blockchain 275

blockchain Software Customer Experience Strategy 275

PYMNTS

MARCH 10, 2020

What instant lending innovation have shoppers fallen in love with? Consumers love the delayed payment options and so do retailers, but the BNPL players themselves are loving their business model, too. Here’s a hint: We’ll tell you now … and you can thank us later. It’s a bona fide phenomenon. It’s a bona fide phenomenon.

Case Study 135

Case Study Retail Millennials Branding 135

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. P2P lending), and new payment schemes. Home Depot was an interesting case study. The retailer combines the in-store and app experience to enhance the customer buying process. Presenters proposed some solutions.

Conference 100

Conference Retail Community Community Bank 100

Gonzobanker

JUNE 13, 2018

Seriously, even the most optimistic head of retail banking would be unable to suppress giggles at the wisdom of potentially 36,000 more bank branches across the country. No, it’s going to take outside partnership to pull this off without the next USPS headline being something like “USPS Payday Lending Loses $1B in 3 rd Quarter.”

Lending 68

Lending Industry Study Strategy 68

PYMNTS

APRIL 25, 2016

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. The CFPB’s Latest Round Of Payday Lending Complaints. EMV’s Second Phase.

Lending 100

Lending Mobile Cards Fraud 100

Celent Banking

APRIL 7, 2017

Undoubtedly, the highlight was attending Celent's Innovation and Insight Day on April 4th, where we celebrated achievements of the Model Bank and Model Insurer award winners. Lending Product. Consumer Banking Channel Innovation. Product Innovation. Emerging Technology for Businesses. CBW Bank, USA. Open Banking.

Case Study 189

Case Study Boston Risk Management Study 189

FICO

NOVEMBER 21, 2022

FICO awarded first place in six categories on risk and compliance technology in the 2023 Chartis RiskTech100 ® Report, including Innovation for the sixth year in a row. We brought home a total of six wins, most impressively winning Innovation for the sixth consecutive year: Innovation. Retail Credit Analytics.

Report 52

Report Risk Management Compliance Analytics 52

PYMNTS

MARCH 27, 2019

It’s what makes sellers feel comfortable with lending their personal properties to buyers whom they have never met. Online retail giant Amazon is also making a similar push to ensure the reliability of its brand. Case Study: How Car-Sharing Platform Getaround Provides Vehicle Owners with a Safety Net. About the Playbook.

Payments 145

Payments Case Study Lending Study 145

Bobsguide

SEPTEMBER 23, 2022

Innovation in cross-border money movement is accelerating at an incredible pace and banks are under pressure to quickly implement and launch programs for their customers that stay ahead of their expectations,” said Ruben Salazar Genovez, SVP, Global Head of Visa Direct. “We For further information please contact: Caroline Duff.

Case Study 74

Case Study Innovation Payments Study 74

PYMNTS

DECEMBER 3, 2019

Though commercial card innovation has recently hit an acceleration point, there is still plenty of room for progress. Power Director of Wealth and Lending Intelligence John Cabell in a statement. “Basics like credit card terms, and benefits and services, are the lowest-scoring factors in our study.

Cards 101

Cards Innovation Tools Study 101

FICO

FEBRUARY 27, 2023

15 companies recognized for successful innovation in AI, machine learning and decision management Saxon Shirley Mon, 02/27/2023 - 08:09 by Nikhil Behl expand_less Back To Top Mon, 02/27/2023 - 08:00 2023 FICO Decisions Award Winners - Decisions That Matter It's with great enthusiasm that I reveal the victors of the 2023 FICO® Decisions Awards !

Meeting 98

Meeting social media Management Analytics 98

PYMNTS

MAY 24, 2016

The threat that is alternative lending is no more, according to a new report by Deloitte. The firm published a paper on the marketplace lending industry this week following a rocky month for the sector — the sudden exit of Lending Club’s CEO sent stocks tumbling. Soon after, the U.S. ” . . Nothing To Fear.

Report 100

Report Lending Industry Analysis 100

NCR

JANUARY 16, 2017

Today’s retail banking market is undergoing a hugely exciting – if challenging – transformation. All of this means that firms in the retail banking sector will have to radically rethink their business model in order to meet these demands and provide the level of service their customers expect.

Trends 40

Trends Retail Customer Experience Resources 40

FICO

JANUARY 29, 2021

This year we received a bumper crop of entries from more than 30 different companies across the globe from banking and finance, retail, telecommunications, automotive, FMCG and healthcare. Decision Management Innovation – eDriving. Today it gives me great pleasure to announce the winners of the 2021 FICO® Decisions Awards. .

Meeting 98

Meeting Analytics Florida Fraud 98

Celent Banking

JANUARY 23, 2017

Consumer Banking Channel Innovation – for the most creative use of consumer channels, or the most effective channel integration. Branch Transformation – for the most compelling branch transformation initiative, including branch format innovations and creative use of live agents.

Risk Management 100

Risk Management Innovation Case Study Boston 100

PYMNTS

OCTOBER 4, 2019

Whether they’re waiting to receive government payments , wages or rebate checks from online retailers, consumers increasingly demand that funds be sent instantly. Businesses, banks and payment providers worldwide are innovating the way disbursements are sent and received to better serve the needs of this group of consumers.

Fraud 108

Fraud Google Apple Chicago 108

PopularBank

OCTOBER 13, 2020

According to a recent study , the state experiences one of the worst racial wealth gaps in the nation. Vice President-Legal, Innovative Cosmetic Concepts. The new investment vehicle aims to economically empower Black and Latinx business owners throughout the City of Newark. NWK FAM Fund Seeks to Narrow the Wealth Gap in New Jersey.

New Jersey 52

New Jersey Community NJ New York 52

PYMNTS

MAY 6, 2019

From there] we can help them get financial products, non-predatory products and lending products they wouldn’t otherwise have access to.” . Today’s consumers carry less physical currency, and one recent study found they prefer credit and debit cards at dine-in, fast food and coffee shop settings. Cash’s Double-Edged Sword .

Cards 100

Cards ATM Management System 100

PYMNTS

OCTOBER 26, 2018

Smartwatches lead the growth, according to the data, while market support for fitness trackers is beginning to soften, something that the PYMNTS How We Will Pay study also noted. As the study notes, there is still a lot of room to grow. and globally, though an official timeline has not been set.

Samsung 134

Samsung Apple Study Report 134

Gonzobanker

JANUARY 4, 2023

But the business goals and the measurements of success lie with the retail banking, business banking, and lending groups. Payments plan – Payments is, in fact, a line of business that has a huge technology component, but it must also address innovation, adoption, usage, profitability, and customer experience.

Technology 78

Technology System Software Groups 78

CFPB Monitor

AUGUST 22, 2016

According to the CFPB, the new members “include experts in consumer protection, financial services, community development, fair lending, civil rights, consumer financial products or services, representatives of community banks and credit unions, and scholars with relevant methodological and subject matter experience.”

San Antonio 60

San Antonio Kansas City Groups CA 60

PYMNTS

SEPTEMBER 22, 2017

B2B: The trillion dollar industry that gets overshadowed in innovation by consumer gee-wizardry tech, B2B is gaining more attention by the day. Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. Just sayin’.

US 108

US Apple Innovation Regulation 108

PYMNTS

AUGUST 22, 2017

Like so many of the innovators we talk to, the team at Fat Lama came by their signature innovation the day they ran smack into a big problem that seemed like it should have been much easier to solve than it was. And from that, Englander said, an idea was born. A sharing marketplace targeted at millennials. Why millennials.

Millennials 100

Millennials Dallas Study Community 100

Tefkin

JUNE 3, 2014

While other sectors attract more mainstream press attention (payment, retail banking), the asset management industry is also deeply affected by “software eating the world” Asset Class Competition. On the “Beta” end of the scale, ETFs are steadily becoming one of the most successful innovation in recent decades.

Industry 42

Industry Management Innovation Analysis 42

Jessica Ellerm

JULY 17, 2016

Many new lenders claim that if they were provided with access to repayment histories and a more detailed break down of the lending obligations a customer has outstanding, loan pricing could be more far more discretionary and potentially cheaper for a vast number of Australians. And it certainly is a deep and powerful moat at that.

Fintech 40

Fintech Report Lending Data 40

Independent Banker

JANUARY 26, 2016

Schwanhausser suggests that motivating online activities or games that help customers meet savings, investing and other money management goals—or perhaps understand more about banking, entrepreneurship or protecting personal information identity theft—can help build a financial safety net and lend themselves to game technology quite nicely.

Maryland 70

Maryland Community Bank Community Technology 70

PYMNTS

MAY 18, 2018

based retailers. We made a study of what Good Eggs has achieved and believe the business is very well-positioned to capture and scale the growing market of people who are passionate about the quality and provenance of the food they consume. In the meantime, the lending activity is pulling back too, by 10 percent year over year.

San Francisco 100

San Francisco California Operations social media 100

Banking 2020

FEBRUARY 2, 2016

There are lessons to be learned from experiences in retail. Regardless of how and why they hit the market, some technology-driven innovations seem to lend themselves to particular vertical markets and/or disciplines. Well, there’s no doubt about this one: retail. In fact, 38% of retailers say this is a top priority.

Retail 40

Retail Strategy Boston Industry 40

PYMNTS

JULY 23, 2018

The most interesting part of any study like this is finding the stories inside the pile of data that comes back from the field. What we didn’t know, until this last study, was how similar financially the Second Chances are to Shut Outs — for as different as their demographic profiles suggest they are. The economy sure is humming now.

Cards 122

Cards Groups Report US 122

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Looking at the P2P lending market in the U.K., – Bank Innovations.

Trends 12

Trends Lending Fintech blockchain 12

PYMNTS

MARCH 11, 2016

CASE STUDIES. Schrimpff and Webster walked the webinar attendees through a number of case studies that highlight PayU’s ability to accommodate various preferences. Having that “local know-how” also lends an understanding that would be more difficult for someone that is not from the region — knowing the zones in a city, for example.

America 100

America Payments Fraud Case Study 100

Independent Banker

OCTOBER 29, 2014

Big-brand megabanks, the Visa and MasterCard networks, and big-box merchants had signed up to become partners with Apple’s universal retail smartphone app that uses Near Field Communication and tokenization technologies. Typically the younger segments are more innovative and are looking for new ways to do things,” Brown offers.

Mobile 105

Mobile Community Bank Community Technology 105

CB Insights

OCTOBER 24, 2018

get the entire 47-page lending report. See how startups and big tech are reinventing traditional lending. Download our deep dive into the disruption of lending. As competition increases and POS lending goes mainstream, startups are raising substantial funds to grab market share. valuation (10/8). valuation (10/8).

Millennials 65

Millennials Lending Cards Capital 65

PYMNTS

OCTOBER 30, 2019

One of the most recent examples of that movement comes from Walmart , the venerable retail chain locked in mortal combat with Amazon, and Green Dot, the 20-year-old payment services provider that has managed to not only survive in a cutthroat industry, but innovate and thrive. Retail FinTech Trends. Omnichannel Power.

Retail 110

Retail social media Fintech Study 110