PYMNTS

OCTOBER 31, 2016

With fraud expected to hit $7.2 billion by 2020, companies — particularly eCommerce retailers — are considering mobile and online innovations in payments and IoT security technology to help thwart cyberattacks. According to LexisNexis research, card-not-present fraud losses alone are forecasted to increase by $3.2

Fraud 100

Fraud Security Retail Mobile 100

FICO

JUNE 14, 2021

In this post, I’ll provide a quick overview of how BNPL works, and share my thoughts on how BNPL fraud can occur and where the financial liability lays. . BNPL providers lay out the money for consumer purchases so that retailers are paid in full upfront. Strategies and Tools for Fighting BNPL Fraud. A BNPL Primer. In the U.S.,

Fraud 52

Fraud Cards Millennials Utah 52

PYMNTS

JANUARY 30, 2019

What’s more, companies must also work to remain compliant with the laws in place across the different regions where they operate. These challenges of ensuring authentication and following ever-shifting AML guidelines present a conundrum for businesses looking to expand globally. How FrontFundr Keeps Its Investment Platform Fraud-Free.

How To 170

How To blockchain Compliance Regional 170

FICO

APRIL 16, 2019

Almost three in four banks in Asia Pacific anticipate that fraud in their country will increase in 2019, according to a recent poll by FICO. These were identified as the two key concerns, as well as the biggest challenges to stopping fraud in 2019. Over 50 percent of global online retail sales in 2018 originated from the region.

Fraud 40

Fraud Survey Regional Cards 40

Abrigo

JULY 14, 2023

Analysis should be performed on concentrations, as a percentage of capital, in terms of: (1) Collateral type such as multifamily, retail, office, etc. (2) How has the commercial real estate market performed, and how it is performing today by collateral type in your region/market? CRE concentration report. Industry borrower data.

Strategy 195

Strategy Data Analytics Analysis 195

CB Insights

FEBRUARY 13, 2020

Fraud prevention tools. Additionally, the company must underwrite risk, and is on the hook in the event of fraud or returned items. Online merchants also face challenges around verifying the buyer’s identity with “card-not-present” transactions. Funding, valuation, and investors. Leadership and board members.

Online 98

Online Company Retail Payments 98

PYMNTS

FEBRUARY 18, 2019

The Chinese ministry said their teams “successfully brought back 62 criminal suspects from 16 countries and regions, including Thailand and Cambodia.”. At its peak in China , there were 3,500 P2P firms promising low investments and high returns for retail investors. The charges stem from illegally using P2P platforms to gather funds.

Lending 129

Lending Regional Operations National 129

South State Correspondent

OCTOBER 28, 2022

While last year was dominated by crypto, this year, the themes were mainly around fraud and identity (both conferences). During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. This varies from country to country, but installments are popular throughout the region.

America 100

America Payments Fraud Case Study 100

PYMNTS

JULY 30, 2019

We want to make sure we target [members] where they’re at in their life stages, where they’re at financially, and present them with things that are beneficial to them,” DeBoer said. Regional banks and credit unions have become vulnerable to digital competition from larger banks, which is why so much emphasis has been placed on innovation.

Innovation 115

Innovation Fraud Mobile Video 115

Celent Banking

SEPTEMBER 30, 2015

While Dan was the one really working (he presented on “How Big Data can change Financial Services”) I mingled around the participants of this vibrant ecosystem encompassing entrepreneurs, financial institutions, investors, and regulators among other stakeholders. Discover the finalists of all regions here.

America 100

America Fintech Big Data Regional 100

PYMNTS

MARCH 10, 2017

With eCommerce in full swing, many retailers are looking to restructure many facets of their operations. From installing more IoT sensors in physical locations to strategic partnerships with chatbot messaging apps and more, retailers are revamping the way in which customer service is provided to consumers.

blockchain 108

blockchain Payments Retail Technology 108

Tomorrow's Transactions

MARCH 16, 2016

American retailers have been lobbying the great and good to implement PIN for card transactions. PIN is the most secure authentication technology currently available, and retailers should have the option to require PIN on credit and debit card transactions—the same protection provided at ATMs. Well… not quite. Not one is chip and PIN.

Retail 30

Retail Cards Fraud US 30

PYMNTS

MARCH 21, 2019

That’s the easy part, the stuff of daydreams, scribbles, memos, charts and PowerPoint presentations. Mercateo Unite connects buyers, retailers and manufacturers to facilitate B2B trade and procurement. It’s one thing to want to improve or innovate. FinTech Partnerships.

Innovation 178

Innovation Fintech Video Payments 178

PYMNTS

FEBRUARY 15, 2019

Local leaders in the subsequent weeks and months began to complain that being home to Amazon’s second headquarters would present more problems for long-term residents – in terms of rising housing and services costs – than opportunities. Card-present fraud slides, again: Continued traction is evident in the fight against fraud at the register.

New York 115

New York New York City Virginia Nashville 115

PYMNTS

OCTOBER 21, 2019

In a separate interview with PYMNTS , Mari Anne Bayliss, director of EMEA solutions management and strategy at CyberSource, said a phased supervisory period presents an opportunity for stakeholders to make sure they are technologically and operationally prepared to roll out the best possible version of technology that supports SCA.

Strategy 100

Strategy Compliance Fraud Payments 100

PYMNTS

MARCH 29, 2018

Emailage stopped almost twice as much potential fraud in 2017 as in the previous year. billion in potential fraud was prevented, compared to last year’s $1 billion. While some countries are struggling more than others, Emailage found that every region is facing new challenges in the wake of EMV going online. To improve, the No.

cryptocurrency 109

cryptocurrency Regional Bitcoin Cards 109

PYMNTS

MAY 29, 2020

FIs need to have the ability to find and thwart fraud, without accidentally sweeping up legitimate clients. Open banking and application programming interfaces (APIs) are an important priority for the European Union, with the revised Payment Services Directive (PSD2) requiring the initiatives for the banks in the region.

Maine 130

Maine ATM Innovation Millennials 130

PYMNTS

JUNE 13, 2019

In early May, Mastercard , in partnership with SEDESSON, the Mexico state agency for social benefits, and Edenred Bank, announced a first-of-its-kind test in Mexico’s Sonora state – the first regional test of biometric card technology in national history.

Cards 187

Cards Security United States Technology 187

PYMNTS

FEBRUARY 28, 2018

That includes anti-money laundering (AML) compliance, know your customer (KYC), fraud mitigation, marketing, privacy, document review, Office of Foreign Assets Control (OFAC) compliance, reporting and more. The startup automates chargeback responses for retailers, and its system is already doing everything the new rules will require.

blockchain 100

blockchain System cryptocurrency Regional 100

FICO

NOVEMBER 23, 2021

Armando has worked as a lead consultant on transformation projects across private, retail and wholesale banking. At Conductor, he helped the payments and banking-as-a-service platform increased fraud detection by 25 percent. Armando has an MBA from Brazil’s Fundação Getulio Vargas. by Nikhil Behl.

Meeting 52

Meeting Analytics Risk Management Management 52

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. In December, the founder and CEO of Crypto Exchange company FTX was arrested in the Bahamas (yah, don’t ask) and charged with fraud and conspiracy.

Community 216

Community Fintech Industry Innovation 216

FICO

NOVEMBER 11, 2020

René is currently responsible for the market and liquidity risks teams and the risk modeling team, overseeing credit, market and liquidity models, contributing to policy design and governance at Banreservas; the largest bank in the Dominican Republic and one of the largest in the region. Tiffani Montez, analyst at Aite. by Nikhil Behl.

Meeting 52

Meeting Analytics Big Data Management 52

FICO

FEBRUARY 18, 2021

Retail consumers, small and medium enterprises, and commercial entities are looking to banks for increasing levels of support and assistance, especially as government-introduced stimulus programs start to mature and expire around the globe. Do this even if you elect not to put special programs in place. Want to learn more? by Daniel Melo.

Policies 59

Policies Analysis Risk Management Data 59

FICO

APRIL 19, 2018

FICO today unveiled a host of new retail banking solutions that allow lenders to manage the credit lifecycle in a way that is smarter, faster and simpler. The innovations are designed to help support lenders with their digital transformations as retail banking continues to be shaped by the forces of mobile, cloud, analytics and big data.

Miami 40

Miami Analytics Florida Management 40

PYMNTS

MARCH 27, 2020

It’s a challenge that, over the last week, Amazon and Walmart have both been striving to meet, as they seek to even out the present while preparing for an eventual return to normalcy. . . He stated that the firm is remaining alert against frauds of all shapes and sizes, which have been on the rise since the start of the outbreak. . .

New Jersey 130

New Jersey Survey Meeting Payments 130

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Banks that lack proper controls are liable, contends Ghiglieri, to internal and external fraud losses—as well as litigation expenses and regulatory penalties. Recruiting is easier in some regions than others. By Elizabeth Judd.

Strategy 135

Strategy Community Bank Louisville Community 135

PYMNTS

SEPTEMBER 24, 2020

But as merchants and issuers look to enter new markets, including the Asia Pacific region (APAC), they must be mindful of the challenges posed by fraudsters. At the same time, online businesses actually invested less in fraud prevention tools as their general budgets tightened due to external pressures. People are desperate.

Mobile 245

Mobile Management Fraud Training 245

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks. Fiserv DNA continues to rack up successes in large credit unions, savings banks, and even a few regional commercial banks. Has to be M-O-E. Bank Merger of the Year.

Fintech 142

Fintech Strategy Leadership Lending 142

PYMNTS

SEPTEMBER 3, 2018

In June, CNBC reported that Holmes was indicted on criminal wire fraud charges— though she remains chairman of the Theranos board, despite the charges. Adyen’s IPO comes as other companies in the region have struggled this year to sell shares due to a volatile stock market and political uncertainty. million users, up from 9.2

Branding 100

Branding Cards Fraud Marketing 100

Gonzobanker

DECEMBER 20, 2019

So many miles to go, retail bankers! Insights from this group are presented monthly and quarterly to the entire organization and quarterly to the board and dialed in systematically into new member experience projects. And the real ringer is how Wings has made this a cultural priority. The Tech Award – Goes to Capital One.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

MAY 23, 2019

Below, we take a look at some of these frauds and the lessons they can teach entrepreneurs hoping to launch their own products, companies, and funds. Mozido’s fintech fraud fiasco. Virgin Hyperloop One’s utopian vision derailed by fraud. Mozido’s fintech fraud fiasco. And others disappear forever.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

APRIL 10, 2019

From creating checkout-free retail stores to eliminating concert tickets, here are 16 industries that are starting to transform with facial recognition technology. For example, algorithms can track color changes in two areas of the face, like regions near the eyes and cheek, using that data to calculate heart rate detection.

Industry 78

Industry Examples Security Technology 78

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Best Free Market Research a Retail Banker Will Ever Get. Maybe nobody can get that many retailers to agree on anything. The take-away?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Best Free Market Research a Retail Banker Will Ever Get. Maybe nobody can get that many retailers to agree on anything. The take-away?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 22, 2014

Retailer of the Year that Caused the Most Project Heartache in Bank I.T. And won’t address the biggest area of fraud growth, which is card-not-present. The app is in the private pilot phase now with 10,000 downloads on the Google App Store (albeit with a one-star rating), with plans for regional and national rollouts in 2015.

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

JANUARY 1, 2021

Presented by Afterpay and featuring an interview with Daniel Demsky , co-founder of travel clothing retailer Unbound Merino , this report detailed the way installment payment plans’ popularity have surged during the pandemic, and research correctly suggested it would become only more popular during the holiday season.

Trends 259

Trends Video Retail Payments 259