PYMNTS

JUNE 24, 2020

Businesses are digitizing more rapidly these days, often tapping into new overseas markets and expansion opportunities created by COVID-19. They are also exhibiting increasingly robust cross-border payments capabilities, with a focus on simplicity and ease of operations internationally. Analysis, Compliance, Speed.

Payments 130

Payments Regional Analysis Compliance 130

PYMNTS

DECEMBER 7, 2020

operations to PNC Bank , creating the fifth-largest regional player in the U.S. Merger-related activity has been keeping pace at what had been seen in prior years, he said, citing the integration of TCF and Chemical Bank over the summer, for example. Gearing Up For Disruption.

Google 282

Google Examples Regional Lending 282

PYMNTS

JUNE 24, 2019

The parties rarely meet in person, presenting a trust issue that can become an even bigger problem when employers have to make payments across borders as payment preferences vary between regions. An employer based in the United States, for example, will most likely want pay for a job in U.S.

Marketing 100

Marketing Community United States Payments 100

PYMNTS

OCTOBER 27, 2017

India has overtaken the United States to become the world’s second largest smartphone market. According to news from a report by Canalys , smartphone shipments in India grew 23 percent year over year in Q3 2017 to reach just over 40 million units, making the country the world’s second largest smartphone market after China.

Marketing 100

Marketing Samsung United States Apple 100

PYMNTS

SEPTEMBER 28, 2020

One area where the pandemic may significantly impact emerging data protection and open banking rules is the Middle East and North African region (MENA). The ongoing pandemic has caused many regulators in the MENA region to examine the digital and open banking infrastructure they have in place. Around The Data Protection World.

Online 151

Online Report Payments Regulation 151

PYMNTS

DECEMBER 11, 2019

So-called peer-to-peer (P2P) lending has certainly faced challenges in certain markets. Since launching its SME and P2P lending services — the latter involves investors found online who take part in the financing programs in hopes of healthy returns — the situation in the region has been, as Moore put it, challenging.

Fintech 144

Fintech Lending Regional Regulation 144

PYMNTS

JULY 22, 2020

FinTech apps, for example, saw a 72 percent increase in usage in the first quarter of 2020 alone. billion in revenue in 2019, for example, and this growth is only expected to continue heading into the future. billion in revenue in 2019, for example, and this growth is only expected to continue heading into the future.

ATM 225

ATM Digital Banking Alabama Study 225

PYMNTS

SEPTEMBER 3, 2019

It’s another thing to walk the walk, especially when it comes to giving sellers the chance to gain new revenue via online marketplaces and new markets. Tsang told Webster that the firm had opened up shop in Vietnam, putting feet on the street in this emerging market for cross-border commerce. Other Markets. Main Lesson.

Marketing 116

Marketing Mobile Payments Online 116

PYMNTS

NOVEMBER 12, 2020

Morgan , the successful treasury transformation in the Asia Pacific region hinges on digitization — and not simply electronification. Corporates must look at the entire set of processes that govern operations, whether with their own clients or suppliers and with banking partners in the middle, he said.

Innovation 295

Innovation Regional Data Payments 295

PYMNTS

JUNE 3, 2020

Imagine if a North American company had the market share of Amazon, the payment flexibility of PayPal and the credit portfolio of Visa. In Latin America, such a company exists in the form of MercadoLibre , a triple-threat regional financial powerhouse based in Argentina. It now operates in 18 countries in Latin America.

America 248

America Regional Fraud Mobile 248

PYMNTS

MAY 22, 2020

Treasury’s difficulties getting relief money to individuals, has renewed calls for the government to accelerate its FedNow national real-time payments network, still not expected to be operational until at least 2023. Sweden’s central bank, Sveriges Riksbank, is the newest financial institution (FI) to connect to TIPS, for example.

Payments 344

Payments Policies Guidelines National 344

PYMNTS

JANUARY 18, 2018

But according to a new report from EY, it would be unfair to say that regulation is the only driving force behind large banks’ changing market strategies. In its Global Banking Outlook 2018 survey , EY assessed 221 financial institutions across 29 markets. Optimism Up. North American banks are among the most optimistic, EY found.

Regulation 156

Regulation Innovation Fintech Marketing 156

Accenture

JUNE 17, 2019

Guest bloggers Ben Lopez and Charlie Arthy continue their series on achieving simplified, future-ready bank operations. . To optimize and simplify their operations for agility to capture opportunities driven by market change. To optimize and simplify their operations for agility to capture opportunities driven by market change.

Customer Experience 153

Customer Experience Operations System Software 153

FICO

MAY 18, 2021

In the UK, for example, the recovery of billions of pounds’ worth of business interruption loans, the forecasted SME failure rate (circa 900k) and the need for both phoenix and new businesses to be funded is causing many credit grantors to doubt the effectiveness of historic data. Getting a Complete Picture.

Operations 52

Operations Phoenix Data Regional 52

South State Correspondent

JANUARY 4, 2023

While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. In addition, they may consider focusing on these five critical areas: Improve Operating Leverage.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

JANUARY 18, 2017

This can become increasingly difficult in emerging markets, where Kunal Patel, global head of product strategy and mobile payments at GoSwiff , explained that merchants are focused on operating in cash-driven economies. KW: How do you get the consumers — who, in many of these markets, are very cash-centric — on board?

Marketing 100

Marketing Regional Mobile Regulation 100

PYMNTS

JUNE 29, 2020

The rise of online and contactless transactions in the European Union, for example, has meant that many merchants are making the bulk of their sales away from brick-and-mortar stores. Banco de España, Spain’s central bank, granted the license, which enables RevoluPAY to operate within all 27 EU member countries. however, notably SCA.

How To 239

How To Payments Management social media 239

South State Correspondent

SEPTEMBER 20, 2023

For starters, a customer may carry large balances but not generate franchise value if those balances are all in high-paying money market accounts or are highly volatile. The value driver in cash management is that it is usually some sort of operating account at the bank. As such, operating accounts have low-interest rate sensitivity.

Management 195

Management Survey Industry Community Bank 195

PYMNTS

APRIL 19, 2019

As one can imagine, those small-scale businessmen and women are ridesharing drivers who often work long hours every day to earn income to support their families and businesses — and save up in hopes of taking total ownership of their operations. The only way Grab can grow is if the markets and countries we operate in grow,” he said.

Regional 196

Regional Operations Mobile Examples 196

PYMNTS

JULY 16, 2020

will face a potential disruption of their operations. For example, depending on how the decision is applied, the ruling could be an expensive one. Companies will have to choose between whether to move personal data to servers in Europe or stop doing business in the region. including Facebook Inc., Alphabet Inc.’s

Data 212

Data US Regional Resources 212

PYMNTS

MARCH 12, 2020

Payment processors expanding their operations into new industries and markets have their work cut out for them, however. Buy online, pickup in store (BOPIS) purchasing is one example. Attuning To New Markets . Each sector and country encounters different fraud types that providers must be ready to detect and thwart.

Fraud 130

Fraud Analysis Regional Examples 130

PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems.

Mobile 229

Mobile Report America Regulation 229

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year.

America 165

America Regulation Regional Tools 165

South State Correspondent

MAY 9, 2023

In the wake of regional bank failures, one potential answer to equity shorting and bank runs is having the FDIC increase deposit insurance. private and public lending markets are the world’s envy, with a wide availability of financing options for many capital seekers across the entire capital stack. economy needs.

FDIC 195

FDIC Regulation Capital Management 195

PYMNTS

FEBRUARY 17, 2020

For example, the Gojek app can be used to reserve taxis for Blue Bird. Gojek said in October that it was preparing for a dual listing, and looking for a larger share of the regional market. About 80 percent of Gojek’s client base operates in Indonesia, the largest economy in Southeast Asia, and it contains about 29.2

Regional 130

Regional Examples Operations Company 130

PYMNTS

AUGUST 16, 2019

Axos Bank parent company Axos Financial has rolled out out commercial banking operations across new markets in the U.S., The bank is targeting the middle-market and niche clientele, it noted. Axos Bank is also focusing on the small and medium-sized business (SMB) market. The bank announced Thursday (Aug.

Los Angeles 101

Los Angeles New York FDIC Lending 101

PYMNTS

JANUARY 9, 2020

For example, when visiting Peace of Mind, one is greeted with a depiction of a spa, and in Everyday Value, they might see a nice home. For example, they might tap on a virtual set of golf clubs to learn about Mastercard’s Priceless Golf benefits. As the user explores, they can click around to learn more about certain benefits.

Cards 131

Cards Examples Regional Apple 131

PYMNTS

JULY 1, 2020

Or that, on average, 15 percent of an FI’s annual operating costs go toward maintaining core banking systems that are outmoded? These technologies also enable FIs to access the information necessary to provide products such as loans to customers experiencing financial hardships during the pandemic, for example.

System 268

System Digital Banking Tools User Experience 268

PYMNTS

JANUARY 30, 2019

The global economy offers a wide range of opportunities for businesses to expand their reach, and promote their brands to new markets. What’s more, companies must also work to remain compliant with the laws in place across the different regions where they operate. for example, financial services firm Pay.UK In the U.K.,

How To 170

How To blockchain Compliance Regional 170

Perficient

OCTOBER 27, 2022

The FRB and FDIC are looking to improve financial stability by limiting contagion risk ( the spread of an economic crisis from one market or region to another) by reducing the likelihood of uninsured depositors suffering loss. of total leverage exposure. This calibration is intended to ensure U.S. of total leverage exposure.

Capital 275

Capital Regulation FDIC Regional 275

Abrigo

FEBRUARY 23, 2023

The local decision-making and strong relationships with customers that are hallmarks of small community banks provide leaders with fresh chances to positively affect their towns, cities, and regions while growing a healthy institution. Balance runoff is picking up speed, according to financial consulting firm Curinos. The result? The result?

Community Bank 195

Community Bank Kansas City Community Lending 195

PopularBank

APRIL 3, 2024

The so-called “forgotten middle” has been a hot topic for many owners and operators as they look to enhance the options with independent housing and assisted living, hoping to help those trapped in the middle gap. Construction costs for middle-market senior housing. The rising construction costs limit the number of such developments.

Community 52

Community Operations Arizona United States 52

FICO

JULY 22, 2021

Her team’s efforts and customer-centric approach led the South Africa organisation to its most successful year since FICO entered the region in a direct capacity. This initiative is critical to merging FICO’s development and operations organizations and accelerating time to market of software innovations.

Regional 98

Regional Software Leadership Video 98

PYMNTS

MARCH 26, 2020

As Davis noted, larger banks, including regional players, tend to have their own technology platforms — and direct integrations into their own networks — to enable mobile and contactless payments. Often, these smaller FIs are inundated with projects that are specific to the legacy products they have offered to the market, said Davis.

Community 247

Community Community Bank Mobile Cards 247

PYMNTS

APRIL 30, 2020

Implementing any new standards during the pandemic was off the table for many markets, though some regulators were left scrambling to figure out how the rules they already passed would adapt to life in lockdown. Around The Data Protection World. where regulators have been workshopping potential rules for several years.

Regulation 188

Regulation Regional Data United States 188

PYMNTS

NOVEMBER 1, 2019

According to the Eastern Europe B2C E-Commerce and Online Payment Market 2019 report, online retail sales in Eastern European countries continue a trend of double-digit growth rates this year, a release said. Some companies do better regionally. Cross-border shopping platforms like AliExpress are also popular in the region.

Online 101

Online Retail Regional Trends 101

PYMNTS

JULY 8, 2020

But in an interview with PYMNTS, Scott Anderson , director of software product management and go-to-market, banking at Diebold Nixdorf , said that predictions of cash’s imminent demise are premature. That includes paying for everything from clothes to restaurant deliveries through online and card-not-present transactions.

ATM 214

ATM Regional Mobile Payments 214