Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Even George Bailey would have given you the thumbs up. This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. ” – Hunter Thompson. Everything.

Idaho 174

Idaho Community Industry Strategy 174

South State Correspondent

JANUARY 3, 2024

Since many bankers likely have a self-improvement goal in their New Year’s resolutions, we wanted to put out our recommendations right from the start. To do this, we teamed up with Jack Hubbard, Managing Partner of the Modern Banker , to bring you our collective favorites. Heart Spoken , by Elizabeth Cottrell.

Leadership 370

Leadership Management Strategy How To 370

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” The market is ripe for consolidation and beneficial partnerships,” Grealish wrote. On Thursday (Oct. The company, based in the U.K.,

Lending 152

Lending Capital Marketing Report 152

Long Lasting Ideas

JANUARY 5, 2015

A generation ago, bankers could count on young people –piggy banks in hand — riding their parents’ coattails to the neighborhood branch. Believe it or not, this is a slice of the market that in some cases has never opened the doors of a bricks-and-mortar branch bank or learned how to write a check.

Marketing 40

Marketing Millennials Community Bank social media 40

Abrigo

OCTOBER 28, 2022

Takeaway 1 Signs point to increased loan modifications and loan workouts, and regulators have urged financial institutions to work prudently with borrowers. . Takeaway 2 Meanwhile, banks and credit unions will likely see a beefed-up regulatory emphasis on credit risk management practices, especially tied to CRE. .

Management 195

Management Risk Management Policies Lending 195

Gonzobanker

SEPTEMBER 4, 2018

Customers love digital self-service—right up until they don’t, and then they want a live person. In our work with banks and credit unions around the country, an unavoidable truth comes up again and again: Even the flashiest digital strategy falls flat without the backing of a strong contact center.

Technology 115

Technology Resources Fraud Strategy 115

South State Correspondent

MARCH 15, 2023

This article highlights ten not-so-evident lessons of the banking crisis that every banker must consider going forward. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed. SVB’s 43% LTD used to be talked about with reverence.

social media 195

social media FDIC Branding Management 195

Independent Banker

OCTOBER 29, 2014

Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. The digital marketing research firm Conversion in Toronto conducted the study. “At

Millennials 110

Millennials Community Bank social media Community 110

South State Correspondent

APRIL 24, 2023

This article gives bankers a background on what it is, its risks, and how it will change everything from your infrastructure to your hiring practices. Tell it to text your customers as one of its goals, and it will sign up for a messaging app and send out a text. Instead of automation, banks can now have intelligent automation.

social media 195

social media Data Marketing Technology 195

Independent Banker

NOVEMBER 13, 2014

Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. The digital marketing research firm Conversion in Toronto conducted the study. “At

Millennials 87

Millennials Community Bank social media Community 87

Social Assurance

OCTOBER 1, 2021

Is it employees volunteering at a local event? In 2019 , [community bankers] had only 12 percent of total industry assets and 15 percent of total industry loans. Loans provide an opportunity for community bankers to connect. As the economy continues to recover , businesses are reopening to pent up demand.

Community 15

Community Community Bank social media Branding 15

Banking 2020

MARCH 10, 2015

Daily, I have been reminded by the government, that the signs of economic recovery are all around me. The signs of change are around us, but it’s more likely that the US economy is rearranging itself rather than simply recovering under the old umbrella of Wall Street. My answer, combine the best of both worlds.

Community 40

Community Lending Capital Conference 40

Independent Banker

SEPTEMBER 26, 2014

Arecent study published by MetLife Mature Market Institute estimates that the financial loss by victims of elder financial crimes and exploitation is more than $2.9 The “Preventing Elderly Financial Abuse Video Toolkit” is a tool to educate people about how to look for signs of elder financial abuse and how to prevent it.

Community 101

Community Resources Community Bank Video 101

FICO

JUNE 9, 2022

Executives responsible building and marketing compelling customer experiences in financial services and insurance – or those responsible for customer service and retention – must feel like they are stuck in a never-ending game of Whac-A-Mole. Enterprise Intelligence: 5 Steps to Ending a Whac-a-Mole Approach. Tue, 07/02/2019 - 02:45.

Analytics 52

Analytics Strategy Management Customer Experience 52

Gonzobanker

FEBRUARY 18, 2015

Here is a recap of the flurry of activity at this year’s event. The Garb: Despite the exhortations in the conference guide that attendees should be in resort casual, it never ceases to amaze me that bankers still take themselves so seriously. Well, my partner Steve Williams and I finally broke down and attended. Dinner on your own.

Conference 60

Conference Community Phoenix Arizona 60

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. GonzoBanker of the Year – Large Banks.

Conference 93

Conference Industry Community Bank Community 93

PYMNTS

JANUARY 24, 2020

There in Davos, bankers, financiers, technologists, legislators, regulators and thought leaders of all kinds — not to mention a couple of Russian spies dressed as plumbers — gathered for the 50 th annual World Economic Forum. Back on U.S. That was a lot of big news and potential out there this week. percent and 3.3 percent, respectively.

Payments 131

Payments New York Technology Marketing 131

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Banks are searching and asking: ‘Where are we going to make up that income from PPP and mortgage refinancing?’”. He suggests that shifting at least some cash into the bond market “sooner rather than later” might make sense. ?

Strategy 135

Strategy Community Bank Louisville Community 135

PYMNTS

JANUARY 14, 2017

In this year’s report, 24 percent of respondents said they had no debt at all, up from 22 percent last year and 14 percent in 2014. Over the last three or four years, the economy has improved, job growth has been strong and wealth has been rising,” said James Chessen, chief economist at the American Bankers Association. More good news.

Millennials 100

Millennials Data Cards Study 100

Tomorrow's Transactions

SEPTEMBER 26, 2014

Well, the lovely people at Next Bank Europe 2014 (#NBEU14) invited me down to the lovely city of Barcelona to take part in their September event and it was well worth the trip. We went up on stage and Jon sat back on the sofa. Definitely one to put in the locker to use again at another event! So that gave me an idea.

Bitcoin 70

Bitcoin Innovation Marketing Conference 70

PYMNTS

MARCH 13, 2020

Robinhood Financial LLP has suffered three outages in roughly two weeks, and going dark has helped no one – certainly not the younger, tech-savvy investors who were left out of make-or-break days in the market. Interestingly, the company also said in the same blog post that there had been “record account sign-ups.”

Marketing 151

Marketing Bitcoin Course Company 151

South State Correspondent

MAY 31, 2023

The concept that we allow the customer to choose how they want to bank often enables the bank to be passive in its position and give up agency. Branching, for example, is too expensive to be all things to all people. That said, branch profitability has come roaring back, given the value of deposits. This fact, however, is rapidly changing.

Data 195

Data Branch Strategies Strategy Mobile 195

CB Insights

JUNE 3, 2020

Wealth & Capital Markets. Payments companies targeting verticals hit hardest by Covid-19 such as travel, restaurants, and events and entertainment, among others, will have to find new sources of transaction volume in order to survive. . At the same time, the story for fintech is more nuanced. Take the payments sector. Real Estate.

Lending 75

Lending Capital Online Marketing 75

Gonzobanker

NOVEMBER 9, 2015

Money20/20 became quite the event in a very short time, with 10,000 – count ’em – attendees up from 2,300 only three years ago. Continuing on the “Pay” theme, we know all about Apple Pay and the noise it caused in the market last year. The logistics. Would we all take that growth? Big stories/buzz. Apple Pay … not.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Independent Banker

JANUARY 26, 2016

Some startups may be the brainchild of an engineers with a feature-rich product, but with no idea how to market it or even if a market exists for their gee-whiz product. We focus on building the people up so they can execute.”. Photo: Getty Images / Martin Barraud. Ideas, programs and resources to boost local entrepreneurship.

Miami 70

Miami Community Bank Community Resources 70

CB Insights

OCTOBER 26, 2020

After the collapse of Lehman and Bear Stearns and the global financial crisis that ensued, the business models of the world’s biggest investment banks needed to change. In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand.

Management 78

Management Capital Company Marketing 78

Fintech Labs Insights

FEBRUARY 17, 2017

Felicity Hudson (pictured), Head of Hotwire PR’s FinTech practice contributed a piece about FinovateEurope this year: “Great, Exciting, Fab, Impressive, Cool, Smart, Fab, Delight, Proud – are just some of the most popular words to appear in the 4,620 tweets around this year’s event in London. American Banker. Banking Hub.

Fintech 16

Fintech Innovation Conference Groups 16

South State Correspondent

MARCH 28, 2022

These trends received more support this month when the President signed an Executive Order supporting the legal and equitable use of technology around a digital currency and digital assets ( HERE ). By way of background, we gave bankers a primer on how to work with defi and blockchains a while back ( HERE ).

Payments 195

Payments Trends Data Fintech 195

William Mills

AUGUST 11, 2016

They discuss key insights from their article in the 2016 Bankers as Buyers Report titled, “The Payoff of Bank-Branded Mobile Wallets With Tender Reciprocity.” They authored an article for us for the 2016 Bankers as Buyers. ” For the full transcript of the interview, see below. Interviewer: Charlyne H. CM: Fantastic.

Branding 40

Branding Mobile Retail Strategy 40

Independent Banker

OCTOBER 29, 2014

The latest twists came in September, when one of the biggest technology and payments events of the year featured the announcement of Apple Inc.’s It’s become a familiar story, usually with a new splash. Large banks and nonbanks, merchants and technology companies are pressing to solidify their inroads into the financial transaction business.

Mobile 105

Mobile Community Bank Community Technology 105

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. Keeping up communication. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. LESS THAN $250 MILLION.

Community Bank 164

Community Bank Community Texas Leadership 164

William Mills

SEPTEMBER 9, 2016

Check back for new updates throughout the day. An App Store for FinTech applications. I’ve seen these folks before, it’s pretty slick. Showing how someone can connect to other vendors for free for their clients. Showing how someone can connect to other vendors for free for their clients. I like what they are doing and I think they could be very big.

social media 40

social media ATM Mobile Customer Experience 40

Independent Banker

AUGUST 31, 2021

The disruption, it turned out, had been caused by a food distribution event. Bob Moore, Augusta Food Bank’s executive director, says traffic was backed up for miles. The event was a resounding success, putting 2,300 boxes of food, 2,300 gallons of milk and 1,200 turkeys into the hands of hard-hit families.

Community Bank 196

Community Bank Community National Fresno 196

Jeff For Banks

MARCH 3, 2014

I learn a lot from bankers and industry experts as I visit their offices, speak to them on the phone or at industry events. And very difficult for bankers to put on their books. Occasionally they will offer an insight that I think my Twitter followers would find interesting. I quote people anonymously to protect the innocent.

Branch Strategies 87

Branch Strategies FDIC Strategy Industry 87

Fintech Labs Insights

MAY 18, 2015

It’s almost as fun do re-live the conference through post-event press coverage and Twitter highlights. American Banker. Sizing Up Small Business Lending: Onsite Coverage. Moven and Accenture team up to sell digital tools to banks. Below is the press coverage so far. 2015 FinovateSpring Spree. by Jacob Passy.

San Jose 12

San Jose Video Apple Innovation 12

Gonzobanker

NOVEMBER 18, 2014

And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?). Entrepreneur Gary Vaynerchuk implored the crowd to get beyond the marketing talk and stop marketing in the past. Innovation Showcase & Global Innovation Awards.

Chicago 97

Chicago Retail Branch Design Training 97

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. 1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. OK, show of hands. Pull ’em down. Nobody did.

Community 216

Community Fintech Industry Innovation 216