Independent Banker

JANUARY 31, 2023

Digital media gives community bankers a platform for advocacy, and ICBA’s Virtual Advocacy Primer details how you can put it to work. How can a community banker best connect with a member of Congress? Wait a week for a response and then follow up if necessary by phone, Facebook message and/or Twitter direct message.

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social media Meeting Community Community Bank 103

Independent Banker

MAY 31, 2020

That approach doesn’t line up at all with the reality of true leadership. I’ll be continuing to connect with community bankers nationwide and champion their leadership via digital channels. As of this writing, we’re not certain if this year’s event in September will take place in-person or virtually. Where I’ll be this month.

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Leadership Community Community Bank US 174

Abrigo

OCTOBER 21, 2015

That call [Ask the Fed] is designed for bankers and we already have received lots of good questions from many of you,” the Fed said in its notification. Sign up for the FedPerspectives session here. The Fed said questions for the event can be submitted to fedperspectives@stls.frb.org , with questions received by Oct.

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Independent Banker

FEBRUARY 28, 2022

We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. Customized, well-thought-out interactions—especially in the online banking space—are integral to wooing new customers and retaining existing ones. By Katie Kuehner-Hebert.

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Fintech Marketing Community Bank Community 136

Abrigo

DECEMBER 2, 2021

Takeaway 3 Signing up for 2022 conferences is another smart use of surplus budget funds, because some events are offering early-bird discounts. Two years ago, more bankers surveyed for that report named core deposit growth as their greatest challenge than any other issue. Beef up your loan pricing strategy.

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Alex Jimenez

NOVEMBER 4, 2023

Money 20/20 USA has become the biggest FinTech gathering in the US. This year the conference did not disappoint, although, in many regards, it felt quite different from previous years. Observations As I mentioned, the show felt quite different from last year, which was the first full-attendance in-person session following the COVID-19 shutdown.

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South State Correspondent

JANUARY 3, 2024

Since many bankers likely have a self-improvement goal in their New Year’s resolutions, we wanted to put out our recommendations right from the start. To do this, we teamed up with Jack Hubbard, Managing Partner of the Modern Banker , to bring you our collective favorites. Heart Spoken , by Elizabeth Cottrell.

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Abrigo

AUGUST 4, 2016

The pre-conference event replaces user sessions offered as breakout groups during the 2015 Summit so that attendees won’t have to miss any of the headline sessions of consultative presentations, panel discussions and case studies to help bank and credit union executives involved with the ALLL calculation, stress testing or portfolio risk.)

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Abrigo

DECEMBER 10, 2019

With no signs of dissipating, it is just a matter of time before an incident happens in your customer base, if it has not happened already. NCOA estimates the cost of elder financial abuse to older Americans up to $36.5 NCOA estimates the cost of elder financial abuse to older Americans up to $36.5 billion annually.

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Fraud Study United States Training 284

Independent Banker

DECEMBER 31, 2018

Happy New Year, community bankers! And if you haven’t done so already, I encourage you to also come up with a community banking resolution—one that helps you flourish as a professional. You’ll save if you sign up by the early bird deadline on Jan. I know many of you are eager to get started on your New Year’s resolutions.

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Community Bank Community Nashville Fintech 70

Abrigo

JUNE 13, 2022

The NCOA estimates the cost of elder financial abuse to older Americans to be up to $36.5 billion annually. A recent American Bankers Association Foundation (ABA) research study found that older Americans hold 65% of the deposited wealth in the United States. Would you like other articles on BSA/AML training in your inbox?

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Fraud Training United States Survey 195

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Even George Bailey would have given you the thumbs up. “I learned a long time ago that reality was much weirder than anyone’s imagination.” ” – Hunter Thompson. Well, HST and Big Bird had it right. Everything.

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Idaho Community Industry Strategy 181

Abrigo

OCTOBER 2, 2015

Under CECL, Dyer said recently at the 2015 Risk Management Summit presented by Sageworks, “We’re required to make forecasts of the future – that’s the big hang-up.” Because credit risk personnel are most likely to have data that links events with credit losses, involving credit risk management in the CECL transition will be critical, he said.

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Independent Banker

FEBRUARY 28, 2023

It happens every time they open a checking account, apply for a mortgage, make a direct deposit, log into a bank’s website or chat with a banker, and more. Community banks own an enviable amount of data, but not all are leveraging it to its fullest extent. We can take that data and we can reach that person online,” Catalano says. “If

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Independent Banker

JANUARY 26, 2016

A few memories are apparently fuzzy over that indelibly cataclysmic event. In a straightforward letter signed by each of our association’s Executive Committee members, ICBA quickly and unequivocally set FASB officials free from that unwarranted and dangerous notion. Imagine that? Where were they for the past eight years?

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Community Bank Community Washington Policies 70

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” On Thursday (Oct. Between market consolidation and partnerships with traditional banks, alternative lending is certainly already an in-flux market. SalaryFinance.

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Lending Capital Marketing Report 152

Abrigo

OCTOBER 28, 2022

Takeaway 1 Signs point to increased loan modifications and loan workouts, and regulators have urged financial institutions to work prudently with borrowers. . Takeaway 2 Meanwhile, banks and credit unions will likely see a beefed-up regulatory emphasis on credit risk management practices, especially tied to CRE. .

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South State Correspondent

MARCH 15, 2023

This article highlights ten not-so-evident lessons of the banking crisis that every banker must consider going forward. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed. SVB’s 43% LTD used to be talked about with reverence.

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social media FDIC Branding Management 195

Independent Banker

JULY 30, 2015

ICBA Social Media Monitor is a free member benefit that allows community banks to monitor up to five chosen keywords, phrases or brands within the realm of social media. Signing up is easy for any member bank through the website www.icba.org/webmonitor. Chris Lorence. Email: chris.lorence@icba.org. Phone: (800) 422-8439.

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Resources social media Marketing Tools 70

Gonzobanker

SEPTEMBER 4, 2018

Customers love digital self-service—right up until they don’t, and then they want a live person. In our work with banks and credit unions around the country, an unavoidable truth comes up again and again: Even the flashiest digital strategy falls flat without the backing of a strong contact center.

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Technology Resources Fraud Strategy 117

Social Assurance

OCTOBER 1, 2021

Is it employees volunteering at a local event? In 2019 , [community bankers] had only 12 percent of total industry assets and 15 percent of total industry loans. Loans provide an opportunity for community bankers to connect. As the economy continues to recover , businesses are reopening to pent up demand.

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Community Community Bank social media Branding 15

Independent Banker

OCTOBER 29, 2014

Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. Out of Mom and Dad’s basement, millennials are primed to become your next best customers.

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Millennials Community Bank social media Community 110

Banking 2020

MARCH 10, 2015

Daily, I have been reminded by the government, that the signs of economic recovery are all around me. The signs of change are around us, but it’s more likely that the US economy is rearranging itself rather than simply recovering under the old umbrella of Wall Street. My answer, combine the best of both worlds.

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South State Correspondent

APRIL 24, 2023

This article gives bankers a background on what it is, its risks, and how it will change everything from your infrastructure to your hiring practices. Tell it to text your customers as one of its goals, and it will sign up for a messaging app and send out a text. Instead of automation, banks can now have intelligent automation.

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social media Data Marketing Technology 195

Independent Banker

SEPTEMBER 26, 2014

Awareness of elder financial abuse is growing, and community bankers are often relied upon as the front line of defense in the protection of their customers, including as providers of crime prevention education and information. In fact, they’re every bit as much at risk. Buhrmaster, president of 1st National Bank of Scotia, in Scotia, N.Y. “As

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Community Resources Community Bank Video 101

Independent Banker

NOVEMBER 13, 2014

Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. Out of Mom and Dad’s basement, millennials are primed to become your next best customers.

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Millennials Community Bank social media Community 87

Long Lasting Ideas

JANUARY 5, 2015

A generation ago, bankers could count on young people –piggy banks in hand — riding their parents’ coattails to the neighborhood branch. According to Bankrate.com , people ages 18-29 make up 44 percent of mobile bankers, but make up only 22 percent of mobile phone users. This is the most indebted class ever.

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Marketing Millennials Community Bank social media 40

Gonzobanker

FEBRUARY 18, 2015

Here is a recap of the flurry of activity at this year’s event. The Garb: Despite the exhortations in the conference guide that attendees should be in resort casual, it never ceases to amaze me that bankers still take themselves so seriously. Well, my partner Steve Williams and I finally broke down and attended. Dinner on your own.

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Conference Community Phoenix Arizona 60

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Banks are searching and asking: ‘Where are we going to make up that income from PPP and mortgage refinancing?’”. Illustration by Jill DeHaan. How can they counteract these effects and maximize financial efficiency? Quick Stat.

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Strategy Community Bank Louisville Community 135

PYMNTS

JANUARY 14, 2017

In this year’s report, 24 percent of respondents said they had no debt at all, up from 22 percent last year and 14 percent in 2014. Over the last three or four years, the economy has improved, job growth has been strong and wealth has been rising,” said James Chessen, chief economist at the American Bankers Association. More good news.

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Millennials Data Cards Study 100

Gonzobanker

DECEMBER 19, 2017

For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Endless CRM and data management projects that shook our foundations and gutted our PMOs. Well, you can cross the last one off your list, because THE AWARDS ARE HERE.

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Conference Industry Community Bank Community 101

FICO

JUNE 9, 2022

In the highly unlikely event you’ve never played it, Whac-A-Mole is a classic arcade game introduced nearly 50 years ago. It is a kiosk game with a waist-high playing surface with five holes, where plastic “moles” reside; these moles randomly pop up out of their holes, but quickly drop back down into them. Tue, 07/02/2019 - 02:45.

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Analytics Strategy Management Customer Experience 52

Tomorrow's Transactions

SEPTEMBER 26, 2014

Well, the lovely people at Next Bank Europe 2014 (#NBEU14) invited me down to the lovely city of Barcelona to take part in their September event and it was well worth the trip. We went up on stage and Jon sat back on the sofa. Definitely one to put in the locker to use again at another event! So that gave me an idea.

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Bitcoin Innovation Marketing Conference 70

PYMNTS

JANUARY 24, 2020

There in Davos, bankers, financiers, technologists, legislators, regulators and thought leaders of all kinds — not to mention a couple of Russian spies dressed as plumbers — gathered for the 50 th annual World Economic Forum. Back on U.S. That was a lot of big news and potential out there this week. percent and 3.3 percent, respectively.

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Payments New York Technology Marketing 131

South State Correspondent

MAY 31, 2023

The concept that we allow the customer to choose how they want to bank often enables the bank to be passive in its position and give up agency. Branching, for example, is too expensive to be all things to all people. That said, branch profitability has come roaring back, given the value of deposits. This fact, however, is rapidly changing.

Data 195

Data Branch Strategies Strategy Mobile 195

Gonzobanker

NOVEMBER 9, 2015

Money20/20 became quite the event in a very short time, with 10,000 – count ’em – attendees up from 2,300 only three years ago. Bankers had long suspected MCX’s plan was to bypass the Visa/MasterCard rails by processing transactions as ACH. The logistics. Would we all take that growth? Big stories/buzz. Two things.

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blockchain Bitcoin Lending Innovation 60

Abrigo

APRIL 19, 2022

Loan application software can speed up the process by creating a digital experience that makes document management and processing easier. Takeaway 3 Loan administration software can streamline the handling of loans in the process of reclassification and minimize programmatic missteps. Lending and Credit Software. Learn more.

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Lending Software Management Handbook 195