PYMNTS

JANUARY 29, 2020

Amid the targets for return on equity in the investment banking business, Goldman ’s first Investor Day in the wake of a revamped operating structure placed special emphasis on the digital realm. Specifically, digital banking services, delivered to a broader consumer base through mobile means. Five-Year Targets.

Digital Banking 136

Digital Banking Strategy Management Apple 136

PYMNTS

SEPTEMBER 30, 2020

In today’s top news in digital-first banking, global card issuing platform Marqeta debuted its Tokenization-as-a-Service (TaaS) offering, while the Bank of New York Mellon (BNY Mellon) has named a new executive for global market infrastructure. BNY Mellon Names Robin Vince To Lead Global Market Infrastructure.

Marketing 130

Marketing New York Cards Conference 130

Gonzobanker

JUNE 11, 2018

Attendance at American Banker’s Digital Banking conference has grown significantly since I was here in 2016, reflecting the obvious interest levels in digital, yet the vibe remained largely the same as two years ago…. Is voice banking even a blip on your digital roadmap? More competition is welcome.

Conference 70

Conference Digital Banking Austin Digital Strategies 70

Celent Banking

JUNE 26, 2015

I’m just back from a very interesting week in London at the Marketforce-sponsored “The Future of Digital Banking” forum. The theme of the conference was that customer-centricity and innovation need to be the guideposts to a bank’s transformation from a bricks-and-mortar operation into a digital enterprise.

Digital Banking 100

Digital Banking Conference User Experience Operations 100

Bank Innovation

FEBRUARY 22, 2017

We will not argue about whose banking system is the best in the world. There are different factors to consider for each market, so that it is difficult to establish a ranking. (In Given the present rate of Read More. In addition, it would be a boring task.) But consider the following question.

System 284

System Marketing Operations Digital Banking 284

CB Insights

JUNE 17, 2021

Eager to turn the ongoing fintech boom into an advantage, big tech companies (Facebook, Apple, Google, Amazon) have been taking a number of strategic steps to grow their market share in financial services. These partnerships present a win-win situation for tech giants and legacy names alike and help boost customer attraction and retention. .

Google 100

Google Apple Fintech Report 100

Independent Banker

OCTOBER 31, 2022

A convergence of economic and marketplace factors presents community banks with new opportunities for innovation and growth as they look to the new year. For community banks that have yet to start evaluating digital solutions and providers, now is the time to act. Illustration by Alex/Adobe. By Charles Potts, ICBA.

Fintech 126

Fintech Community Bank Kansas City Community 126

South State Correspondent

OCTOBER 26, 2023

The catalyst was likely a panel led by the CEO of Taktile (AI Underwriting), a Partner from Bain Capital, a partner for Andreessen Horowitz, the chief data scientist from Branch International (digital banking fintech for India and Africa), and a tech correspondent for CNBC.

Conference 221

Conference Las Vegas Fraud Case Study 221

PYMNTS

OCTOBER 1, 2020

Banks have been inching into the space; cash still remains a hallmark. For one firm, AeroPay — focused on bringing payment services to underserved markets — the cannabis market is but one that can benefit from the great digital shift for payments done in person or online. Looking Toward Underserved Markets .

Payments 271

Payments Colorado Marketing Cards 271

Gonzobanker

JANUARY 4, 2024

In 2024, Smarter Banks will go on offense and differentiate with the customer experience. When it comes to client experience in banking, the last three years have been a long, reactionary grind of responding to COVID, a white-hot labor market driving up turnover, and rapidly shifting competitive dynamics.

Customer Experience 120

Customer Experience Community Knowledge Base Tools 120

PYMNTS

JUNE 26, 2020

This is because many legacy FIs in particular are still reliant upon legacy infrastructure, which is simply not designed to handle the sheer volume of data generated in today’s digital banking sphere. The FI officially opened the digital platform to U.S. customers in late May. such as Monzo and N26. About the Tracker.

Meeting 227

Meeting Mobile Digital Banking Tools 227

Gonzobanker

MARCH 28, 2024

The digital players are working to differentiate based on stronger customer experience features and tight integrations in areas such as financial health, data-driven marketing and fraud/security. This is an area where speed-to-market competition will be important. #3. Bank and credit union leaders must love their due diligence!

Digital Banking 134

Digital Banking Customer Experience Strategy Exercises 134

NCR

JULY 28, 2017

This convenience offers many advantages to the consumer, but financial institutions and consumers need to recognize one of the biggest disadvantages of this technological expansion: the increased risk of digital banking fraud. Digital banking fraud affected 14 percent of consumers in 2016, up from 12 percent in 2015.

Fraud 74

Fraud Digital Banking Survey Security 74

FICO

DECEMBER 5, 2022

Top 5 Surprises from FICO’s Fraud and Digital Banking Survey. Financial Institutions, such as banks, have expended great effort to improve digital security, yet bad actors are multiplying and attacks have increased in scope and frequency. FICO Admin. Tue, 07/02/2019 - 02:45. by Sarah Rutherford. expand_less Back To Top.

Survey 52

Survey Fraud Digital Banking social media 52

Gonzobanker

DECEMBER 19, 2022

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. banks by market value.”.

Community 216

Community Fintech Industry Innovation 216

Chris Skinner

JUNE 2, 2017

Things have moved at a pace and ferreting around the internet this morning, I found this fascinating presentation by Matthew Brennan (you can get a PDF by emailing info@chinachannel.co). WECHAT MARKETING IS DEAD THESE ARE JUST SOME OF THE SILLY THINGS WE CAN EXPECT MEDIA TO START SAYING ABOUT WECHAT IN THE NEXT 12 MONTHS.

User Experience 259

User Experience Conference Mobile Customer Experience 259

PYMNTS

MARCH 14, 2019

Paytm also recently announced that it could be expanding into one or two more developed markets this year. We have found the developed markets to be very interesting,” Deora said. He said several verticals for the company had begun to earn revenue and profits.

Mobile 188

Mobile Cards Google Marketing 188

BankInovation

OCTOBER 13, 2023

trillion bank’s consumer and community banking expenses increased 7% year over year to $8.5 billion in the quarter driven by compensation, increased personnel, and spending allocated to technology and marketing, according to the earnings presentation today. WHY […]

Community Bank 61

Community Bank Community Technology Marketing 61

PYMNTS

FEBRUARY 3, 2020

And while some imagined there’d be banks on Mars by 2020, few guessed that dull ATMs would one day reinvent retail banking. ATMs have come full circle — starting life as the best tech innovation the public had ever seen (from banks), then becoming utterly routine, and to the present day — when ATMs are suddenly sexy again.

ATM 165

ATM Digital Banking Innovation Video 165

NCR

APRIL 16, 2018

Like many regions across the globe, the Gulf is currently going through a period of change in the banking industry, which is presenting challenges for local institutions but also creating opportunity. The United Arab Emirates (UAE) is one key market where this trend of overbanking is particularly notable. Digital demands.

Digital Banking 49

Digital Banking Regional Customer Experience Industry 49

PYMNTS

SEPTEMBER 28, 2020

The companies said they have expanded an existing partnership that will see Commerce Bank integrate HighRadius's full suite of integrated receivables and treasury management tools, one year after another expansion in which the bank added HighRadius's Virtual Card Processing and Electronic Invoice Presentment and Payment technologies.

Fintech 204

Fintech Tools Groups Management 204

PYMNTS

JULY 31, 2020

Challenger banks and neobanks are projected to grow at a compound annual growth rate (CAGR) of 46 percent worldwide over the next five years. The terms “challenger banks” and “neobanks” are often used interchangeably, but they have distinct differences and often present separate challenges for CUs.

ATM 156

ATM Digital Banking Online Mobile 156

Chris Skinner

JUNE 11, 2017

This week’s main blog headlines are … Digital banks are Copernicus banks (incumbents are with the Flat Earth society) Twenty years ago, I was working on re-engineering projects. And banks can attack it? Soft underbelly? You must be joking.

Google 178

Google Meeting Innovation Maine 178

PYMNTS

DECEMBER 1, 2020

Plus, the Central Bank of Iceland (CBI) is debuting a new instant payments infrastructure. ECB President Christine Lagarde wrote in an editorial that she believes stablecoins could present a risk to "financial stability and monetary sovereignty.” Iceland Central Bank Debuts Instant Payments.

Lending 140

Lending Digital Banking Policies System 140

PYMNTS

OCTOBER 23, 2020

The release says the market for the combined company will be an estimated $7.9 David Josephs , CEO of daVinci, said there was room on the market for new types of payment experiences, particularly in the digital realm. trillion in annual payment volume, with $500 billion in addressable revenue.

Payments 168

Payments America Technology Operations 168

South State Correspondent

APRIL 3, 2023

While there have always been problems in banks’ asset-liability models (ALM) and liquidity stress test models, the current environment exacerbates this problem. As a result, most banks are overestimating their liability sensitivity and, thus, their deposit value. Unrealized bond losses are also included in the model.

social media 195

social media Community Bank Analysis Training 195

Gonzobanker

DECEMBER 14, 2023

You are all aware we have detailed, sophisticated rules and methodologies we use to present these coveted awards – or, well, maybe we don’t. THE BANKER AWARDS The Bank Acquisition of the Year – goes to the unique PacWest and Banc of California deal. Merger of Equals Deal of the Year (Bank) – Burke & Herbert Financial Services Corp.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

FEBRUARY 1, 2024

We can’t sleep on non-bank competition, bigger banks controlling even greater market share, or big tech and embedded finance. Concerns about successors to today’s executive leadership teams dominated many presentations. But kudos to Michaud for acknowledging this could be the busiest graph/image he’s ever presented.

Conference 88

Conference FDIC Arizona Industry 88

South State Correspondent

OCTOBER 28, 2022

Small Idea – Hyper personalization and One-to-one Marketing. While this trend has been significant for the last couple of years, we saw more and more banks (and brands) leveraging data to discover intent. Once the intent is discovered, banks and brands then deliver a micro-targeted promotion or process.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

FEBRUARY 2, 2021

In Pakistan, and elsewhere, the stars are aligning for greater use of digital banking and payments to improve financial inclusion. told PYMNTS CEO Karen Webster in an interview that the pandemic and the rise of mobile infrastructure have set the stage to bring people living in developing and emerging economies into the digital realm.

Mobile 235

Mobile Payments System User Experience 235

Chris Skinner

MARCH 31, 2017

I took part in a webinar the other day, focused upon the developments in digital banking in the Middle East. It just illustrates the market well, and has an attitude of Just Do It. More on that in other blogs, as the focus of this one is the market diversity.

Regional 150

Regional Digital Banking America Meeting 150

PYMNTS

MAY 22, 2020

Wirecard, meanwhile, will offer its Banking-as-a-Service offerings, which include prepaid card issuing, loan services, digital banking tools and more. As FinTechs wait to see which category they fall under, collaborating with licensed banks could present an opportunity beyond refinancing their own loan portfolios.

Fintech 261

Fintech Lending Tools Risk Management 261

Matt Wilcox Pro

AUGUST 18, 2014

Launching digital banking: some bullets Hint: Your future is at stake This is the final sneak peek at my presentation at next month’s ABA Marketing and Retail Conference in Orlando. My session, “Better Together: Marketing Mobile and Tablet Banking with the Help of IT,” is on Sunday, September 7, at 3:45.

Conference 87

Conference Digital Banking Retail Mobile 87

Matt Wilcox Pro

AUGUST 14, 2014

Musts for launching digital banking services Hint: Be a marketer This is the second of three sneak peeks at some of the points I’ll cover in my presentation at next month’s ABA Marketing and Retail Conference. Note that I said “some of the points.” For the whole shebang, I hope you’ll join [.]'

Conference 87

Conference Digital Banking Retail Marketing 87

South State Correspondent

APRIL 24, 2023

So, like any new bank marketer, it composed a fairly interesting email (below) using the subject line “Secure Your Healthcare Future: Boost Your Health Savings Account Contribution.” The application iterated at a speed that few bank marketing and deposit teams could ever compete with.

social media 195

social media Data Marketing Technology 195

PYMNTS

MARCH 13, 2020

It’s a fair question in the current day, particularly as we look at the blurring of boundaries between FinTechs, Big Tech and banks. The B2B market can provide numerous opportunities for B2C merchants, but B2B payments can be much more complicated than those to which many B2C retailers are used to. Trackers And Reports.

Seattle 231

Seattle Payments Retail Meeting 231

PYMNTS

NOVEMBER 23, 2020

A confluence of factors, some in staging for years and others totally unexpected, are creating a vast new market for digitization across the entire financial sector. Businesses interested in [digital] payment tools want fast, easy ways to adopt them.

System 165

System Management Tools Cards 165