PYMNTS

SEPTEMBER 15, 2020

PYMNTS’ latest Provider Ranking of Personal Loan Apps shows strength in mobile-digital banks, particularly those brands that have staked a claim to spots atop the Provider Ranking. Popular P2P lending app LendingClub takes the No. For many, personal loans are part of the solution, and for this, the app universe has many options.

Resources 143

Resources Lending Digital Banking Mobile 143

PYMNTS

JUNE 30, 2020

challenger bank Allica Bank has launched using Profile Software ‘s banking programs in order to ensure small- to medium-sized business (SMB) customers a way to manage their banking and risk operations, according to a press release. Allica Bank will use Profile’s FMS.next as its core banking platform.

Software 151

Software Community Bank Resources Digital Banking 151

PYMNTS

JANUARY 25, 2021

The banking industry is still grappling with the pandemic’s unprecedented effects, including a broad digital shift across numerous sectors. This increased digital engagement can create challenges, however, as it opens up new avenues for fraud in addition to making transactions more convenient for customers. About The Tracker.

Fraud 235

Fraud Digital Banking Missouri Trends 235

PYMNTS

DECEMBER 9, 2019

London’s digital bank startup Starling Bank has loaned just 1 percent of the amount it pledged to small and medium-sized businesses (SMB), BM Magazine reported on Monday (Dec. Founded in 2014 by former Allied Irish Banks COO Anne Boden, Starling Bank committed to execute almost £1 billion ($1.3

Tools 132

Tools Lending Resources Digital Banking 132

PYMNTS

MAY 22, 2020

While FinTechs are, in many ways, useful allies to banks, traditional FIs can also be a critical partner to FinTechs that lack the resources or opportunity to acquire their own banking license. Both strings — BaaS and lending — must be combined, and workflows between the involved parties established,” he said.

Fintech 261

Fintech Lending Tools Risk Management 261

Abrigo

JANUARY 25, 2022

Change Management Helps Financial Institutions with Digitalization Bank and credit union executives who manage the people side of digital transformation have more success. . Takeaway 1 Financial institution executives seek additional advances in digitalization that have helped them through the pandemic. . IT Failures.

Management 195

Management Software Survey Fintech 195

Abrigo

DECEMBER 17, 2021

Digital Banking Report. Following a successful partnership with Abrigo the Paycheck Protection Program and seeing the benefits of digitalization, Capital City Bank expanded its relationship with Abrigo to transform its lending process processes with the Abrigo Loan Origination System (LOS). Asset/Liability.

Fintech 195

Fintech How To Innovation System 195

PYMNTS

MARCH 9, 2017

8) the launch of Credit Sense, a solution that enables financial institutions to integrate credit scores into digital banking. In a press release , Fiserv said Credit Sense provides a credit score, daily credit monitoring, insight into factors influencing credit score and free financial education resources.

Lending 102

Lending Millennials Online Mobile 102

Perficient

DECEMBER 2, 2020

“Having a Balance With a Bank Doesn’t Make You a Customer.”. Our financial services team recently spoke with the great Jim Marous, the co-publisher of The Financial Brand and the publisher of the Digital Banking Report. One happens to be a national bank that I’ve been with for as long as I can remember. Is it cost?

Data 294

Data Customer Experience Case Study Branding 294

PYMNTS

APRIL 8, 2016

D3 Banking wants to bring digital banking to SMEs, but it can’t do it alone. The company makes a name for itself by providing small businesses a mobile-friendly banking solution, as well as by linking existing financial institutions with its technology to lend to their own SME clients.

Mobile 100

Mobile Analytics Comparison Lending 100

Gonzobanker

FEBRUARY 26, 2019

Luckily for the banks, there are many more of the latter than the former.” – Bank Innovation. Recent fintech deals across digital, lending, payments and infrastructure are telling a big story. That’s three times the change rate of core systems and twice the change rate of transactional digital banking systems.

Fintech 100

Fintech Analytics Lending Case Study 100

PYMNTS

APRIL 6, 2020

We have the resources to emerge from this crisis as a stronger country,” Dimon said in the letter. JPMorgan, the country’s largest bank by assets, is in a solid position to grapple with the financial fallout caused by the pandemic, he said. America is still the most prosperous nation the world has ever seen.”. trillion a year.

Strategy 159

Strategy Resources America Cards 159

Gonzobanker

FEBRUARY 29, 2024

Here are five key areas that Cornerstone would encourage management to start: Digital Self-Service Utilization – Many bankers are feeling confident they are catching up to the competition in the digital banking experience, but very few have exhausted the sheer productivity benefits of widespread digital self-service.

Tools 150

Tools Analytics Data System 150

PYMNTS

MARCH 6, 2020

But for financial institutions (FIs), some of which have been around for decades, understanding how to take the first steps in the digitization process can be an overwhelming task. That’s even more true for community banks, which lack the resources larger FIs have to support modernization initiatives and technology investment efforts.

Community Bank 173

Community Bank Community How To Lending 173

PYMNTS

AUGUST 4, 2020

The past several years have been good times for digital banking players popping up to challenge traditional brick-and-mortar financial institutions for market share, but recent months have accelerated that trend into overdrive. Dunning said such value-added offerings are more relevant to consumers today than they’ve ever been.

Digital Banking 345

Digital Banking Cards Tools Resources 345

PYMNTS

APRIL 22, 2020

For more on these and other digital-first banking news items, download this month’s Tracker. In-branch services and digital banking offerings are equally important when it comes to digital-first banking, so customers have a satisfactory experience no matter the channel they choose. About The Tracker.

Analytics 141

Analytics Data America Cleveland 141

PYMNTS

MARCH 11, 2019

With a permissioned blockchain network , services can be shared between credit unions, which could improve identification authentication and compliance surrounding regulations, know your customer, lending and payments. Under the plan, credit union members would be able to access the CULedger via a digital credential dubbed MyCUID.

blockchain 160

blockchain Regulation Community Bank Regional 160

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

American Banker

OCTOBER 21, 2020

The Cleveland company will exit indirect auto lending and close branches so it can devote more resources to mortgages, student loans and other relationship-driven, digital-friendly businesses.

Cleveland 36

Cleveland Strategy Resources Lending 36

PYMNTS

NOVEMBER 22, 2019

Talk of a decelerating FinTech venture capital market continued to mount this week with reports that digital banking startup Aspiration is struggling to raise money. million as it prepares to launch its lending-in-a-box offering, according to Asset Finance International. Also in the U.K., Funding Xchange secured $10.3

Strategy 109

Strategy Fintech Capital Lending 109

PYMNTS

NOVEMBER 23, 2020

Small and medium-sized businesses (SMBs) got their clocks cleaned by the pandemic, and turning to their traditional lending sources, they’ve encountered sclerotic systems and outdated policies not conceived for the needs of the recovering Main Street merchants of 2021.

Data 143

Data User Experience Fintech Lending 143

CB Insights

MARCH 8, 2018

Digital banking startups — or challenger banks — have gained traction over the past few years by bringing retail banking services mobile. Banks in Fintech: what’s ahead in 2018. Join us for data-driven look at how major banks are approaching fintech investments and taking on insurgents. First Name.

Retail 78

Retail Digital Banking Fintech Regulation 78

PopularBank

JANUARY 27, 2020

Popular Bank will leverage the funds to provide access to comprehensive financial services to underserved New Yorkers and local businesses throughout the district, promoting community stability, revitalization and long-term economic development.

New York 91

New York Community New Jersey Houston 91

PopularBank

MARCH 24, 2021

We are very proud of the recent BDD designation to our East 116 th Street Branch,” said Popular Bank Chief Operating Officer Manuel Chinea. The BDD program provides important resources to engage financial institutions to promote development in New York’s underserved communities.

New York 91

New York Community New York City New Jersey 91

Gonzobanker

AUGUST 24, 2023

Banks had more than $500 billion in unrealized losses on their securities at the end of March. Holding these assets can impact profitability because banks can’t lend those funds out or invest them at higher rates. Banks are anticipating losses in their commercial real estate portfolios. Commercial real estate loans.

Innovation 146

Innovation United States Industry Technology 146

Independent Banker

DECEMBER 31, 2022

“If I talk about Bank of Tampa’s vision, we want to be great at our personal relationships and upgrade our digital capabilities so that we get as close as we can to being a best-in-class digital bank,” Lakoumentas says. According to a Lending Tree survey, 43% of Americans have used BNPL, up from 31% year-over-year.

Trends 140

Trends Payments Community Bank Texas 140

PYMNTS

SEPTEMBER 7, 2018

How Digital Disbursements Are Changing Low-Dollar Lending. While 75 percent of young college-going consumers said they prefer to interact with mobile banking apps, the vast majority of student loan recipients are still paid via paper check or other legacy payment method. trillion insurance claims market. About The Tracker.

Trends 109

Trends Missouri Mobile Payments 109

Abrigo

AUGUST 1, 2016

Bank and credit union marketers are often in a unique position to leverage the aggregated data of their customers. No doubt they know how valuable data can be for reporting purposes, but what about applying the data to the launch of a new brick-and-mortar branch or digital banking tool? Know the competition.

Marketing 150

Marketing Data Analysis Tools 150

PYMNTS

MARCH 1, 2018

Securing bank financing for a small business (SMB) is neither fast nor easy, but the people running those SMBs need it to be both. For financial institutions (FIs), too, it’s in the bank’s best interest to move the process along. Efficiency benefits not only their SMB customers, but also the banks themselves, he said.

Data 101

Data Lending Taxes Innovation 101

PYMNTS

NOVEMBER 25, 2019

currently serve the cannabis industry, with the number of FIs lending in the space increasing by 61 percent year over year. The Credit Union Tracker™ , done in collaboration with PSCU , is your go-to monthly resource for updates on trends and changes in the credit union industry. About the Tracker.

Alaska 154

Alaska Hawaii California Analytics 154

Gonzobanker

FEBRUARY 23, 2022

To do this, banks can leverage their competencies in payments, lending, operations, and risk management while using the earnings generated from BaaS to transform their core business. Navigating partnerships requires resources and deep integration skills. Early leaders like Coastal Community Bank in Everett, Wash.,

Community Bank 117

Community Bank Strategy Risk Management Fintech 117

PYMNTS

JUNE 6, 2016

56% of SMEs expect to pay bills via online banking more frequently this year , a sign that small businesses’ digital banking and payments needs are evolving, according to Fiserv research. are reportedly expecting demand for alternative lending services to spike by 28 percent over the next two years.

Survey 100

Survey Lending Data Analysis 100

PYMNTS

JULY 2, 2019

Financial applications have been making inroads in banking services — as far-flung as Asia and the U.S., in uses that embrace corporate activities and consumer lending. The bank said its application programming interface (API) can help engineers integrate the bank’s programs into their own offerings.

Fintech 134

Fintech Innovation Resources Cards 134

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million.

United States 88

United States Texas Austin Kansas City 88

Independent Banker

JANUARY 31, 2022

Those conversations, he says, centered around whether community banks could compete against this brash group of newcomers. Now, however, the conversations have shifted to how community banks and fintechs can form partnerships. Fintechs help us address shortcomings that we don’t have the resources to address internally,” Gallman says.

Community Bank 159

Community Bank Community Fintech Risk Management 159

Abrigo

JUNE 30, 2020

Other financial institutions that had already digitized lending and credit functions have been able to keep many workers at home. Here are a few tips for communicating and staying in touch with co-workers, according to Luttrell and several other sources, including the Society for Human Resource Management , and HR Daily Advisor.

Meeting 195

Meeting Training Conference Software 195

Celent Banking

NOVEMBER 30, 2015

Santander UK with Funding Circle and Union Bank with Lending Club ) to more complicated engagements where new services are plugged into a banks’ existing digital banking platform through APIs. Often the injection of new capital by the buyer can give a startup the resources needed to flourish.

Fintech 100

Fintech Report Innovation Trends 100