PYMNTS

JULY 25, 2019

Banks need to keep this requirement top of mind as they compete against other FIs in newer markets, however. It is thus imperative that those seeking to expand into new markets adjust their fraud protection strategies to better fit local customer needs. Bringing a global fraud approach to a new local market. operations.

Fraud 164

Fraud Marketing US Resources 164

PYMNTS

DECEMBER 23, 2020

The road to mainstream acceptance of cryptocurrencies will still have its bumps, its potential roadblocks set in place from regulators. At the heart of it all might lie a jousting existential in nature — namely, between the companies that create and issue cryptos and the agencies that regulate them.

cryptocurrency 234

cryptocurrency Security Bitcoin Regulation 234

PYMNTS

OCTOBER 19, 2016

According to Brad Fauss, president and CEO of the Network Branded Prepaid Card Association, the recently released regulations on prepaid cards from the Consumer Finance Protection Board could be another instance of good intentions gone wrong. The updated regulations are slated to take effect Oct. Around the Digital Banking world.

Regulation 100

Regulation Cards Digital Banking social media 100

PYMNTS

JULY 24, 2018

Turns out the debate over whether it is or isn’t a security is having a knock-on effect: It’s making the XRP token’s price less than … well, secure. Rumors that the token can and will be classified as a security here in the States. Rumors that the token can and will be classified as a security here in the States.

Security 101

Security California Bitcoin Taxes 101

BankBazaar

MAY 7, 2024

Strong bank partnerships have significantly bolstered BankBazaar’s position in the market. Our focus on forging meaningful partnerships with solutions that are fully compliant with co-brand Credit Card regulations has positioned us well to leverage this growth phase in the industry.”

Branding 78

Branding Cards Fintech Leadership 78

PYMNTS

MAY 9, 2016

To find out what, exactly, is motivating the industry to self-regulate, PYMNTS spoke with OnDeck Vice President of External Affairs and Associate General Counsel Daniel Gorfine. Is the alternative lending space concerned about incoming regulation? Is the alternative lending space concerned about incoming regulation? “No,

Regulation 100

Regulation Lending Capital Industry 100

PYMNTS

JANUARY 19, 2018

Fizzle of the Week: Cryptocurrency Regulation. The saga over bitcoin and its relationship to various regulators has become something of the payments answer to a romantic comedy. If crypto closes down in one place, users can take their anonymous accounts to more regulatory-friendly markets. Easy come, easy crypt-go, it seems.

Bitcoin 123

Bitcoin Regulation cryptocurrency Taxes 123

PYMNTS

OCTOBER 23, 2018

Open Banking regulations have gotten FinTech innovators’ brains churning over how to take advantage of the troves of data that traditional banks have typically kept locked away. With regulations like PSD2 and Open Banking emerging as ways to boost financial services competition, the bank-FinTech relationship has taken center stage.

Data 177

Data System Regulation Security 177

CFPB Monitor

MARCH 30, 2020

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) includes the following key provisions that affect financial institutions and regulation of financial institutions: Section 4003 – Emergency Relief and Taxpayer Provisions.

Regulation 122

Regulation United States Community Bank National 122

PYMNTS

JANUARY 24, 2019

Through the program, graduate students are said to focus on the study of blockchain development and regulations. ” On another note, the Department of Banking and Securities (DoBS) in Pennsylvania released new guidance geared toward the local digital currency space, CoinDesk reported. In other news, the U.K.’s

blockchain 129

blockchain Bitcoin Pennsylvania Guidelines 129

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Data privacy and security is a hot topic and is only getting hotter. By Katie Kuehner-Hebert. Bob Hickok.

Data 91

Data How To Community Bank California 91

BankBazaar

DECEMBER 12, 2023

While NPS is an investment that is linked to the market and is regulated by the Pension Fund Regulatory and Development Authority (PFRDA). PPF stands out as a secure avenue for those who prioritise guaranteed returns and a tax-smart approach to wealth building. This adaptability aligns with market fluctuations.

Taxes 78

Taxes National Marketing Regulation 78

CFPB Monitor

OCTOBER 4, 2022

The CFPB indicated that simultaneously with issuing the Special Edition, but after apparently having already conducted exams based on its interpretation of Dodd Frank , it had updated its Education Loan Examination Procedures regarding the definition of “private education loans” for purposes of its authority to supervise nonbanks.

Policies 146

Policies Compliance Payments Training 146

PYMNTS

AUGUST 14, 2019

According to Australia’s Reserve Bank Assistant Governor Michele Bullock, SMBs are facing a tighter market in their search for working capital, and it’s wedging these businesses into consumer credit products. To make matters even more confusing, the definition of a small business is often ambiguous both to regulators and to banks.

Lending 122

Lending Cards FDIC Capital 122

PYMNTS

JULY 26, 2020

CFPB’s approach has been to identify and promote consumer interests in terms of access, security and privacy and allow the market to develop without direct regulatory intervention. In addition, it will connect mobile users to resources, including mortgage rates, news stories, industry definitions and terms.

Data 173

Data Google Fintech Groups 173

PYMNTS

APRIL 20, 2018

Whether it’s PSD2, Strong Customer Authentication (SCA), the General Data Protection Regulation (GDPR) or new chargeback rules, global and regional regulations and mandates affect every business — so merchants would do well to prepare now rather than later. It doesn’t help that many merchants lack confidence in how 3D Secure 2.0

Regulation 105

Regulation Data Security Regional 105

PYMNTS

JANUARY 31, 2018

In one of the bigger back-and-forth stories in digital currency, South Korea has announced that it is definitely for real this time sure that it does not plan to ban crypto-currency exchanges. South Korea is one of the world’s major hubs for crypto trading — and a local ban was considered a stumbling block for an exploding market.

cryptocurrency 120

cryptocurrency Bitcoin Regulation Taxes 120

PYMNTS

JANUARY 22, 2018

Expense management technology is now a saturated market, particularly for the small business space – which is notoriously difficult to serve, because they are too small for large, enterprise-grade solutions, but too large for consumer-specialized tools. “Some observers will define the market as $10 million in the top line to $1 billion.

Management 116

Management Compliance Taxes Marketing 116

PYMNTS

SEPTEMBER 20, 2018

The financial services (FinServ) market is, by far, ahead of other industries when it comes to blockchain innovation and adoption, according to data released this year by PricewaterhouseCoopers (PwC). The market is expected to secure 30 percent of those efforts between 2021 and 2023; at present, the U.S.

blockchain 188

blockchain Innovation Tools Survey 188

Abrigo

FEBRUARY 24, 2022

Takeaway 1 Interest rate risk for financial institutions is the risk that earnings and market value may decline as market interest rates change. . Defining interest rate risk A loose definition of interest rate risk is the risk that an institution’s earnings and market value may decline as market interest rates change. .

Management 195

Management Analysis Strategy Policies 195

PYMNTS

SEPTEMBER 25, 2018

The report noted that there is no internationally agreed-upon definition of what that activity might be, but for the confines of the report, it includes “all credit activity facilitated by electronic [online] platforms that are not operated by commercial banks.” China was the largest market, yet volume has declined in recent periods.

Fintech 172

Fintech Lending United States Regulation 172

PYMNTS

JUNE 18, 2019

TokenOS, the company’s open banking platform, enables a global ecosystem of banks, their customers and developers to initiate payments and move money and information securely, instantly and frictionlessly worldwide.”. EQT Ventures is delighted to support Steve and the team on their journey to transform banking!”.

Leadership 161

Leadership Customer Experience Innovation Capital 161

BankBazaar

APRIL 19, 2023

Amid the financial uncertainties, Silicon Valley Bank (SVB) collapsed in March this year, sending shockwaves across the global financial markets. What have the regulators done? After the collapse, the governments and regulators across the world are checking for SVB exposure in their corporate and banking sectors.

US 78

US United States FDIC Regulation 78

CFPB Monitor

AUGUST 21, 2018

In seeking to harness the potential benefits that can come from data aggregation, the Treasury report firmly supports the inclusion of these market participants. The Treasury suggests that federal banking regulators take action to resolve this ambiguity. Data security addressed by GLBA Safeguards Rule.

Data 84

Data Report Regulation Security 84

PYMNTS

MARCH 8, 2018

The price of the marquee name in cryptocurrencies dipped as low as $9,450 in intraday trading when the Securities and Exchange Commission (SEC) announced there were “potentially unlawful” systems operating that allow the trading of cryptocurrencies. As a result, digital currencies can be regulated by the U.S. As of 7:48 p.m.,

Bitcoin 101

Bitcoin Wyoming cryptocurrency social media 101

PYMNTS

DECEMBER 13, 2019

Platforms are doubling down on security in the wake of embarrassing data breaches and steady consumer fraud complaints, but it’s a fluid situation. Within less than five years, payment platforms will be valued at $154 billion annually, much of that in the travel markets. The happier story, by comparison, is payments.

Fraud 130

Fraud Millennials Comparison Online 130

PYMNTS

JANUARY 29, 2018

Drug Enforcement Administration’s rule, which has prevented federally regulated financial institutions from providing services to marijuana companies in places like California and other states in which the drug is legal. Marijuana became legal for recreational use on the first of this year, but the drug remains illegal under the U.S.

California 112

California San Francisco Taxes Conference 112

PYMNTS

SEPTEMBER 29, 2017

Managing liquidity and credit risk are definitely of main concern to FIs. It involves ongoing, active monitoring of markets and events, and responding as quickly as possible. The risk of noncompliance is an entirely separate beast, with many regulations increasingly targeting banks’ risk management activities.

Fintech 141

Fintech Risk Management Compliance Management 141

NCR

DECEMBER 2, 2016

This is clearly an area with huge potential for growth and innovation, but as more and more financial institutions (FIs) jump on the biometrics bandwagon, one of the big concerns for law enforcement agencies and regulators will be the evolving threat of fraud. A phased global rollout will begin in 2017.

Security 40

Security Payments Cyber Security Regulation 40

Insights on Business

SEPTEMBER 18, 2016

Many banks are concerned that PSD2 is a cost center that will compromise client relationships and security. Although the technical details of PSD2 have not been fully defined yet, the use of APIs for secure data exchanges that have compliance rules built-in are accelerating in many industries. Find more information here.).

Marketing 70

Marketing Payments Compliance Security 70

BankUnderground

JULY 12, 2021

Crucially, this methodology can capture causal relationships among economic and financial distress events, allowing regulators to identify vulnerabilities in the financial system (risk or entity) and avoid idiosyncratic risk becoming a systemic event. A new definition of systemic risk. Market contagion 83.4 Baseline 31.2

System 126

System Exercises Policies Regulation 126

CFPB Monitor

SEPTEMBER 23, 2022

With refinances, the CFPB is focusing on whether it can take steps to facilitate beneficial refinances to take advantage of market rate decreases. The CFPB states that a one-way ARM could provide for automatic interest rate decreases when market rates decrease, but would not provide for rate increases. Refinances.

Marketing 148

Marketing Examples Payments Regulation 148

PYMNTS

DECEMBER 20, 2017

Securities and Exchange Commission (SEC) has suspended trading for The Crypto Company shares until Jan. The digital currencies market has ballooned from $17 billion at the beginning of the year to a more than $600 billion valuation now, and regulators are issuing new concerns about a potential bubble. According to Tuesday (Dec.

Bitcoin 101

Bitcoin Company cryptocurrency Regulation 101

PYMNTS

AUGUST 24, 2019

The move comes amid a general trend in all areas of payments and commerce to move beyond the limitations and security risks that come with older forms of ID authentication and verification. Bundled sports broadcast packages, social media and high-definition televisions allow them to enjoy games from the comfort of their living rooms.

Payments 161

Payments social media Mobile Seattle 161

PYMNTS

MAY 6, 2019

Some things are easy to identify as more or less mature at the moment, though, and there are definitely phases in development that can be identified. Yet, healthcare is also an intensely regulated space, which means there are many challenges in how to move, store and secure data that — by statute — must remain private.

Regulation 198

Regulation Data Examples New York 198

PYMNTS

APRIL 12, 2017

Regulation A+ has made a mostly quiet splash on the market. Years in the making, the regulation was born from the JOBS Act, which was signed into law in 2012, with Title IV of the act — also known as Regulation A+ — enabling average joes to invest in companies seeking capital.

Regulation 102

Regulation Lending social media Operations 102

PYMNTS

APRIL 10, 2020

There are several options that can be used to send real-time payments to claimants, but many offerings are still undergoing legal or security checks, Schmitt said. v has yet to build out support for more innovative mobile disbursement methods, but it does have the technical capacity to do so.

Mobile 198

Mobile Technology social media Customer Experience 198