PYMNTS

JULY 8, 2020

Homebuyer mortgage applications surged as June turned into July, in yet another sign of the housing market ’s surprisingly strong rebound after the coronavirus-triggered shutdown this spring. Buyers – and current homeowners looking to refinance – have also been tempted by a sharp decline in interest rates, Kan noted.

Marketing 155

Marketing United States Survey Industry 155

Jeff For Banks

APRIL 4, 2024

This was the question posed to Bank Profitability students as part of the Oregon Bankers' Association's Executive Development Program (EDP). These were up-and-coming bankers, the future leaders of our industry, identifying industry trends that will have the greatest impact on their bank, in no particular order.

Banking Trends 113

Banking Trends Trends Millennials Oregon 113

Abrigo

MARCH 13, 2024

How to respond to CRE loan distress Use these tips for banks and credit unions to identify and handle commercial real estate loans that are showing signs of being problem CRE credits. Takeaway 2 Address early warning signs immediately so you don't risk liability that could lead to the financial institution losing the CRE loan's collateral.

Strategy 222

Strategy Course Meeting Taxes 222

Independent Banker

FEBRUARY 28, 2022

That’s why we’ve spent the past three years educating community bankers on the why of innovation: why bankers should be thinking about innovation, why innovation is a top priority in a digital-first environment and why now is the time to act. Performance marketing. Finding the right marketing partner.

Community Bank 148

Community Bank Community Innovation Tools 148

South State Correspondent

MARCH 15, 2023

This article highlights ten not-so-evident lessons of the banking crisis that every banker must consider going forward. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed. SVB’s 43% LTD used to be talked about with reverence.

social media 195

social media FDIC Branding Management 195

South State Correspondent

APRIL 24, 2023

This article gives bankers a background on what it is, its risks, and how it will change everything from your infrastructure to your hiring practices. Tell it to text your customers as one of its goals, and it will sign up for a messaging app and send out a text. Instead of automation, banks can now have intelligent automation.

social media 195

social media Data Marketing Technology 195

Gonzobanker

FEBRUARY 22, 2024

The right talent and tools can equip bankers to take advantage of opportunities in the small business market. As bankers continue to fight the deposit wars, they must move past the polite talk and build a true go-to-market plan to capture the lucrative U.S. No two markets are created equal.

Lending 78

Lending Community Bank Community Strategy 78

Abrigo

DECEMBER 28, 2023

Here are Abrigo’s top banker resources related to managing ALM and portfolio risks: Click the header next to each number to visit the corresponding top banking risk resource. A CECL prep kit was also popular. It covered the significant ways banks and credit unions measure interest rate risk and manage liquidity risk.

Resources 222

Resources Risk Management eBook Strategy 222

PYMNTS

JUNE 23, 2020

The latest Forbearance and Call Volume Survey by the Mortgage Bankers Association (MBA) has seen a decrease in the number of loans up for forbearance, according to a press release. The survey shows the number as of June 14 was 8.48 percent of servicers’ portfolio volume, down from 8.55 percent the prior week.

US 141

US Data Survey Marketing 141

Abrigo

FEBRUARY 23, 2023

You might also like this on-demand webinar: "Problem loans: Identifying warning signs and management options" WATCH Takeaway 1 Executive leaders of small community financial institutions face complex issues, including declining deposits. Balance runoff is picking up speed, according to financial consulting firm Curinos.

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

DECEMBER 29, 2023

Takeaway 3 Insights related to risk rating processes, ag lending, and signs of contractor failure were also popular. Abrigo’s team of former bankers and other experts produced dozens of webinars , whitepapers, and blog articles in 2023 to help lending and credit staff.

Resources 222

Resources Lending Risk Management Policies 222

South State Correspondent

MAY 23, 2023

This data is critical for pricing, capital allocation, and marketing. In 2021, we published articles warning bankers against higher rates (for example, HERE ) and the resulting impact on credit. We have seen the higher rates, and now bankers should brace for a credit shock. Lending is getting riskier.

Trends 195

Trends Minnesota North Dakota Arizona 195

Abrigo

DECEMBER 22, 2023

Construction loan and delinquency trends in 2023 Construction lending projections look positive according to S&P data from 2022 and 2023. Smaller banks can be encouraged by these numbers, and S&P Market Intelligence predicts a return to relative construction industry normalcy in 2023.

Lending 222

Lending Risk Management Community Management 222

South State Correspondent

OCTOBER 28, 2022

AI, payments, data, and other aspects of innovation are dropping behind the scenes. Our teams just returned from back-to-back weeks at the Gartner Symposium in Orlando and Money 20/20 in Las Vegas. Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Small Idea – It’s Our Kid’s Technology.

Conference 195

Conference Technology Las Vegas Trends 195

South State Correspondent

MARCH 7, 2022

As the pace of banking innovation speeds up, the OODA Loop, and its supporting concepts, can help a bank’s management team have a common framework to make decisions faster and more effectively. He is regarded as one of the best military strategists the world has known up there with Sun Tzu, Genghis Khan, and Napoleon.

Strategy 221

Strategy System Training Examples 221

Abrigo

NOVEMBER 2, 2022

A typical manual construction loan process today involves loan, budget, and inspection data coming in at different times to different staff members in different forms. A typical manual construction loan process today involves loan, budget, and inspection data coming in at different times to different staff members in different forms.

Software 195

Software Lending Training Mobile 195

PYMNTS

JUNE 3, 2020

Condominium sales in Manhattan plummeted by 84 percent in May as the COVID-19 pandemic and protests following the death of George Floyd at the hands of the police have chilled the real estate market. s Luxury Market Report. . It’s a question of when we can do business again.”. billion, according to the Olshan Realty Inc.’s

New York 130

New York New Jersey Connecticut Marketing 130

Abrigo

MAY 24, 2023

If signed into law, the SAFE Act would allow banks to provide services to cannabis-related businesses (CRBs) in states that have passed the legalization of marijuana in some form. According to a letter from the American Bankers Association (ABA) to the Senate Banking Committee, only about 11 percent of all U.S.

Lending 195

Lending Fraud Operations Ohio 195

Abrigo

AUGUST 28, 2022

Develop better ag lending workflows before demand picks up. Takeaway 2 Offer an online ag loan application, limit data entry, and use a centralized system for ag loans and other commercial and consumer loans. . Efficient and profitable ag lending will be critical as ag loan demand and competition pick up. Efficient processes.

Lending 195

Lending System Analysis Data 195

Gonzobanker

DECEMBER 14, 2023

The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet. THE BANKER AWARDS The Bank Acquisition of the Year – goes to the unique PacWest and Banc of California deal. Employees are back to work. We are in awe.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

SEPTEMBER 26, 2018

JPMorgan Chase is reportedly in discussions with Lyft about being the lead banker on its pending initial public offering (IPO). Lyft is gearing up to interview investment banks in October as it puts together the underwriters for the IPO, sources told CNBC, noting that no roles have been formally given to any investment banks yet.

Marketing 169

Marketing Data National Report 169

PYMNTS

MAY 19, 2020

percent as of May 10, up from 7.91 percent in the prior week, according to the Mortgage Bankers Association’s (MBA) Forbearance and Call Volume Survey. MBA’s latest survey covers the period from May 4 through May 10 and represents nearly 77 percent or 38 million loans in the first mortgage servicing market.

Survey 131

Survey Trends Data Marketing 131

PYMNTS

SEPTEMBER 27, 2018

In addition, the company’s net loss increased at a slower rate than a year earlier, going up by 46 percent to $373 million. Just this week, it was reported that JPMorgan Chase is in discussions with Lyft about being the lead banker on its pending initial public offering (IPO). There are no signs of that momentum slowing down.”.

Marketing 122

Marketing Maine Groups Data 122

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. 1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. OK, show of hands. Pull ’em down. Nobody did.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Gonzo readers, 2021 was just plain schizophrenic.

Fintech 142

Fintech Strategy Leadership Lending 142

Abrigo

MARCH 28, 2020

But important components are clear, SBA officials and leaders with the American Bankers Association said during an ABA webinar Thursday before President Trump signed the finalized bill on Friday. Start reaching out to business customers now, and begin preparing the financial institution's own processes.

Lending 221

Lending Capital Guidelines Data 221

PYMNTS

JANUARY 3, 2017

and a handful of lesser known software companies are gearing up for IPOs in 2017 in a sign that the IPO market could finally be on the upswing. The report cited investment bankers and investors as saying that these enterprise software companies make money through subscriptions, which gives them a reliable stream of revenue.

Software 116

Software Capital Report Marketing 116

Perficient

MAY 21, 2021

Grow Better is a web app where users can log data and photos to document every step of their plant’s growth. Perficient Bright Paths is a program designed to advance STEM education and career opportunities for underrepresented constituencies and communities. Learn More About Perficient’s Bright Paths.

Milwaukee 348

Milwaukee Software Course Detroit 348

Abrigo

MARCH 24, 2021

Independent Banker Survey. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Technology sets up future lending success. Here's what they're doing. Would you like others articles like this in your inbox?

Lending 221

Lending Technology Survey Examples 221

Abrigo

MARCH 21, 2023

With signs continuing to point toward additional rate hikes, albeit smaller, many financial institutions are uncertain how they can and should manage their balance sheets to effectively combat interest rate risk both in the present moment and to come in 2023 and beyond. You might also like this video on managing interest rate risk.

Risk Management 195

Risk Management Management Strategy Lending 195

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Even George Bailey would have given you the thumbs up. This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. ” – Hunter Thompson. Everything.

Idaho 170

Idaho Community Industry Strategy 170

PYMNTS

FEBRUARY 25, 2019

You’ve got asset-hungry banks that are willing to put term debt out there, and that has not wavered one iota, even with the capital markets’ volatility in the fourth quarter” of last year, said Steve Woods, EVP and head of corporate banking for Citizens Bank. “The companies are opting for term loans. billion loan taken out last March.

Company 108

Company Meeting Capital Groups 108

Abrigo

NOVEMBER 24, 2015

Earnings were up from a year ago, loan portfolios grew, asset quality improved, the number of problem banks declined, and only one insured institution failed.” The FDIC said that the percentage of loans and securities with maturities of three or more years hit the highest percentage in the 18 years of data records, rising to 34.6

FDIC 150

FDIC Lending Community Bank Industry 150

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. But that’s for next year. First, find a comfy chair.

Idaho 148

Idaho Conference Data Marketing 148

Celent Banking

MAY 24, 2017

Academics, regulators, central bankers, and a handful of private sector people (like me) gather to discuss the latest research in the field. Academics, regulators, central bankers, and a handful of private sector people (like me) gather to discuss the latest research in the field. My key takeaways follow.

Conference 125

Conference Colorado Study Course 125

PYMNTS

JANUARY 6, 2021

Thus far, the numbers do not bear out a massive uptake of a business model, that for the stakeholders, is essentially free (There are roughly 38 banks signed on and 5 million users of CoDi, as measured in late 2020). There are some key differences in place between CoDi and what might be seen elsewhere. Solving For The Chicken And Egg Problem.

Payments 363

Payments User Experience System Mobile 363

Jeff For Banks

AUGUST 2, 2021

However, it had a great group of employees and was in a market that I knew very well. In June 2021, we were up to six locations, $327.6 In 2021, we are up to over $70 million, mostly investment properties. It was so awesome I asked if I can reprint here. Below are the flurry of tweets he sent in his stream. million in loans.

Community Bank 78

Community Bank Community Minnesota Metro 78