PYMNTS

OCTOBER 3, 2017

Access to capital is the first, last and constant problem that small businesses experience in the day-to-day course of doing business. SMBs have spent some time being overlooked by mainstream financial channels – and markets, like nature, abhor a vacuum. That’s the good news: There is a large, hungry and addressable market out there.

Lending 108

Lending Fintech Capital Marketing 108

PYMNTS

JANUARY 14, 2020

Making the most of those relationships served as the foundation of a new PYMNTS interview with Matthew Carpenter, senior vice president, market director for Elan. The payment issues regarding Gen Z, of course, go well beyond credit card programs. And it’s not only credit products that are in play, he said. million and 38.27

Innovation 160

Innovation Payments Millennials Cards 160

Jeff For Banks

FEBRUARY 2, 2013

So why do FIs opt for the sideline in participating more fully in innovation? I recently wrote on these pages that FIs should develop Shark Tank like processes to get early stage equity capital into the hands of nearby entrepreneurs to fuel growth in local markets. But in my opinion, business as usual is a riskier course.

Innovation 94

Innovation Marketing Capital California 94

Abrigo

MAY 5, 2022

or largely focused on the domestic banking market. If you have an interesting podcast to share, please send it to marketing@abrigo.com. Weekly episodes highlight innovators and industry players driving innovation in the financial services industry. Check them all out in our Knowledge Center.

Community 195

Community Lending Maine Resources 195

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. When most people asked “what’s next?”

Innovation 131

Innovation Payments Apple Mobile 131

Bussman Advisory

JULY 1, 2023

This week’s must-know stories: Visa snaps up core banking platform Pismo for $1bn Mastercard launches DLT network for settlement of tokenized bank deposits Generative AI frenzy pushes Nvidia market capitalization past US$1T mark Plus, 9 more exclusive stories to help you stay ahead of the curve!

Marketing 52

Marketing Fintech Leadership Community 52

Perficient

NOVEMBER 21, 2023

With nearly three decades of experience directing commercial lending, corporate finance, and insurance for leading brands, Perficient’s Insurance Principal, Brian Bell, stands at the forefront of our financial services practice.

Industry 221

Industry Conference Meeting Maine 221

PYMNTS

DECEMBER 11, 2019

When it comes to lending — to say nothing of the wider world of payments — innovation and disruption have been on the rise in recent years thanks to digital and mobile technology, along with online marketplace models. So-called peer-to-peer (P2P) lending has certainly faced challenges in certain markets.

Fintech 144

Fintech Lending Regional Regulation 144

PYMNTS

AUGUST 4, 2016

The alternative lending space is crowded — oversaturated, some may say — and in the U.S. marketplace lender OnDeck, alternative lending is likely to be mainstream in Australia as soon as the end of the decade. Australia, however, isn’t yet feeling the heat from financial market watchdogs. According to U.S. But in the U.S.

Lending 100

Lending Regulation Data Payments 100

PYMNTS

NOVEMBER 4, 2016

The seed of FinTech innovation often comes from a desire to do things differently. In B2B payments, that can mean discontent in the way traditional banks and FIs do business or a need for disruptive technologies to come to market faster than banks can offer.

Management 100

Management Innovation blockchain Capital 100

PYMNTS

DECEMBER 4, 2020

Of course, banks, scrambling to meet those evolving needs would be burdened by doing so if they weren’t able to build on top of existing tech infrastructure. When you look at retail banking, there have been a couple of newcomers in the market in recent years who come in with shiny, new apps,” he said. “So

Lending 224

Lending Meeting User Experience Innovation 224

PYMNTS

JUNE 14, 2016

“Of course, it would be great being the Uber of Something,” Karen Webster recently wrote about the wave of fallacy-backed Uber-like firms. And that story is currently being acted out over in the online lending segment, as the recent high speed, multi-phase come apart over at Lending Club has markedly destabilized the entire segment.

Lending 100

Lending Conference Capital Report 100

PYMNTS

MAY 31, 2019

Silly question — of course you are. PayPal Hits $10B SMB Lending Milestone. Gig, public utility and eCommerce companies are all focusing on payment innovations to remain competitive in increasingly saturated markets, experimenting with new tools, technologies and digital channels to engage with and retain users on their platforms.

Lending 122

Lending Payments Apple social media 122

PYMNTS

SEPTEMBER 25, 2019

That can be easier said than done, of course, but in a new PYMNTS discussion with Karen Webster, Laurin Nabuko Hainy, founder and CEO at FairMoney , gave a tour of the emerging payments landscape in Nigeria and offered lessons that can be applied to other developing markets. Nigerian banks don’t like to lend,” Hainy said.

How To 130

How To Lending Digital Banking Examples 130

Jack Henry

SEPTEMBER 4, 2014

The perception that credit markets among financial institutions remain tight has set the stage for an explosion of alternative lending sources. As risk-averse banks lend less money, cash-starved businesses seek out alternative sources of capital, regardless of the additional fees they may have to pay. Quick turnaround times.

Lending 68

Lending Capital Meeting Groups 68

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Marketplace lending. Marketplace Lending.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Bussman Advisory

DECEMBER 3, 2022

We offer advisory services for the executive team and in-person or virtual courses with tailored topics. The post BlackRock CEO says ‘next generation for markets’ is tokenization| Porsche unveils plans for 911 NFT| IBM, Maersk shutter shipping blockchain TradeLens appeared first on Bussmann Advisory AG.

blockchain 52

blockchain social media Marketing Fintech 52

PYMNTS

MARCH 22, 2019

Much hype and hope surrounds the adoption of cryptocurrencies — bitcoin among them as the marquee name in the space, of course — beyond the Wild West of speculative trading that exists now. As noted just this week, Citigroup has decided that it will scrap its plans to bring a crypto to market after several years of trying.

Bitcoin 123

Bitcoin social media Lending cryptocurrency 123

Bussman Advisory

SEPTEMBER 21, 2023

1 Cisco makes largest ever acquisition, buying cybersecurity company Splunk for $28B Apple and Goldman were planning stock-trading feature for iPhones until markets turned Plus, 9 more exclusive stories to help you stay ahead of the curve! The post Microsoft to offer AI assistant to top clients from Nov.

Apple 52

Apple Marketing Fintech Community 52

Bussman Advisory

SEPTEMBER 3, 2022

We offer advisory services for the executive team and in-person or virtual courses with tailored topics. billion deal to buy Wealthfront | Apple overtakes Android to pass 50% US market share of smartphones | Klarna losses quadruple appeared first on Bussmann Advisory AG. Contact us at info@bussmannadvisory.com for more details.

Apple 52

Apple US social media Marketing 52

PYMNTS

JANUARY 15, 2019

which have been looking into the ways that licenses and charters can be granted to FinTechs to help them offer lending and other services nationwide. Those regulators state that such services can be brought to thus-far underserved areas, and might boost lending to small businesses.

Fintech 148

Fintech St. Louis System Regulation 148

PYMNTS

JUNE 15, 2016

And one of those rapidly changing topics that’s caused a lot of stir recently has been the evolution of online P2P lending marketplaces. Or, as the Lending Club saga has shown, how difficult it’s become to scale the business model to a level investors expect. “The lack of stable funding is ultimately what was created.

Lending 100

Lending Regulation Innovation Operations 100

PYMNTS

APRIL 27, 2018

Consider the fact that International Monetary Fund Chief Christine Lagarde said late last week that cryptocurrency assets do not pose an “immediate danger” to financial asset stability and asserted the need for an “even-handed” regulatory agenda that would allow for innovation in the space. That number comes from statoshi.info.

Bitcoin 124

Bitcoin cryptocurrency Resources Survey 124

PYMNTS

JUNE 17, 2016

A few days later, one of the founding fathers of FinTech, Renaud Laplanche , was forced out of Lending Club, the peer-to-peer lender he founded in 2006, following scandals over loan disclosures and conflicts of interest. The really interesting, though less juicy, story is what got Lending Club into trouble.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

PYMNTS

JUNE 25, 2020

And this, Unison CEO Thomas Sponholtz told PYMNTS in a recent conversation has pretty much been in its terms of innovation in the world of homeownership financing since the mortgage was invented in 1192. ” Unison offers its services to both potential homebuyers and homeowners with equity in their properties.

Las Vegas 255

Las Vegas Miami San Diego San Francisco 255

PYMNTS

OCTOBER 30, 2018

In the course of conversations with many innovators and entrepreneurs about how they ended up founding the firms the founded, we tend to hear something of a recurring theme. It always starts with a problem, usually one the innovator has run across in their day-to-day life and tries to solve with a simple solution.

National 122

National Fintech Mobile Lending 122

PYMNTS

APRIL 19, 2019

Grab, as most know, is a financial services ecosystem that serves the 630 million citizens in Southeast Asia — and has expanded from ridesharing and food delivery to lending and insurance for these micropreneurs. Such dreams — dreams common to all of humanity — can fuel innovation.

Regional 196

Regional Operations Mobile Examples 196

PYMNTS

SEPTEMBER 15, 2017

Of course, banks have to be run with safety and soundness to protect those deposits, but they also have myriad public mandates, like fair lending, anti-money laundering and customer privacy. I love good banks, and I love good bankers, but we are not the likely source of innovation in financial services,” Taylor noted. “It

Fintech 198

Fintech System Lending Cards 198

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. The first that comes to mind, of course, is when an entrepreneur is selling her business.

Data 100

Data social media Lending Tools 100

Bank Innovation

JANUARY 25, 2017

The massive South by Southwest conference and festival features startups in a number of categories — transportation, augmented/virtual reality, and of course fintech — plus several others. More fintech is coming to Austin. The event is the 9th annual pitch session for SXSW’s accelerator.

Austin 150

Austin Fintech Conference Course 150

Independent Banker

JANUARY 31, 2022

His wife, however, reminded him of how rewarding he’d found it to facilitate a financial principles course at his church. Relyance is working to increase its mortgage lending but sometimes isn’t able to make loans for some customers. approached him about a leadership position in 2013. Recently, Southern Bancorp partnered with $1.1

Community Bank 172

Community Bank Community Leadership Arkansas 172

PYMNTS

OCTOBER 4, 2019

That’s essentially the thinking behind a new online-focused company called Drum , designed as a souped-up affiliate marketing and networking service via which businesses, no matter how small or large, can essentially crowdsource a solid salesforce. Imagine the world’s largest affiliate marketing network.”. Vital Challenges.

New York City 108

New York City Retail Atlanta US 108

PYMNTS

JUNE 20, 2017

SMBs via PayPal Working Capital are in markets that have experienced a loss of at least 50 bank branches in the last four years. According to Brant, this underscores the importance for innovative financing solutions to fill in credit gaps left by a reduction in access to traditional bank loans.

Capital 108

Capital Innovation Course Tools 108

FICO

NOVEMBER 23, 2021

They will evaluate nominations based upon measurable improvement in key metrics; demonstrated use of best practices; project scale, depth and breadth; and innovative uses of technology. Sid has more than 20 years of experience in the financial, energy, and commodities markets. He has an MBA from the Indian Institute of Management.

Meeting 52

Meeting Analytics Risk Management Management 52

Social Assurance

NOVEMBER 6, 2020

This time of year, we should be all packing our bags and prepping for travel to the ABA Bank Marketing Conference, but like most things in 2020, any plans you made all went out the window. In 2020, the ABA Bank Marketing conference was to be held on my home turf in Minneapolis.

Marketing 12

Marketing Conference Minneapolis Analytics 12

Bussman Advisory

OCTOBER 14, 2023

This week’s must-know stories: ChatGPT’s Impact on the Job Market – “While ChatGPT stokes fears of mass layoffs, new jobs are being spawned to review AI” While the rise of generative AI, like ChatGPT, has sparked concerns over job displacement, new roles are emerging that focus on reviewing AI outputs.

Fintech 52

Fintech Community Marketing Google 52

PYMNTS

MARCH 15, 2019

For now, there seems to be no second referendum on Brexit – which, of course, may have eventually brought things down yet another path, one where the U.K. The company may come to market with a $6.2 would, in fact, stay in the European Union. As always, the devil is in the details. and the EU. and the EU over any number of months.

Apple 116

Apple social media Fintech Lending 116