PYMNTS

NOVEMBER 9, 2018

percent of retailers have said they innovate to improve customer loyalty. That, in fact, is one of the main findings in the new Retail Innovation Readiness Index from PYMNTS, powered by FinTech firm AEVI. Things have changed, though, he said — one reason why that innovation finding carries such weight. “I

Innovation 174

Innovation Retail Maine Security 174

PYMNTS

DECEMBER 31, 2020

Morgan’s EMEA Head of Wholesale Payments Shahrokh Moinian, technological innovation is helping to unlock more opportunities for corporate treasurers to step up to this newfound strategic role of mitigating risk within their organizations. The other is technological innovation. i2C: Regulators Circle The Wagons On Big Tech.

Innovation 289

Innovation Payments Trends Regulation 289

PYMNTS

JANUARY 15, 2019

As FinTechs eye growth, and look to gain scale by providing more “mainstream” financial services, might those plans hit a speed bump when it comes to the infrastructure needed to bring products to the masses? As has been reported, the regulators include the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corp.,

Fintech 148

Fintech St. Louis System Regulation 148

PYMNTS

OCTOBER 22, 2020

But that’s against a backdrop where interest rates are low, and thanks to the Federal Reserve, will be near zero over the course of several years. And with a nod toward capital market innovation, Bergeron predicted “a lot of money will run to them until there’s too much money in them.”. Looking Toward Growth (And Fundamentals).

Fintech 169

Fintech Capital Innovation Data 169

PYMNTS

DECEMBER 11, 2019

When it comes to lending — to say nothing of the wider world of payments — innovation and disruption have been on the rise in recent years thanks to digital and mobile technology, along with online marketplace models. Regulators the world over are beginning to take a closer look at the alternative and marketplace lending business model.

Fintech 144

Fintech Lending Regional Regulation 144

PYMNTS

MAY 30, 2018

Banks, he noted, have to be compliant with a host of extremely stringent regulations, and often across multiple jurisdictions – all with different rules. And, he noted, banks and FinTechs are going to need time to negotiate their relationships with each other, and with consumers the world over. Why Banks Need FinTechs.

Fintech 160

Fintech Regulation Compliance Innovation 160

PYMNTS

JANUARY 28, 2020

The problem often stems from the environment in which they are operating — one that can put the brakes on innovation, even when innovation is key to thriving. But that’s not the whole story, of course. They are heavily regulated and require heavy investment,” both in terms of capital and human resources.

Fintech 169

Fintech Digital Strategies Mobile Resources 169

PYMNTS

JULY 26, 2019

Regardless of how, these technologies and their innovators share common goals: to accelerate and streamline cross border payments. This, of course, means faster global payments. As the pace of payments innovation accelerates, banks will face rising operational hurdles.

Innovation 160

Innovation Payments Course System 160

Bussman Advisory

MARCH 10, 2023

Do you want your board, executives or staff to better understand the impact of FinTech, Blockchain or Digital Assets on the future of finance? Do you want your board, executives or staff to better understand the impact of FinTech, Blockchain or Digital Assets on the future of finance?

social media 52

social media Regulation Fintech blockchain 52

PYMNTS

JUNE 8, 2016

In a payments landscape that is ever-changing and rapidly growing, having a focus on innovation that takes that same approach is significant. As Peter Read , President of Peoples Card Services , recently pointed out to PYMNTS, needs are never static, and neither should the payments innovation aimed at addressing them.

Innovation 100

Innovation Millennials Cards Fintech 100

PYMNTS

APRIL 27, 2016

The European Union has decided it won’t take a formal stance on regulating blockchain, at least for now. According to the EU parliamentary committee, now is not the time to regulate. That’s one way the group can determine what the next best step is, while still allowing innovation. The biggest push, both in the U.S.

blockchain 100

blockchain Regulation Bitcoin Groups 100

PYMNTS

JANUARY 20, 2021

That includes anniversaries in the payments space, of course. Generally speaking, that data sharing paves the way for a streamlined banking experience, especially over online and mobile conduits, via regulated providers. Anniversaries offer a moment to pause and reflect, and look back on what’s past and what’s to come. Last week, Jan.

Data 188

Data Innovation Fintech Regulation 188

PYMNTS

JUNE 25, 2019

Collaborating with FinTechs means FIs can create innovative tools and consumer-facing features, but it also throws the established banking world into flux. They are [already] being challenged by a lot of the FinTechs and the larger technology companies.”. Open Banking and the Customer Service Shift.

Fintech 122

Fintech Customer Experience Data User Experience 122

Bussman Advisory

JULY 29, 2022

The latest edition of the FinTech Ecosystem Newsletter is here : Interested in FinTech or Digital Assets related Advisory or Workshop? Do you want your board, executives or staff to better understand the impact of FinTech, Blockchain or Digital Assets on the future of finance? Subscribe now to our weekly newsletter.

Lending 52

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PYMNTS

OCTOBER 16, 2020

Digital Banking Innovation . The FinTech is reportedly likely to apply for a charter with California’s Division of Financial Institutions and Federal Reserve Bank of San Francisco in the next few weeks. It’s aimed at exactly that problem space, which is more and more commerce players want embedded FinTech.”. banking license.

Report 176

Report San Francisco Payments Digital Banking 176

PYMNTS

JUNE 24, 2020

Visa and the Dutch FinTech TerraPay said they plan to develop and deliver “payment solutions to drive financial inclusion and cashless transactions for domestic payments and global remittances.”. We’ve basically seen a multi-year acceleration of the world going digital over the course of a few weeks,” he said.

Payments 243

Payments Fintech Course Operations 243

Bussman Advisory

JUNE 30, 2022

The latest edition of the FinTech Ecosystem Newsletter is here : Interested in FinTech or Digital Assets related Advisory or Workshop? Do you want your board, executives or staff to better understand the impact of FinTech, Blockchain or Digital Assets on the future of finance? Subscribe now to our weekly newsletter.

Regulation 52

Regulation social media Fintech blockchain 52

Bussman Advisory

FEBRUARY 10, 2022

regulators tell banks to prepare for Russian cyberattack threat. The latest edition of the FinTech Ecosystem Newsletter is here: Interested in FinTech or Digital Assets related Advisory or Workshop? We offer advisory services for the executive team and in-person or virtual courses with tailored topics.

Regulation 52

Regulation social media Fintech blockchain 52

PYMNTS

JULY 19, 2018

It’s no secret that banks and FinTechs are collaborating at a rate faster than ever before. There’s the long-term lure, of course, of increased customer headcount and cross-pollination of new revenue streams. Done right, a FI/FinTech whole can be greater than the sum of its parts.

Fintech 107

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PYMNTS

MAY 28, 2018

It’s not exactly dogs and cats living together in harmony, but FinTechs and banks — the upstarts and the traditionalists — are certainly cozying up, a trend that looks certain to continue. The deal is newsworthy because the mainstream view still sees banks and FinTechs as adversaries, each competing for payment and financial services revenue.

Fintech 100

Fintech Examples Pennsylvania Lending 100

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain, of course, isn’t only to blame.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

JANUARY 7, 2020

As reported by the Gulf Times , the Qatar Central Bank adopted new regulations in December that focus on combating money laundering and terrorist financing. India, of course, has said financial firms cannot provide such services, and China has banned the operation of domestic exchanges. Time will tell, of course.

cryptocurrency 132

cryptocurrency Bitcoin blockchain Course 132

South State Correspondent

OCTOBER 26, 2023

As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. However, of course, it was generative AI that remained at the peak of the hype cycle. You have never heard so many intelligent people sound not so smart.

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PYMNTS

SEPTEMBER 11, 2019

“Switzerland offers a pathway for responsible financial services innovation harmonized with global financial norms and strong oversight,” Facebook’s Libra Association said in a statement to CoinTelegraph. “We

Payments 182

Payments social media cryptocurrency System 182

PYMNTS

SEPTEMBER 27, 2018

So it is in B2B, where activity crosses borders and currencies, and where regulations shift without the benefit of regularity. For these professionals, technology and financial innovations can dovetail to help decision making, sometimes even in real time. FinTech is under discussion, of course, and blockchain makes for some debate.

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Payments blockchain Course Regulation 145

PYMNTS

SEPTEMBER 15, 2017

The favored narrative about banks and FinTech startups is generally not a love story. Of course, banks have to be run with safety and soundness to protect those deposits, but they also have myriad public mandates, like fair lending, anti-money laundering and customer privacy. Usually, it is more of an all-out war story.

Fintech 198

Fintech System Lending Cards 198

PYMNTS

APRIL 3, 2018

Between the threat of FinTechs and small business owners’ increasing willingness to switch banking providers, financial institutions are waking up to the demand for better SMB services. But an increased focus on innovation means the path to understanding what actually constitutes “better” is unclear.

blockchain 177

blockchain Tools Regulation Fintech 177

PYMNTS

JUNE 4, 2019

Lead, follow or get out of the way — that seems to apply to the rise of Open Banking, which promises more financial services innovation, along with greater financial transparency and flexibility. Technology, of course, stands as a vital part of the overall effort. Open Banking, which launched in the U.K. Consumer Education.

Course 203

Course Innovation Data Industry 203

Bussman Advisory

DECEMBER 9, 2023

The latest edition of the FinTech Ecosystem Newsletter is here : Join our Community Join our community of 52,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory.

Google 52

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PYMNTS

SEPTEMBER 10, 2019

The Geneva-based, Facebook-led Libra cryptocurrency will have to adhere to stringent regulations, Reuters reported on Tuesday (Sept. The meeting agenda included discussions around money laundering, terrorism and what type of enforcement would be used to ensure that coin companies comply with regulations.

cryptocurrency 109

cryptocurrency blockchain Meeting Regulation 109

Bank Innovation

MAY 11, 2017

It’s fair to assume then that PSD2 would be a direct continuation of PSD1, correcting the course and setting mistakes right, but it’s not. In many ways it’s the most avant garde financial regulation of our time whilst also extending a long middle finger to our American cousins. Of course we are.

Regulation 252

Regulation Regional Apple America 252

PYMNTS

AUGUST 4, 2020

When the story of the coronavirus is written, when it comes to financial services, the key chapters will focus on the pace at which innovation accelerated — and where a range of players came together to create ecosystems, rather than to simply compete in zero-sum, winner-take-all bids for consumers. Ready For The Digital Shift.

Google 298

Google Digital Banking Course Branding 298

PYMNTS

JANUARY 22, 2019

Last year brought the General Data Protection Regulation (GDPR) deadline, Europe’s attempt to boost online privacy and security for consumers — a law that just resulted in a $57 million fine against Google , which was accused of not doing enough to gain the consent of users when collecting data meant for targeted advertising. 70 percent.

Payments 195

Payments Regulation Security Data 195

PYMNTS

DECEMBER 20, 2018

It seems like a revolution — but, of course, revolutions have evolutions. Treasury management professionals are finding value in the linkups between FinTech and traditional financial institutions (FIs), helping corporate customers of all sizes, and across any number of verticals, cut down on the paper chase. New ways to track data?

Payments 211

Payments Course Bitcoin Mobile 211

PYMNTS

DECEMBER 12, 2019

The market’s early-stage growing pains, she said, reflect the unique struggles of a market driven by competition, not regulation. “My regulation is both a help and a hinderance. And of course, our government is less likely to intervene to provide capabilities that can be provided by the market.”. Competition, Not Regulation.

Payments 181

Payments Regulation Marketing National 181

PYMNTS

SEPTEMBER 17, 2020

Earlier this year, as noted by PYMNTS , the bank said it “established a small in-house Innovation Lab as a way to strengthen engagement with, and understanding of, new and emerging technologies that are relevant to its policy and operational responsibilities.”

Policies 181

Policies Boston Examples ATM 181

PYMNTS

APRIL 22, 2019

Not all customers are able to quickly get on board with such change or innovation, but once they see the time efficiencies involved, and are persuaded that such technology is not being used to cut local workforces (those are what tie many credit unions to their communities), they usually come around and get past any disruptions. “It

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Illinois Innovation Video Community 134