PYMNTS

JANUARY 24, 2019

Singapore-based FinTech startup Credit Culture has secured $29.4 In a statement, Credit Culture said this is the “first time that a startup in Singapore has secured significant funding before the launch of services.”. Credit Culture, which was started by former bankers, is going to use the money to grow its operational abilities.

Fintech 125

Fintech Comparison Security Lending 125

PYMNTS

MARCH 26, 2019

This data certainly isn’t nothing, but it pales in comparison to the data troves that digital retailers have. Grocery stores , for example, are notoriously difficult places in which to operate — and one can see the biggest brands in the game working double time, trying to overcome the innovative hurdles.

Retail 127

Retail Security Data Software 127

PYMNTS

OCTOBER 8, 2019

Furthermore, according to the latest edition of PYMNTS’ PSD2 Tracker , only 40 percent of merchants operating in the European Union that are aware of SCA reported being ready as of that date. The benefits could be quite significant in terms of providing additional security and, ultimately, a better consumer experience.

Compliance 156

Compliance Security Industry Regulation 156

PYMNTS

JUNE 8, 2020

Open banking may soon become table stakes for financial institutions (FIs) — they need to act now and be able to offer it securely or risk getting left behind. FIs therefore cannot afford to drag their feet on implementing open banking, but many may be concerned that third-party access to customer data will exacerbate security challenges.

Security 151

Security Fintech Data Comparison 151

PYMNTS

JUNE 21, 2019

While there were no mega-deals in the B2B startup funding realm this week, it was still a busy time for companies and investors, with many funders targeting companies operating in less common markets. Alternative small business lender Lendingkart secured new funding this week to the tune of $11.5 Lendingkart. Growth Street.

Marketing 109

Marketing Capital San Francisco Management 109

PYMNTS

APRIL 2, 2020

“Retailers selecting a card authorization method and network are often concerned with the impact on consumer convenience, their own bottom lines and security,” the report states. Merchants are calling the shots in debit routing, and appear focused on turning profits and pleasing customers with fast, secure transactions,” the report concludes.

Cards 130

Cards Comparison Fraud Retail 130

PYMNTS

JULY 18, 2018

In comparison, Samsung devices were responsible for 36 percent of new activations during the quarter—a decline from last year. ” As far as operating systems are concerned, iOS and Android dominate, with iOS accounting for 36 percent of activations during the quarter. A year ago, Samsung had a considerably greater share of sales.”

Apple 100

Apple Samsung Comparison Data 100

PYMNTS

JUNE 13, 2019

On that list of topics, he noted, is the ongoing discussion of how to improve safety and security in both card-present and card-not-present transactions, how to modernize their regulatory regime around security and data sharing, and how to deal with an extremely diverse population in terms of technological and commerce sophistication.

Cards 187

Cards Security United States Technology 187

PYMNTS

AUGUST 17, 2018

Thailand’s financial watchdog has published the names of seven firms that have applied for a license to operate in the cryptocurrency space within the country, Cryptovest reported. Bitkub Online and Cash2coins have filed for a license with Thailand’s Securities and Exchange Commission (SEC).

Bitcoin 102

Bitcoin cryptocurrency Comparison Groups 102

PYMNTS

AUGUST 16, 2018

In an announcement , the FCA said that under new rules, customers will be able to easily find information on providers’ websites, including how and when services and helplines are available, contact details, how often the firm had to report major operation and security incidents and the level of complaints lodged at the company.

Comparison 100

Comparison Fraud Online Branding 100

BankUnderground

NOVEMBER 30, 2021

In our paper , we use balance sheet data for 118 UK banks to empirically investigate whether the asset compositions of banks involved in the UK QE operations reacted differently in comparison to banks not involved in the initial rounds of QE between March 2009 and July 2012. QE and central bank reserves. QE and bank lending.

Lending 75

Lending Capital Groups Policies 75

PYMNTS

NOVEMBER 27, 2018

Consumers may secure the majority of payments innovation efforts, but when it comes to cross-border payments, the opportunity undoubtedly lies in corporate transactions. The next-highest category, consumer-to-business (C2B) cross-border payments, paled in comparison at just $54 billion.

Payments 123

Payments Innovation Comparison Meeting 123

PYMNTS

MAY 11, 2018

UPbit services, such as all transactions and withdrawals, are operating normally. Your assets are kept securely in your account.” By comparison, the cryptocurrency’s value was around $7,600 in February, a level that represented a new two-month low. Following the news, bitcoin dropped 5.5 percent to a little over $8,500.

Bitcoin 101

Bitcoin cryptocurrency Comparison Taxes 101

PYMNTS

JUNE 14, 2019

You know, if you take a technology like artificial intelligence, it will have implications for our national security and … for, you know, other important areas of society. Facebook Chief Operating Officer Sheryl Sandberg, for example, has warned that China might get an advantage over U.S.

Google 108

Google Regulation Comparison Leadership 108

PYMNTS

MARCH 15, 2016

Four security firms currently investigating the matter say “yes.” “It is obviously a group of skilled operators that have some amount of experience conducting intrusions,” Phil Burdette, an incident response team leader at Dell SecureWorks, told Reuters. .” All in, victims paid out about $24.1 million.

US 100

US Software Apple Comparison 100

PYMNTS

DECEMBER 19, 2019

But recent changes have sparked even more interest and innovation from commerce operators. Security Cameras. Security cameras are another area of innovation. “We This data certainly isn’t nothing, but it pales in comparison to the data troves that digital retailers have.

Retail 131

Retail Software Video Course 131

PYMNTS

FEBRUARY 14, 2018

Citi India’s decision follows concerns over economic, legal and security matters, among others. A representative of Icelandic energy company HS Orka told the BBC that bitcoin mining operations use 840 gigawatt hours each year, in comparison to a home’s typical use of only 700 gigawatt hours. Customers withdrew just over 40.1

Bitcoin 100

Bitcoin Rhode Island cryptocurrency New Hampshire 100

Abrigo

OCTOBER 22, 2019

With prominent victims such as British Airways, Ticketmaster, and Newegg, among others, this type of attack became known as “Magecart” and gained notoriety within information security circles and beyond. to a secure payment page hosted by a payment service provider or IFrame). Active Since. Merchant Criteria. Business Model.

Fraud 150

Fraud Cards Data Payments 150

PYMNTS

MAY 25, 2016

Previously, Amazon had operated the forgiving policy for all items both shipped and sold by its own operations, but according to a spokesperson who contacted TechCrunch via email, this new policy — apparently, retroactive to May 7 — means that “with the exception of TVs, Amazon.com doesn’t offer post-purchase adjustments.”. .”

Policies 108

Policies Comparison Retail Security 108

PYMNTS

MARCH 24, 2017

There weren’t any groundbreaking rounds — $4 million here, $10 million there — but a B2B consulting and research company secured an impressive $56 million from backers. Based in India, Airpay operates in both the consumer and business payments space — but offers a solution that combines the two. Find out who. B2B Payments.

Capital 109

Capital Management Security Groups 109

PYMNTS

OCTOBER 7, 2020

Attorney’s Office for the Southern District of New York charged four operators of a purported international digital-currency “Ponzi scheme” with money laundering and fraud. Commodity Futures Trading Commission recently filed a complaint in a Texas U.S. A month earlier, the U.S. Good Luck Using Bitcoin At Your Local 7-Eleven .

Bitcoin 233

Bitcoin cryptocurrency Fraud Cards 233

South State Correspondent

SEPTEMBER 27, 2023

All those, however, pale in comparison to the capital at-risk banks have in their loan portfolios as a result of higher rates. This is the net operating income of a property divided by the current market value. This combo presents a risk that banks should prepare for. Many of these office properties had a 4.5% cap rate back in 2019.

Lending 195

Lending US Marketing Capital 195

Abrigo

JUNE 5, 2023

In addition, even before the recent banking troubles, regulators have emphasized the financial institution’s responsibility to provide leaders with information on key areas of planning, operations, and risk management.

Report 195

Report Risk Management Capital Data 195

PYMNTS

JANUARY 24, 2019

Fraudsters are smart and experienced enough to, say, defeat those security-question defenses, and there is no doubt that countless user name and password combinations, along with other stolen data, are widely available on the digital black market. So, what can work in favor of those going after fraud? Baseline Advantage.

Fraud 174

Fraud Cards Data Comparison 174

PYMNTS

JULY 10, 2019

By comparison, fraud itself is considered a top friction point by only 16.4 False positives aren’t just considered friction points – they are also challenging on an operational level. Platforms that factor false positives into their fraud costs are more likely to spend a greater share of their revenues on their payment operations.

Fraud 140

Fraud Strategy Study Comparison 140

PYMNTS

JULY 2, 2019

The golden age of product reviews and price comparisons. That’s the story told in a new PYMNTS interview with Jason Hardy, chief operating officer at AgeChecker.Net. The main weak spot when it comes to age verification for tobacco and nicotine products is not eCommerce operations, but mass merchant and convenience stores, he said.

Retail 163

Retail Online Software Comparison 163

Bobsguide

MARCH 24, 2022

As well as margin call calculations, it handles counterparty messaging, dispute management, substitutions, settlement and interest payments, and it optimizes bank security inventory for collateral pledges. For further information please contact: Caroline Duff. Global Head of PR. T +44 (0)7917 613586. E caroline.duff@finastra.com.

Compliance 60

Compliance Management Regulation Software 60

PYMNTS

APRIL 16, 2018

At the intersection of data privacy and security and payments innovation lies friction, possibly, for the consumer experience. That, he said, sets up what is perhaps the eternal debate: the protection of the individual’s security vs. the friction-free consumer experience and giving up enough data to get value in return.

Mobile 106

Mobile System Data Course 106

Independent Banker

AUGUST 31, 2022

Direct deposit or bill pay failures, transaction input errors or operating system malfunctions could show up on a consumer’s deposit account statement. TISA requires banks to use uniform disclosures to aid comparison shopping by informing consumers about the fees, annual percentage yield, interest rate and other terms for deposit accounts.

Community Bank 91

Community Bank Regulation Community Training 91

PYMNTS

MAY 28, 2019

million buyers who operate in industries such as website development, logo design and blog writing. The company recently filed paperwork with the Securities & Exchange Commission (SEC) to go public on the New York Stock Exchange. Mallzee created a digital mall where consumers can compare many different retail brands.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

MARCH 8, 2018

It also requires finding faster ways to securely address customer identification program (CIP) obligations and know your customer (KYC) requirements. WorldRemit is focused on P2P , and its experience has implications for B2B operations, Nazzaro said. Having those compliance checks in place is crucial for a cross-border operation.

Compliance 101

Compliance Regulation Online Payments 101

PYMNTS

FEBRUARY 24, 2016

But the reality is that the greatest security threat facing retail companies, according to a number of recent surveys, often comes from within. It would appear, then, that not a lot of retailers are putting their money where their mouth is when it comes to protecting against cybercrime from within their own operations.

Retail 100

Retail Fraud Survey Branding 100

PYMNTS

MARCH 18, 2019

Last week, NACHA issued an ACH operations bulletin announcing the delay of the rollout of a third Same Day ACH (SDA) processing window by six months, to March 19, 2021. Also keen on the Fed’s involvement were the community banks and credit unions that worry (as they should) about having TCH as the only operator of an RTP network in the U.S.

Payments 201

Payments Cards Operations System 201

PYMNTS

MAY 13, 2016

His comparison? The fact that bitcoin’s biggest use case is all about the Dark Web doesn’t really support the notion that it should be loosely regulated — and that there is a huge difference between privacy and security and anonymity when it comes to financial transactions. So, why digital currencies? Fair point. Oh, please.

Bitcoin 100

Bitcoin blockchain Regulation Operations 100

FICO

APRIL 12, 2017

The first comparison is of the customer or device in the context of their own history of events, where one can determine changes from historical behaviors. A second comparison is done by grouping customers or devices into similar clusters, and then analyzing how much the behaviors of individuals deviate from their associated groups.

Analytics 49

Analytics Fraud Compliance Comparison 49

Jeff For Banks

DECEMBER 13, 2018

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2017: #1. The Bank operates five full service offices. It also operates 13 Home Loan Centers in Oregon and Idaho. The bank operates twelve branches, eleven in California and one in Nevada. Old Second Bancorp, Inc.

Oregon 101

Oregon Ohio California Community Bank 101

PYMNTS

FEBRUARY 24, 2016

There are also fears of security and data sensitivity. The company suggested a side-by-side comparison of in-house versus cloud-based AP solutions to identify what solution is best for the corporation and which would lead to the lowest amount of friction within the onboarding process.

Comparison 100

Comparison Tools Analytics Management 100