South State Correspondent

MAY 9, 2023

As discussed last week, many banks tier without objective, without data, and without supportive marketing, thus rendering the methodology worthless and possibly hurtful. A bank can modify its tiers all it wants, but that effort pales in comparison to making sure you are driving the right product mix or having competitive products.

Data 195

Data Training National System 195

PYMNTS

JULY 7, 2020

The level of market volatility hitting the U.S. and other nations around the world as a result of the global pandemic continues to draw comparisons to the 2008 financial crisis — so it’s only natural that analysts may turn to the past in an effort to predict what could lie ahead.

Lending 171

Lending Industry Fintech UX 171

PYMNTS

APRIL 4, 2018

Through platforms such as Slice , small pizzerias can tap into technology that allows their customers to order pizza online for pickup or delivery — just like the larger national chains. Digital orders for local pizzerias is a largely untapped market. In comparison to other food delivery platforms, Slice is not a discovery play.

San Francisco 128

San Francisco Comparison social media Online 128

BankUnderground

AUGUST 30, 2023

Some broad measures suggest increasing profits, but conflate market and non-market sector dynamics and omit important corporate costs. This decline has not been uniform across firms, however: firms with higher market power have been better able to increase their margins; others have experienced large declines. In Chart 2.b,

Capital 57

Capital Comparison Maine Industry 57

PYMNTS

FEBRUARY 3, 2020

By comparison, 2019 saw 9,200 stores closed as brands like Payless ShoeSource, Fred’s, Gymboree, Charlotte Russe, Family Dollar, Forever 21 , Charming Charlie, Sears, Kmart, A.C. Although authorities knocked down two of the biggest criminal markets online recently, new exchanges quickly take their place. So what did we learn this week?

Bitcoin 132

Bitcoin Data Retail Charlotte 132

PYMNTS

NOVEMBER 7, 2020

The average American wedding recently cost about $44,000 by comparison (private jet not included). Starting at the not entirely unreasonable investment of $18,000, couples can tie the knot high above it all — moving at about 400 MPH — in socially-distanced nuptials aboard a zippy Cessna Citation CJ2. Make it fun.

New York 167

New York Colorado Comparison Examples 167

PYMNTS

JUNE 13, 2019

In early May, Mastercard , in partnership with SEDESSON, the Mexico state agency for social benefits, and Edenred Bank, announced a first-of-its-kind test in Mexico’s Sonora state – the first regional test of biometric card technology in national history. In the U.S.

Cards 187

Cards Security United States Technology 187

South State Correspondent

JUNE 13, 2022

In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk. The Comparison of Risk. One morning, President Trump tweeted his desire for an additional tax on all foreign-owned companies operating in the US. Consider the risk above.

Risk Management 195

Risk Management Examples social media Management 195

PYMNTS

MARCH 8, 2018

WorldRemit is focused on P2P , and its experience has implications for B2B operations, Nazzaro said. Right now, 5 percent of the money transmission market is digital,” Nazzaro said. “[But] But] we’re projecting by 2021, it’ll take up the majority of the market.”. In a recent interview, Brion Nazzaro, the company’s U.S.

Compliance 101

Compliance Regulation Online Payments 101

PYMNTS

NOVEMBER 11, 2019

That sounds like a large number, though it is difficult to make an apples-to-apples comparison with cards issued by others, since as a general rule banks do not break out performance by individual cards. From an operational and risk perspective, we’ve handled the inflows smoothly, and without comprising our credit underwriting standards.”.

Apple 101

Apple Massachusetts Data Cards 101

PYMNTS

APRIL 2, 2019

Microlending programs and products have mostly been associated with consumers in developing nations – particularly in sub-Saharan Africa – over the last decade. But what has gotten less attention – largely because the practice is less common – is how microlending operations play out in developed nations like the U.S.

Tools 126

Tools Study Los Angeles New Jersey 126

Jeff For Banks

FEBRUARY 18, 2017

The Market Street branch's core deposits grew to 64% of total deposits. Loan Servicing, IT, Deposit Operations et al? Number of Accounts and Operating Cost Per Account One statistic I turn to for clues on the capacity of a support center is how they were operating at their peak. But what about support centers?

Resources 60

Resources Operations Data Apple 60

Lex Sokolin

NOVEMBER 12, 2020

Let’s mark things to market so that we are able to walk forward again. Markets still reflect financial constructions and schemes decoupled from the experience of the average person. High tech firms continue to build into software their addictive digital nation states. The virus gorges on the social animal. The election’s end?—?and

blockchain 52

blockchain Bitcoin Software National 52

PYMNTS

OCTOBER 28, 2016

“It is our mission to offer mobile workforce solutions that connect people, companies and their vehicles to drive superior productivity and valuable business intelligence,” said Heidi Skatrud, SVP of operations and product management, at Runzheimer.

Data 100

Data Analytics Comparison Mobile 100

PYMNTS

JUNE 28, 2016

Which under normal circumstances is pretty good – but they kind of pale in comparison to the global display of metaphorical fireworks. By the end of Friday – $2 trillion was gone from the world markets. “It is a lot easier to move to the 28-nation bloc and work our way back into the U.K. in the E.U.

Lending 100

Lending National Marketing Online 100

FICO

AUGUST 16, 2022

The following credit card performance figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. The solution offers a variety of account management metrics, along with month-over-month and year-over-year comparisons, as well as 25-month trends.

Trends 52

Trends Industry US Cards 52

Jeff For Banks

DECEMBER 26, 2012

For comparison purposes, here are last year''s top five, as measured during September, 2011: #1 BofI Holdings, Inc. #2 So, as a branchless bank, BofI has leveraged its significantly lower operating expenses into profit. To be fair, Access National is headquartered in Reston, VA, one of the best banking markets in the country.

Texas 78

Texas National FDIC Capital 78

Jeff For Banks

DECEMBER 29, 2021

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Before we begin and for comparison purposes, here are last year's top five , as measured in December 2020: #1.

Capital 78

Capital Texas Metro North Carolina 78

FICO

MAY 10, 2021

It’s a popular, throwaway marketing line; almost a cliché, leaving the impression that their product gives you a view of the customers from every possible vantage point: just like a compass. 2) A compass operates as though the world is flat. Here’s why: 1) A compass stays fixated on just one data point. (Of

Course 52

Course Los Angeles Software Strategy 52

Jeff For Banks

DECEMBER 18, 2014

For comparison purposes, here are last year''s top five , as measured as of December, 2013: #1. Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. So, as a branchless bank, BofI has leveraged its significantly lower operating expenses into profit.

North Dakota 90

North Dakota Arizona Minnesota Los Angeles 90

PYMNTS

AUGUST 5, 2016

Our system standardizes the information properly, which when you think about the variety of ways small shops around the nation list and manage their inventory, is a huge challenge ,” Rellas said. Drizly manages to get all of this done without interfe r ing with the internal operations of the store , either.

Comparison 100

Comparison Retail Boston Online 100

Jeff For Banks

DECEMBER 12, 2016

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Before we begin and for comparison purposes, here are last year's top five , as measured in December 2015: #1.

North Dakota 60

North Dakota Minnesota West Virginia Arizona 60

CB Insights

FEBRUARY 1, 2019

By 2050, Indonesia is projected to have the third largest middle class among emerging markets. orders, or a daily average of 700,000 orders, in Q3’18, and reached 12M orders on Indonesia’s National Online Shopping Day in December. GET THE 106-PAGE FINTECH TRENDS REPORT. The platform recorded 63.7M in 2013 to 15.8%

Policies 61

Policies Lending Operations Examples 61

PYMNTS

DECEMBER 24, 2019

By comparison, ownership of smart TVs has increased just 5 percent, and ownership of connected cars has increased 3 percent since 2018. 26, the eCommerce operator — via its Alexa Skills Kit Blog — announced the debut of “two new Alexa capabilities that will help create a more natural and intuitive voice experience for your customers.”.

Cards 160

Cards Payments Study Examples 160

Celent Banking

OCTOBER 21, 2016

After three days at OpenWorld, I realized that the real story of interest to banks is Oracle's emerging cloud story, which coupled with its existing core banking applications business puts them in a really interesting position to transform the core banking systems market.

Chicago 100

Chicago San Francisco Cleveland Data 100

PYMNTS

AUGUST 31, 2018

Once the 24 competitors (tributes) get to the games, they then battle to the death for a national audience that is required by law to watch the games. Amazon/Whole Foods is the newest district in the Grocery Hunger games – the combination of two smaller efforts (Amazon Fresh and Whole Foods Market) made possible by Amazon’s $13.7

Branding 101

Branding Florida Retail Online 101

Gonzobanker

MARCH 9, 2016

Between the dominant national banks in America and the hundreds of fintech startups aimed at disrupting our industry, there lies a group of resilient mid-size financial institutions. All of these growth stories occurred during a very fragile time for the national economy and financial industry. Top down innovation.

National 60

National Innovation San Francisco Industry 60

Jeff For Banks

DECEMBER 12, 2017

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Before we begin and for comparison purposes, here are last year's top five , as measured in December 2016: #1.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

MARCH 7, 2019

Amazon’s market cap is over $800 billion while Walmart’s is at $290 million, making one Amazon worth approximately 2.5 Of course, that’s not an entirely fair comparison, since Amazon’s empire includes its massive AWS cash machine. Health and personal care comprise another area where Walmart leads, with over 5 percent of the market.

Retail 101

Retail Indiana Branding Online 101

Jeff For Banks

DECEMBER 7, 2019

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Before we begin and for comparison purposes, here are last year's top five , as measured in December 2018: #1.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Jeff For Banks

DECEMBER 22, 2013

For comparison purposes, here are last year''s top five , as measured during December, 2012: #1. Access National Corporation #4. versus 68.5%, respectively) and its operating expenses as a percent of average assets compared to peer banks (1.66% versus 3.09%, respectively).So, BofI Holdings, Inc. #2. Bank of the Ozarks, Inc. #3.

Community Bank 84

Community Bank Atlanta Community Strategy 84

CB Insights

FEBRUARY 16, 2021

Today, there are 180 currencies across the world that are recognized by the United Nations, from the US dollar to the European Euro to the Japanese Yen, and more. This allows several economies to rely on the use of these government-issued currencies to operate. USDC is steadily chipping away at Tether’s hold on stablecoin market share.

cryptocurrency 101

cryptocurrency Bitcoin Examples blockchain 101

CB Insights

JUNE 11, 2018

The platform combines a number of tools — including data, APIs, and open source code — that developers can use for free to bring autonomous driving products to market. In many ways, Apollo resembles Google’s Android Open Source Project (AOSP), Google’s open software platform for a mobile operating system (OS) that launched in 2007.

Google 71

Google Industry Software Data 71

CB Insights

APRIL 24, 2018

Retailers are leveraging technology, such as artificial intelligence and augmented reality, to enhance operational visibility and personalize their customer service, a new necessity in fast-changing and demanding consumer market. Kohl’s can move into smaller markets where a larger store may not fit.

Retail 59

Retail Trends Technology Branding 59

Tefkin

MARCH 12, 2014

To give a few numbers, non-life insurance market world-wide in 2011 was estimated at $1,877.2 The global life insurance market had total gross written premiums of $2,464.2 In the UK, comparison websites such as MoneySupermarket have been quick to jump on the bandwagon (or in Switzerland Comparis ). billion the same year.

Comparison 34

Comparison Lending Examples Data 34

CB Insights

FEBRUARY 21, 2019

While historically a “pen and pencil” business, technology has begun to push the global real estate market into digitized approaches. Blockchains operate through decentralized peer-to-peer platforms, building resilience against the spread of corrupted information and boosting resistance to fraud. Source: Imbrex.

blockchain 78

blockchain Fraud Technology Management 78

MyBankTracker

FEBRUARY 23, 2021

Compared to traditional brick-and-mortar banks, financial companies that operate only tend to have lower overhead costs. Chime advertises an APY that’s 10x higher than the national average. But you may find another online savings account that offers a better rate, so it’s worth comparison shopping.

ATM 52

ATM Cards Mobile Online 52