Remove Comparison Remove Lending Remove Risk Management Remove Security
article thumbnail

10 Reports every bank and credit union should run NOW

Abrigo

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions.

Report 195
article thumbnail

Sizzle Or Fizzle: Restaurants Rule, FireEye Flounders And Lending Club Is Back On The List

PYMNTS

So, while seemingly paling in comparison, this week had its fair share of Sizzles — and some interesting Fizzles. Upserve is said to have a fancy, slick restaurant management algorithm that could help Square Capital refine its own fancy, slick risk management algorithm to make better lending decisions. Restaurants.

Lending 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How resilient are UK corporate bond issuers to refinancing risks?

BankUnderground

Overall, UK corporate bond issuers appear broadly resilient to higher financing costs, but risks are higher for riskier borrowers particularly if the macroeconomic outlook and funding conditions were to deteriorate. What is refinancing risk? We find that the cost has more than doubled from 4.9% in 2013 ( Bank Rate of 0.5%

article thumbnail

B2B Startup Investors Go After The Niche Markets

PYMNTS

In India, where investors have shied away from alternative nonbank financial companies as of late, one small business (SMB) lender managed to secure an impressive funding round. Alternative small business lender Lendingkart secured new funding this week to the tune of $11.5 Lendingkart. million from Alteria Capital.

Marketing 109
article thumbnail

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. The old borrow short, lend long strategy. And quite frankly, I did not know there were so many tranches to mortgage-backed securities.

FDIC 78
article thumbnail

US Bankcards Industry Benchmarking Trends: 2023 Q1 Update

FICO

Inflation (the year-over-year comparison of the Consumer Price Index) continued to slow in March to 5%; however, prices continue to rise month-over-month. Reach out to your Solution Success Manager or Client Partner at FICO for a discussion and current state assessment if you need help completing this evaluation.

Trends 52
article thumbnail

Don't Bank. SoFi

Jeff For Banks

By comparison, over 100 year old and $7.7 Like most marketplace lenders, SoFi claims a borrower risk rating system that is better than the FICO score. How good is their system compared to FICO, or other FinTechs that feel they are more evolved in credit risk management? And in fact, is claiming a FICO score free zone.