South State Correspondent

MARCH 13, 2023

The abrupt collapse of Silicon Valley Bank (SVB) is a stunning example of bank leadership not understanding interest rate risk, running into trouble with an inverted yield curve, and ignoring the impact of a severe monetary correction on long-duration assets. Notably, most community banks’ duration risk is in the loan portfolio.

Risk Management 221

Risk Management Management Community Bank Community 221

Independent Banker

OCTOBER 31, 2022

ITMs and VTMs are popular retail banking innovations among community banks. We spoke with two community banks that have ramped up their services to meet—and exceed—the changing expectations of customers. Community banks are constantly looking to the future and identifying what customers want. Jeff Versluys, One Community Bank.

Banking Trends 151

Banking Trends Retail Trends Community Bank 151

Perficient

NOVEMBER 21, 2023

I see myself as a resource for sellers throughout Perficient by offering thought leadership and strategy that elevate conversations with our insurance clients and prospects. How would you say your role supports Perficient and our clients? We’re developing industry solutions needed by many of the largest insurance companies in the market.

Industry 221

Industry Meeting Conference Maine 221

Abrigo

APRIL 18, 2022

leadership in the digital asset space while signaling an appetite to protect against various risks through additional regulation and legislation. leadership and economic competitiveness The U.S. Continued leadership in the global financial system will sustain the nation’s financial power and promote its economic interests.

cryptocurrency 195

cryptocurrency Fraud United States Leadership 195

Gonzobanker

APRIL 25, 2024

Once upon a time, First Southern Farmers, Merchants & Community Bank & Trust (or FSFMCBT, for short), a community bank in Anytown, USA, was renowned for its neighborly charm. And the leadership team was excited to hear this news. Fast forward to modern times, when Thomas B. Thomas proclaimed.

System 133

System Training Community Bank Management 133

PYMNTS

JUNE 30, 2017

Since then, it has lost ground but is still in a leadership position over the Echo, which costs more. In addition to selling well, the devices are also spurring a strong community for content creators online. According to the analysis, which is based on 14.3 billion visits to online retailers from May 2016 to May 2017 and 14.5

Google 128

Google Leadership Maine Analysis 128

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. First Community Bank of the Heartland, Inc.

Community Bank 172

Community Bank Community National Philadelphia 172

Independent Banker

JANUARY 26, 2016

With the ICBA Community Banking LIVE® conference just around the corner, I can’t help but think about how lucky we are as community bankers to have such amazing networking and education opportunities throughout the year—both in person and at our fingertips. Not only that, the convention makes us better community bankers too.

Conference 70

Conference Community Community Bank Resources 70

Jeff For Banks

OCTOBER 23, 2021

Which is strange because in most strategic planning sessions we moderate, talent availability is a threat, and management below senior leadership is often a weakness. Bankers are watching expenses closely so creating positions for entry level college graduates are not on the community bank priority list.

Community Bank 78

Community Bank Community Management Leadership 78

PYMNTS

JANUARY 20, 2017

Shopify R&D, the name of the second location, is located downtown and within a walkable distance of its main office. Photos reveal that the space features lofty ceilings, rustic wooden beams and the oh-so-trendy communal work spaces, with benefits including free lunches, events and activities.

UX 100

UX User Experience Leadership Maine 100

PopularBank

SEPTEMBER 25, 2020

Invest: Insights is a virtual thought leadership series, featuring engaging one-on-one conversations with top-level level executives and industry leaders. We mobilized these actions within days of the health crisis’ initial impact to our communities. The discussion aired during a segment of Invest:Insights on September 16, 2020.

Florida 40

Florida Meeting Leadership Community 40

Gonzobanker

NOVEMBER 9, 2022

The two main business cases to move to an outsourced back-office model do not include a goal of proactively reducing FTE. This is where community banks already have a competitive advantage. #4: It’s up to bank leadership to make this change happen. 4: Integrating the Whole Bank. appeared first on Gonzobanker.

Management 156

Management Community Bank Strategy Technology 156

Independent Banker

AUGUST 31, 2022

The ICBA Community Banker University team recently had a chance to think about that when, at our annual strategy and teambuilding meeting, we found ourselves locked in an escape room. So, what were our main takeaways? By Lindsay LaNore, ICBA. As teams, how well do we work under pressure? Most importantly, we were stronger together.

Exercises 118

Exercises US Groups Maine 118

Independent Banker

MAY 24, 2016

For example, the accounting standard will now be crystal clear that community banks can forgo certain unnecessary or inappropriate disclosures. They avoid what otherwise would have become seriously unworkable accounting requirements for community banks. Everyone contributed to this crucial victory. We must stay on point.

Community Bank 72

Community Bank Community Policies Leadership 72

Independent Banker

SEPTEMBER 22, 2015

Having worked in banking for nearly 23 years and having been preceded in executive leadership by my father and grandfather at our family’s community bank, I have repeatedly heard similar statements from our mortgage customers. It’s not just community bankers. It upsets them, too. only below 43 percent debt-to-income ratios).

Maine 70

Maine Regulation Washington Community 70

PYMNTS

MAY 26, 2017

Gauthier explained how streamlining the registration and payment process is not only modernizing the quarter-trillion-dollar recreation market, but is also helping communities forge stronger connections with residents, improving civic engagement. Better Payment Options, Better Community Connections? In the U.S.,

Marketing 115

Marketing Payments Community Millennials 115

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

PYMNTS

APRIL 7, 2016

In his annual letter to shareholders, Dimon went on, at some length, to say that the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. “In The concept of breaking up the bank was shot down both in 2013 and 2015.

Washington 100

Washington Regulation Leadership Community Bank 100

Independent Banker

JANUARY 26, 2016

Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. When you’re looking at key issues in the community, bring entrepreneurs to the table and ask them to solve it—because that’s who solves things,” Williamson insists.

Miami 70

Miami Community Bank Community Resources 70

Perficient

MAY 21, 2021

Perficient Bright Paths is a program designed to advance STEM education and career opportunities for underrepresented constituencies and communities. The app’s main feature is a dashboard that displays entries for tasks completed, project details, and charts. Learn More About Perficient’s Bright Paths.

Milwaukee 348

Milwaukee Software Course Detroit 348

MyBankTracker

JUNE 23, 2020

Sustainable investing lets people invest in companies that take the opposite path, prioritizing having a positive impact on their communities and the planet alongside profit. Sustainable investing focuses on three main criteria, environmental, social, and governance. Sustainable Investing Strategies. Why Sustainable Investing?

How To 52

How To Examples Leadership Meeting 52

Gonzobanker

JULY 11, 2019

New leadership could mean renewed energy and competitive spirit at NCR. While vendor mergers tend to go wrong more often than they go right, the Cornerstone team sees little fallout risk with this deal and actually believes it’s indicative of some renewed energy and competitive spirit at NCR under new leadership.

Atlanta 127

Atlanta Digital Banking Analytics Leadership 127

PYMNTS

SEPTEMBER 3, 2019

However, coming out of Labor Day weekend 24 years ago — eBay was far from a household name, for two main reasons. The goal was to offer an easy mechanism within the eBay community to disseminate information on which sellers to trust and which to avoid. The first is that it was only about a day old. EBay spun out PayPal in 2015.

San Jose 203

San Jose Online Illinois Payments 203

PopularBank

MAY 27, 2020

Our communities and small businesses are facing an unprecedented time. Other resources available to small businesses include the SBA’s Economic Injury Disaster Loans and the Main Street Lending Program. Small businesses can turn to Popular to access assistance and there are other programs that can help them navigate current challenges.

Puerto Rico 52

Puerto Rico New Jersey Resources Maine 52

PYMNTS

MARCH 18, 2016

That’s why the 2016 PYMNTS Innovator Awards were announced during a live Ceremony and Awards dinner to celebrate the conclusion the two-day, thought-leadership event. IP2016’s nightcap of the action-packed event revealed who the PYMNTS community crowned as the top dog in their respective category. . AKA: The Oscars for payments.

Innovation 50

Innovation Payments Leadership Industry 50

Independent Banker

MARCH 15, 2015

in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. s main office in Coldwater. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I

Ohio 70

Ohio Community Bank Community Lending 70

Gonzobanker

AUGUST 19, 2015

Warm Pulse and Cold Fish are both mid-size community banks very similar in most ways, including: Roughly same asset size. Most of the LOs come from a network of known high producers that the executive management team has personally cultivated over years in the community and industry. Situated in slow growth markets.

Phoenix 60

Phoenix Lending Community Community Bank 60

Jeff For Banks

FEBRUARY 7, 2015

But most community financial institutions don''t live in that world, or so I thought. The results are in the following table: Although not the exact methodology of the Rice study, the table indicates that publicly traded community bank CEOs are not excessively compensated. This was the main logic behind Dodd-Frank''s Say on Pay.

Study 60

Study Community Leadership Community Bank 60

Gonzobanker

JUNE 23, 2014

Regardless of whether it was the CEO (or maybe an overzealous CMO), the real lesson here is it didn’t work, and leadership was the problem, not tech. Some of the better credit union CRM implementations we have seen took this into account or had strong CEO leadership behind the service culture driving employee adoption. Sound familiar?

System 92

System Leadership Conference Mobile 92

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. And then invest in at least one nap per day as you glide through the no-work last week of December!

Conference 90

Conference Industry Community Bank Community 90

Social Assurance

APRIL 24, 2020

From news on increasing unemployment claims to extended social distancing precautions, communities are continuing to be challenged in new and dramatic ways during COVID-19. As a community bank, more people are looking to you not only for help financially — but also for the main thing that all leaders need to provide — hope.

How To 17

How To Marketing Community social media 17

Jeff For Banks

DECEMBER 29, 2021

The bank was founded in 2006 and operates 19 full-service branch locations in multi-ethnic communities in Alabama, Florida, Georgia, New York, New Jersey, Texas and Virginia. What is unique is, after reviewing the management team and board, there are people of Korean, Malaysian, Indian, and Chinese descent in leadership positions.

Capital 78

Capital Texas Metro North Carolina 78

Banking 2020

MARCH 10, 2015

I recently attended two banking conferences where the main theme centered on this topic. Kyle Enger, known for his thought leadership in the world of relationship banking on the West Coast said it best, “Traditional banks have to embrace digital lending in their hometowns to compete.”. It can be time-consuming and full of paperwork.

Community 40

Community Lending Capital Conference 40

Bussman Advisory

SEPTEMBER 11, 2017

We see two main areas of concern. With a client base covering top-tier banks, global consultancies and other firms facing disruption, as well as strong connections in the global Fintech community, the Bussmann Advisory team is close to the pulse of the rapid changes facing industry. This is bad for the clients. Out in the cold.

Industry 64

Industry Innovation Fintech Leadership 64

PYMNTS

JUNE 27, 2016

And the fun is just getting sta rted, and we’re not talking about the coming pogroms amongst Tory and Labour leadership about who will actually have to manage the coming bureaucratic nightmare that is the unwinding of its E.U. “Regretxit” is the new word of the day. The situation is, in short, a mess. . membership. . “The U.K.

Fintech 103

Fintech Innovation Capital Course 103

ZootBlog

NOVEMBER 4, 2016

Clinton on the other hand said the following in a concession speech in New Hampshire – also earlier this year, “Wall Street can never be allowed to once again threaten Main Street, and I will fight to rein in Wall Street.”. Voting changes communities. Wall Street has caused tremendous problems for us.” One big reason is voting.

New Hampshire 60

New Hampshire US DC Iowa 60

PYMNTS

OCTOBER 29, 2018

Facebook … and the Facebook Community. Facebook leadership underestimated the role that platform governance plays in keeping platforms alive and thriving – and it may be too little, much too late to turn things around. Here are a few of those scary topics of conversation and the players they could haunt.

Payments 196

Payments Google Apple Innovation 196