Independent Banker

JANUARY 31, 2022

ICBA has a growing network of people and resources community banks can tap into as they continue their innovation journeys. The ThinkTECH Accelerator is one of several initiatives underway this year to foster community bank-enabled fintech partnerships. How do we attract new talent to further our innovation goals and objectives?

Community Bank 143

Community Bank Georgia Community Resources 143

South State Correspondent

FEBRUARY 20, 2023

Community bankers need to understand their competitive landscape. Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage.

National 195

National Lending How To Community Bank 195

Abrigo

DECEMBER 17, 2021

Components of an effective fintech partnership If leveraging new technology is a priority for your FI, ensure these three elements are present for an effective fintech partnership. . Takeaway 1 Having a cohesive vision from the top down is critical to a culture of innovation and the successful adoption of new software. .

Fintech 195

Fintech How To Innovation System 195

PYMNTS

JANUARY 27, 2020

Portland could be a good setting for one, according to Roux in the New York Times, due to the proximity of a few already-established tech companies and a major technology-rich hub in Boston available not too far away. The logic behind the institute is that innovators do their best work when they are surrounded by other innovators.

Maine 160

Maine Portland San Francisco Boston 160

Perficient

SEPTEMBER 15, 2020

Consumers expect technology to work intuitively, regardless of its underlying complexity. Savvy healthcare innovators leverage the power of consumerization by first observing what works in domains outside of their own, and then adapting those successes to address their own challenges. Here are five tips. Tip 1: Mine Your Inspiration.

User Experience 427

User Experience Innovation Branding Customer Experience 427

PYMNTS

OCTOBER 22, 2020

Silicon Valley's Sensory , which works in pioneering artificial intelligence, has rolled out its new VoiceHub technology, which will allow developers to make wake words and voice control command sets, a press release says. Millennials, the survey found, are around twice as likely to use this technology as other generational demographics.

Training 174

Training Millennials Resources Study 174

PYMNTS

MAY 28, 2020

In the May Digital-First Banking Tracker® , PYMNTS explores the latest in the world of digital-first banking, including the challenges facing deployment of APIs amid the COVID-19 pandemic, new online initiatives from nationwide FI chains and community banks and the security challenges that are plaguing digital banking programs.

Community Bank 176

Community Bank Community Security Digital Banking 176

ABA Community Banking

FEBRUARY 23, 2018

47 colleges engaged in CSBS community bank case study competition Bank Performance Technology Vendor Management Community Banking.

Case Study 40

Case Study Innovation Community Bank Study 40

PYMNTS

FEBRUARY 25, 2019

“As regulators overseeing non-banks, our goals are clear: Ensure the safety and soundness of the financial system, protect consumers and streamline the multistate experience,” said Mark Quandahl, chairman of the CSBS Emerging Payments & Innovation Task Force, in a statement. This is an area that we are studying.”.

Regulation 147

Regulation Fintech Community Bank Community 147

Bobsguide

AUGUST 25, 2022

Australian creative technologies business Two Bulls and Thailand’s Translucia Global Innovation are developing a Metaverse R&D Center in Australia. The Metaverse R&D Center will research new technologies to connect the real and virtual worlds. It will gather data and study metaverse user behaviour. fintech .

US 88

US social media cryptocurrency Technology 88

PYMNTS

JULY 10, 2019

North Carolina Lieutenant Governor Dan Forest announced the launch of the North Carolina Blockchain Initiative to study the technology, virtual assets, smart contracts and digital tokens. And LG CNS, a subsidiary of South Korean conglomerate LG Corp. ,

North Carolina 122

North Carolina blockchain Bitcoin Regional 122

PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. A study from the Florida Atlantic University College of Business found that loans declined more at large banks than smaller ones. Necessity is the mother of invention.

Lending 148

Lending Innovation Fintech Cards 148

CB Insights

SEPTEMBER 26, 2018

From the digitization of medical records to smart patient care platforms, technology is disrupting the healthcare industry. One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health.

Innovation 73

Innovation Cleveland New York New York City 73

Qudos Bank

FEBRUARY 15, 2024

For decades, women have faced many barriers to equality, so having access to digital technologies and education is critical, especially when championing those working in science, technology, mathematics, and engineering (STEM). As a society there are things we can do in the home, in our community and in our workplaces.

Leadership 52

Leadership Innovation Community Technology 52

PYMNTS

JULY 10, 2020

All the while, other technologies, from contact tracing apps to digital immunity passports, are working their way into the dialog surrounding healthcare. Contact tracing technology is in the headlines as businesses, schools and other organizations search for ways to limit the risk of contagion. Around The Digital Identity Ecosystem.

Security 208

Security Indiana Meeting Data 208

PYMNTS

OCTOBER 6, 2020

At a time of increased consumer use and acceptance of the new COVID-era digital lifestyle, the pressure is mounting on large, legacy lenders to accelerate their innovations – or become obsolete. To be fair, it’s not as if banks have been ignoring the technological shift.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. Many are therefore forced to cover expenses with their own personal funds.

Maine 183

Maine Survey Study Tools 183

PYMNTS

JULY 17, 2017

According to a study by Open Research, a partnership between Mobike and 11 government-supported think tanks and research bodies, bike-sharing is now the 4th most popular transport choice after cars, buses,and the subway in China. “And It is so flexible, affordable and convenient.

Innovation 120

Innovation Los Angeles Metro Mobile 120

South State Correspondent

OCTOBER 26, 2023

The topics were perfect, and there were some great case studies, but the substance was standard, bordering on underwhelming. In addition to the technology hurdles, banks at M2020 fretted about making loan pricing and fees public, as other banks and fintechs will be able to reverse engineer every bank’s pricing and credit model.

Conference 221

Conference Las Vegas Fraud Case Study 221

PYMNTS

APRIL 23, 2020

The “Planning with Confidence in the COVID-19 Era” report is based on input from institutions, global student communities and industry affiliations with insights to help contend with the economic obstacles that COVID-19 presents. The report also found that policies that are clearly defined will fuel enrollment.

Guidelines 130

Guidelines Policies Community Study 130

PYMNTS

JUNE 1, 2018

communities.”. The report’s sponsors include the Electronic Transactions Association (ETA), the Innovative Lending Platform Association (ILPA) and the Small Business Finance Association (SBFA). in gross output in local communities across the country.” in gross output in local communities across the country.”

Lending 103

Lending Online Community Washington 103

PYMNTS

APRIL 25, 2019

Grocery stores are undergoing historic transformation thanks to digital technology, transforming from rather staid operations to places that feature the latest retail and delivery innovations. That’s even as earlier studies have shown that Uber and Lyft tend to focus on higher-income areas.

Los Angeles 128

Los Angeles Washington Study Chicago 128

PYMNTS

NOVEMBER 19, 2020

Avoiding stagnation and competing with other financial providers means that they must invest in new digital technologies and solutions in addition to playing to their traditional strengths, such as low rates and exceptional customer service. This does not mean that CUs can simply rest on their laurels, however.

Alabama 228

Alabama Meeting Fraud Trends 228

PYMNTS

JULY 28, 2017

From manufacturing to customer service, there have been several parts of today’s workforce that have been automated by some form of smart technology. In its arena, chatbots’ underlying technologies driving it is a combination of artificial intelligence (AI), machine learning and natural-language processing.

Retail 179

Retail Case Study Customer Experience Technology 179

PYMNTS

JUNE 3, 2020

percent for community FIs in the U.S. Many have been carefully coordinating their digital offerings to move away from outdated core banking infrastructures, but they must pick up the pace on their innovations. Online account openings have increased 14.5 Confronting Digital Banking Reality. Forty-five percent of U.S.

Digital Banking 131

Digital Banking Mobile Tools Online 131

PYMNTS

JUNE 1, 2020

The Playbook also examines which digital tools, such as mobile wallet payments, QR codes or the use of additional technologies can help FIs fulfill these needs as well as what these developments mean for the future of banking. Why WSFS Bank Is Relying On QR Codes, Mobile Mess aging To Enhance Customer Loyalty.

Digital Banking 136

Digital Banking Delaware Tools Mobile 136

PYMNTS

AUGUST 10, 2016

Though it’s easy to see why other happenings in and around the country have overshadowed Brazil’s tech community, Rio de Janeiro’s tech scene is quickly earning notoriety. With the Olympics well underway, the games have actually transformed Rio into a center stage for showcasing advanced technologies from major companies around the globe.

Innovation 100

Innovation Apple social media America 100

NCR

NOVEMBER 15, 2016

Aware of the disruptive changes in how banking products and services are delivered, community banks continue adopting new technologies to keep up with competition and customers’ demand. Will a mobile banking app really help to solve community banks’ challenges or is it just a waste of money? A way to outcompete?

Community Bank 40

Community Bank Community Mobile Rhode Island 40

PYMNTS

DECEMBER 3, 2019

Though commercial card innovation has recently hit an acceleration point, there is still plenty of room for progress. “Basics like credit card terms, and benefits and services, are the lowest-scoring factors in our study. Eika Invests In Corporate Card Innovation. A recent report from J.D. According to its inaugural U.S.

Cards 101

Cards Innovation Tools Study 101

PYMNTS

FEBRUARY 22, 2018

Regulatory efforts to promote FinTech innovation, a bustling climate for blockchain and interest from other markets eyeing the region for expansion have all led to Southeast Asia’s impressive standing in this space. Southeast Asia is now front and center on the world’s FinTech stage, and it’s no accident.

Fintech 104

Fintech Regional Resources blockchain 104

PYMNTS

OCTOBER 18, 2019

While self-driving vehicles might be synonymous with tech early adopters, much of the innovation could potentially target a very different user than the Silicon Valley stereotype. Consumers are more receptive to automated vehicle technology in limited applications. According to a study by Leasing Options, a car leasing agency, 62.6

Study 101

Study Phoenix Millennials Austin 101

PYMNTS

NOVEMBER 16, 2020

PYMNTS fielded a national consumer study of 2,806 U.S. More than anything, though, this study sought to quantify how many U.S. In this, PYMNTS’ 14 th study of a national sample of now roughly 40,000 consumers since March on their sentiment about COVID and the digital behavioral shifts it has caused, we learned a lot. percent).

Study 270

Study Retail Millennials Conference 270

Independent Banker

NOVEMBER 13, 2014

Once upon a time, community banks were more than happy to leave the chore of choosing technical devices and running networks to their chief technology officers. Several recent in-depth industry studies have provided observations on the changing role of chief information officers across various business sectors, including banking.

Study 70

Study Community Bank Community Survey 70

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. APIs invite innovative changes to banking. Recent research indicates merchant anxiety over non-payments is widespread.

Strategy 190

Strategy Report Lending Fintech 190

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Social Assurance

MAY 7, 2021

The COVID-19 pandemic presented community banks with a unique set of challenges – but also opportunities. Necessity forced many institutions to think outside the box and develop innovative approaches to helping their community. New Financial Priorities for Communities. TrustTexas Bank Case Study.

Community 15

Community Industry Community Bank Branding 15

Abrigo

MAY 20, 2015

It’s not just the technology industry that is constantly evolving – many other industries must also remain adaptable to the changing landscape of the American consumer. An innovation like that can make the Apple Watch and Bitcoin seem archaic in comparison. One such industry is banking.

Apple 150

Apple Comparison Mobile Innovation 150