PYMNTS

MARCH 20, 2019

In fact, they make the timing of their product rollouts a crucial part of their innovation strategies. Only after observing their competitors’ missteps do they fully commit to the rollout of their innovations. percent of the top innovators in the financial sector said they observe market trends first. As much as 53.3

Innovation 161

Innovation United States Innovation Strategies Cards 161

Gonzobanker

AUGUST 24, 2023

High interest rates have forced many banks to pay more to retain deposits (often via brokered deposits), while many institutions have seen deposits flee to higher-yielding money market funds. In the first half of 2023, nearly half of the “checking accounts” opened in the United States were opened by digital banks and fintechs.

Innovation 146

Innovation United States Industry Technology 146

PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. But a standstill in the credit markets created a vacuum for a bit, at least along traditional lending conduits. Necessity is the mother of invention.

Lending 148

Lending Innovation Fintech Cards 148

PYMNTS

JULY 10, 2020

The end goal: to speed innovation toward new products and services while keeping fraudsters out. Regulation Vs. Market Forces. The need for both innovation and security comes at a time when open banking is gaining a foothold in the United States due in part to the pandemic. The Pandemic Is Speeding Innovation Up.

Data 272

Data Innovation Fintech Illinois 272

Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. We worked with the Texas Department of Housing and Community Affairs to jumpstart its down payment assistance program,” recalls Schaeffer. “We

Austin 91

Austin Texas Community National 91

PYMNTS

NOVEMBER 5, 2018

Facebook has announced that it is opening its first small business pop-up concept in nine Macy’s locations across the United States. The Market @ Macy’s helps both emerging and established brands reach new audiences by showcasing them in a physical space inside Macy’s.

Las Vegas 149

Las Vegas San Antonio Los Angeles San Francisco 149

Let's Talk Payments

MAY 31, 2019

While FinTech firms were pegged as disruptors, banks were driven to make a move towards agility or face serious market challenges driven by innovative players. Here is a list of 20 FinTech firms that have found friends in the banking business: AvidXchange is a United States-based company founded in 2000, which has raised $545.3

Fintech 97

Fintech United States Analytics Community 97

Gonzobanker

SEPTEMBER 14, 2023

As Ron Shevlin , our chief research officer, blogged : “Banks need to stop playing innovation charades. In doing so, Bank of New Hampshire is leading a trend in the United States on an important issue. Develop your communities Ex. But that gap must shift. THAT IS WILD. bank’s fintech partners. It doesn’t end anywhere.

How To 109

How To New Hampshire Oklahoma Fintech 109

PYMNTS

AUGUST 8, 2018

JPMorgan is setting up a financial inclusion lab in India through a partnership with the Indian Institute of Management Ahmedabad’s (IIMA) Centre for Innovation, Incubation and Entrepreneurship (CIIE). According to FinTech Futures , the $9.5

United States 100

United States Fintech Community Innovation 100

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. The role of Alex Jimenez, senior vice president and director of digital and payments innovation at the $7.2

Innovation 70

Innovation Community Bank social media Community 70

PYMNTS

NOVEMBER 11, 2019

This partnership is a boost for Open as we look to expand our customer base to other markets in the Asia Pacific region, United States and the Middle East in the coming months.”. “It is the need of the hour for businesses that depend a lot on online tools that accept only credit cards. billion worth of transactions.

Cards 101

Cards United States Regional Groups 101

PYMNTS

AUGUST 17, 2020

Consumers can visit SmallSurprises.Shop , access a questionnaire and then select a customized pack to be delivered anywhere in the United States. PREIT has long been evolving the experience we bring to our communities, remaining laser-focused on innovating at rapid speed through times of change. Coradino , CEO of PREIT.

Philadelphia 164

Philadelphia Regional United States Community 164

PYMNTS

SEPTEMBER 19, 2019

to offer an on-demand commercial drone delivery option with Wing,” said Vish Sankaran, chief innovation officer, Walgreens Boots Alliance, Inc. This is the kind of omni-channel partnership and offering that can redefine convenience for our customers and communities — delivering items to homes in minutes, not hours or days.”.

Virginia 109

Virginia United States Customer Experience Retail 109

PYMNTS

OCTOBER 5, 2016

The three-year-old startup, which facilitates online and mobile payments in emerging markets, confirmed it is processing more than R1-billion in transactions per year. Our solutions address the pain points of traditional payment methods and are geared to the realities of the African market.

Fintech 190

Fintech Payments United States Online 190

PYMNTS

MAY 7, 2020

But economic collapse and the plummeting Toronto real estate market triggered by the worldwide pandemic has made the project no longer financially viable. Sidewalk Labs and Waterfront Toronto had a shared vision to develop “a truly inclusive, sustainable community,” Doctoroff said.

Google 130

Google United States New York Technology 130

PYMNTS

MAY 20, 2020

It has also been quietly building its own direct-to-consumer (D2C) brand of young, urban-oriented athleisure wear with a marketing positioning that reflects its rebellious attitude. As a D2C brand, Blakeslee believes his company has an effective platform for marketing and messaging. “I Its tagline: “Be different.”

Branding 165

Branding Los Angeles California Video 165

Abrigo

APRIL 28, 2016

To be American is to have the freedom to innovate, take risks, create, transform and put in the hard work that has led to the successes – and failures – that define human progress. Many innovators with great ideas and great potential do not begin with great wealth, so they need a great government partner to support their success.

National 150

National San Jose Los Angeles United States 150

PYMNTS

AUGUST 16, 2019

The retailer also plans to team with Facebook on brand curation starting next year — “identifying and engaging with brands that have built a strong online community on the social media platform.”. The shop was to be located in The Market @ Macy’s in various cities such as Atlanta, Fort Lauderdale and Seattle.

Branding 101

Branding Retail social media Houston 101

PYMNTS

JULY 29, 2020

This represents a challenge for the banking sector, as financial institutions (FIs) including community banks and credit unions (CUs) have to both manage the negative impacts of the current crisis and keep online service seamless. Enhancing Credit Union Innovations To Challenge Challenger Banks. Around The Credit Union World.

Tools 167

Tools Mobile Online United States 167

PYMNTS

DECEMBER 28, 2016

According to a report from Pew Charitable Trusts on mobile payments in the United States, a widespread availability of mobile payment services is doing little to provide consumers a meaningful payment experience. American consumers know there are new payment options available — they just aren’t taking the bait quite yet. .

Mobile 120

Mobile Report Payments United States 120

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

PYMNTS

AUGUST 20, 2020

There’s less personal feedback from instructors, less feeling of community and a set of genuine space and expense limitations that keep customers from recreating their entire workout routines at home. I think we’ll see the private markets figure it out by the end of the year.”. And the gyms seem to be hanging on so far.

Industry 207

Industry Exercises Groups United States 207

PYMNTS

DECEMBER 8, 2016

Less than two months after its implementation, Same Day ACH, the ubiquitous faster payments initiative for the payments industry in the United States, is showing a significant impact on the market, but it still has plenty to learn from those across the pond. In October alone, the ACH Network processed nearly $5 billion in 3.8

Payments 100

Payments United States Data Security 100

PYMNTS

MAY 18, 2016

At JPMorgan Chase’s 2016 annual meeting of shareholders , CEO Jamie Dimon took the occasion to point toward the marriage, established and ongoing, between finance and technology, which may be viewed as a tailwind for market presence on a global scale and in new greenfield opportunities as well.

United States 100

United States Meeting Big Data US 100

Gonzobanker

SEPTEMBER 10, 2019

The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. market expansion. The timing of the announcement and due diligence were reportedly rushed to leverage the energy of the conference and communicate with clients face to face immediately after the announcement.

United States 88

United States Texas Austin Kansas City 88

PYMNTS

MARCH 17, 2017

For years, New York City has been at the epicenter of United States’ culture with the fashion and entertainment industries leading the way. Here is an excerpt of the conversation: PYMNTS: Can you describe your personal and professional experience with the tech community in New York City? Want to succeed?

New York City 100

New York City New York Community Industry 100

PYMNTS

APRIL 20, 2017

Before we jump into the post, here are a few quick facts about Charlotte and its tech scene: The city had a population of 827,097 in 2015, making it the seventeenth largest city in the United States. PYMNTS: How does the startup and tech scene in Charlotte differ from other cities in the United States?

Charlotte 118

Charlotte North Carolina Community United States 118

Social Assurance

OCTOBER 9, 2021

Hello bank marketer friends! Last week the Social Assurance team attended the ABA Bank Marketing virtual conference at our headquarters in Lincoln, NE. Davis opened the conference with this standout quote on marketing budgets: “Our marketing pizza pie isn’t getting any bigger, it’s just getting sliced more ways.”.

Conference 15

Conference Marketing Community Branding 15

PYMNTS

MARCH 11, 2020

And while he said the United States has been relatively slower than other countries to embrace contactless payments, the pace of adoption has picked up. Making the necessary investments is especially challenging for smaller community banks and credit unions (CUs), Good maintained.

Payments 259

Payments Mobile Trends Apple 259

Abrigo

AUGUST 6, 2019

The Financial Crimes Enforcement Network (FinCEN) is tasked with protecting the financial system both within the United States and internationally. Financial criminals are working hard, using technology and innovation to their advantage, to stay one step ahead of FinCEN and financial institutions.

System 264

System Las Vegas San Antonio San Diego 264

PYMNTS

NOVEMBER 28, 2016

Here’s a preview: Munk recalled a wearables firm that had been through the Portland State accelerator program two years ago, called ATBM. For example, Meter Feeder recently debuted a new app that allows drivers to pay parking meters via their smartphones in five communities in the U.S.

Portland 100

Portland Report Analysis Oregon 100

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. This technical friction causes initiatives to slow and allows less room for innovators to deliver new value. unemployment rate in the United States is nothing compared to the striking 1.3%

Technology 135

Technology Regional Community Bank Community 135

PYMNTS

AUGUST 6, 2019

The problem with the private solutions in the market, Brainard noted, is that they are “closed loop” making real-time transfer services only between those app users — and some apps simply can’t reach all of the approximately 10,000 banks in the United States. years at the soonest and five years from now at the outside.

System 214

System Payments Operations United States 214

PYMNTS

NOVEMBER 29, 2016

With more than 700 now in operation across the United States, small business accelerators are becoming increasingly crucial engines of the U.S. Munk said that accelerators like the one at Portland State gather dozens, if not hundreds, of business owners and employees, hungry for success and innovation, in one place.

Portland 100

Portland United States Analysis Resources 100

PYMNTS

JANUARY 29, 2020

Select hotels will also feature state-of-the-art venues and studios to accommodate esports events.”. The Atari brand might be elderly when it comes to gaming culture and history, but the hope behind this hotel effort is to tap into a growing and vital market, one that is increasingly important to digital and mobile commerce and payments.

Georgia 131

Georgia Las Vegas Video San Jose 131

Jeff For Banks

JUNE 2, 2023

The early 1980s was a difficult time for the United States, as consumers faced rising prices, high unemployment, and the effects of a supply shock—an oil embargo—which caused energy prices to skyrocket. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

JUNE 2, 2016

Google is a full half of the market, and given the new slew of ISP rules coming care of the FCC, it will be hard for any new entrant to wrest that away. She also thinks the landscape coming up is more user driven and community-oriented, as content isn’t just consumed individually, but globally. Thanks to a longstanding U.S.

Trends 100

Trends Video Google Policies 100