PYMNTS

OCTOBER 25, 2019

New Zealand is a country that can be easy to overlook when it comes to FinTech. But the story of how payments are evolving there can offer lessons for the rest of the globe, along with glimpses of how the relevant technology might play out in the 2020s. All of those factors combine to make FinTech a robust proposition in that country.

Fintech 111

Fintech Case Study Maine Innovation 111

Bobsguide

FEBRUARY 16, 2018

bobsguide rounds up our favourite case studies and collaborative interviews of 2018 to date. Last month BNY Mellon and Volante Technologies announced that they had been collaborating to enable BNY. How BNY Mellon is leading the evolution of real-time payments in the US | Analysis of the deal.

Case Study 127

Case Study Analysis Study Fintech 127

Chris Skinner

FEBRUARY 2, 2018

I’ve written a lot about Ant Financial – they’re a 30,000 word case study in my new book – mainly because they are the first payments platform to focus upon global reach for financial inclusion.

Case Study 196

Case Study Study Maine Payments 196

Gonzobanker

FEBRUARY 26, 2019

Recent fintech deals across digital, lending, payments and infrastructure are telling a big story. Heck, we weren’t even three weeks into 2019 when Fiserv ’s $22 billion proposed First Data acquisition—one of the biggest fintech deals ever —was announced to the Street. Money talks. Payments: More Consolidation, Commerce Convergence.

Fintech 107

Fintech Analytics Lending Case Study 107

Independent Banker

JANUARY 31, 2022

The ThinkTECH Accelerator is one of several initiatives underway this year to foster community bank-enabled fintech partnerships. The ThinkTECH Accelerator is one of several initiatives underway this year to foster community bank-enabled fintech partnerships. By Charles Potts, ICBA.

Community Bank 143

Community Bank Georgia Community Resources 143

Insights on Business

FEBRUARY 6, 2019

The financial services industry is one of the fastest adopters of this technology. –> Read the Bradesco case study to learn more. The IBM Watson Assistant team has been busy in the past year helping clients implement state-of-the-art chatbots. IBM scores at the top in analyst ratings for chatbots.

Technology 144

Technology Video social media Case Study 144

Chris Skinner

JULY 20, 2020

I blog regularly about what a fanboy I am of Chinese technology giants Alibaba and Tencent. It’s getting a bit ridiculous now however, when payments companies are designing payments for cats and dogs … or maybe it’s not … it’s just an extension of technologies that work for humans.

Innovation 461

Innovation Technology Payments Case Study 461

Fintech Labs Insights

MARCH 15, 2024

In the fintech space, only Fintech Meetup , launched in 2021, has reached critical mass this decade. Last week’s event in Las Vegas attracted a self-reported 4,000 attendees and was the talk of the fintech pods and Substacks the last few weeks. The pandemic slowed the introduction of new events.

Conference 15

Conference Las Vegas Fintech Case Study 15

Chris Skinner

MARCH 22, 2017

I blogged a year ago about TechFin, the incumbents’ view of applying technology to existing banking services, versus FinTech which seeks to transform the financial system. TechFin is to rebuild the system with technology. What we want to do is to solve the problem of a lack of inclusiveness.” Whatever.

Company 350

Company Payments System Fintech 350

Alex Jimenez

AUGUST 28, 2018

What is Fintech? Fintech is a dynamic segment at the intersection of the financial services and technology sectors where technology-focused start-ups and new market entrants innovate the products and services currently provided by the traditional financial services industry." -PwC PwC Fintech Report. Source: UBS.

Fintech 40

Fintech Case Study Study Millennials 40

Chris Skinner

APRIL 21, 2017

The more I think about it, we have three major FinTech models, each with their own unique blend of thinking. The mainstream FinTech discussions here in Europe and America is how to reboot the antiquated banking system. For these reasons, I see the Fintech in China and India as demonstrating growth economies characteristics.

Fintech 268

Fintech America Leadership Innovation 268

PYMNTS

JANUARY 3, 2017

Whether you believe the hype or not, blockchain technology is attracting massive investments, exploration and competition across the globe. In 2017, Wyre said, blockchain technology offers the opportunity to reduce both of those metrics. Businesses doing B2B trade between the U.S. trillion in just five years. reports noted.

blockchain 248

blockchain CA Case Study Tools 248

Chris Skinner

MAY 30, 2017

Here is how he saw things … Fintech in Rwanda: the place where Telcos are surpassing Banks in the financial sector Telcos dominate in the financial sector of Rwanda Last week I participated in the leading fintech conference in Africa “Dot Finance”, which took place in Kigali, capital of Rwanda.

Mobile 334

Mobile ATM Fintech Conference 334

PYMNTS

FEBRUARY 26, 2020

Back then, FinTechs asked for forgiveness instead of permission, rushing headlong into markets, disrupting them and operating in newly invented spheres of finance that regulators barely understood. For a case study in the new privacy rules at scale, people are looking to China and its Multi-Level Protection Scheme 2.0

Regulation 130

Regulation Case Study Fraud Study 130

Insights on Business

FEBRUARY 23, 2019

Three years ago, banks were looking at fintechs with a wary eye. Leaders who come together across business lines and IT functions to overcome the challenges presented by siloed, legacy technologies. A panel of chief digital officers discussing transformative technologies. Now, they are all in.

Innovation 125

Innovation New York City Training Case Study 125

Chris Skinner

FEBRUARY 21, 2017

And then, GoCardless in 2011, we founded it, myself and my two co-founders, Matt and Hiroki, and I was there for almost three years, and that was my first experience with FinTech. I think the word FinTech wasn’t yet around. GoCardless was a business that helped other businesses collect money. What really stands Monzo apart?

Study 283

Study Training Fintech Digital Banking 283

Chris Skinner

MARCH 24, 2017

I recently was hauled up over saying that Western Union (WU) was being disrupted by FinTech. Equally, they point out that FinTech has yet to disrupt anything in the financial inclusion area. That’s why much media dislikes the WU model and hopes that FinTech firms like TransferWise and ABRA will disrupt that model.

Fintech 250

Fintech Bitcoin blockchain Mobile 250

Chris Skinner

MARCH 23, 2017

They manage the Fintech Istanbul program, and are the powerhouse behind many of the innovations we’ve seen in Turkey from mobile wallets to contactless payments. Banks in Turkey have been highly enthusiastic about using new technologies to reach and engage with their customers.

Innovation 196

Innovation Cards Trends System 196

Chris Skinner

MARCH 14, 2017

Similarly, the high fees of Western Union and other remittance providers were fairly punishing … until FinTech came along. Interestingly, the most expensive choice would be a FinTech! Quite often, it wouldn’t arrive. Even if it did arrive, ti would often cost 25% or more. Now those costs are dropping rapidly.

Comparison 311

Comparison Fintech Conference Mobile 311

Chris Skinner

MAY 18, 2017

The first says: “It’s great working for a FinTech start-up as I get to travel the world. So it’s interesting how we’ve spent the last five years talking about sandboxes, creativity and design in financial technologies. Three people are chatting in a bar. The second says: “Well, you should work for my tech firm.

Innovation 261

Innovation Financial Technology Marketing Examples 261

Chris Skinner

JUNE 8, 2017

The smaller banks, credit unions, building societies and FinTech start-ups therefore must rely on just these four banks to get their services through the system and, if those big banks want to play hard-ball, then you just have to roll-over and comply.

Branding 206

Branding Meeting System Regulation 206

Insights on Business

JUNE 28, 2018

Use the right technology. But different AI tools require different technology combinations. The Demystifying Artificial Intelligence report also highlights a number of case studies where AI helped risk and compliance departments. For more information, please visit www.chartis-research.com.

Compliance 70

Compliance Case Study Analysis Analytics 70

Celent Banking

MARCH 4, 2017

Process Automation – for the most effective deployment of technology to automate business processes or decision-making. A common theme across this year’s submissions for the above categories is the importance of agile technology, digital process automation, and consistent and focused practices across the organizations.

Risk Management 100

Risk Management Fraud Management Case Study 100

Filene

JANUARY 8, 2018

And what emerging technology is available to help credit unions better manage these responsibilities? This paper introduces the fintech category of regtech , and the role and promise it holds for credit unions. The author then presents a case study on how a number of different credit unions manage their regulatory responsibilities.

Innovation 47

Innovation Case Study Study Policies 47

Celent Banking

APRIL 18, 2016

In addition, the program includes keynote speeches from industry leaders and Celent analysts, plenty of opportunities to network with peers, and even to experience some of the latest technologies first hand, courtesy of our sponsors. As always, we published a series of reports with detailed case studies of all winning initiatives.

US 100

US Case Study Risk Management America 100

Chris Skinner

JUNE 19, 2017

And Derek made clear that “these core capabilities need to be inside the organisation at the C-Suite level”, something I regularly underline on this blog.

Big Data 270

Big Data Mobile Customer Experience Analytics 270

Fintech Labs Insights

OCTOBER 2, 2020

From the outside anyway, Envel looks to be a case study in leveraging partners’ technology to stitch together world-class features without building in house. They have said they are working with BaaS provider Cambr and Q2 for digital banking technology. Related: Changes to The 21st Century Fintech Unicorn List (Sep 2020).

Fintech 15

Fintech Kansas City Boston UX 15

Chris Skinner

SEPTEMBER 9, 2016

Most banks thing the CIO is there to run the technology. First and foremost, the person leading technology developments in any incumbent bank of … The post The developer-driven bank appeared first on Chris Skinner's blog. Building on yesterday’s blog (Do bank’s need a CIO?) , the key misunderstanding is the role.

Technology 150

Technology Case Study Study Digital Banking 150

Chris Skinner

MARCH 30, 2017

Just a few weeks ago, I was in Bahrain, talking at a conference about FinTech as usual. What struck me is the interest and excitement about FinTech in both countries. I’ve just returned from the United Arab Emirates (UAE) where there were a number of events.

Regional 150

Regional Fintech Conference Maine 150

Insights on Business

AUGUST 1, 2018

To achieve this, Techcombank needed to not only transform its IT infrastructure, but they needed the new infrastructure to change the mindset of their IT department, including how they thought about and worked with technology. This new technology also helped bring about a shift in the mindset of Techcombank’s IT department.

System 135

System Case Study Study Meeting 135

Chris Skinner

FEBRUARY 22, 2017

The industries targeted to use those technologies were those that had high frequency of contact with the customer – banks, retailers, telco’s – and the whole idea was to get an in-depth analysis of the customer data to cross-sell and leverage knowledge of their needs and habits.

America 262

America Data Analysis Course 262

Insights on Business

JULY 23, 2018

They believe macro-economic factors, technological advances and market pressures will be the three biggest external influences over the next few years. In response to this scenario, highly-skilled talent is a key component of their action agenda, as digital technologies continue to reshape the sector.

Innovation 96

Innovation Security Case Study Strategy 96

Fintech Labs Insights

NOVEMBER 30, 2016

Like its predecessors, FinDEVr London 2017 will focus on the technology side of fintech. Presenting at FinDEVr is a great opportunity for companies seeking to reach a technical audience in the fintech and financial services industry to: Drive adoption of APIs/platforms/SDKs. Showcase new technology and the inspiration behind it.

Fintech 12

Fintech Case Study New York Leadership 12

Fintech Labs Insights

MAY 24, 2016

On October 18 & 19, our third annual West Coast event will showcase the latest in fintech tools, technologies, APIs, platforms, case studies, and tutorials. If you love the “tech” in fintech, FinDEVr is the place to be. Get your ticket now before you’re swept away by summer.

Fintech 15

Fintech UX Case Study Software 15

Chris Skinner

JULY 19, 2017

Robot “Pepper” from Mizuho Bank Early last year, IBM researchers developed new technologies for Mizuho Bank’s Robotics platform, tapping into Watson’s natural language and other cognitive capabilities to facilitate smoother human-to-robot interaction and to enable collaboration between two or more robots.

Innovation 298

Innovation Capital Conference Customer Experience 298

Celent Banking

SEPTEMBER 17, 2015

In my view, Barclays is doing what all banks should do – think about mobile payments holistically, i.e. how they will support mobile payments across different platforms and use cases (e.g. in-store, in-app, P2P, etc.) Yes, Android Pay has been launched in the US, but it’s not yet available in the UK.

Strategy 100

Strategy Mobile Samsung Payments 100

Chris Skinner

JULY 25, 2017

At the same time, open transaction exchange systems using blockchain or other distributed ledger technologies have gained some traction and could become viable alternatives to centralized payment infrastructure. Avoiding intermediaries to access this basic infrastructure brings operational savings, ultimately lowering costs.

ATM 274

ATM Bitcoin Retail blockchain 274