PYMNTS

MAY 13, 2019

In the unattended retail space, vending operators are also becoming more aware of the shifting behaviors of their shoppers and the need for swift and digital payment options. The estimated value of the global intelligent vending machine market by 2025 is $15 billion. And digital disruptors are putting a new spin on vending machines.

Retail 177

Retail Marketing eBook Atlanta 177

PYMNTS

JULY 20, 2017

Digital Shadows , the industry leader in digital risk management, revealed its findings on the changing habits and tactics of organized credit card fraud gangs, discovering a new trend in the form of remote learning “schools.”. And these criminals are going after a potentially lucrative market.

Study 124

Study Online Course Cards 124

PYMNTS

SEPTEMBER 27, 2020

Sezzle , the installments payments platform, will be working on buy now, pay later (BNPL) services with Target , a press release says, which will test how the popular payment trend works with the retail giant's operations.

Leadership 302

Leadership Millennials Retail Study 302

PYMNTS

NOVEMBER 23, 2016

Nordstrom is broadening the scope of its B2B gift card operations by teaming up with prepaid card company CashStar. Using CashStar Business, Nordstrom is now offering Gift Cards for Business, a program that helps its business partners order Nordstrom gift cards and manage accounts. In an announcement Tuesday (Nov.

Cards 100

Cards Customer Experience Analysis Resources 100

PYMNTS

NOVEMBER 9, 2017

PayPal announced that it has launched domestic operations in India, which means it will be taking on China’s Alibaba-backed Paytm , the country’s leading digital payments firm. According to a Reuters news report, the government of India’s push for cashless transactions is leading more people to use e-wallets and card payments.

Marketing 116

Marketing Regional Study Google 116

South State Correspondent

MAY 13, 2024

timeshare companies, crypto firms, multi-level marketing, credit repair, dating services, telemarketing, tech support companies, etc.). More states require greater disclosure and control over what banks and card processors can charge. The law firm of Sidley Austin held a session on the CFPB’s uniqueness.

Conference 195

Conference Payments Fraud Data 195

PYMNTS

NOVEMBER 8, 2019

Goldman Extends $10B In Apple Card Credit In First Month. According to regulatory filings made public this week, Apple Card? customers had $736 million in loan balances at the end of September, though it’s not clear how that compares with other credit cards, as Bloomberg said banks do not break out performance by individual cards.

Apple 100

Apple Cards Fraud User Experience 100

PYMNTS

DECEMBER 22, 2020

The pandemic has forced businesses to pivot quickly to continue their operations — both domestically and internationally — with relative ease as the health crisis affects everything from supply chains to payment schedules. One study predicted that virtual or contactless card payments will grow to $4.8 trillion reported in 2019.

Innovation 237

Innovation Cards Payments Study 237

FICO

JUNE 21, 2021

In a year that presented fraudsters with new opportunities to exploit consumers, UK financial institutions continued to lead the charge to reduce European card fraud. In an incredibly challenging year, only five of the 18 countries analysed by FICO achieved a reduction in card fraud. However, other nations did not fare as well.

Fraud 52

Fraud Cards Study Data 52

PYMNTS

AUGUST 19, 2020

They can easily pay using digital wallets, cards-on-file or a wide variety of digital payment options online or in store, and transactions are expected to be fast, seamless and simple. This growth is not limited to the business-to-consumer (B2C) market, either. This is a far different experience for everyday business purchases.

Cards 233

Cards Exercises United States System 233

South State Correspondent

MARCH 30, 2023

Increasing Deposit Balances and Profit Consider this case study – customer acquisition costs for a company that provides security guards and patrol services are about $8,000. Banks can combine niche marketing with our three rules around getting your deposit promotions right HERE.

Industry 195

Industry Resources Community Case Study 195

PYMNTS

MAY 4, 2020

A study of consumers ages 22 to 30 showed that 20.3 percent lacked the credit history to be approved for credit cards in the first place. Just 45 percent of debit card holders have been offered installment payment plans online and 28 percent while at retail stores, according to recent research. CEO Nick Molnar told PYMNTS.

Retail 223

Retail Cards Payments Report 223

PYMNTS

AUGUST 10, 2020

Credit and debit card payments accounted for 75.3 percent of all non-cash payments made, with debit cards being roughly twice as popular as credit cards. Sixty-eight percent cited the need to quickly bring solutions to market and 58 percent said they need to reduce costs or maintain profit levels. trillion rise from 2015.

Payments 222

Payments Innovation Study System 222

PYMNTS

MAY 13, 2019

The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep. In 1973, the world’s energy market was a hot mess. Gas station operators followed the government’s rules. Not the oil companies, and not the gas station operators. Well, nothing, in fact.

Cards 195

Cards Operations Course Regulation 195

PYMNTS

FEBRUARY 3, 2020

And in leveraging Amazon’s scale as a platform — with millions of small to medium-sized businesses (SMBs) and even micro-sized businesses hawking pretty much everything under the sun — it might seem a “slam dunk” if, say, a financial industry powerhouse were looking to bring small business loans to a new market.

Lending 146

Lending Apple Study Online 146

PYMNTS

JANUARY 14, 2021

One survey determined that 19 percent of failed deliveries stem from erroneous delivery addresses, for example, and 66 percent of respondents cited address accuracy as key to their business operations. Businesses also use geocoding surveys as marketing and logistics tools to analyze certain markets or improve shipping processes.

Analytics 170

Analytics Data Study Millennials 170

PYMNTS

AUGUST 6, 2020

are made with cash , for example, and 63 percent of consumers have at least two credit cards. Artificial intelligence (AI) is also driving payments innovations, with a study finding that it could add $1.2 Only 26 percent of all consumer purchases in the U.S. The pandemic has only strengthened the demand for digital payments.

Regulation 245

Regulation Payments Innovation Fintech 245

Perficient

SEPTEMBER 15, 2020

They look for adjacent innovations with the potential for broader application, adopting features from one market to create a new product or improve an existing one. What might you learn from studying emerging innovations used by virtual personal trainers, e-learning platforms, or even credit card companies?

User Experience 427

User Experience Innovation Branding Customer Experience 427

South State Correspondent

AUGUST 22, 2022

In 1983, Commodore International, with its Commodore 64 commuter, was the largest personal computer manufacturer in the market controlling over 50% of sales. Commodore’s demise is a case study of how NOT to care about your customers and why business intelligence through proper data architecture is critical.

Data 195

Data Analysis Marketing System 195

Chris Skinner

MARCH 23, 2017

Over the last 15 years, Turkey has become one of the top three card markets in Europe in terms of total credit cards, debit cards, and point-of-sale (POS) terminals. million credit cards, 118.3 debit cards and 1.7 million POS terminals in the market. As of January 2017, there are 58.8

Innovation 196

Innovation Cards Trends System 196

PYMNTS

JUNE 23, 2020

The cross-border eCommerce market presents a massive growth opportunity for businesses looking to expand, as eCommerce sales are expected to reach $18.9 Businesses may be eager to tap into this expanding market, but it is not uncommon for them to underestimate the challenges associated with appealing to a cross-border consumer base.

Payments 162

Payments America Tools Analytics 162

FICO

JUNE 5, 2019

Credit Card Growth - Response Rates Up, Costs Down. China Minsheng Bank Credit Card Center has used FICO® Blaze Advisor® decision rules management system to help grow its business by creating an intelligent, automated marketing system that delivers targeted offers, which have seen a 10 to 15 percent jump in response rates.

Management 40

Management Cards Case Study Marketing 40

PYMNTS

FEBRUARY 13, 2020

This is about the fact that fake identities comprise 25 percent of new social media accounts created every day, and that 53 percent of all social media logins are fraudulent , according to a recent study. Within four years there will be 800 million smartphones in-market with facial recognition scanning capabilities. Add those to the 4.6

social media 150

social media Louisiana Colorado Samsung 150

PYMNTS

SEPTEMBER 30, 2020

Merchants are optimizing their eCommerce operations, but this is posing challenges for some, including luxury merchants. Customers from these generations often seek to avoid the debts and fees that accompany credit cards, too, making them less likely than older consumers to use credit cards.

Payments 279

Payments Millennials Retail Trends 279

PYMNTS

JANUARY 31, 2019

In addition, Grab plans to start offering solutions and privileges from United Overseas Bank Limited (UOB) in Singapore , Fintech firm BPP has unveiled a digital wallet dubbed BPP Pay for the Brazilian market and passengers from China can now make payments with WeChat Pay at an airport in Italy.

Cards 108

Cards Operations Payments Taxes 108

PYMNTS

JANUARY 27, 2020

Not least among them is how potential subscription commerce operators are approaching entry into the business. It’s more about how to marry the process of collecting revenue with marketing and merchandising insights, and how to optimize it. That directly impacts costs and marketing efforts, of course. Big Shifts.

Trends 175

Trends Payments Exercises Cards 175

PYMNTS

JUNE 19, 2019

To stay competitive, many CUs are turning to data analytics to improve their operations in a number of areas, such as faster transactions and improved security. A recent PYMNTS study found that 35 percent of CUs have made data analytics investments over the past three years. Deep Dive: CU-issued Credit Cards Face an Uphill Battle.

Analytics 131

Analytics Video blockchain Training 131

PYMNTS

AUGUST 29, 2019

According to a study , 32 percent of SMBs have paid their employees late due to cash flow problems. The latest Workforce Spend Playbook showcases the shifting spend management solutions landscape and how improved services are affecting SMBs’ in-field expense management, back-office operations and bottom lines. billion by 2026.

Tools 108

Tools Management Resources Study 108

PYMNTS

DECEMBER 23, 2020

One recent report found that 57 million freelancers are expected to operate in the U.S. The freelance market is also expanding in Europe, with one study indicating that gig economy workers conduct approximately 20 percent to 30 percent of all jobs in the region. Thirteen percent of U.K.

Payments 270

Payments Study Examples Report 270

PYMNTS

MAY 4, 2017

In conversation with Cardtronics’ Brian Bailey, managing director for Global Financial Institutions, and Tom Pierce, chief marketing officer of the firm, Webster noted that even with the rallying cry of a war on cash in the digital economies — and in emerging markets — cash is alive, doing well and actually growing in terms of usage.

ATM 192

ATM Millennials United States Study 192

Chris Skinner

MAY 30, 2017

In order to load funds to your account, you need to buy a scratch card from an agent or at a telco branch (agents are people, whom you can find near almost any bus stop or shopping centre). Fintech development in Rwanda is driven by Telcos.

Mobile 334

Mobile ATM Fintech Conference 334

PYMNTS

DECEMBER 4, 2020

In just one of the most recent announcements , Stripe said it is partnering with several large banks to offer financial services via Stripe Treasury to offer debit cards and bank accounts to online merchants and other enterprises. The banks signing on to the new offering include marquee names such as Goldman Sachs, Barclays and Citigroup.

Lending 224

Lending Meeting User Experience Innovation 224

PYMNTS

APRIL 25, 2016

The market saw its first tech IPO, an SME cybersecurity company, and we have the details on how much it raised. Of course, we have the quarterly numbers, too, including insight into how American Express’ commercial card business is holding up. It’s all below in our weekly B2B Data Digest. . .

Fraud 100

Fraud Cards Lending Analysis 100

South State Correspondent

OCTOBER 26, 2023

Our Top 10 Insights From Money 20/20 From these sessions and announcements, we pulled out ten of our most important takeaways, each having an impact on bank operations in the coming year. The topics were perfect, and there were some great case studies, but the substance was standard, bordering on underwhelming.

Conference 221

Conference Las Vegas Fraud Case Study 221

PYMNTS

JULY 10, 2020

Financial access to, and inclusion in, new foreign markets will certainly create post-pandemic fortunes. In fact, the pandemic has boosted the fortunes of several cross-border payments platforms as they proved their value to people and business owners operating on lockdown. Also, turns out it’s just smart business strategy.

Payments 142

Payments Strategy Marketing Fintech 142

PYMNTS

JANUARY 29, 2019

The Union of Arab Banks (UAB) has said in a study that such a movement would change the way Arab banks provide financial services. . As pertains to Egypt banks, e-Cards (and, in tandem, electronic payments) have swelled to more than 30 million cards as of June 2018, as estimated by the country’s central bank.

Fintech 145

Fintech Cards System Groups 145

PYMNTS

JANUARY 24, 2020

The two companies plan on delivering a slew of card and real-time payment options, both for in-store and online purchases. It’s operational in the Middle East, Southeast Asia and India. Pine Labs end-to-end value solutions will also be included, which the company said will replace paper ones. billion in 2021, and $52.5 billion by 2025.

Payments 152

Payments Innovation Study Meeting 152