Gonzobanker

MARCH 9, 2022

Bank executives should take these new deals’ valuations as a sign that the free market sees the future of finance as unbundled from the traditional industry structure. As new cloud-native, API-driven solutions come to market, the term “core” seems to live in the eye of the beholder. Enter Finxact.

Financial Technology 136

Financial Technology Technology Fintech Community 136

Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Gonzo readers, 2021 was just plain schizophrenic.

Fintech 143

Fintech Strategy Leadership Lending 143

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Even George Bailey would have given you the thumbs up. This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. ” – Hunter Thompson. Everything.

Idaho 172

Idaho Community Industry Strategy 172

Gonzobanker

JANUARY 12, 2023

Anyway, I want to really sexy-up the investor deck this time and even use some of this stuff in our annual report. Anyway, I want to really sexy-up the investor deck this time and even use some of this stuff in our annual report. So, Tony my man, I need you to help me make our presentation look really edgy… you know, up-to-date.

Training 78

Training Strategy Meeting Marketing 78

Celent Banking

MAY 24, 2017

Academics, regulators, central bankers, and a handful of private sector people (like me) gather to discuss the latest research in the field. Academics, regulators, central bankers, and a handful of private sector people (like me) gather to discuss the latest research in the field. My key takeaways follow.

Conference 125

Conference Colorado Study Course 125

Independent Banker

NOVEMBER 30, 2022

When it comes to supporting outliers in the Las Vegas community, Lexicon Bank knows how to play its cards. You have a bank that was born out of COVID and could have gone the other direction but ended up thriving.”. Photo by Sammy Tillery. By Tom Groenfeldt. Name: Lexicon Bank. Assets: $237.6 Location: Las Vegas, Nev. A natural fit.

Las Vegas 129

Las Vegas Community Bank Community Wisconsin 129

PYMNTS

MAY 22, 2018

Even big brick-and-mortar players like Macy’s have shown signs of reversing their recent ill fortune by luring customers back into their stores. Even big brick-and-mortar players like Macy’s have shown signs of reversing their recent ill fortune by luring customers back into their stores. household indebtedness. indebtedness in 2018.

Lending 108

Lending Cards Maine Comparison 108

Long Lasting Ideas

JANUARY 5, 2015

A generation ago, bankers could count on young people –piggy banks in hand — riding their parents’ coattails to the neighborhood branch. Believe it or not, this is a slice of the market that in some cases has never opened the doors of a bricks-and-mortar branch bank or learned how to write a check.

Marketing 40

Marketing Millennials Community Bank social media 40

Gonzobanker

JULY 19, 2017

While new core system vendors bring more modern architecture and user interfaces to the table, bankers need to do their homework before signing on with these players. C-level chiefs, ambitious marketing managers, and all other manner of bosses get their heads inflated about the cool new core system vendor technology that’s coming.

System 69

System Conference Technology Software 69

Abrigo

OCTOBER 28, 2022

Takeaway 1 Signs point to increased loan modifications and loan workouts, and regulators have urged financial institutions to work prudently with borrowers. . Takeaway 2 Meanwhile, banks and credit unions will likely see a beefed-up regulatory emphasis on credit risk management practices, especially tied to CRE. .

Management 195

Management Risk Management Policies Lending 195

PYMNTS

NOVEMBER 4, 2019

Other Signs of Popularity. Venmo was up 64 percent year on year, said management. It is rolling out a cash-back rewards program for its Venmo Mastercard debit card at certain retailers, as announced in a press release. consumers can send money domestically through MoneyGram to a recipient’s eligible debit card.

Groups 101

Groups Payments Mobile Dallas 101

FluentBanking

APRIL 18, 2020

Banking diploma is a very common and recognized professional certification from The Institute of Bankers, Bangladesh (IBB). Though there are so many contradictions about this course, every banker wants to pass this certification. Today we are going to provide you a better insight into IBB, Bangladesh, and their banking diploma course.

Regulation 52

Regulation Case Study Security Management 52

Gonzobanker

MAY 17, 2022

As technology buyers, banking executives need to up their game on tech purchases and technology performance management. And you may find yourself living in a shotgun shack And you may find yourself in another part of the world And you may find yourself behind the wheel of a large automobile…” -David Byrne.

Technology 135

Technology Regional Community Bank Community 135

Gonzobanker

JULY 28, 2014

Let’s just get this out of the way right up front: most bankers rank going through a formal system selection process right up there with a trip to the dentist. So, having dispensed with the pleasantries we’ll move right along and in the spirit of Kramer, just say “Giddy Up!”. Online Applications and Borrower Portal.

System 102

System Lending Data US 102

Jeff For Banks

MARCH 14, 2020

Sign up for my health plan's virtual doctor visit portal. Here is what my family is doing to reduce the risk of contracting or spreading coronavirus: 1. Washing hands with greater discipline for 20 seconds per wash. Which is difficult. I'm singing the "Baby Shark" song. Coughing and sneezing into our elbows. In case we need it.

ATM 78

ATM Policies US Management 78

PYMNTS

AUGUST 10, 2016

Clerico has built WePay from the ground up through his innate love of people and by building relationships with customers to provide them with a payments platform that is exactly what they want and need. What have the powerhouses Starbucks and Airbnb managed to do better than anyone else? BC: Well, no day is ever the same.

Payments 100

Payments Innovation Software Bitcoin 100

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. GonzoBanker of the Year – Large Banks.

Conference 91

Conference Industry Community Bank Community 91

PYMNTS

JANUARY 14, 2017

The world would be Google-less without Sergey and Larry maxxing out their credit cards to buy more space on servers. In this year’s report, 24 percent of respondents said they had no debt at all, up from 22 percent last year and 14 percent in 2014. And using credit wisely, it seems, is on the uptick. More good news. On The Bright Side.

Millennials 100

Millennials Data Cards Study 100

Gonzobanker

AUGUST 31, 2015

Bankers spend 75% of their time during the new customer/account process on the computer versus building relationships. Systems like ChexSystems, Check Order, Credit Reports, Debit Card, Online Banking Enrollment require re-entry. Let’s dig into the details for a minute and research the causes and solutions for each of these.

System 60

System Tools Cards User Experience 60

Independent Banker

DECEMBER 13, 2015

Debit and credit cards, direct deposits, paper checks, online and mobile bill payments and other technologies have changed the role of cash in our economy. Nevertheless, cash—and coins for rounding up transactions—still plays a primary role in many millions of transactions every day on America’s Main Street. “We By Ed Avis.

Community Bank 70

Community Bank Community Maine Mississippi 70

Jeff For Banks

DECEMBER 12, 2015

A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. So far I'm up to five mentions. So FinTech (six) firms need capital and revenues to grab a foothold in the financial services market. Analysts are predicting the robo advising market will grow to $489 billion by 2020.

Fintech 60

Fintech Capital Cards Bitcoin 60

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. who oversees 32 loan officers dedicated to providing the loans. FirstBank, which has $2.3

Trends 70

Trends Community Lending Community Bank 70

PYMNTS

JANUARY 24, 2020

There in Davos, bankers, financiers, technologists, legislators, regulators and thought leaders of all kinds — not to mention a couple of Russian spies dressed as plumbers — gathered for the 50 th annual World Economic Forum. Back on U.S. That was a lot of big news and potential out there this week. percent and 3.3 percent, respectively.

Payments 131

Payments New York Technology Marketing 131

Gonzobanker

NOVEMBER 9, 2015

Money20/20 became quite the event in a very short time, with 10,000 – count ’em – attendees up from 2,300 only three years ago. Continuing on the “Pay” theme, we know all about Apple Pay and the noise it caused in the market last year. The logistics. Would we all take that growth? Big stories/buzz. Apple Pay … not.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Gonzobanker

JANUARY 19, 2015

Cable and telecommunications companies are masters of marketing when it comes to selling their services to customers. If penetration is high, the per-user fees can add up quickly. As FIs add delivery channels, vendors add expense. This is true whether the platforms are running in an in-house or outsourced environment.

Mobile 60

Mobile Community Bank Community Cards 60

Independent Banker

OCTOBER 29, 2014

Big-brand megabanks, the Visa and MasterCard networks, and big-box merchants had signed up to become partners with Apple’s universal retail smartphone app that uses Near Field Communication and tokenization technologies. It’s become a familiar story, usually with a new splash. s entry into the payments business with Apple Pay.

Mobile 105

Mobile Community Bank Community Technology 105

CB Insights

JUNE 3, 2020

Wealth & Capital Markets. These include Toast ( which cut 50% of its staff in early April ), TouchBistro ( which furloughed 20% of its workforce in April ), and Square ( card present volume down 60% in final 2 weeks of Q1’20 ). At the same time, the story for fintech is more nuanced. Take the payments sector. Banking & Lending.

Lending 75

Lending Capital Online Marketing 75

William Mills

AUGUST 11, 2016

They discuss key insights from their article in the 2016 Bankers as Buyers Report titled, “The Payoff of Bank-Branded Mobile Wallets With Tender Reciprocity.” They authored an article for us for the 2016 Bankers as Buyers. ” For the full transcript of the interview, see below. Interviewer: Charlyne H. CM: Fantastic.

Branding 40

Branding Mobile Retail Strategy 40

Jeff For Banks

MAY 6, 2010

Having a mortgage and an auto loan, he therefore counted his estimated market value of the car and home in his assets and included the loans in the liabilities. The credit card balance was de minimus, and as you would suspect is with a large bank. He’s a relatively young guy (in his 40’s), and seems to be very smart with his money.

FDIC 60

FDIC Trends Security Strategy 60

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. But that’s for next year. First, find a comfy chair.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. Keeping up communication. Sometimes that takes the form of gift cards for staff who catch a fraudulent check or go above and beyond job expectations. “We

Community Bank 164

Community Bank Community Texas Leadership 164

South State Correspondent

MARCH 28, 2022

These trends received more support this month when the President signed an Executive Order supporting the legal and equitable use of technology around a digital currency and digital assets ( HERE ). By way of background, we gave bankers a primer on how to work with defi and blockchains a while back ( HERE ).

Payments 195

Payments Trends Data Fintech 195

Gonzobanker

NOVEMBER 18, 2014

And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?). Entrepreneur Gary Vaynerchuk implored the crowd to get beyond the marketing talk and stop marketing in the past. Innovation Showcase & Global Innovation Awards.

Chicago 97

Chicago Retail Branch Design Training 97

Tomorrow's Transactions

DECEMBER 5, 2016

From In payments, the US is an emerging market | Consult Hyperion. The Office of the Comptroller of the Currency will start granting limited-purpose bank charters to fintech companies, From OCC Grants New Charter to Fintech Firms — with Strings Attached | American Banker. This announcement is, I think, really important.

Fintech 30

Fintech Regulation Lending System 30

Fintech Labs Insights

MAY 18, 2015

American Banker. Payment Technology in the Cards: Onsite Coverage. Sizing Up Small Business Lending: Onsite Coverage. Moven and Accenture team up to sell digital tools to banks. Stratos upgrades digital card issuance strategy. Stratos upgrades digital card issuance strategy. Money Marketing .

San Jose 12

San Jose Video Apple Innovation 12

Gonzobanker

SEPTEMBER 11, 2018

Now, many card issuers are seeing 50% PIN, 50% sig. Mistake #1 – Making card processor and PIN network decisions together with one vendor. But bankers, PIN network and card processor contract negotiations should never be coupled. Card processor and PIN network contracts must be negotiated as two different contracts.

Payments 68

Payments Cards Branding Data 68

PYMNTS

DECEMBER 27, 2018

Starting with the Cambridge Analytica scandal, which saw some 87 million Facebook users’ data end up in the hands of a political consulting group without their consent, CEO Marc Zuckerberg found himself on Capitol Hill. Canadian and European markets, Facebook said it will turn to expanding its service offerings in 2019 and beyond.

Retail 123

Retail Online Cards United States 123