Bank Innovation

APRIL 25, 2019

WASHINGTON, D.C. Both regulators said proving the necessary capital and profitability have been particularly difficult for […].

Fintech 186

Fintech FDIC Washington Conference 186

PYMNTS

AUGUST 4, 2017

Financial analysts are fairly optimistic about Europe , but the latest Europe Working Capital Survey released by REL Consultancy, part of the Hackett Group, found the EU’s top 1,000 nonfinancial companies saw their cash conversion cycles slip as they hold onto more net working capital. The data, released Thursday (Aug. In the U.S.,

Capital 102

Capital Washington Survey Regulation 102

PYMNTS

NOVEMBER 26, 2020

With regulators cracking down in China, FinTech leaders are scrambling for capital and trying to plan their futures, Bloomberg reported Wednesday (Nov. And those lending in multiple provinces would have to have 5 billion yuan in registered capital at a minimum.

Industry 152

Industry DC Regulation Washington 152

PYMNTS

DECEMBER 9, 2020

We look forward to engaging with local policymakers to increase understanding of the impact pricing regulations have, and solutions that better serve customers, Dashers, and restaurants,” a representative for DoorDash said in a statement, per Reuters. Multiple states have put caps on the fees that apps and platforms can charge on eateries.

DC 226

DC District of Columbia New York City New Jersey 226

Bank Innovation

FEBRUARY 26, 2020

The parameters around how consumer financial information should be shared with third-party apps and platforms was the subject of debate at an industry forum organized by the Consumer Financial Protection Bureau in Washington, D.C., on Wednesday.

Data 300

Data Washington Industry Customer Experience 300

Jeff For Banks

AUGUST 2, 2014

My firm will occasionally provide feedback on correspondence to our clients'' regulators. I thought about what we should have said to the regulator, versus the sweet words I was encouraging our client to use. Below is a sample letter to your regulator, saying it like you mean it. So, no, we are not re-doing our capital plan.

Regulation 95

Regulation DC FDIC Analytics 95

PYMNTS

MARCH 1, 2020

Accolade capitalizes on machine learning, artificial intelligence (AI) and mobile apps to enable members to easily traverse their health care benefits. Investors include Andreessen Horowitz, Carrick Capital Partners, Madrona Venture Group and McKesson Ventures, among others. . Washington state could become a leader in AI regulation.

Mobile 165

Mobile Philadelphia Seattle Washington 165

Independent Banker

SEPTEMBER 25, 2014

The better prepared, the less likely they are to run afoul of the continually shifting regulations. Regulators and industry consultants agree that community banks are generally doing a great job handling their regulatory oversight and requirements. Be aware of existing or emerging risk concerns. in Kent, Ohio.

Compliance 101

Compliance Regulation Community Bank Community 101

American Banker

SEPTEMBER 13, 2023

A joint letter from the banking and financial trade groups is the latest effort by the industry and its representatives in Washington to push back against the Basel III capital proposals, which would raise capital significantly for the largest banks.

Industry 41

Industry Washington Capital Groups 41

PYMNTS

FEBRUARY 5, 2019

“I think it is pretty obvious when you read stories about the payday lending industry – and how it goes wrong for customers – that consumers need a better alternative,” Onward Financial Founder Ronnie Washington said. In an effort to innovate a solution to these cash flow challenges, Washington founded Onward Financial. ”

Washington 178

Washington Kansas City Lending Kansas 178

PYMNTS

APRIL 1, 2020

A letter sent to Treasury Secretary Steven Mnuchin, which FT saw, indicated that “regulations effectively prevent the small business portfolio companies owned by venture capital or private equity funds from accessing” the rescue program.

Washington 130

Washington Capital Industry Regulation 130

PYMNTS

MARCH 5, 2018

This new round of capital will help us further our mission of connecting communities around the world through last-mile delivery,” CEO Tony Xu said. SoftBank Group led the round, along with participation from GIC, Wellcome Trust and Sequoia Capital. So, what did we learn this week?

Regulation 108

Regulation Data Regional America 108

PYMNTS

DECEMBER 27, 2019

Backed by Airbnb , Comcast, Bowery and Initialized Capital, Zeus has raised $90 million in funding. The company is based in San Francisco and operates in the Bay Area, Los Angeles, New York City, Seattle and Washington, D.C. To date, Zeus has hosted more than 17,000 residents for over 500,000 nights.

Los Angeles 139

Los Angeles San Francisco New York City Trends 139

Independent Banker

SEPTEMBER 30, 2018

As policymakers continue to review financial services regulations, the largest banks are working to roll back rules that were designed to mitigate the risks they pose to the financial system. Meanwhile, some members of Congress are asking the Federal Reserve to eliminate a capital surcharge on the megabanks. Where I’ll be this month.

Community 79

Community Memphis Tennessee Community Bank 79

American Banker

JANUARY 11, 2021

Members of the House could return to Washington early this week to vote on impeachment, while the National Credit Union Administration will revisit risk-based capital rules.

Washington 54

Washington National Capital Regulation 54

PYMNTS

SEPTEMBER 28, 2017

Overstock has been very methodical on getting the necessary regulators on board,” said Tom Forte, analyst at employee-owned broker-dealer DA Davidson, which has a buy rating on the stock. We can start moving these ICOs in and provide good, regulated trading,” Byrne said. based investors is a lack of regulation clearly governing them.

cryptocurrency 101

cryptocurrency Regulation System Washington 101

PYMNTS

NOVEMBER 6, 2018

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports. But these business owners need capital to expand.

Capital 130

Capital Iowa Management Community 130

Independent Banker

AUGUST 25, 2016

Advocacy Advocate—ICBA’s Joshua Harbursky works to assist community bankers with their industry policy engagement with lawmakers and regulators. My goal is to build on what we’ve achieved so the community banking industry continues to have a powerful grassroots presence in Washington. Durbin Amendment Debate Reignites in Washington.

Washington 72

Washington Community Bank Policies Community 72

PYMNTS

JULY 31, 2019

While designed to connect small business owners to quick capital for a boost to their cash flow, the MCA has earned a reputation for some predatory behavior, like sky-high interest rates and fees. Regulators have taken note.

Lending 162

Lending Washington Technology Security 162

Independent Banker

FEBRUARY 28, 2023

Derek Williams and fellow Georgia community bankers at the 2013 ICBA Washington Policy Summit, now the Capital Summit. Community banks have a great reputation with legislators and regulators because of our track record of safe and sound performance and our support of consumers and small businesses.”

Community 172

Community Community Bank Georgia San Antonio 172

Independent Banker

MARCH 31, 2022

ICBA president and CEO Rebeca Romero Rainey, Washington, D.C. Lucas White: We need to continue to differentiate community banks and educate policymakers on why tiered and proportionate regulation is necessary. We need to make sure people remember that and have it reflected in laws and regulations that affect our industry.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

MARCH 15, 2015

Nearly everyone in Washington now agrees, to one degree or another. Top regulators also concur, and some have even offered a proposal or two of their own. Inside and outside Washington, most people agree the time has come to enact real, meaningful and significant regulatory relief for community banks.

Community Bank 70

Community Bank Washington Community Regulation 70

Independent Banker

FEBRUARY 24, 2015

Nearly everyone in Washington now agrees, to one degree or another. Top regulators also concur, and some have even offered a proposal or two of their own. Inside and outside Washington, most people agree the time has come to enact real, meaningful and significant regulatory relief for community banks.

Community Bank 70

Community Bank Washington Community Regulation 70

PYMNTS

AUGUST 24, 2016

The new owners of ID Experts are Peloton Equity and Trident Capital. The private equity funding, which, according to Oregon Live , will “cash out some of its current owners while injecting more capital into the business,” came at the same time as a new spinoff from ID Experts emerged called Radar. in two rounds with four investors.

Portland 100

Portland Oregon DC Capital 100

PYMNTS

MAY 8, 2020

Other ideas include more government action regarding competitive regulation. In Washington State, Frey said that “for every $1 it invests in a Main Street program, there is a $13 return to the public coffer” in the form of taxes and fees. And there was no provision in the law to prevent that.

Maine 142

Maine Groups San Francisco Lending 142

PYMNTS

FEBRUARY 19, 2019

As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services. Reports said Powell noted that looser community bank regulations may help keep branches open.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

JULY 18, 2017

A recent survey from the National Federation of Independent Businesses found that “frustration over gridlock in Washington” forced SME optimism to dip last month. The new venture capital funding raised by FreshBooks , too, can help the company overcome those challenges.

Software 109

Software Taxes Capital Policies 109

PYMNTS

MARCH 22, 2017

The funding will help with upfront capital provided to those farmers. Within banking, SolarisBank garnered $28 million, with venture capital provided by Arvato Financial Solutions, among others, which will be taken to expand the European technology platform, furthering geographic reach. The same is true for investments.

Technology 119

Technology Colorado Tools Denver 119

PYMNTS

OCTOBER 2, 2019

As is germane to Switzerland, there’s been a bit of support from regulators here — verbal support anyway. Here is something which is being done transparently,” he said, referring to Facebook’s Libra, which will be closely regulated and subject to anti-money laundering (AML) laws. “We We are not here to make such projects impossible.

cryptocurrency 123

cryptocurrency Meeting Regulation Washington 123

Independent Banker

DECEMBER 29, 2015

Nearly one year after the Basel III capital rules went into effect, community bankers say that now recognize just how much more complex and how much more difficult this new set of capital rules will make life and business for them if they remain in place. No one was prepared for January 1st.”. Zaback, president and CEO of Jonah Bank.

Community Bank 70

Community Bank Community Capital Lending 70

PYMNTS

MAY 3, 2018

“The Tax Cuts and Jobs Act implementation could cause businesses to have extra capital to deploy, but it is even more encouraging that organizations expect to have cash on hand through the normal course of business in the coming year,” said TD Bank’s manager of treasury management sales, Tom Gregory, in a statement at the time.

Taxes 100

Taxes Analysis Washington Report 100

FICO

MARCH 31, 2016

During this period of Congressional gridlock, much of the activity in Washington DC impacting the financial services industry remains focused on the development and implementation of new regulations. Here’s a very brief overview of what we’ll cover: Stress testing is a key area of emphasis for regulators around the globe.

Compliance 40

Compliance DC Washington Regulation 40

CFPB Monitor

JULY 21, 2022

FinCEN, however, does not actually conduct BSA/AML examinations of regulated businesses. As we will discuss, it applies the BSA to persons providing corporate formation, trust, third-party payment, or similar legal or accounting services. It is unclear if Congress expects FinCEN to conduct these audits.

United States 78

United States Taxes Regulation Compliance 78

Jeff For Banks

DECEMBER 16, 2022

Total return includes two components: capital appreciation and dividends. Silvergate Capital Corporation (NYSE: SI) #2. and Puerto Rico banking laws and regulations. I would be remiss not pointing out that the #1 total return bank for 2020 and 2021, Silvergate Capital Corporation, had a five-year total return of 71.6%.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

TrustBank

DECEMBER 8, 2022

By the 1990’s, improvements in technology and further changes to securities regulations made it easier for corporate customers to access financial markets directly. Because of this, the government will often encourage consumerism through policy by punishing both savers (lowering interest rates) and investors (raising capital gains taxes).

US 52

US Policies Taxes Washington 52

American Banker

SEPTEMBER 27, 2016

WASHINGTON -- The Chamber of Digital Commerce has opened a new outpost in the nation’s capital. But instead of looking for a staid law office, the bitcoin advocacy group formed a partnership with local incubator 1776 to launch the DC Blockchain Center.

DC 28

DC blockchain Washington Bitcoin 28

Independent Banker

JULY 28, 2016

She explained why lawmakers should exempt community banks from Basel III capital rule. To their credit, federal regulators have already showed they are on board with the approach laid out in FASB’s final standard. is ICBA’s vice president of accounting and capital policy. Senate Banking Committee. By James Kendrick. Learn More.

Community Bank 70

Community Bank Community Connecticut Regulation 70