Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions.

Report 195

Report Risk Management Capital Data 195

FICO

APRIL 12, 2023

mortgage-backed securities (MBS) being held or traded by institutions and investors, a staggering sum that dwarfs the GDP of every other nation except the U.S. mortgage-backed securities (MBS) being held or traded by institutions and investors, a staggering sum that dwarfs the GDP of every other nation except the U.S. trillion in U.S.

Security 52

Security America Analytics Groups 52

PYMNTS

OCTOBER 21, 2020

Swedish peer-to-peer (P2P) lending startup Lendify has secured $115 million in funding from Insight Investment, according to a Bloomberg report on Wednesday (Oct. In the past, the startup was supported by P2P lending and institutional capital. Last year Insight Investment supported the digital lender with a 1.5 billion kronor infusion.

Lending 258

Lending Customer Experience US Capital 258

PYMNTS

DECEMBER 16, 2019

The testing team also was able to secure transportation hubs using a photo of a face on a phone screen. They are taking shortcuts at the expense of security.” Kneron is backed by Qualcomm and Sequoia Capital, and is currently working on what it refers to as “edge AI,” which recognizes people on devices rather than the cloud.

System 130

System Security Apple Technology 130

PYMNTS

JANUARY 7, 2020

Armis specializes in protection for the Internet of Things, which refers to the interconnection with the internet embedded in daily objects allowing them to send and receive data. Insight Partners, which is a venture capital and private equity firm, recently opened an office in Tel Aviv last October.

Software 131

Software California Capital Analytics 131

PYMNTS

SEPTEMBER 4, 2019

The Times reported this week that fewer than 800 businesses were referred to an alternative lender under the scheme, leading to just $19.36 The program launched toward the end of 2016 , but so far only 1,700 businesses have been referred to alternative providers of capital under the program, reports noted.

Data 109

Data Operations Community National 109

South State Correspondent

JULY 5, 2022

As a reference, the market expects short-term rates to increase by another 1.77% for the rest of 2022. Many bankers responded that their loan-to-values (LTVs) are low and expect that the secondary source of repayment will protect the bank’s capital. The most simple form of this calculation is the direct capitalization method.

Management 195

Management Capital US Community Bank 195

PYMNTS

FEBRUARY 14, 2018

just secured more than $97 million through an initial public offering. Its units include Distribution Finance Capital, Satago and Oxygen Finance, while it also owns a minority stake in peer-to-peer (P2P) lender Zopa. Many borrowers are neglected by banks and still face expensive funding and capital. reports noted.

Lending 122

Lending Capital Groups Financial Technology 122

PYMNTS

DECEMBER 7, 2018

Not to ruin your holiday spirit, but let’s start this story with the cold and brutal truth: One of the largest risks that payments and commerce operators face in 2019 is being called to account by government officials, regulators or media about a failure to secure their organizations from cyberattacks. and other places.

Payments 240

Payments Tools Security Regulation 240

PYMNTS

MARCH 22, 2019

Small and medium-sized businesses (SMBs) are the lifeblood of many economies — Europe’s among them — and working capital is the lifeblood of SMBs. Yet many firms struggle to gain access to the capital that helps them launch or sustain operations. One way to secure funding is to use invoice financing. The Mechanics of the Model.

blockchain 162

blockchain social media Lending Security 162

PYMNTS

APRIL 22, 2020

Thanks to the merger, Nikola will receive more than $500 million from investors including Fidelity and ValueAct Capital, the report said. A Nikola spokeswoman declined a request for comment by PYMNTS and referred us to the company’s statement in the CNBC report. The deal has not closed. million.

Utah 156

Utah Phoenix Report Examples 156

PYMNTS

FEBRUARY 27, 2020

At the same time, digital banks are looking to capitalize on their growing small and medium-sized business (SMB) customer base, with open banking and bank-FinTech collaborations an important part of that strategy. Small businesses continue to embrace digital banking.

Fintech 192

Fintech Fraud Data Lending 192

South State Correspondent

JANUARY 10, 2024

For example, many banks don’t risk-adjust their loans using a risk-adjusted return on capital model such as Loan Command. This brand relation is similar to customers who refer friends and family members to the bank or use their bank for gifts. Many banks allocate marketing dollars evenly across all customer deciles of profitability.

Management 195

Management Examples Marketing Millennials 195

Abrigo

SEPTEMBER 5, 2023

a significant capital injection into the borrower, or other collateral such as liquid assets). Of course, for this to work, there can be no references to exceptions in other credit policies in the institution. A guarantee generally should be unlimited and continuing. The lack of a guarantee is considered an exception.

Policies 195

Policies Lending Risk Management Examples 195

PYMNTS

SEPTEMBER 11, 2017

An announcement made last week noted Reward Finance landed a secured loan note facility against the investment, which the company said will double its small business financing capabilities. -based invoice and trade finance firm Reward Finance Group recently reported it had raised more than $51 million from Foresight Group.

Lending 109

Lending Groups Capital Resources 109

BankUnderground

JULY 18, 2023

Leverage – created by borrowing or arising ‘ synthetically ’ through the use of derivatives – allows schemes to use less capital to hedge the same amount of liabilities, freeing up cash to be invested in higher returning assets. Why and how do liability-driven investors deploy leverage? What happened when yields increased?

Marketing 84

Marketing Data Capital Analysis 84

BankUnderground

OCTOBER 18, 2022

RWAs are a key component of the regulatory capital framework and are designed to reflect differences in risks across banks. Risk weights are set to ensure that banks maintain sufficient capital given their balance sheet risks. In the meantime, we note that RWAs are just one part of the capital framework.

Analysis 100

Analysis Regulation Capital Policies 100

Jeff For Banks

DECEMBER 29, 2020

As a reference, the best SIFI bank in five year total return was JPMorgan at 33rd overall. Total return includes two components: capital appreciation and dividends. As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 23, 2020 was 46.3%. First Capital, Inc. FS Bancorp, Inc.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

PYMNTS

SEPTEMBER 16, 2019

Kuo, an analyst at TF International Securities, said per the report, “Under the premise that Apple doesn’t announce the pre-order result, we believe that the change of shipping time offered by Apple’s official website is better to reflect the actual demand, because Apple’s official website accounts for 30–40 percent of the total iPhone shipments.

Apple 109

Apple Capital Report Security 109

PYMNTS

OCTOBER 1, 2019

Here is something which is being done transparently,” he said, referring to Facebook’s Libra , which will be closely regulated and subjected to anti-money laundering laws. “We We are not here to make such projects impossible. We will respond to them with an open mind, with an attitude that the same risks require the same rules.

social media 144

social media cryptocurrency Regulation blockchain 144

PYMNTS

OCTOBER 6, 2020

Clover Health , a tech-driven provider of Medicare Advantage insurance plans, plans to go public through a merger with a blank-check company called Social Capital Hedosophia, according to a filing with the Securities and Exchange Commission (SEC) Tuesday (Oct. The transaction, set to close in early 2021, values Clover at about $3.7

Georgia 130

Georgia United States Data Company 130

PYMNTS

SEPTEMBER 6, 2018

South Africa -based Yoco has notched $16 million in a Series B round led by venture capital firm Partech , the company said in an announcement. The technology from Onfido, in turn, checks the authenticity of the identity document, cross-references the applicant’s identity against watch lists and looks for “facial similarity.”

Technology 108

Technology Cards Mobile Payments 108

BankUnderground

JUNE 11, 2021

How IFRS 9 affects the level of equity capital. As Figure 2 demonstrates, IFRS 9 increases the level of credit loss provisions, reducing after-tax profit and retained earnings (the main component of equity capital resources) of a bank. Table A presents some details about the impact of IFRS 9 on capital ratios of European banks.

Capital 96

Capital Policies Maine Marketing 96

BankUnderground

DECEMBER 15, 2022

Fragmentation is likely to have wide-ranging implications for the global economy, including increasing the volatility of capital flows and exposing gaps in the global financial safety net (GFSN). The GFSN consists of a set of financial instruments and institutions that act as insurance for countries facing sudden stops in capital flows.

Capital 85

Capital Policies Resources Regional 85

PYMNTS

JUNE 15, 2018

In addition, corporate clients will be able to apply for working capital loans and make vendor and salary payments. In reference to the partnership’s advantages, the firms said, is the elimination of manual data entry and accounting. Auto bank reconciliation will also be available to SMEs.

Fintech 115

Fintech Compliance Software Taxes 115

PYMNTS

JANUARY 28, 2020

They are heavily regulated and require heavy investment,” both in terms of capital and human resources. “It It takes time and it takes capital [to go deeper into digital],” he continued. “It “Traditional financial institutions are not exactly known for their agility,” he said. But that’s not the whole story, of course.

Fintech 169

Fintech Digital Strategies Mobile Resources 169

BankUnderground

AUGUST 16, 2022

Using The Global Network data set mapping the network of UK banks’ loan and security exposures, we find that the UK banking system’s direct CPRS exposures amount up to 6.1% The CPRS classification is regarded as a reference for climate financial risk assessment. We further decompose the exposures into loans and securities.

Policies 81

Policies Exercises System Security 81

PYMNTS

MARCH 21, 2019

Separately, in reference to general fraud trends, Trend Micro reported that Singapore was the most “vulnerable” country in Southeast Asia last year, where there were more than three million malicious URLs affecting 15 million victims. The Agari research found that the BEC scams play out similarly to gift card scams.

Fraud 112

Fraud Mobile Report Trends 112

Celent Banking

AUGUST 9, 2016

Distributed ledger technology, often referred to as blockchain, threatens to disrupt the sector with its potential to improve visibility, lessen friction, automate reconciliation, and shorten cycle times. Both banks and Fintech firms alike are experimenting with DLT solutions for various corporate banking uses cases.

blockchain 100

blockchain Capital Management Payments 100

PYMNTS

DECEMBER 5, 2017

To capitalize on this increased connectivity, Google debuted the Android Oreo (Go edition), which is geared toward the entry-level experience and comes in tandem with the Android 8.1 The blog stated that the operating system has improved data management and security features.

Google 100

Google United States Mobile Customer Experience 100

PYMNTS

APRIL 24, 2019

While the concept of selling unpaid invoices to someone who has the cash up-front has been around for centuries, modern-day financial services present companies with a slew of different options to access capital. AR financing can provide the working capital necessary to stay afloat while a company builds up revenue streams.

Capital 142

Capital Industry Strategy Company 142

PYMNTS

MARCH 31, 2017

Securities and Exchange Commission (SEC) has denied the second bitcoin-based ETF bid up for consideration in the month of March — the Intercontinental Exchange, Inc.’s million Series A venture funding round led by Berlin-based Earlybird Venture Capital. This past week proved once again that it’s tough to be a bitcoin fan.

Bitcoin 100

Bitcoin blockchain Capital Regulation 100

PYMNTS

JANUARY 3, 2020

Transaction data on the eCommerce portal is an integral component to underwriting, and — when combined with publicly available data and other information from various platforms — can connect small businesses to capital that they might not otherwise be able to obtain, Mittal added. Building Financial Trust.

Fintech 120

Fintech blockchain Data Capital 120

Abrigo

JUNE 4, 2019

How will CECL impact GAAP and regulatory capital? A final rule modifying regulatory capital rules was approved in December 2018. A final rule modifying regulatory capital rules was approved in December 2018. The actual effects of CECL, however, will vary by institution.

Policies 188

Policies Capital Report FDIC 188

CFPB Monitor

DECEMBER 18, 2020

The New Jersey Attorney General recently filed a lawsuit in New Jersey state court against Yellowstone Capital LLC, its parent Fundry.US

New Jersey 78

New Jersey NJ Regulation Fraud 78

Accenture

SEPTEMBER 22, 2019

As our research shows, their net promoter score averages 62 compared to just 19 for traditional banks—a differential reflected both by their rapid customer adoption and also their ability to attract venture capital funding. This document makes descriptive reference to trademarks that may be owned by others. Why are they doing so well?

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

OCTOBER 2, 2019

Here is something which is being done transparently,” he said, referring to Facebook’s Libra, which will be closely regulated and subject to anti-money laundering (AML) laws. “We Securities and Exchange Commission (SEC) has demurred from telling a Congressional panel whether the coin would be regulated as a security.

cryptocurrency 123

cryptocurrency Meeting Regulation Washington 123