CB Insights

OCTOBER 29, 2020

Capital markets infrastructure powers the trade of stocks, bonds, and other securities, handling $3000T+ in transactions each year. Financial regulators have also signaled that they would accommodate a larger role for DLT, potentially paving the way for broader adoption. Category Breakdown. Notable projects include Securitize, Mt.

Capital 101

Capital blockchain Marketing Company 101

CB Insights

NOVEMBER 5, 2020

Distributed ledger technology (DLT) — which uses tech like blockchain to verify transactions without the need for a centralized authority — is gaining traction as a way to revamp capital markets infrastructure by making it more streamlined, improving transparency, and reducing associated fees. Company Name. Phone number. Category Breakdown.

Capital 98

Capital blockchain Marketing Security 98

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions. Regulators review them to assess safety and soundness.

Report 195

Report Risk Management Capital Data 195

PYMNTS

JUNE 10, 2016

As a general rule, most startups aren’t too happy when the regulator comes around, and it is rarely indicative of good news. And while that is bad news for a startup like Uber, as it turns out, instinctive fear of the regulator is not an endemic condition among startups. Kennedy School of Government.

Regulation 100

Regulation National Austin Fintech 100

BankUnderground

AUGUST 13, 2020

The banking reforms that followed the financial crisis of 2007-08 led to an increase in UK banking regulation from almost 400,000 to over 720,000 words. Did the increase in the length of regulation lead to an increase in complexity? The dataset includes both UK-specific rules and guidance, and EU Regulations and Technical Standards.

Regulation 115

Regulation Handbook Policies Comparison 115

PYMNTS

FEBRUARY 14, 2018

The bank is aiming to get its capital levels to around 10 percent during the next two or three years, noted Reuters. In reference to corporate governance, Wells has two months to boost board oversight and compliance efforts. It’s never as fast as I would like, but it’s absolutely occurring.” Wells can still lend and take deposits.

Regulation 100

Regulation Conference Compliance Lending 100

BankUnderground

OCTOBER 18, 2022

They argue that these risks are not currently included within risk weights in the banking prudential framework and that regulators should adjust the framework to include them. RWAs are a key component of the regulatory capital framework and are designed to reflect differences in risks across banks.

Analysis 100

Analysis Regulation Capital Policies 100

PYMNTS

OCTOBER 1, 2019

Here is something which is being done transparently,” he said, referring to Facebook’s Libra , which will be closely regulated and subjected to anti-money laundering laws. “We We are not here to make such projects impossible. We will respond to them with an open mind, with an attitude that the same risks require the same rules.

social media 144

social media cryptocurrency Regulation blockchain 144

PYMNTS

JANUARY 16, 2020

Mobility is one of the areas where Europe will really benefit from a local champion who shares the values of European consumers and regulators,” Villig said. The funding comes as Uber faces a possible ban in London by transportation regulator Transport for London. Bolt rolled out in London last June.

Regulation 130

Regulation Capital Examples Innovation 130

PYMNTS

JULY 5, 2019

The fine is the second biggest ever issued by the bank, and it’s for five breaches that happened between 2014 and 2019, which include failure to report the bank’s capital position, which brought to light “serious and systemic weaknesses” in its reporting. . Ireland’s central bank has fined Wells Fargo 5.9

Regulation 109

Regulation Capital System Report 109

Abrigo

AUGUST 8, 2021

Independent Loan Review Systems in Banking Banking regulators have outlined expectations for effective, independent loan review and credit risk review. . The change reflects regulators’ expectations that financial institutions will develop loan review or credit review systems tailored to their specific risks and circumstances.

System 195

System Lending Policies Regulation 195

PYMNTS

OCTOBER 9, 2018

63 percent of small businesses applied for a working capital loan last year, data from S&P Global Market Intelligence recently found. It’s a far cry from the reputation of alternative lenders that was built on offering businesses access to capital when their first preference, the traditional bank, couldn’t provide financing.

National 167

National Regulation Capital Industry 167

PYMNTS

DECEMBER 9, 2019

The regulators felt that the merger could adversely impact wireless competition, and ultimately harm consumers. The case was initiated by 14 state attorneys general, who believe the Department of Justice (DOJ) and the FCC should not have approved the deal.

US 130

US Mobile Regulation Meeting 130

CFPB Monitor

SEPTEMBER 16, 2019

In less than a year, pre-dispute arbitration agreements will be clearly permissible again now that the Department of Education has finalized its proposal to rescind the Obama administration’s “Borrower Defense” rule issued in November 2016 and replace it with “Institutional Accountability Regulations.”

Regulation 60

Regulation Examples California Payments 60

PYMNTS

JULY 5, 2019

The circumstances have prompted calls for more regulation on worries that it could harm the country’s economic growth. There is also talk of more regulation in the industry. Many analysts have called for even more stringent regulation of non-banks, and for them to be held up to the standard of traditional banks.

Lending 100

Lending Regulation Capital Operations 100

Chris Skinner

MAY 10, 2017

London has been leading the charge to be the FinTech capital of the world, but many other cities are nipping at their toes. Here’s the summary: Financial Technology, more commonly referred to as FinTech, looks set to reshape the financial sector in the coming years and present Hong Kong with both challenges and opportunities.

Strategy 271

Strategy Fintech Regional Technology 271

CFPB Monitor

OCTOBER 30, 2022

On October 20, 2022, the Federal Trade Commission (“FTC”) announced that it is issuing an Advance Notice of Proposed Rulemaking (“ANPR” or “Notice”) to address “junk fees,” a term used in the Notice to refer to “unfair or deceptive fees that are charged for goods and services that have little or no added value to the consumer.”.

Capital 148

Capital Regulation Mobile Cards 148

PYMNTS

APRIL 10, 2019

“Our diversified business model has performed consistently over time and through a variety of economic and business cycles; we have industry-leading positions in many key businesses, strong credit discipline, capital and liquidity,” the bank’s spokeswoman told the paper. The company has transformed significantly” since 2016.

National 144

National Capital Regulation Report 144

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing despite creating the same outcome of a regulated public company. That is a 100% increase in capital looking for quality fintech assets. This accommodates fintech multiples, and allows $4 billion of capital into the system to search for exits.

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing despite creating the same outcome of a regulated public company. That is a 100% increase in capital looking for quality fintech assets. This accommodates fintech multiples, and allows $4 billion of capital into the system to search for exits.

Capital 52

Capital Fintech US Lending 52

PYMNTS

APRIL 12, 2018

Reports in International Finance on Wednesday (April 11) said NatWest is integrating MarketInvoice into its Capital Connections panel to help small businesses access financing when they are turned down for a loan by a traditional lender. announced a deal with MarketInvoice to link its corporate clients to invoice financing solutions.

Capital 108

Capital Regulation Company Industry 108

PYMNTS

AUGUST 3, 2017

“Unfortunately the capital certainly has not improved,” said Bill Winters, chief executive at Standard Chartered, according to news reports in the Financial Times. “Regulators have been quite slow and it is bordering on shameful, to be quite honest. Revenues climbed 3 percent to $7.2 billion.

Payments 108

Payments Capital blockchain Regulation 108

PYMNTS

DECEMBER 7, 2018

Not to ruin your holiday spirit, but let’s start this story with the cold and brutal truth: One of the largest risks that payments and commerce operators face in 2019 is being called to account by government officials, regulators or media about a failure to secure their organizations from cyberattacks. and other places.

Payments 240

Payments Tools Security Regulation 240

PYMNTS

FEBRUARY 27, 2020

At the same time, digital banks are looking to capitalize on their growing small and medium-sized business (SMB) customer base, with open banking and bank-FinTech collaborations an important part of that strategy. Small businesses continue to embrace digital banking.

Fintech 192

Fintech Fraud Data Lending 192

Abrigo

APRIL 23, 2015

A similar bill, commonly referred to as the Small Bank Exam Cycle Reform Act of 2015 , was introduced by Rep. During exams, banks and credit unions often receive varying levels of criticism depending on their location, asset size and federal regulator. Scott Tipton, R-Colo., in the House of Representatives in March.

Community Bank 150

Community Bank Community Survey FDIC 150

PYMNTS

SEPTEMBER 11, 2017

Working with the Reward team, we structured a flexible debt facility that will provide substantial new capital resources to promote the ongoing success of the company.”. “We have known the business for some time and have been impressed by its development over the last few years. The alternative lending industry in the U.K.

Lending 109

Lending Groups Capital Resources 109

BankUnderground

JULY 6, 2022

Since 2009, contingent convertible (CoCo) bonds have become a popular instrument European banks use to partially meet their capital requirements. When LAM is triggered, the bonds convert to equity capital or have their principal written down, providing more loss-absorbing capacity while a bank is still a going concern.

Capital 81

Capital Analysis Policies Management 81

PYMNTS

SEPTEMBER 11, 2019

In reference to the regulatory climate, don’t expect it to ease anytime soon. Treasury official Sigal Mandelker, who serves as undersecretary of the Treasury for Terrorism and Financial Intelligence, said cryptocurrencies that operate anywhere in the United States will have to comply with regulations that target fraud.

social media 116

social media cryptocurrency Regulation United States 116

PYMNTS

JUNE 15, 2018

In addition, corporate clients will be able to apply for working capital loans and make vendor and salary payments. In reference to the partnership’s advantages, the firms said, is the elimination of manual data entry and accounting. Auto bank reconciliation will also be available to SMEs.

Fintech 115

Fintech Compliance Software Taxes 115

CFPB Monitor

DECEMBER 18, 2020

The New Jersey Attorney General recently filed a lawsuit in New Jersey state court against Yellowstone Capital LLC, its parent Fundry.US

New Jersey 78

New Jersey NJ Regulation Fraud 78

PYMNTS

OCTOBER 30, 2018

The latest round of funding implies investors are still interested in the cryptocurrency market despite the steep declines in the price of many of the digital tokens. “ Coinbase is, and will remain, a crypto-first company.

cryptocurrency 181

cryptocurrency Regulation Management Innovation 181

Gonzobanker

FEBRUARY 1, 2024

For the bankers we talked with, acknowledging challenges—think NIM, credit, regulation, election uncertainty, unemployment and CRE—while portraying resilience created quite a few compelling narratives throughout the event. Five Hundred? (Oh

Conference 88

Conference FDIC Arizona Industry 88

Abrigo

SEPTEMBER 5, 2023

Generally speaking (subject to Regulation B), business loans should be guaranteed by the principals of the borrower. a significant capital injection into the borrower, or other collateral such as liquid assets). Of course, for this to work, there can be no references to exceptions in other credit policies in the institution.

Policies 195

Policies Lending Risk Management Examples 195

PYMNTS

AUGUST 20, 2020

One technique known as “ loan stacking ” occurs when bad actors capitalize on digital lending practices by taking out numerous loans from different lenders in a short amount of time. This technique was impossible to attempt when loan applications required multiday processes that included visits to brick-and-mortar bank branches.

Fintech 177

Fintech Fraud Lending Regulation 177

PYMNTS

JANUARY 28, 2020

They are heavily regulated and require heavy investment,” both in terms of capital and human resources. “It It takes time and it takes capital [to go deeper into digital],” he continued. “It “Traditional financial institutions are not exactly known for their agility,” he said. But that’s not the whole story, of course.

Fintech 169

Fintech Digital Strategies Mobile Resources 169

Abrigo

FEBRUARY 1, 2023

Where rates are headed As regulators focus on interest rate forecasts, remember that flattening, steepening, or inverting yield curves can influence your projections. This can also be referred to as a negative yield curve. Investors are not receiving financial compensation for the risk of time in their investments.

Marketing 195

Marketing Strategy eBook Policies 195

PYMNTS

AUGUST 8, 2017

regulators say late payments are jeopardizing the nation’s small- and medium-sized business community. ” Ultimate Finance also questioned regulators’ ability to effectively address this problem, noting that government intervention and regulation in this area is often divisive. “There is no doubt that U.K.

Payments 108

Payments Community Regulation Data 108