PYMNTS

MARCH 2, 2020

The two main eCommerce players are Copia (which has faster delivery) and Jumia (which has more market share. Tim Steel, its CEO, points to Africa’s 750 million mid- and low-income consumers- who spend $680 billion a year – as its main target market. The commission I earn as a Copia agent has been my working capital,” said Kihara, 48.

Maine 157

Maine New York Capital Resources 157

Abrigo

NOVEMBER 12, 2023

Takeaway 2 Capital, performance, and administrative covenants are common with business loans. Notably, many banks recently reported having tightened standards and terms on C&I loans to large, middle-market, and small firms due to the less favorable or more uncertain economic outlook.

Risk Management 221

Risk Management Lending Policies Management 221

PYMNTS

FEBRUARY 3, 2020

With a bit more granularity than has been seen in past quarters, Google’s parent Alphabet reported fourth-quarter results that showed continued gains in core search and YouTube businesses, while cloud outpaced the growth rate of those core operations. Drilling down a bit, Google Search revenues gained 16.7 percent to $27.2

Google 130

Google Operations Conference Marketing 130

South State Correspondent

JULY 5, 2022

In a stagflation environment, as interest rates rise and cash flow (earnings before interest, taxes, depreciation, and amortization (EBITDA), or net operating income (NOI)) decreases, the borrower’s capacity to service debt as measured by the debt service coverage ratio (DSCR) decreases rapidly. A loan starting at 1.20X DSCR dips below 1.0X

Management 195

Management Capital US Community Bank 195

PYMNTS

FEBRUARY 14, 2018

The firm is the holding company for an array of FinTech companies operating in supply chain finance, invoice finance and the dynamic discounting market. Its units include Distribution Finance Capital, Satago and Oxygen Finance, while it also owns a minority stake in peer-to-peer (P2P) lender Zopa. reports noted. reports noted.

Lending 122

Lending Capital Groups Financial Technology 122

PYMNTS

MARCH 10, 2020

In markets like Southeast Asia, high rates of credit-invisible, underbanked small businesses make filling the small business credit gap an even more difficult challenge. It’s a self-perpetuating scenario that keeps barriers to capital in place. In exchange, Grab gains greater visibility into SMB operations and performance. “By

Data 193

Data Lending Capital social media 193

PYMNTS

MAY 1, 2019

’s Bank Referral Scheme, part of the government’s array of initiatives to expand access to capital for small businesses, has been marred by controversy and criticism since it first came into effect in late 2016. But the scheme faced some of its harshest attacks yet at the hands of the Corporate Finance Network, a U.K.

Policies 148

Policies Capital Lending Report 148

PYMNTS

JANUARY 17, 2021

BMO Capital Markets analyst Simeon Siegel reportedly told the Times, “We’re finding that Peloton the idea has grown faster than Peloton the company. The paper also pointed out that Peloton’s operations have been hurt by COVID-19, and that the company recently bought a U.S. manufacturer to begin making bikes domestically.

social media 167

social media Exercises New York Meeting 167

PYMNTS

JANUARY 16, 2020

The ridesharing firm is still operating there while it appeals the decision. The EIB said Bolt is now making money in roughly 75 percent of its markets, and referred to it as “Europe’s leading on-demand transportation platform.”. Bolt rolled out in London last June.

Regulation 130

Regulation Capital Examples Innovation 130

PYMNTS

JULY 19, 2017

A new report from the state-backed British Business Bank (BBB), however, suggests alternative lenders are becoming an increasingly important part of its operations in a different way, highlighting how the lines between alternative finance (AltFin) and traditional finance continue to blur. businesses.”. As the U.K. There is no doubt that U.K.

Lending 138

Lending Capital Report Customer Experience 138

Jeff For Banks

DECEMBER 10, 2023

As a reference, the best SIFI bank in five-year total return this year was JPMorgan Chase at 29th overall. Total return includes two components: capital appreciation and dividends. As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 7, 2023 was 23.32%. M&F Bancorp, Inc.

Fresno 103

Fresno North Carolina Raleigh FDIC 103

Independent Banker

MARCH 31, 2022

In many ways, we have always operated with the initiative to become a true advisor to our customers, but in the last few years, it has become a strategic focus to function this way on a daily basis,” says Joe Allen, senior vice president/central market leader. We work with customers and refer business as their needs arise.”.

Community Bank 91

Community Bank Wisconsin Community Resources 91

BankUnderground

JULY 18, 2023

And it was then that the Bank of England engaged in an unprecedented financial stability motivated government bond market intervention. In addition to gilts, large asset sales were also observed in corporate bond markets, especially from pension funds themselves. We find that the majority of margin calls came from repo.

Marketing 78

Marketing Data Capital Analysis 78

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing Should we be interpreting the desire of lots of private sub-scale companies to *sell* as a signal about the market environment and the quality of these companies? That is a 100% increase in capital looking for quality fintech assets. billion in 2021 Q1.

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing Should we be interpreting the desire of lots of private sub-scale companies to *sell* as a signal about the market environment and the quality of these companies? That is a 100% increase in capital looking for quality fintech assets. billion in 2021 Q1.

Capital 52

Capital Fintech US Lending 52

Bobsguide

APRIL 12, 2022

Founded by CEO John Byrne, Dublin-headquartered Salmon Software employs a total of 30 staff across its operations in Ireland and the Czech Republic. The global treasury management software system market is valued at €1 billion and is forecast to grow strongly over the coming years.

Software 147

Software System Management Groups 147

PYMNTS

MARCH 22, 2019

Small and medium-sized businesses (SMBs) are the lifeblood of many economies — Europe’s among them — and working capital is the lifeblood of SMBs. Yet many firms struggle to gain access to the capital that helps them launch or sustain operations. Initially we plan to operate in the Netherlands. The Mechanics of the Model.

blockchain 162

blockchain social media Lending Security 162

PYMNTS

OCTOBER 24, 2017

And that holds true for all types of investments, well beyond the stock market. The Guardian reported that manufacturers in Britain are “putting the brakes” on deploying capital for new factories and other physical plants. economy, as no one really knows how the separation from the EU will play out. licenses to transmit into the EU.

Operations 100

Operations Survey Industry Capital 100

PYMNTS

JANUARY 8, 2020

The move helps Aon gain access to the $200 billion digital insurance market, and also gives it the ability to use CoverWallet’s platform to create client-forward initiatives to help with the company’s overall growth strategy. The money will also help the company scale its engineering, data science and marketing efforts.

Trends 137

Trends Policies Capital New York 137

PYMNTS

OCTOBER 30, 2018

Coinbase, the cryptocurrency exchange operator, has raised a fresh round of funding that gives it a valuation of more than $8 billion. The latest round of funding implies investors are still interested in the cryptocurrency market despite the steep declines in the price of many of the digital tokens.

cryptocurrency 181

cryptocurrency Regulation Management Innovation 181

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Why the intense interest in the neo-challengers?

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

AUGUST 3, 2017

“Unfortunately the capital certainly has not improved,” said Bill Winters, chief executive at Standard Chartered, according to news reports in the Financial Times. billion, though operating expenses also increased by 7 percent to $4.9 Revenues climbed 3 percent to $7.2

Payments 108

Payments Capital blockchain Regulation 108

PYMNTS

OCTOBER 25, 2019

billion in new funding, expanding to new markets and getting into new areas — most recently, coworking spaces. Now, the fast-growing operation is tapping into one of the growing trends in payments and commerce by offering online financing for its many partners. market share as this new decade looms. properties. Bigger Trends.

Online 100

Online US Trends Operations 100

PYMNTS

MARCH 27, 2020

Discounters, dollar stores, off-pricers and strong global brands I actually think could emerge stronger from this, take market share, use their size and scale,” JPMorgan analyst Matthew Boss said Thursday on CNBC’s Halftime Report. “If If we come out of this in more a recessionary backdrop, that’s where we still remain more cautious.

Retail 130

Retail Capital Groups Community 130

PYMNTS

DECEMBER 17, 2019

Managing cash flow can be tricky work when one is new to the market or looking to expand because cash is in short supply. CircleUp entered the market in 2012 as a data driven variation on venture capital (VC) funding to solve for part of that problem in retail and consumer packaged goods (CPG) firms. The first is focus.

Lending 132

Lending Data Retail Capital 132

PYMNTS

MARCH 30, 2017

Alternative lending was supposed to be the way SMEs broke through banking barriers to gain access to capital, enabling them to boost growth opportunities, investment options, commercialization of innovations and employment. and SME’s access to alternative sources of capital. But in the U.K., and elsewhere.

Lending 100

Lending Capital Operations Software 100

PYMNTS

OCTOBER 6, 2020

Clover Health , a tech-driven provider of Medicare Advantage insurance plans, plans to go public through a merger with a blank-check company called Social Capital Hedosophia, according to a filing with the Securities and Exchange Commission (SEC) Tuesday (Oct. The transaction, set to close in early 2021, values Clover at about $3.7

Georgia 130

Georgia United States Data Company 130

PYMNTS

SEPTEMBER 6, 2018

South Africa -based Yoco has notched $16 million in a Series B round led by venture capital firm Partech , the company said in an announcement. The technology from Onfido, in turn, checks the authenticity of the identity document, cross-references the applicant’s identity against watch lists and looks for “facial similarity.”

Technology 108

Technology Cards Mobile Payments 108

PYMNTS

AUGUST 28, 2017

“We did some research and found out that the majority of businesses in the beauty industry operate offline, without any software at all. The cloud-based software platform is designed to do a good deal of operational heavy lifting for salons by automating areas like customer records, inventory, financial reporting and other tasks.

San Francisco 119

San Francisco Software Capital Maine 119

PYMNTS

APRIL 24, 2019

While the concept of selling unpaid invoices to someone who has the cash up-front has been around for centuries, modern-day financial services present companies with a slew of different options to access capital. AR financing can provide the working capital necessary to stay afloat while a company builds up revenue streams.

Capital 142

Capital Industry Strategy Company 142

Jeff For Banks

DECEMBER 29, 2020

As a reference, the best SIFI bank in five year total return was JPMorgan at 33rd overall. I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

PYMNTS

AUGUST 29, 2019

Is it all enough to support a valuation that is (at least at the last capital raise) in the billions of dollars? The documents generally also are a good place to see how a firm thinks about its chosen markets and the risks therein, and why it chooses certain business models over others. Scale seems to be in the offing. Membership Data.

United States 156

United States Marketing Company Video 156

PYMNTS

AUGUST 21, 2018

insurance giant Travelers (which operates in commercial property and personal insurance) has taken a majority stake in Canadian FinTech Zensurance , which in turn offers a platform through which corporates can buy and manage their insurance packages. That comes against a mortgage market that is worth about $1.7

Fintech 101

Fintech Lending Groups Digital Strategies 101

PYMNTS

OCTOBER 30, 2019

He noted that, a year ago, the company rolled out a strategy designed to speed up growth by focusing on the consumer, driving operational excellence and building a winning growth culture. z is winning in growth channels in developed and developing markets. Local Brands and Marketing. z is still focused on operational excellence.

Branding 100

Branding Examples Strategy United States 100

PYMNTS

JUNE 27, 2016

While the tool initially launched in March , reports said OnDeck expanded this aspect of its operations this month across Kentucky, Florida and Alabama. ” OnDeck facilitates access to working capital of up to $500,000 for accountants’ SMEs with the program. . According to reports, annual interest rates can be as low as 5.99

Kentucky 101

Kentucky Alabama Florida Tools 101

PYMNTS

MAY 23, 2016

Banks may not always be up for overhauling their operations with a largely untested, disruptive technology, but new reports suggest the threat of fraud in one area of corporate finance is encouraging financial institutions to adopt distributed ledger technology in growing volumes.

blockchain 115

blockchain Fraud Bitcoin Survey 115

PYMNTS

MARCH 7, 2016

The Wall Street Journal reported that Intuit will sell the segment to a private equity firm, HIG Capital, in a process that took six months after the financial software giant said that it was embarking on efforts to “pare down” operations. Still on the market is QuickBase, while Demandforce was sold last month to Internet Brands.

Taxes 100

Taxes Software Capital Branding 100