PYMNTS

JANUARY 31, 2018

That’s a metaphor, of sorts, and a caution for treasury management professionals as they navigate their swivel chairs, swiveling between spreadsheets on their desks, computer screens on desktops and even apps on their phones and tablets. When it comes to data, beware the swivel chair. But embrace integration. Why the disconnect?

Management 116

Management Data social media System 116

Abrigo

OCTOBER 3, 2014

Thomas focused on three key issues directly affecting the present and future of the accounting industry – increased regulations, a shifting workforce, and changing continuing education – as well as some thoughts on the opportunities these challenges offer. Image source: Rubiks.com. Blog Accountant'

New Jersey 271

New Jersey social media Industry Regulation 271

PYMNTS

SEPTEMBER 11, 2019

Treasury official Sigal Mandelker, who serves as undersecretary of the Treasury for Terrorism and Financial Intelligence, said cryptocurrencies that operate anywhere in the United States will have to comply with regulations that target fraud. The request asks how the coin might be classified and regulated under that country’s rules.

social media 116

social media cryptocurrency Regulation United States 116

Abrigo

NOVEMBER 17, 2023

Social media scams account for the highest losses and are higher than any other fraud typology , at a reported half-billion total loss. Additionally, the human capital investment—in terms of both hiring fraud prevention experts and training existing staff—represents a significant operational expense. financial s ystem.

Fraud 195

Fraud Training Trends Compliance 195

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk.

Risk Management 195

Risk Management Examples social media Management 195

South State Correspondent

APRIL 19, 2023

Focusing on uninsured deposit performance is a hot topic among investors, analysts, and regulators. Apply further rising rates, social media amplification of rates or risk, general sensitivity to safety, greater competition, or a credit shock to the deposit holding institution. The average life numbers shrink dramatically.

How To 195

How To Examples Resources Community Bank 195

Gonzobanker

JULY 10, 2020

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. What businesses need capital in the interim? Risk Management.

Risk Management 88

Risk Management Capital Strategy social media 88

Lex Sokolin

MARCH 31, 2021

Our third example is Chainalysis, the crypto-ecosystem mapping firm that helps institutional actors like government, asset managers, and banks interact with blockchain-based digital assets. This is not a regulated outcome, but a rule of human systems without redistribution safety nets. So what do these compliance firms?—?valued

Capital 52

Capital Marketing Community social media 52

PYMNTS

JULY 30, 2019

Meesho is a digital platform for resellers of items as diverse as jewelry to smartphones to reach prospective customers via social media platforms like Facebook, WhatsApp and Instagram. Meesho reportedly was founded in 2015 has raised some $65 million in capital so far.

Retail 108

Retail social media eBook Report 108

PYMNTS

JUNE 23, 2019

Byrne told CNN Business that the social media giant’s launch of its own digital currency validates the space — and Overstock would be open to partnering with Facebook on the project. Byrne predicted that security tokens will reduce friction in capital markets while also improving price discovery.

Bitcoin 100

Bitcoin Las Vegas Nevada Arizona 100

PYMNTS

MARCH 5, 2018

On the upside, this year’s Best Picture presenters, Warren Beatty and Faye Dunaway, managed to make the most of their second chance and got the winner’s name right the first time around. This new round of capital will help us further our mission of connecting communities around the world through last-mile delivery,” CEO Tony Xu said.

Regulation 108

Regulation Data Regional America 108

Gonzobanker

JANUARY 4, 2022

Capital One said it will eliminate overdraft and non-sufficient funds (NSF) fees for all bank customers, foregoing $150 million in annual revenue. For banks, crypto will be to 2022 what social media was to 2015. Bankers have plenty of legitimate reasons and excuses for resisting cryptocurrencies.

Trends 188

Trends Fintech social media Strategy 188

PYMNTS

JANUARY 31, 2020

Bryant formed the Bryant Stibel venture capital firm in 2013 with Jeff Stibel, founder of Web.com. Bank’s Adam Kruis, senior vice president and manager of working capital consulting, and Jennifer Swenson, vice president of corporate payment systems, discuss how the bank ensures smooth implementation of virtual card solutions.

Cards 131

Cards Technology social media Meeting 131

Independent Banker

FEBRUARY 28, 2023

In addition to direct outreach efforts, first-party data can be used for advertising campaigns across a variety of media, including streaming services and social media. “We They should also conduct risk assessments and put protections in place to manage risks. There could be other factors at play beyond the technical.

Community Bank 129

Community Bank Community Marketing Data 129

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. Importantly, Huntington has continued to focus on digital investments and its strong legacy of product management to remain a progressive regional bank. The Bank Regulator Working for Merchants Award!

Fintech 194

Fintech Community Regional Technology 194

Jeff For Banks

JUNE 2, 2023

Second, this can be accomplished only if the industry does not have too much influence over its regulators and if the regulators have the ability to hire, train, and retain qualified staff. Third, the regulators need adequate financial resources. My lesson learned to the regulators, read your past lessons learned.

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

OCTOBER 18, 2019

At its most basic level, the key ingredients that are pilfered and then used to construct synthetic identities – where individuals’ personal information is stitched together to fabricate new identities — are tied to data that is given to us at birth: Social Security numbers. And capital, of course, is always in the sights of the bad guys.

Fraud 106

Fraud Security social media Tools 106

PYMNTS

MARCH 11, 2016

As the environment itself becomes more heavily regulated to ensure transactions that require the exchange of sensitive identification or financial data are safeguarded, the challenges to accomplish this can become even more daunting.

Data 100

Data Customer Experience social media Fraud 100

Gonzobanker

JANUARY 4, 2016

Today, bank executives are struggling to stay current in an industry growing ever-more complex with increased regulation, changing customer expectations and digital disruption. We see the types of content being shared through social media. Threats to the banking business model are coming from new, unanticipated competitors.

San Diego 60

San Diego Phoenix social media Strategy 60

PYMNTS

OCTOBER 2, 2018

The big tech firms are trying to make sure they have a major say in whatever comes next for data privacy and regulation. Am I supposed to export and migrate it all to PODs so I can use related apps for contact management and email on the Solid platform? And is it my responsibility to avoid issues like duplicate entries?”

Data 189

Data Online Google social media 189

Banking 2020

JANUARY 20, 2015

From social media to the use of all caps, every individual action can affect credit worthiness. But bowing to the inevitable doesn’t seem too smart either—we need to manage the transformation in such a way as to make it benefit all parties. So what’s the best way to move forward?

Technology 40

Technology Lending social media Analytics 40

ZootBlog

NOVEMBER 11, 2015

In today’s environment, as banks manage increased regulation and competition from industry outsiders, they must operate in the same fashion. Alternative lending platforms are providing capital to consumers more efficiently than traditional banks. They become students of the game. So what does this have to do with banking?

Innovation 60

Innovation Fintech social media Knowledge Base 60

Lex Sokolin

SEPTEMBER 16, 2020

Excel, and spreadsheets more generally, are the default behavior for managing personal finances. If we assume this audience controls $2–5 trillion of assets across investment management custodians, we would estimate $500 billion to $1 trillion of assets sitting in Microsoft Excel today. You might think the comparison is daft.

Google 52

Google Data Software Comparison 52

FICO

JANUARY 9, 2018

Last year saw collectors making plans to deal with new regulations, as were their colleagues throughout banking. Bruce Curry explained how customers move from bucket to bucket under IFRS 9, and offered a list of action items for collections managers. Do a status check on your analytics, contact channels and case management system.

Analytics 40

Analytics Regulation Data social media 40

Lex Sokolin

OCTOBER 14, 2020

Remember Napster, and Kazaa, and BitTorrent, with their brick through the window of the media industry? Initially, the naive reaction of the labels was to build digital rights management into music players, and song files, and any teenager onto whom they could tattoo the letter of the law. DRM didn’t work, right?

Lending 52

Lending User Experience Google United States 52

PYMNTS

OCTOBER 29, 2018

The motivation for that move was to create more of a direct relationship with the sellers in order to provide them with more services, including working capital and lower processing fees – fees, they say, that can be as much as 25 percent lower in some cases. Amazon isn’t the only big tech company that should find regulators terrifying.

Payments 196

Payments Google Apple Innovation 196

Fintech Labs Insights

JANUARY 7, 2016

Social media financial compliance specialist Gremln raised $1.4 If you add the $6 billion in new capital raised in the IPOs of Worldpay, Square and First Data, the 2015 total is a nice even $25 billion. Social media management & compliance for financial institutions . Credit risk management.

St. Louis 12

St. Louis social media Company Fintech 12

Lex Sokolin

AUGUST 5, 2019

Capital One recently suffered a data breach resulting from poor security practices that exposed 100 million credit card applications and accounts. Capital One’s estimate for $150 million on $28 billion seems off, to say the least. For many of us, we are fine losing social media photos, Twitter puns, or even our passwords.

Data 40

Data Security System US 40

Lex Sokolin

AUGUST 5, 2019

Capital One recently suffered a data breach resulting from poor security practices that exposed 100 million credit card applications and accounts. Capital One’s estimate for $150 million on $28 billion seems off, to say the least. For many of us, we are fine losing social media photos, Twitter puns, or even our passwords.

Data 40

Data Security System US 40

Gonzobanker

MAY 30, 2017

As an industry, we’ve been pretty good at using data to manage risk, especially credit and fraud. How we can help them, in real banking ways, like borrowing or making payments or managing money. Are you doubled down chasing unstructured social media data? This is the exciting apex of hot crazy.

Analytics 71

Analytics Data System social media 71

Gonzobanker

DECEMBER 20, 2018

This award goes to Capital One for making bold moves on exiting the mortgage and online brokerage businesses and refocusing efforts on its core card and banking businesses. Capital One quit mortgage late in 2017. The award goes to Jack Henry and Associates for its new JHA Treasury Management platform. Strategic Clarity Award.

Fintech 101

Fintech Conference Innovation Community 101

Gonzobanker

DECEMBER 22, 2015

No one has been more successful at using social media to generate awareness and a positive image for their bank than Jill (@JillCastilla, @CitizensEdmond). Jill’s use of Twitter is a model for any bank CEO looking to engage on social media. Bank project management offices. Regulator Award.

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

OCTOBER 30, 2016

Deloitte recently asked what we should make of “regtech” in a new report titled, “RegTech is the new FinTech: How agile regulatory technology is helping firms better understand and manage their risks.” The technology is powered by Chain ( FD15 ) which counts Visa , Capital One ( FD15 ) & Citibank as investors.

blockchain 12

blockchain Trends Fintech social media 12

William Mills

SEPTEMBER 9, 2016

I believe SEC regulations require a company to go public if they have more than 500 shareholders. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. Regulated Financial Institution. Especially to bank or invest?

social media 40

social media ATM Mobile Customer Experience 40

Lex Sokolin

AUGUST 19, 2020

To a venture capital investor, the embedded option is more attractive given a portfolio structure that requires unicorns. But that in turn yields better venture capital metrics, i.e., revenue multiples that look like 30x. In Europe, the whole thing is frowned on by regulators and would likely be shut down. As an example?—?would

Comparison 52

Comparison Fintech Lending Analysis 52

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Endless CRM and data management projects that shook our foundations and gutted our PMOs. The Get Outta Dodge (and Focus) Award – Goes to Capital One for exiting a significant mortgage business to focus on cards and direct banking. This year brought us: Mergers out the yin-yang. Payments chaos.

Conference 90

Conference Industry Community Bank Community 90

PYMNTS

JUNE 1, 2017

An annual report by RSA shows how consumers perceive the security of their digital experience, where those perceptions are well (or poorly) founded and how organizations can capitalize on opportunities to distinguish themselves in the market by providing stellar security. Is your information secure online? Are you sure?

Security 180

Security Report Fraud social media 180