Abrigo

SEPTEMBER 14, 2020

Key Takeaways ALM professionals often inquire about reports they can run using their ALM models to help manage their financial institutions. I’m often asked by asset/liability management professionals for advice on using ALM models to generate reports that provide meaningful information to aid in managing the financial institution.

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Report Management Comparison Capital 195

Abrigo

FEBRUARY 6, 2024

You might also like this upcoming webinar, "Relationship banking: 7 Keys to extraordinary results." Where to begin Develop a member business lending strategy Developing a sound MBL strategy, or tightening an existing one, can help credit unions achieve long-term success in managing member business lending risks.

Lending 221

Lending How To Risk Management Policies 221

Abrigo

AUGUST 1, 2022

Best practices for assessing models and managing risk Sound model development, implementation, use, and validation is especially important as CECL models debut. . What are model risk management and model validation? SR 11-7, issued by the Federal Reserve and OCC in 2011, is the supervisory guidance on model risk management.

Risk Management 195

Risk Management Management Regulation Analysis 195

Abrigo

FEBRUARY 1, 2023

You might also like this on-demand webinar, "Deposit strategies for funding challenges" WATCH Takeaway 1 Many financial institutions are questioning where rates are headed and how to structure their ALM strategies accordingly. Markets move in unpredictable ways when least expected. 2 yrs) rise more than longer-dated (e.g.,

Marketing 195

Marketing Strategy eBook Policies 195

Abrigo

FEBRUARY 16, 2024

You might also like these on-demand webinars tackling common credit risk questions. Takeaway 2 With proper planning and effective strategies, the scheduling process can be made more manageable at your financial institution. Focus on addressing the most critical issues and limit the number of exceptions to a manageable level.

Training 195

Training Risk Management Analysis Policies 195

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. Takeaway 2 Capital, performance, and administrative covenants are common with business loans.

Risk Management 221

Risk Management Lending Policies Management 221

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Are there high capital or technological costs?

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Analysis Industry Risk Management Lending 195

Abrigo

AUGUST 5, 2020

Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. Therefore, it’s essential that the credit memo captures the complete picture of the borrower to ensure proper risk management. Improving loan grading in a recession.

Management 195

Management Risk Management Trends Industry 195

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

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Report Risk Management Capital Data 195

Abrigo

APRIL 15, 2022

ALM & Measuring Liquidity Risk at Banks and Credit Unions Regulatory agencies expect financial institutions to manage liquidity risk using processes and systems commensurate with the complexity, risk profile, and scope of operations. ALM 101: Introduction to Asset/Liability Management. This is the fourth post in a series. .

Management 195

Management Meeting Risk Management Operations 195

Abrigo

NOVEMBER 11, 2019

ALM | 4 minute read Key Takeaways Many financial institutions view asset/liability management as a "check-the-box" regulatory exercise. An extreme focus on using ALM to manage the risk of rising rates means some FIs overlook using ALM to grow earnings and capital, putting them at risk of underperformance. Get started.

Management 150

Management FDIC Community Risk Management 150

Abrigo

SEPTEMBER 16, 2020

Key Takeaways A good asset/liability management (ALM) model has a wealth of information and tools that can be used in the budgeting process. The good news is a good asset/liability management (ALM) model has a wealth of information and tools that can be used in the budgeting process. Optimize your asset/liability management decisions.

Management 195

Management Strategy Tools Comparison 195

Abrigo

SEPTEMBER 16, 2020

Key Takeaways A good asset/liability management (ALM) model has a wealth of information and tools that can be used in the budgeting process. The good news is a good asset/liability management (ALM) model has a wealth of information and tools that can be used in the budgeting process. Optimize your asset/liability management decisions.

Management 195

Management Strategy Tools Comparison 195

Abrigo

AUGUST 2, 2023

You might also like this on-demand webinar, "Stress testing & CECL efficiencies." Takeaway 3 Financial institution management can focus on mitigating risk and understanding portfolio dynamics when the analysis is streamlined. estimates $1.45 trillion in CRE mortgages will have to be renegotiated by the end of 2025.

Report 195

Report Risk Management Lending Analysis 195

Abrigo

DECEMBER 22, 2023

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. They’ve also focused on managing interest rate risk in a rising rate environment. The institution can more easily capitalize on opportunities and avoid unnecessary risk.

Lending 221

Lending Risk Management Community Management 221

PYMNTS

JANUARY 22, 2018

Expense management technology is now a saturated market, particularly for the small business space – which is notoriously difficult to serve, because they are too small for large, enterprise-grade solutions, but too large for consumer-specialized tools.

Management 116

Management Compliance Taxes Marketing 116

Abrigo

AUGUST 28, 2022

Learn more about loan pricing -- including how to assess the relative profitability of loans and how to use the output of loan pricing models -- during the webinar, " Loan Pricing: A Key Driver of Success." One overall benefit of effective loan pricing is that it is one of the many ways a financial institution can optimize capital.

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Software Lending Philadelphia Capital 195

Abrigo

JUNE 11, 2021

Would you like other articles on asset/liability management in your inbox? Takeaway 1 Regulators stress sound risk management practices that include the ability to identify and measure interest rate risk (IRR). The emphasis on effective systems and tools to measure interest rate risk is especially critical in the current environment.

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How To Risk Management Analysis Kansas City 195

Abrigo

DECEMBER 14, 2023

You might also like this on-demand webinar, "Strategic plan: How to develop and monitor at your financial institution." In a recent webinar , Abrigo Senior Advisor Paula King provided practical tips to help develop a strategic plan that aligns with your financial institution’s goals, enhances competitive advantage, and drives growth.

Lending 221

Lending Risk Management Meeting Survey 221

Abrigo

MAY 2, 2024

Compliance and Risk Management: The loan policy ensures that the lending function operates within the regulatory and compliance framework. It also outlines the risk management practices that need to be followed when evaluating small business lending opportunities.

Lending 221

Lending Strategy Analysis Policies 221

Abrigo

OCTOBER 21, 2021

In response to the economic instability amid the pandemic the Federal Reserve has been buying billions in mortgage and Treasury bonds to ensure that financial markets continue to run smoothly, suppress term loan rates, and increase consumer spending. Watch Webinar. Webinar. And so, we wait. Financial Institution Actions.

Lending 195

Lending Strategy Trends Marketing 195

Abrigo

DECEMBER 23, 2022

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Takeaway 1 Changing economic landscapes, investment markets, interest rates, customer demand, mergers, and acquisitions affect ALM decisions. Would you like other articles like this in your inbox?

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Resources Risk Management Study Strategy 195

Perficient

SEPTEMBER 29, 2020

In August, we surveyed 154 marketing executives to find out what they think is likely to happen this holiday season and how they’re preparing for it. Missed the webinar? Watch the on-demand webinar and read the transcript below: ? ? ?. What will be different this holiday season and how to adjust your strategy accordingly.

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Marketing Branding Data Industry 294

PYMNTS

AUGUST 17, 2018

Get ready to learn about one of the latest music business and payments models in an upcoming PYMNTS webinar scheduled for Tuesday, Aug. The first thing to understand — and a point that will be further explored in the webinar — is the inherent complications of the business side of music and performance such as dance. Madonna Like izo.

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Payments Management Video Millennials 100

Abrigo

MARCH 16, 2016

This webinar will cover the basics of identifying risk, pricing it appropriately and reflecting it in the reserve. Risk ratings form the basis for broader risk management including setting the reserve, stress testing , capital and strategic planning. Sign up for the webinar.

Risk Management 150

Risk Management How To Capital Management 150

Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

MARCH 13, 2024

No, it’s the current situation in the commercial real estate (CRE) market tied to the threat that distressed and problem CRE loans pose to investors, banks and credit unions, and the economy at large. Learn more about managing CRE loan distress. Watch this webinar on problem loans and how to identify them quickly with data and reports.

Strategy 221

Strategy Course Meeting Taxes 221

Abrigo

FEBRUARY 12, 2020

The main drivers of expected CRE growth in 2020 are: Low interest rates Continued job growth and low unemployment Moderate consumer spending growth Abundant capital and return-seeking investors/lenders, and Increased property values (albeit slowing in appreciation). “2020 could be a pivotal year for the U.S. Real Estate Market Outlook.

Lending 195

Lending Trends FDIC Survey 195

South State Correspondent

APRIL 19, 2023

In this article, we will look at deposit performance data related to high balances and show how banks can dramatically increase value by restructuring relationship-based products and better-allocating marketing/sales dollars more efficiently. This is over three times the life of a money market account that is over $1mm in balances.

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How To Examples Resources Community Bank 195

Abrigo

OCTOBER 2, 2014

Following the recent financial crisis, the Basel Committee of Banking Supervision (BCBS) set out to “strengthen global capital and liquidity rules with the goal of promoting a more resilient banking sector.” The three pillars include maintaining minimum capital requirements, a supervisory review process and market discipline.

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Insights on Business

FEBRUARY 6, 2019

Join our in-depth conversation , hosted by Watson Financial Services General Manager, Alistair Rennie, as industry experts discuss: Change in regulatory perception of AI and advanced analytics. General Manager. Prior to IBM, he was Managing Director of Citi’s AML/KYC program, and held senior positions at Capital One and Goldman Sachs.

Analytics 79

Analytics Compliance Innovation Management 79

PYMNTS

DECEMBER 16, 2016

Though many financial institutions recognize the opportunity to help middle-market businesses automate their AP payments, they have not been able to fully capitalize on the opportunity. Here the elusive payments opportunity meets or, in fact, doesn’t meet, the elusive audience: accounts payable automation for middle-market firms.

Marketing Automation 100

Marketing Automation Marketing Cards Payments 100

Abrigo

AUGUST 30, 2022

Expanding the commercial loan portfolio in today's market With the right strategies, banks and credit unions can expand their commercial loan portfolios successfully. You might also like this webinar on commercial lending strategy. Market conditions. Current rate and market conditions. Commercial growth strategies.

Strategy 195

Strategy Lending Risk Management Analysis 195

Abrigo

MARCH 21, 2024

You might also like this webinar, "Valuation and purchase accounting: Navigating the changing M&A landscape." Takeaway 2 Enterprise value goes beyond book value to include earning potential, market position, and intangible assets. It incorporates the entity's earning potential, market position, intangible assets, and prospects.

Lending 221

Lending Analysis Exercises Risk Management 221

Abrigo

APRIL 21, 2020

PPP loans carry a 0% risk weighting, meaning they don’t count against the institution from a risk-based capital standpoint. Stearns Bank, as well as other bankers on the webinar panel, have concluded that loans made outside of that timeframe are not subject to the same restriction.

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Lending Capital Minnesota FDIC 195