South State Correspondent

MARCH 5, 2024

First, larger loans are made to larger companies, and larger companies typically have more access to liquidity and capital, making them more credit-sound. To provide relationship banking, the commercial relationship manager must spend time understanding his client’s business and local and national trends.

Community Bank 195

Community Bank Community National Lending 195

PYMNTS

DECEMBER 8, 2020

Plus, online lending startup SoFi is looking to go public through a SPAC. economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE).

San Francisco 130

San Francisco Community Bank Video Capital 130

Abrigo

SEPTEMBER 16, 2019

More than two-thirds of community banks surveyed for the Conference of State Bank Supervisors (CSBS) Community Bank Sentiment Index indicated they expect business conditions will be the same or better in the next 12 months. How do you expect your bank’s capital expenditures on facilities or operations to change over the next 12 months?

Community Bank 150

Community Bank Community Policies Survey 150

Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Noticeably absent from the list below is growth.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

OCTOBER 1, 2018

What does small business (SMB) lending look like? seems to be kicking off, showing evidence of surpassing traditional bank lending at many times. In Mexico, small business lending is muted across the board. In Mexico, small business lending is muted across the board. For example, alternative finance in the U.K.

Lending 115

Lending Survey Data National 115

PYMNTS

NOVEMBER 8, 2019

He previously held roles including head of Asia Pacific alternative capital markets in Hong Kong. “We In other swiss banking news , an August survey of 34 banks in Switzerland showed that only about 50 percent of the population bank online. . We are pleased to welcome Jason to Julius Baer.

Survey 100

Survey Management Regional US 100

PYMNTS

OCTOBER 8, 2019

This week’s B2B Data Digest dives into the latest surveys of U.S. The latest data also hints at the possibility banks may be feeling skittish about lending to small and medium-sized business (SMB) customers. companies have experienced a cyberattack in the last year , new Ponemon Institute research revealed in a survey of 592 firms.

Survey 134

Survey Taxes Data Report 134

PYMNTS

DECEMBER 11, 2020

Capital One Halts BNPL Transactions On Its Credit Cards. Capital One Financial Corp is putting a stop to buy now, pay later (BNPL) transactions on its credit cards, calling the dealings “ risky ,” for both consumers and banks. The FinTech as a Service launched Tuesday (Dec. Report: Digital Lender SoFi Eyes IPO Via SPAC.

Trends 175

Trends Fraud Millennials Community Bank 175

PYMNTS

AUGUST 5, 2019

The national unemployment rate is 3.7 Its survey of small firms with 300 or fewer employees concluded that this trend was as expected considering the tight labor market. 41,900 jobs were gained at franchised establishments in July , the ADP National Franchise Report found. The report surveyed 319 small businesses in the U.S.

Data 154

Data Survey National Report 154

PopularBank

MAY 24, 2024

By Andrew Boland – Director of National Healthcare Financing, Popular Bank A minimum staffing standard for nursing homes across the country was unveiled last month, raising concerns from operators and industry leaders over the impact the mandate will have on their ability to maintain adequate access to long-term care. 5 ways to prepare.

Operations 52

Operations Training Community Meeting 52

PYMNTS

APRIL 27, 2020

As Bank of America CEO Brian Moynihan said on “Face the Nation” this past week, “It’s clear that between Congress, the administration and the American people, we need to get all these funded and not make this a foot race. Banks’ websites went down, and so did the Small Business Administration (SBA’s) sites. Just get the work done.”.

Columbus 149

Columbus Ohio Capital New York 149

PYMNTS

DECEMBER 19, 2016

Analysts are no longer confident that alternative players will disrupt the SME lending space as once thought. More than $109 million was invested in alternative lending by state-owned British Business Bank (BBB), according to reports last week. Still, others remain sure the sector is doing just fine. The use of U.K.

Lending 100

Lending Capital Data Report 100

PYMNTS

SEPTEMBER 19, 2016

Corporate demand for working capital similarly rose, according to some reports. New reports from software firm 1E in its Software Usage and Waste Report 2016 also uncovered high instances of software waste among businesses in other nations, with global enterprise waste currently at 38 percent. 2 nations are ahead of the U.K.

Software 100

Software Lending National Capital 100

PYMNTS

MAY 7, 2020

And often, drilling down into business segments and management commentary provides insight into just how we as a nation are faring, depending on where you look. All eyes may be trained on Wall Street now, and Main Street too as the latest tranche of business lending gets underway. The Great Pivot. Customers stored more than $1.3

Maine 141

Maine Online Capital Retail 141

PYMNTS

AUGUST 22, 2016

In a statement, Tungsten CEO Richard Hurwitz said that, if SMEs realized even a portion of this savings potential, “profitability would soar, and working capital, as well as cash flow, would be significantly improved, allowing businesses to be more agile and flexible.”

blockchain 100

blockchain Lending Survey National 100

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index.

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

AUGUST 1, 2018

The proposed changes include moving the collection and storage of small business lending data, required under the Dodd-Frank Act , from the Consumer Financial Protection Bureau (CFPB) to the Office of Financial Research (OFR). It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and global stock markets are also top concerns among entrepreneurs surveyed by the bank.

Taxes 144

Taxes America National Community 144

PYMNTS

MARCH 30, 2020

Already, in the space of those three weeks, 5 percent of the SMBs we surveyed reported closing their doors for good. More than a quarter (26 percent) of SMBs surveyed doubt they’ll survive the COVID-19 pandemic. The question then shifts to how much cash SMBs have on hand to ride things out, and the source(s) of that capital.

Maine 232

Maine Data Capital Study 232

BankUnderground

DECEMBER 15, 2022

Fragmentation is likely to have wide-ranging implications for the global economy, including increasing the volatility of capital flows and exposing gaps in the global financial safety net (GFSN). The GFSN consists of a set of financial instruments and institutions that act as insurance for countries facing sudden stops in capital flows.

Capital 85

Capital Policies Resources Regional 85

PYMNTS

NOVEMBER 3, 2016

Will alternative lending platforms eat away at traditional banks’ market share? With financial institutions beginning to collaborate and partner with these alternative players, it seems even less likely that the two sides of the SME lending space will challenge each other. But the latest analysis from J.D. Power’s 2016 U.S.

Survey 100

Survey Lending Millennials Analysis 100

PYMNTS

MAY 9, 2016

Bank of America, Capital One, Wells Fargo, Chase and more published their findings — sometimes to contradicting conclusions. Chase reached some optimistic conclusions regarding how small business owners feel about the year ahead, while Capital One highlighted a 9 percent decline in SME optimism.

America 100

America National Capital Survey 100

Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. The 2014 Small Business Credit Survey was a joint operation conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia.

Community Bank 150

Community Bank Community Regional Cleveland 150

PYMNTS

AUGUST 20, 2018

Consider India, where EY estimates in a recent survey that in India, companies are finding it a challenge to navigate GDPR. As the research shows, 63 percent of respondents to the survey — those who were, in fact, aware of the mandates — were non-compliant. Might a floodgate be opened — if only one were to open the floodgates?

Fintech 101

Fintech Survey Regulation Resources 101

PYMNTS

DECEMBER 12, 2016

But the emergence of alternative lending platforms, the company noted, has also supported individuals’ participation in the SME finance space. 63% of SMEs surveyed by Sage say they feel ignored by policymakers , according to a report published last week. “The A 61% decrease in the number of U.S.

Survey 100

Survey Analysis Florida Lending 100

PYMNTS

OCTOBER 10, 2016

Alternative lending platforms integrating with providers of other financial services has become a new norm. Just look at SAP Ariba , which integrated PrimeRevenue’s supply chain financing into its spend management platform, or Reckon , a small business accounting platform that recently rolled out an SME lending feature thanks to Prospa.

Management 100

Management Lending Cards Capital 100

PYMNTS

SEPTEMBER 14, 2016

referendum would impact the markets, but immediately after the nation voted to leave the European Union, it was too soon to decipher who got it right and wrong. This week, alternative lending platform C2FO published its most recent Working Capital Outlook Survey , released annually. Analysts quarreled over how the U.K.

Survey 100

Survey Trends Capital Lending 100

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Leading the challenges for bankers responding to this year’s survey are increasing loans (56.1%) and increasing earnings (54%). What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Grand Ridge National Bank: The premier league. Grand Ridge National Bank.

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

JUNE 27, 2019

At the same time, many early stage startups, particularly in the technology sector, still have access to traditional financing, like venture capital and private equity. Last week, small business accounting company ScaleFactor released a new survey on how SMBs access capital. Localizing Capital.

Capital 145

Capital Community Oklahoma Maine 145

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Stress testing gives an institution a serious look into their capital and reserves, and if they possess enough of each to remain viable, should a recession hit. Portfolio Risk & CECL.

Data 150

Data Exercises Software Tools 150

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. 1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. SoFI gets a commercial bank that brings deposits, compliance, AND business lending.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

APRIL 2, 2019

Microlending programs and products have mostly been associated with consumers in developing nations – particularly in sub-Saharan Africa – over the last decade. But what has gotten less attention – largely because the practice is less common – is how microlending operations play out in developed nations like the U.S. A Long Journey.

Tools 126

Tools Study Los Angeles New Jersey 126

Independent Banker

JANUARY 28, 2016

Here, these risks could involve pursuing a new lending business line such as commercial leasing, expanding into a new marketplace, or rolling out mobile banking or remote check deposit capture. Regulators believe that many banks are still finding it difficult to lend to as many creditworthy borrowers as they have in the past.

Community Bank 70

Community Bank Community Regulation Lending 70

PYMNTS

OCTOBER 10, 2016

Whether it’s getting paid by corporate buyers with the sluggish paper check or facing the stamp of rejection on a bank loan application, SMEs aren’t in the easiest of spots to invest in new technology and human capital as the final quarter of 2016 commences. Its latest survey of small U.S.

Big Data 100

Big Data Analytics Data Survey 100

FICO

DECEMBER 13, 2019

In China, online P2P lending exploded in popularity, with the number of P2P lenders growing from 50 in 2011 to 6,000 in 2015. Then the whole industry imploded when it was revealed that 40% of P2P lending platforms were Ponzi schemes. Building their brands will be a challenge (a recent survey of European and U.S. and China).

Regulation 52

Regulation Fintech Lending Branding 52