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India’s Tata Capital Introduces App For Commercial Loan Clients

PYMNTS

Mumbai-based Tata Capital , a division of Tata Group, is rolling out a mobile app to make it easier for its business loan customers to manage their accounts. Tata Capital is deeply invested in providing easy access of credit to merchants and dealers through its Channel Finance and Term Loan products.

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Chinese Tech Sector Faces Capital Crunch

PYMNTS

A “capital winter” — a significant funding slowdown and drop in fundraising activities — is bearing down on China, vexed by political strife and economic uncertainty. The tech closures come as a funding shortage has investors wrestling with the end of a venture capital (VC) boom. . billion ($2.5 billion) from investors.

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CRE risk management: Identify and manage concentration risk

Abrigo

You might also like this podcast, "How to sleep easier at night about your capital and risk levels." LISTEN Takeaway 1 Effective CRE risk management involves adapting to changing market fundamentals to avoid excessive loan losses. The tightening of CRE credit could potentially impact liquidity within the CRE market.

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Here Is How To Calculate Your Bank’s Cost Of Capital [Calculator]

South State Correspondent

Below you can download an Excel worksheet that will help you calculate the cost of your capital. Your cost of capital is important to know for several reasons. Produce over your cost of capital and you will be able to attract more capital.

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Boston Market Deploys AI To Fight Fraud, Improve ROI

PYMNTS

For more on these stories and other mobile order-ahead headlines download this month’s Tracker. Boston Market On The Fraud-Fighting, Customer Service-Enhancing Power Of AI. Bad actors are eager to capitalize on eateries’ strained resources during the pandemic and blend in with the influx of consumers migrating to these new channels.

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Pessimists about bank M&A cite pricing, capital constraints

Abrigo

Two out of every three bank executives and directors surveyed recently believe their bank needs to grow significantly in order to compete in today’s market, but how will they do that? Nearly half (47 percent) cited capital constraints, and 41 percent said banks don’t want to sell.

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Analyzing Sequoia Capital’s investment strategy: How the VC is keeping its faith in fintech

CB Insights

Sequoia Capital is one of the world’s oldest and most accomplished venture capital firms, with its long list of early tech investments-turned-home runs including Airbnb, Apple, Instagram, Square, and WhatsApp. While 2022 was a down year for venture capital at large, Sequoia remained active with over 100 investments.

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