SWBC's LenderHub

OCTOBER 18, 2021

The Treasury yield curve steepening theme suddenly reversed course. Last week, 2s-30s flattened 20 basis points as the market began to price in inflationary pressures lasting for a period that is more than transitory. Another wild week as we continue to live in “interesting times”.

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South State Correspondent

FEBRUARY 22, 2024

Banks consistently produce under their cost of capital. However, for the average bank, their cost of capital is between 9% and 14% depending on the bank’s equity liquidity with an average of 12.5%. As an industry, we misallocate capital. However, if you want to build a legacy institution, then your capital should be longer.

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PYMNTS

JANUARY 12, 2021

As reported , Walmart is working with Ribbit Capital to create an as-yet unnamed FinTech that would, the companies said on Monday (Jan. We could, conceivably, even see the advent of Walmart’s encouragement of investing — where there’d be a foothold, of course, through Ribbit’s own ties to Robinhood.

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SWBC's LenderHub

JUNE 13, 2022

Last week marked the market’s final confirmation that corrosive inflation is out of the barn with the Fed hopelessly behind trying to play catch-up.

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South State Correspondent

MARCH 14, 2024

Strategic Horizon and Capital As mentioned, the problem that bank’s often run into when it comes to strategic planning is their time horizon is too short. Bank management should, of course, strive to increase cash flow as soon as possible. Your capital is likely in it for the long why shouldn’t your strategy match?

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PYMNTS

AUGUST 1, 2018

Amid the race to reach $1 trillion in market capitalization, analysts are predicting that Amazon will win over Apple. But, while Apple is getting a lot of accolades from analysts on Wall Street and investors, it won’t hold the top spot for market capitalization for long. Even so, Apple could potentially pull off an upset.

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PYMNTS

JANUARY 2, 2019

The P2P lending market in China has been rife with scams and controversy for some time now. Prior to the recent activity on the part of the Chinese government , this type of lending was seen as one of the riskiest and least regulated areas of the financial markets. The company expects to repay them over the course of five years.

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PYMNTS

JUNE 20, 2017

unit is offering an update on the progress made by PayPal Working Capital. The company revealed Monday (June 19) that it has facilitated more than $500 million (£400 million) in working capital to U.K. We saw an opportunity for us to help and set about making PayPal Working Capital a reality.”. PayPal U.K.

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South State Correspondent

MAY 9, 2023

private and public lending markets are the world’s envy, with a wide availability of financing options for many capital seekers across the entire capital stack. We believe any change to the FDIC insurance coverage should aim to maintain and advance our credit markets.

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PYMNTS

JUNE 16, 2020

monetary policy seems to ease by the day, enterprises of all sizes are tapping time and again into debt markets — potentially creating a corporate landscape littered with zombie firms. And Monday, the Fed announced plans to create a “broad, diversified market index” and purchase individual corporate bonds on the secondary markets.

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PYMNTS

APRIL 7, 2020

Jaimee Minney, senior vice president of marketing at Rakuten Intelligence says the coronavirus pandemic is introducing shoppers to the concept. Amish Jani, a partner in venture capital firm FirstMark Capital, agrees. Of course, these shoppers will eventually return to stores. BOPIS orders saw the highest increases.

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PYMNTS

MAY 10, 2018

Capital is the lifeblood of economies, and of the companies (and yes, of course, individuals) that collectively make things and provide services … and in the age of FinTech, the capital comes digitally and across innovative channels.

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PYMNTS

MAY 1, 2020

There’s been a shortage of debate over whether the economic headwinds caused by the coronavirus will dampen carrier capital expenditures (CapEx) and infrastructure deployments. On the flip side, of course, we’re doing more than ever before from home, across mobile devices, and with applications and activities that demand speed and bandwidth.

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PYMNTS

JANUARY 3, 2021

According to the news site, American Airlines' market capitalization fell 45 percent, Delta's fell 31 percent and United Airlines' fell 51 percent. Additionally, according to CNBC, Southwest lost 14 percent of its market capitalization — all while the S&P 500 increased by 16 percent over the course of the calendar year.

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Perficient

MARCH 8, 2023

Consider women more mindfully in marketing efforts. Firms must more thoughtfully consider the different assets, behaviors, and financial needs of women when executing their marketing tactics. One-size-fits-all marketing is no longer sufficient to remain competitive.

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PYMNTS

DECEMBER 15, 2020

billion and gave it an implied market capitalization of $14 billion. In the first nine months this year, Wish reported deepening net losses, rising from $5 million in that same period last year to $176 million over the course, FT reported. This helped Wish raise $1.1 The company said it made over $1.7

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South State Correspondent

JANUARY 11, 2023

One of the biggest mistakes bank make when pricing deposits is advertising an above-market rate, thereby shortening deposit duration and increasing negative convexity for that one account and the whole product offering. Consider a money market account at a bank. That 1.75% money market account likely has a duration of 0.18.

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PYMNTS

SEPTEMBER 14, 2020

There are more than a few mind-blowing stats about Amazon , most of them having to do with its 44 percent of the eCommerce market, or maybe the $88.9 In short, it’s a world where access to capital and legal advice is welcome. Some of those options had great marketing and sounded good, but they just didn't work for the seller.

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PYMNTS

NOVEMBER 16, 2017

Put a different way: If you open a country’s financial markets, will the (foreign) banks bring the capital? News came last week that China offered up plans to let outside investors into its markets — allowing for stakes big enough to take control of that country’s financial companies. trillion.

Marketing 101

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PYMNTS

JUNE 6, 2016

The somnolent IPO market, for tech firms, may wake up. As Fortune reported late last week, Bain Capital is seeking a “quick turnaround” on a $2.4 This would be only the third tech firm to come public in 2016 thus far — the most lackadaisical IPO market for tech firms since just after the financial crisis. A little bit.

Marketing 100

Marketing Capital Course Report 100

PYMNTS

DECEMBER 7, 2017

Nine years is a long time for anything to run — a TV show, your car, a bowling league — especially so the bull market that has stretched into the present day. The focus of that piece, cited by ValueWalk and other outlets, is, of course, when it all might end and how. And in the case of the ever-levitating markets, risk is indeed real.

Marketing 101

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PYMNTS

JULY 7, 2020

Of course, voting is a bit of popularity contest, and as retail investors (and some institutional ones) crowd into a stock, they can quickly bid its price up — as is happening these days with payments processor Square. Wall Street has famously been called “both voting machine and weighing machine.”. Monday’s closing price of $118.97

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South State Correspondent

APRIL 19, 2023

In this article, we will look at deposit performance data related to high balances and show how banks can dramatically increase value by restructuring relationship-based products and better-allocating marketing/sales dollars more efficiently. This is over three times the life of a money market account that is over $1mm in balances.

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PYMNTS

SEPTEMBER 7, 2020

For businesses, the world market was thrown into volatility, yet soon, new opportunities emerged. The biggest hurdle in this regard, of course, is the interchange fee, which can place a significant financial burden on smaller suppliers in particular. The year 2020 began inconspicuously — but in a few short weeks, everything changed.

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Perficient

NOVEMBER 21, 2023

Describe a typical day in the life. Perficient, though not new to insurance, is consistently realigning to capitalize on the industry’s digital transformation potential. How have you seen priorities shift as the insurance market becomes more competitive and new risks emerge for insurers?

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PYMNTS

OCTOBER 5, 2016

The soaring debut of Nutanix last week in its first day of trading on its initial public offering may create new opportunity for other firms to go to the public markets. The data storage company fetched a market capitalization of $5 billion right out of the gate. That might not be a great thing.

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Bussman Advisory

JULY 1, 2023

This week’s must-know stories: Visa snaps up core banking platform Pismo for $1bn Mastercard launches DLT network for settlement of tokenized bank deposits Generative AI frenzy pushes Nvidia market capitalization past US$1T mark Plus, 9 more exclusive stories to help you stay ahead of the curve!

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PYMNTS

JUNE 26, 2020

Dombrovskis told the Times he will ask the 27-nation bloc’s markets supervisor to evaluate BaFin’s handling of the one-time rising star German financial technology company. “We On Monday (June 22), he was arrested on charges of misrepresenting Wirecard’s accounts and market manipulation. million) bail. .

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PYMNTS

MAY 29, 2019

Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities. For loans made via the Working Capital operation, the new money tends to support inventory.

Lending 221

Lending Capital Operations Community 221

PYMNTS

OCTOBER 26, 2018

Despite the downdraft, there still is, as always, jockeying for position among value as measured by market capitalization. As of trading on Friday, and as noted by Financial Times , Microsoft had overtaken Amazon as the second most valuable tech firm by capitalization. Shares were down 1.6 percent on Friday.

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Capital Apple Course Marketing 129

South State Correspondent

JUNE 8, 2022

While getting a good data set is different for different industries, for banking, the minimum requirement is to pull transaction data for about 5,000 customers over the course of at least two years. Of course, bankers can pay one of the many consultants running around that can assist with deriving a profitability breakdown.

Data 195

Data Marketing Strategy Examples 195

Abrigo

MARCH 13, 2024

No, it’s the current situation in the commercial real estate (CRE) market tied to the threat that distressed and problem CRE loans pose to investors, banks and credit unions, and the economy at large. Individuals and business owners are starting to contemplate the worst-case scenario and how it can impact their earnings and balance sheet.

Strategy 221

Strategy Course Meeting Taxes 221

PYMNTS

MAY 13, 2020

Slice’s increase in interest is, of course, related to the coronavirus pandemic, which has seen people largely changing their eating habits to accommodate an influx of home deliveries while people remain in quarantine. Slice plans to use its new funding to boost its online ordering, marketing, payments and other such services.

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PYMNTS

OCTOBER 22, 2020

The panel included: Doug Bergeron , managing partner at Hudson Executive Capital ; Ian Drysdale , executive in residence at Great Hill Partners ; Amit Jhawar , venture partner at Accel and Rick Roberts , analyst and portfolio manager at Vulcan Capital. The panelists agreed that there is no lack of liquidity in the market.

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Fintech Capital Innovation Data 169

PYMNTS

NOVEMBER 27, 2020

It's been more than a decade since the boom of neo and challenger banks stepping into the market to fill the biggest service gaps left by FI giants. In a recent interview, he discussed why Juni is targeting eCommerce and digital marketing businesses with its offering. The eCommerce Banking Challenge.

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Strategy Industry Marketing Data 295

TheGuardian

FEBRUARY 20, 2022

Analysis: Bosses will have to prove their aversion to dubious wealthy clients if they are to regain trust of markets and regulators Revealed: Credit Suisse leak unmasks criminals, fraudsters and corrupt politicians What is the Suisse secrets leak and why are we publishing it?

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Jeff For Banks

MAY 8, 2012

But through it all, risk requires capital. Look at the capital needed through the recent recessionary period for credit losses provided by either private investors or the US Treasury. Regulators assign risk weightings as a proxy for how much capital is needed based on the perceived risk of the asset. I say the topic stays.

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