PYMNTS

MAY 10, 2018

Capital is the lifeblood of economies, and of the companies (and yes, of course, individuals) that collectively make things and provide services … and in the age of FinTech, the capital comes digitally and across innovative channels.

Capital 122

Capital Fintech Kansas United States 122

PYMNTS

JULY 7, 2020

Of course, voting is a bit of popularity contest, and as retail investors (and some institutional ones) crowd into a stock, they can quickly bid its price up — as is happening these days with payments processor Square. Verse will operate independently, although the team is being folded into Square’s Cash App operations.

Course 250

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PYMNTS

MAY 29, 2019

Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities. For loans made via the Working Capital operation, the new money tends to support inventory.

Lending 221

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PYMNTS

NOVEMBER 16, 2017

Put a different way: If you open a country’s financial markets, will the (foreign) banks bring the capital? News came last week that China offered up plans to let outside investors into its markets — allowing for stakes big enough to take control of that country’s financial companies.

Marketing 101

Marketing Capital Lending Course 101

PYMNTS

SEPTEMBER 24, 2020

In an interview with Karen Webster, John Rainey , chief financial officer and executive vice president of global customer operations at PayPal , noted that CFOs (including himself) have learned to pivot, too, with ground-level, tech-driven insights that move well beyond simply tracking money flows. What’s Important To Merchants.

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PYMNTS

NOVEMBER 27, 2020

It's been more than a decade since the boom of neo and challenger banks stepping into the market to fill the biggest service gaps left by FI giants. In a recent interview, he discussed why Juni is targeting eCommerce and digital marketing businesses with its offering. The eCommerce Banking Challenge.

Strategy 295

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PYMNTS

JANUARY 11, 2019

But consolidation looms, according to some observers, and online food delivery services will eventually have to shift more focus away from consumers and toward restaurant operators in order to thrive in a crowded marketplace. Meanwhile, the eCommerce operator and logistics heavyweight continues investing in its delivery fleet.

Online 176

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PYMNTS

JULY 12, 2020

The company operates in Bengaluru, Delhi, Gurugram, Pune, Chennai, Jaipur, Mumbai and Hyderabad, Money Control reported. The 5-year-old startup operates a hyperlocal delivery service, and users can get deliveries of groceries, perishables, pet supplies, prescription drugs and food from restaurants.

Google 200

Google Data Security Course 200

PYMNTS

FEBRUARY 10, 2020

This has given rise to the structural shift in the job market, as Amazon and other firms strive to meet the growing demands of one-day and even same-day delivery. One aviation and trucking company, Pinnacle Logistics, operating from Maryland’s BWI Thurgood Marshall Airport, said it would lay off 1,600 people this year.

Course 188

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Perficient

NOVEMBER 21, 2023

Describe a typical day in the life. Perficient, though not new to insurance, is consistently realigning to capitalize on the industry’s digital transformation potential. How have you seen priorities shift as the insurance market becomes more competitive and new risks emerge for insurers?

Industry 221

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South State Correspondent

APRIL 19, 2023

In this article, we will look at deposit performance data related to high balances and show how banks can dramatically increase value by restructuring relationship-based products and better-allocating marketing/sales dollars more efficiently. This is over three times the life of a money market account that is over $1mm in balances.

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PYMNTS

OCTOBER 26, 2018

Despite the downdraft, there still is, as always, jockeying for position among value as measured by market capitalization. As of trading on Friday, and as noted by Financial Times , Microsoft had overtaken Amazon as the second most valuable tech firm by capitalization. Shares were down 1.6 percent on Friday.

Capital 129

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PYMNTS

OCTOBER 14, 2020

To that end, Ken Gavrity , head of enterprise payments at KeyBank , told Karen Webster that companies must re-examine the most basic operations in order to stay afloat and maybe even thrive – or face existential threats as they mull the great digital shift. Tech helps, of course, but innovation alone won’t solve corporates’ problems.

Payments 242

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PYMNTS

SEPTEMBER 7, 2020

For businesses, the world market was thrown into volatility, yet soon, new opportunities emerged. The biggest hurdle in this regard, of course, is the interchange fee, which can place a significant financial burden on smaller suppliers in particular. The year 2020 began inconspicuously — but in a few short weeks, everything changed.

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Cards Tools Capital Payments 246

Abrigo

JULY 27, 2023

For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements. Of course, banks and credit unions are highly regulated industries, and this is increasing. Its capabilities and adaptability provide significant cost savings and improved efficiency.

Technology 195

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Abrigo

JULY 27, 2023

For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements. Of course, banks and credit unions are highly regulated industries, and this is increasing. Its capabilities and adaptability provide significant cost savings and improved efficiency.

Technology 195

Technology Fraud Compliance Regulation 195

PYMNTS

JANUARY 21, 2020

They will operate under the logo and name of High Times. But the last stages before it reaches a consumer, so delivery, retail, and of course just continuing to connect consumers to the great cannabis brands that are out there.” At the same time, different state laws make it a difficult space in which to operate.

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Las Vegas Los Angeles Illinois Retail 131

Abrigo

MARCH 13, 2024

No, it’s the current situation in the commercial real estate (CRE) market tied to the threat that distressed and problem CRE loans pose to investors, banks and credit unions, and the economy at large. Individuals and business owners are starting to contemplate the worst-case scenario and how it can impact their earnings and balance sheet.

Strategy 221

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PYMNTS

JUNE 16, 2020

monetary policy seems to ease by the day, enterprises of all sizes are tapping time and again into debt markets — potentially creating a corporate landscape littered with zombie firms. And Monday, the Fed announced plans to create a “broad, diversified market index” and purchase individual corporate bonds on the secondary markets.

Company 214

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PYMNTS

FEBRUARY 27, 2020

In this market? There is, of course, the option to not list at all. But connecting the dots of the food delivery landscape, the recent fates of money-losing “disruptor” firms in the public markets may give a hint of what’s at stake, and what’s to come, should an IPO indeed come to pass. News that emerged on Thursday (Feb.

Capital 151

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PYMNTS

DECEMBER 17, 2020

And another SPAC comes to market. The list seems unlikely to stop just as 2020 ends — meaning that, of course, the trend will continue into next year. And so the question looms as to whether the special purpose acquisition company (SPAC) will be the backdoor entry to the public markets. billion deal.

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South State Correspondent

MAY 23, 2023

This data is critical for pricing, capital allocation, and marketing. The operative question is when commercial PODs will show a spike. ” The reality is that banks should be much more granular than that to allocate capital more efficiently. Once again, it is time to play more defense.

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Abrigo

AUGUST 28, 2022

One overall benefit of effective loan pricing is that it is one of the many ways a financial institution can optimize capital. Of course, because risks can vary so much across borrowers and loan types, setting the loan’s risk premium for default can be one of the most difficult aspects of loan pricing.

Software 195

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PYMNTS

OCTOBER 2, 2020

Scan recent headlines and you’ll see that Equifax bought Ansonia Credit Data; Corsair Capital bought B2B payments solution provider MSTS, and OnDeck was bought out. The spate of recent deal-making, and the private market valuations and IPOs, have pushed valuations fairly high — eye-poppingly so, in some cases. to go public.

Payments 277

Payments Innovation Capital Fintech 277

South State Correspondent

JANUARY 10, 2024

The Better Way to Calculate Value: Customers and Product If you lower deposit rates in this market, you will likely lose customers to competition that may be paying 5% or greater. If you know the cumulative lifetime value of each customer and each product, you are on the precipice of having one of the most profitable banks in the market.

Management 195

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PYMNTS

JULY 9, 2020

More recently, commercial card innovators have explored opportunities to gain traction in other spending categories, with accounts payable and supplier acceptance now common targets for B2B FinTechs looking to arm businesses with a way to pay invoices without compromising valuable working capital float. Opening Access To Capital.

Cards 142

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PYMNTS

OCTOBER 16, 2018

The number of peer-to-peer lenders in China is projected to decline greatly to around 50 from more than 1,500 during the course of the next year. Several other industry executives told the Financial Times that the new regulations will push most of the companies out of the market.

Regulation 185

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PYMNTS

NOVEMBER 13, 2020

As real-time payments make their way to ubiquity in markets around the globe, more small- to medium-sized businesses ( SMBs ) are exploring how instant transactions may be able to add value to their own operations. Of course, with COVID starting earlier this year and wreaking havoc, that need has never been greater.".

Payments 189

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Jeff For Banks

MAY 8, 2012

But through it all, risk requires capital. Look at the capital needed through the recent recessionary period for credit losses provided by either private investors or the US Treasury. Regulators assign risk weightings as a proxy for how much capital is needed based on the perceived risk of the asset. I say the topic stays.

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PYMNTS

OCTOBER 24, 2019

Kirk has a decade of experience running treasury and capital markets for large fleet companies, and is well known on the capital markets side. CEO Painter said the company won’t be closing any specific operations, even while it struggles to find its footing in certain areas.

Capital 100

Capital Course Management Company 100

Abrigo

MAY 20, 2022

The CAMELS rating is a measure of a financial institution’s risk based on an evaluation and rating of six essential components of its financial condition and operations. Earnings: The quality, trend, and sustainability of the net profits from a financial institution’s operations. Lowering Risk.

Risk Management 195

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PYMNTS

MARCH 12, 2020

Of course, it’s revenue, not size, that has been USPS’ problem. billion in revenue and cost $5 billion to operate. billion in revenue and cost $5 billion to operate. However, the report notes that the USPS may not have the expertise or capital to enter those markets. The idea is not without international precedent.

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PYMNTS

FEBRUARY 22, 2019

“If operating conditions in the U.S. All in, the leveraged loan market in the U.S. Banks’ healthy earnings and strong capital buffers should be adequate to absorb the risks from leveraged loans on their books and holdings of collateralized loan obligations.” has risen to over $2 trillion. “U.S. “U.S.

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PYMNTS

JANUARY 7, 2021

Columbia School of Business professor Mark Cohen — former CEO of Sears Canada, Bradlees and Lazarus department stores — thinks dollar stores will be the “big market-share gainers” from the woes of modest-priced department stores like JCPenney. The company also announced plans to spend $1 billion to $1.1 Department Stores Are Collapsing .

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PYMNTS

JULY 3, 2020

The selling point is compelling, as it places a brand’s ads in front of a customer at the exact time they are in the market. We’ve also started to switch the media that we use [and are] advertising more on eCommerce channels because, of course, you see eCommerce going up,” said Van de Put.

Retail 151

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PYMNTS

JUNE 13, 2019

Operating models are of course different across different verticals and platforms. Case in point, of course, are Uber and Lyft, which are marked by red ink and stock prices that have broken below where they came out of the starting gate. Lyft , of course, has set its sights on transportation.

Course 124

Course United States Marketing Google 124

PYMNTS

DECEMBER 10, 2020

From having to manage troves of unfamiliar vendors to navigating a market marred by fraud, the procurement process for personal protective equipment (PPE) was — and is still — not easy, but it's not the only headache these organizations face. Digitization Ahead.

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