Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

OCTOBER 4, 2019

An Egyptian firm landed the MENA region’s largest-ever seed round, a California company proved U.S.-based million investment round in commercial card startup DiviPay, reports said this week, via the bank’s venture capital unit ANZi. based Steadview Capital, adding to the previous Series A round announced in April.

Capital 128

Capital Lending California Regional 128

PYMNTS

MAY 22, 2018

A bill that would give regional banks a break on regulation was before the U.S. Groshans said that such financial institutions as Zions, Regions Financial, Citizens Financial, Huntington, American Express and Keycorp would benefit from the law. The Economic Growth, Regulatory Relief, and Consumer Protection Act , S.

Regulation 100

Regulation Regional Community Innovation 100

PYMNTS

MAY 29, 2019

Western Union has expanded its services into Thailand and launched a brand new international money transfer service in the region, the company said in a release. initiative, which aims to bolster the economy with tech and innovation. We use cutting-edge technology to simplify money transfer.

Mobile 188

Mobile Regional Innovation Compliance 188

Insights on Business

NOVEMBER 19, 2018

Regions Bank announced in its recent earnings call that it is leveraging IBM Watson to help customers get answers to their customer service questions over the phone and to help bankers improve the speed and accuracy of their answers. What does this look like in practice? Thinking Outside the Box. Thinking Outside the Box.

Compliance 177

Compliance Regional blockchain Technology 177

Bobsguide

JUNE 14, 2022

The combined solution, available in the cloud or on-premise, is available to clients in France and the Benelux region, with the potential to expand into other geographies in the future. Integrating the capabilities of Lozenge Analytics will allow Fusion KTP users to perform complex statistical risk calculations.

Analytics 60

Analytics Risk Management Compliance Management 60

Bank Innovation

JUNE 6, 2016

Whether it is equity or debt platforms, the trend is very much alive with regional variations and adapting regulations.

Fintech 150

Fintech Regional Capital Regulation 150

Bank Innovation

MAY 9, 2017

Open finance is a story about innovation through interoperability and interoperability has become a major industrial force in modern economics. There is a need to provide the premium utilities (Data, Capital, Security, Compliance, Identity) and the platforms aggregate, assemble and deliver them.

Data 191

Data Trends Industry Examples 191

PYMNTS

AUGUST 10, 2017

Innovation can sometimes be seen as a solution looking for a problem, but it’s time to stop thinking of technology as bells and whistles and start looking at it as a necessary element of doing business for a changing consumer base – and up against a changing landscape of challenges and threats. How do you manage security and risk?

How To 136

How To Risk Management Technology US 136

PYMNTS

FEBRUARY 28, 2018

That includes anti-money laundering (AML) compliance, know your customer (KYC), fraud mitigation, marketing, privacy, document review, Office of Foreign Assets Control (OFAC) compliance, reporting and more. After all, they represent substantial capital investments over the years. Modo Payments.

blockchain 100

blockchain System cryptocurrency Regional 100

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. It also requires both top-down and bottom-up commitment as the institution will be breaking down departmental siloes and developing new ways of managing risk.

Strategy 155

Strategy System Risk Management Technology 155

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. Performance and multiples continue to be solid, outperforming most regional banks. Has to be M-O-E. Bank Merger of the Year. That’s almost impossible to select.

Fintech 142

Fintech Strategy Leadership Lending 142

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Let’s see how this new scale allows for big investments in future innovation. Well, except for the ones who didn’t.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

JANUARY 2, 2017

A need for larger working capital and a slower supply chain for both exporters and importers. If you have got the money and it’s being transferred, then we want to shorten the wait time for the accounts receivable side and reduce the amount of working capital that businesses have because they are waiting on payments from other companies.”.

Payments 105

Payments blockchain San Francisco Compliance 105

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. These APIs handle everything from acceptance and processing to settlement and reconciliation, while ensuring compliance and security. TABLE OF CONTENTS.

Online 98

Online Company Retail Payments 98

PYMNTS

OCTOBER 19, 2016

The concerns may be surprising, considering how many CFOs in these regions are cash-rich. ” “Our whitepaper confirms that partnering with the business has increased in areas such as mergers and acquisitions and working capital management,” the report continued.

Survey 100

Survey Regulation Strategy Management 100

Fintech Labs Insights

DECEMBER 15, 2016

In a round led by Flint Capital, digital identity verification technology specialist Socure has raised $13 million in funding. Featuring participation from ff Venture Capital, Santander InnoVentures, and Two Sigma Ventures, this week’s investment takes Socure’s total financing to more than $17 million.

Capital 12

Capital New York Compliance Millennials 12

Insights on Business

JULY 27, 2017

The Impact Of PSD2 Will Ripple Across The Globe, Affecting Regions Very Differently. Firms outside Europe will watch closely to gauge the results of regulatory-driven innovation and more open access to data. Financial Firms Will Underinvest In Digital Products And APIs. This vision is not a distant future.

blockchain 93

blockchain Fintech System Innovation 93

PYMNTS

SEPTEMBER 22, 2017

B2B: The trillion dollar industry that gets overshadowed in innovation by consumer gee-wizardry tech, B2B is gaining more attention by the day. Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. Just sayin’.

US 108

US Apple Innovation Regulation 108

CFPB Monitor

JUNE 25, 2020

The final rule is effective October 1, 2020 but sets mandatory compliance dates based on the applicable performance standards. Until compliance with the final rule, national banks and federal savings banks must comply with the OCC’s current rule. These banks conduct a majority of all CRA activity in the United States.

Community 97

Community Lending Meeting Retail 97

Jeff For Banks

MARCH 29, 2014

Texas Capital Bancshares, Inc. Nasdaq: TCBI) "We serve the needs of commercial businesses and successful professionals and entrepreneurs located in Texas as well as operate several lines of business serving a regional or national clientele of commercial borrowers.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

PYMNTS

OCTOBER 1, 2018

million Series C financing round led by Foundation Capital and joined by Morgenthaler Ventures, Norwest Venture Partners and Canaan Partners. Investors depend on fund advisers to give them the straight scoop on performance so they can make informed investment decisions,” said Jina Choi, director of the SEC’s San Francisco regional office.

Lending 135

Lending Fraud Management San Francisco 135

Fintech Labs Insights

MAY 30, 2017

million in new capital , Swiss anti-fraud specialist NetGuardians now has more than $14 million in total funding. “Their highly innovative technology is changing the way to fight financial crime,” Pages said. With an infusion of $8.7 (CHF “We are thrilled that they are recognizing our success and our potential. .”

Fraud 15

Fraud Regional Risk Management Conference 15

CB Insights

MAY 8, 2018

As more companies look to capitalize on these commercial opportunities, investment into the drone space continues to grow. Innovations in camera technology have had significant impacts on the growing use of drones. Fortunately, conservationists are adopting innovative methods to protect and study our global ecosystems.

Exercises 78

Exercises Data Technology Industry 78

CB Insights

SEPTEMBER 28, 2017

As more companies look to capitalize on these commercial opportunities, investment into the drone space continues to grow. Innovations in camera technology have had significant impacts on the growing use of drones. Fortunately, conservationists are adopting innovative methods to protect and study our global ecosystems.

Industry 60

Industry Technology Data Software 60

Fintech Labs Insights

NOVEMBER 12, 2015

For Sang Lee, co-founder and CEO of DarcMatter , capital markets are one of the few areas that has avoided disruption. Every industry has been disintermediated except for capital markets,” he explained. Eagle’s View Capital Management. Exbury Capital Management. White Star Capital. Provides $1.5

San Jose 12

San Jose Capital Regulation Management 12

PYMNTS

MAY 6, 2019

First stop on Facebook’s capital raising tour: The big guns with successful payments rails, loads of money and a demonstrable appetite to invest in innovation. Today, there are well-established global, domestic and regional schemes that enable the movement of money between people and businesses.

Innovation 209

Innovation blockchain Payments cryptocurrency 209

William Mills

SEPTEMBER 9, 2016

Auto-financing is ripe for innovation. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. Addresses compliance, fraud experience and customer experience analytics. Built a solution called Customer Insight for banking.

social media 40

social media ATM Mobile Customer Experience 40

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. Zenefits skirts compliance regulations. Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Zenefits skirts compliance regulations. But the model doesn’t always work perfectly. Table of contents.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

JUNE 11, 2018

investment fund dedicated to startups innovating in the AV space. In addition to the Apollo platform, Baidu is dedicating significant capital to autonomous vehicle startups, all of which have joined the Apollo partnership alliance. Beyond Apollo: Baidu’s outside investments. Baidu is also ramping up its in-house AV capabilities.

Google 71

Google Industry Software Data 71

CB Insights

DECEMBER 7, 2017

Banks have receded from mortgage lending for a host of reasons, principally because the cost of complying with strict regulation from the Consumer Financial Protection Bureau on loan qualification and capital requirements has made the business more expensive. This helped navigate fragmented regional regulations.

Millennials 69

Millennials Lending United States Technology 69

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

Fintech Labs Insights

MAY 17, 2017

As Rowe said during nCino’s live demonstration at FinovateEurope 2017 earlier this year, “with nCino your customers get a transparent, digitally-optimized process, quick access to capital, and a true valued long-term relationship with your financial institution.” Raised more than $79 million in capital. Company Facts.

System 14

System Operations North Carolina Compliance 14

Fintech Labs Insights

MAY 17, 2017

As Rowe said during nCino’s live demonstration at FinovateEurope 2017 earlier this year, “with nCino your customers get a transparent, digitally-optimized process, quick access to capital, and a true valued long-term relationship with your financial institution.” Raised more than $79 million in capital. Company Facts.

System 13

System Operations North Carolina Compliance 13

PYMNTS

DECEMBER 7, 2018

Though not venture capital, the private equity raised for New Jersey-chartered community bank Cross River Bank is noteworthy not only for its impressive price tag of $100 million, but for its reflection of investors’ support for financial institutions that collaborate with the tech startup scene. Cross River Bank.

Analytics 176

Analytics Data Capital Software 176

Fintech Labs Insights

OCTOBER 2, 2016

“Singapore … is benefitting from a supportive regulatory framework and extremely high digital capacity, which means there is a potential for her to become the regional hub for Asia-Pacific and beyond,” said Joseph Alfred, Head of Policy & Technical, ACCA Singapore. and Europe. “Gimme That Old Time Navigation!”

Fintech 12

Fintech Case Study Boston blockchain 12

CB Insights

SEPTEMBER 10, 2018

With AI biotech startups emerging, traditional pharma companies are looking to AI SaaS startups for innovative solutions. With $72M in funding and investors like Sequoia Capital China, Infervision is the most well-funded Chinese startup focused exclusively on AI solutions for the healthcare industry. Big pharma’s AI re-branding.

Industry 28

Industry Trends Apple Study 28