PYMNTS

NOVEMBER 15, 2019

Though credit cards were not originally designed to address the needs of corporate payers, advances in commercial card technology have positioned the payment tool as one that’s gaining traction in the accounts payable department. There are two key aspects to the firm’s effort in reducing virtual card acceptance friction.

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PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card. It’s not altogether an unfamiliar concept, of course.

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PYMNTS

APRIL 23, 2019

Now, when you like your credit card rewards … you can really “like” them. The Wall Street Journal reported on Tuesday morning (April 23) that at least a few credit card giants – Capital One Financial Corp. As estimated by Mintel Comperemedia’s data analysis (the data is from Pathmatics), Capital One spent $18.6

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South State Correspondent

FEBRUARY 22, 2024

Banks consistently produce under their cost of capital. However, for the average bank, their cost of capital is between 9% and 14% depending on the bank’s equity liquidity with an average of 12.5%. As an industry, we misallocate capital. However, if you want to build a legacy institution, then your capital should be longer.

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PYMNTS

JUNE 20, 2019

Commercial cards account for only a portion of corporates’ overall spend, as checks stick around and ACH gains ground. However, their market share is on the rise as card issuers develop more robust rewards programs, and the ability to integrate card spend into back-office spend management and analytics platforms.

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PYMNTS

NOVEMBER 15, 2019

When the commercial card first came on the scene, executives thought of the payment tool in limited terms: a piece of plastic their employees could use to make one-off purchases at the office supply or hardware store, buy a coffee while on a business trip or take a client out to dinner. ” Recognizing Commercial Card Advantages. .

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PYMNTS

NOVEMBER 9, 2018

Carlson Wagonlit Travel has debuted a study that shows that as many as 46 percent of American and European business travelers have said they used company cards to make personal transactions. Six in 10 corporate road warriors around the globe have corporate cards, said the data. Fraud Down Under.

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PYMNTS

MARCH 27, 2019

At an Apple device event, seeing all four hanging around the Steve Jobs auditorium is perhaps not quite par for the course — but it’s far from extraordinary, or even really all that surprising. Except of course, there’s just one more thing, and it is what makes yesterday’s event rather noteworthy. So what did the people think?

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PYMNTS

NOVEMBER 14, 2019

In today’s top news, DoorDash keeps growing and Visa and Mastercard face big questions over their debit card programs. DoorDash has already raised about $2 billion so far, and it was recently on the receiving end of a $600 million funding round in May, which was led by Darsana Capital Partners. The new capital is courtesy of T.

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PYMNTS

JUNE 20, 2016

The commercial card industry is progressing, and corporate treasurers say they want in on the innovative action. A survey just released by Capital One found that the majority of corporate treasurers plan to upgrade their commercial card programs within the year. But there are other ways commercial card adoption can be tricky.

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PYMNTS

JULY 7, 2020

Of course, voting is a bit of popularity contest, and as retail investors (and some institutional ones) crowd into a stock, they can quickly bid its price up — as is happening these days with payments processor Square. Wall Street has famously been called “both voting machine and weighing machine.”. Monday’s closing price of $118.97

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PYMNTS

NOVEMBER 4, 2019

Earnings season is upon us, offering insight into business spending among payment network giants such as Visa , Mastercard and WEX — across cards and, of course, cross-border payments. Under the existing relationship, Brex has been able to issue World Elite Mastercard for Business commercial cards. BlueVine Business Banking.

Cards 101

Cards Payments America United States 101

PYMNTS

NOVEMBER 4, 2020

But scam artists are capitalizing on this new way to buy a car, reports CBS Los Angeles. Steve McFarland of the Better Business Bureau said one telltale sign of a scam is when the buyer is asked to pay in gift cards. “If

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Bussman Advisory

OCTOBER 7, 2023

This decline was exacerbated when UK regulators denied its request to modify capital requirements calculations for its residential mortgages. This integration offers users real-time card location via Bluetooth Low Energy technology, enhancing security and aiding in locating misplaced cards.

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MyBankTracker

JANUARY 12, 2021

But it’s since expanded its financial footprint to include credit cards. The SoFi Credit Card is a cash back rewards card that’s designed to help you reach your financial goals. This card is also low on fees — notably, there are no annual fees or foreign transaction fees. No annual fee.

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PYMNTS

SEPTEMBER 23, 2016

Payment card startup Pleo said earlier this month that it had raised $3 million in a round led by Founders, in turn funded by several backers, including Kirkbi, William Demant Invest and Bestseller. And while initial forays are, thus far, in Denmark and the U.K.,

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PYMNTS

SEPTEMBER 15, 2020

Consider the fact that in Mexico it can take four to six months to open a business account — and as much as a year to get access to a debit card. As Poovala told Webster: “We had to get a debit card by actually creating our own startup. It’s been 20 months, and we tried to get a debit card from some of the largest banks.

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PYMNTS

APRIL 20, 2018

Of course, the success of the penny jar relies on an assumption that is no longer always true – that is, that people are carrying and paying for things with cash. In an age of credit cards, eCommerce and contactless payments , it’s going to take a lot longer to fill up that penny jar with actual coins. Why It Works.

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PYMNTS

SEPTEMBER 14, 2020

In short, it’s a world where access to capital and legal advice is welcome. In mid-August, the company announced that it will infuse $100 million in capital into the Amazon seller system, along with legal and marketing advice. Of course, the Nikes and Under Armours have legal teams and vast amounts of capital.

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PYMNTS

OCTOBER 2, 2020

Scan recent headlines and you’ll see that Equifax bought Ansonia Credit Data; Corsair Capital bought B2B payments solution provider MSTS, and OnDeck was bought out. Despite — or perhaps because of — the pandemic, a number of strategic and financial deals are taking shape. Western Union has been public about its desire for acquisitions.

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PYMNTS

MARCH 4, 2020

Panic tied to the coronavirus, of course, and policy via the Fed, specifically, monetary policy, designed to grease the rails of commerce that might otherwise be threatened by that panic. Cutting rates serves as a way of injecting capital into the economy, to encourage consumer spending and business investment. The Credit Card Factor.

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PYMNTS

OCTOBER 5, 2018

That’s the description — perhaps clichéd but still apt — applied to FinTech firm Curve , which is on the hunt for $50 million in fresh capital, according to recent comments made by CEO Shachar Bialick to CNBC. As we get older, of course, we take on any number of ways to pay, from debit PayPal to credit, to … more credit.

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PYMNTS

AUGUST 14, 2020

It looks like a race is shaping up to determine the future management of General Motors ’ credit card business. However, the Journal cited unnamed sources as saying that the London-based Barclays is also bidding for GM’s card business, while current issuer Capital One is unlikely to let the account go without a fight.

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Cards Apple Google Technology 245

PYMNTS

OCTOBER 31, 2018

News came this week that at least two credit card firms are tightening standards that are tied to their cards — and doing so right when the economy seems to be humming. And consumer confidence, as noted by the latest data, is at an 18-year high, which of course indicates at least some propensity to spend.

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PYMNTS

JUNE 15, 2020

The pandemic has seen a flurry of capital raising as firms across all verticals have sought to shore up their balance sheets. As we noted in this space back then, miles are a way to keep airlines and various credit cards top of mind and top of wallet for consumers. United’s move follows other airlines’ similar fundraising efforts.

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Payments Source

APRIL 26, 2017

All six big card issuers reported higher chargeoffs in their credit card businesses, a sign that the post-crisis era of exceptionally strong credit performance has run its course.

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PYMNTS

JULY 12, 2020

While it said users’ credit card numbers were not accessed, the company has not provided how many customers could have been impacted. Google, Lightbox Ventures, STIC Investment, STIC Ventures and 3L Capital participated. The company’s databases were compromised including users’ contact details and email addresses.

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PYMNTS

NOVEMBER 24, 2020

And of course, in the age of COVID-19, they’ve continued to do so with increasing frequency. Generationally, we’re seeing individuals who maybe weren’t accessing their card accounts or their banking accounts on a regular basis through digital,” he said. Lotz told PYMNTS that the shift is spread widely across various demographics.

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PYMNTS

JANUARY 17, 2020

The biggest one, so far, of course, has been Visa inking a deal to purchase FinTech firm Plaid for $5.3 The move pushes Visa ever further away from cards and toward its goal of becoming, as management has often described it, a “network of networks.”. Credit Card Spend: Bank results show continued spending on credit cards.

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PYMNTS

DECEMBER 22, 2020

In a year marked by unpredictable events, high unemployment, business closures and, of course, a global pandemic, the U.S. Fagan noted that payment networks such as Visa and Mastercard have been recording steep dips in credit card activity, where the shift has favored debit payments. A year like no other draws to a weary close.

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PYMNTS

OCTOBER 28, 2016

What about gift cards? Research says millennials love gift cards , so that may be a way to create a budding bitcoin trend. But other research says to forget millennials and focus on ourselves, as many of us enjoy buying eGift cards for me, myself and I — and, sometimes, you. Just like cash.

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PYMNTS

FEBRUARY 5, 2020

One standout, and germane to payments: the allowance for credit losses that are estimated for credit cards increased across several big players in financial services. Within that tally, allowances for credit cards have almost doubled, rising by $5.5 These are not only the concerns of big banks. billion, to more than $18 billion.

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MyBankTracker

OCTOBER 12, 2020

This card easily syncs with the Venmo app. If you normally use Venmo to pay, you might find the card a welcome addition to your wallet. But should you consider the Venmo Credit Card? Here’s more on how the card works to help you decide if it’s a good fit. Easily sync your Venmo Credit Card with the Venmo app.

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PYMNTS

FEBRUARY 28, 2020

There also tend to be many different card processors and different kinds of payment methods. Companies then, of course, have the operational side of the costs and the associated headcount. The arrangement helps reduce a company’s capital expense and its ongoing expense from a technology perspective.

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PYMNTS

MAY 22, 2019

That means riders can use any Visa credential – whether it’s a Visa contactless card , mobile device or wearable – to pay for rides (along with other retail purchases, of course). In reality, and for the time being, this effort is about contactless cards more than other payment forms, but the impact could still be significant.

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PYMNTS

JANUARY 28, 2020

The problem can be especially acute when it comes to financial institutions (FIs), said John Owens, general manager of Elan Credit Card , in a new podcast interview with PYMNTS. But that’s not the whole story, of course. They are heavily regulated and require heavy investment,” both in terms of capital and human resources. “It

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PYMNTS

JUNE 8, 2016

Over the course of those five years, iZettle has expanded its offerings to also help small and micro merchants manage their offline businesses better and stay relevant in a constantly evolving retail and payments space. On top of that, you have hardware which creates even more capital pressures.”.

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