South State Correspondent

JANUARY 10, 2024

Ask a banker about the value of their bank, and they will either talk about some derivation of book value or earnings multiple. It is far too common in our industry to see banks that spend money on a particular demographic cohort, such as trying to get more Gen X, Millennials, or Gen Z, wasting valuable marketing dollars.

Management 195

Management Examples Marketing Millennials 195

Jeff For Banks

JULY 5, 2022

Then came this bubble generation they named millennials. Ever call your millennial child only to get a text back asking "what?" There is a fintech firm, SoFi, that was born in 2011, that focuses on millennials financial needs. Because that is what millennials needed at the time. We can ignore millennials no more.'

Millennials 78

Millennials Community Pennsylvania Community Bank 78

PYMNTS

JUNE 5, 2018

Prettier pictures lead to more sales for airlines — that’s the philosophy behind a growing bookings system that offers what Reuters called on Tuesday (June 5) a “more engaging visual approach to marketing” of tickets. carriers, and, of that, almost 100 percent is from baggage charges and booking changes.”.

Millennials 100

Millennials System Trends Marketing 100

PYMNTS

FEBRUARY 4, 2020

A bit younger than their millennial siblings and cousins, they’ve grown up totally mobile, and have idiosyncrasies that make them unique. Perhaps more than millennial cohorts, Gen Z is having a hot love affair with eCommerce and sharing platforms that specialize in and cater to their digital lifestyles. “I

Millennials 130

Millennials Fraud Groups Payments 130

PYMNTS

APRIL 20, 2018

Travel was one of the first verticals the internet disrupted, and today there are not only countless platforms aggregating hotel rooms, cruises and flights; there are also an almost equally countless number of platforms that aggregate other travel platforms to make sure the customer can get the best value for their holiday booking.

social media 126

social media Resources Operations Marketing 126

PYMNTS

MARCH 17, 2020

Yet this assumption, according to Jason Polancich, CEO of Invoia , fails to take into account the millions of SMBs throughout rural America, where many business owners — even millennial entrepreneurs — simply aren’t interested in complex technological solutions. “They have a hard time using online banking.

Millennials 168

Millennials User Experience Alabama Tools 168

PYMNTS

MAY 23, 2019

While many of these customers belong to the millennial and Gen Z age groups, and prefer to communicate via text or Messenger, companies in the sharing economy still need to maintain familiar channels, like contact lines, to satisfy older customers. Kiwi.com on How Payments are Affecting the Travel Industry. About the Playbook.

Case Study 157

Case Study Innovation Regulation Millennials 157

PYMNTS

SEPTEMBER 30, 2019

We here at PYMNTS will leave it to others to hash out the truths of that view, but here is one thing we know: All that stuff is creating a tremendous opportunity for self-storage operators, especially those who know how to get the attention of younger consumers. Nearly 10 percent of people in the U.S.

Policies 117

Policies Millennials Industry Operations 117

PYMNTS

JULY 4, 2019

Those are all lessons that apply to the world in which Awayco operates, where consumers are “mobile-first,” Silverman said. Some want to book gear rentals close to the day or days they will need them, while others tend to plan over the longer term. Awayco serves that market as well, including Japan and Indonesia.).

Trends 144

Trends Industry Mobile Millennials 144

PYMNTS

MARCH 14, 2017

Stateside, the coveted millennial market accounted for the largest share of online apparel revenue in 2015 and 2016, according to insight from market research and analytics firm Slice Intelligence. As for where millennials spent their apparel budget, Slice found that millennials are most likely to turn to Amazon.

Millennials 100

Millennials New York City Retail Online 100

PYMNTS

AUGUST 12, 2019

A study by eMarketer shows that most people, especially millennials , prefer to chat or message instead of calling on the phone. It will handle bookings, give immediate answers to customers’ questions and remind customers when they need to re-book. More Losses. million for the same period last year.

Cards 100

Cards United States Online Chicago 100

PYMNTS

JUNE 5, 2018

In its 15-years of operation, clicking on one fashion item will often show it presented with merchandise from other brands — a different design choice than the typical retailer method of showing customers outfits a head-to-toe design by one label. The goal is to create more engagement with consumers, especially younger ones. “We

Branding 116

Branding Millennials Retail Online 116

PYMNTS

MARCH 21, 2019

The site also has a secure messaging platform that allows users to communicate and book an item. The site operates similarly to eBay from a lender’s perspective. A user who wants to rent an item can submit a request to book the item, and the owner has 48 hours to accept or decline. The Fashion Lending Platform.

Retail 130

Retail Millennials Company Security 130

PYMNTS

AUGUST 21, 2018

Gas station purchases are unlikely to ever achieve the level of joy brought about by the purchasing of clothes, furniture, toys or books, but the effort to make those transactions much more convenient — perhaps even pleasantly so — is moving along, as demonstrated by a recent product launch. Millennial Promise. We recognize that.”.

Payments 116

Payments Millennials Study Mobile 116

PYMNTS

FEBRUARY 27, 2018

In all, it operates in 400 cities in North America and reveals all the choices a consumer has for a ride — giving exposure to smaller rideshares, as well as Uber and Lyft. Whipster seeks to serve a variety of riders, including millennials who’re looking for a new way to get around cities. They don’t want cars. Revenue Opportunities.

Tampa 103

Tampa Millennials San Diego Illinois 103

PYMNTS

JULY 6, 2018

Marketplaces such as Glamping Hub see that glamping is popular with two segments in particular: baby boomers and millennials. Another segment, millennials, are looking for unique destinations that can lend themselves to Instagram and other social media channels. The Great Outdoors.

Millennials 100

Millennials social media Comparison Maine 100

PYMNTS

SEPTEMBER 18, 2017

Sure, Nielsen reports that physical media sales are down (again), but one music marketplace is doing so well it was just able to launch four new marketplaces: one each for film, comics, books and posters. Discogs operates as an online, crowdsourced avenue through which individuals can list their popular and rare audio recordings for sale.

Millennials 109

Millennials Retail Google Apple 109

PYMNTS

JUNE 25, 2019

Look no further than an India-based hotel operation called Oyo for further evidence of that. Most of the company’s revenue comes from fee-paying franchisees and bookings. Now, according to the newspaper, “the formula has been a hit with India’s burgeoning middle class,” with some $1.5

Online 100

Online Retail Capital Marketing 100

Jeff For Banks

MARCH 3, 2018

How do we balance strategic direction, customer demand, and the futurist or wildly over-caffeinated millennial that tells us we have to implement every shiny new object or we'll die? They can be a strategic shift of your franchise, a new product line, or a new operating environment. When they started in 1995, they sold books.

Apple 67

Apple Millennials Massachusetts FDIC 67

PYMNTS

SEPTEMBER 4, 2019

In an interview with PYMNTS, Richard Noguera , chief information security officer at Yapstone , discussed the findings of the playbook titled “ Meeting the Millennial Need For AI-Powered Visual Shopping.”. And, done right, maybe a few clicks on a buy button, too. Although it may be anonymized, it’s still being collected.

Millennials 110

Millennials Data social media Analytics 110

PYMNTS

APRIL 13, 2019

And then there are the businesses where astrology is not a side offering – it’s the entire core of the operation. Sanctuary Ventures , which describes itself as “the first global media lifestyle brand serving a horoscope/tarot/supernatural-seeking millennial audience,” recently raised $1.5

Millennials 136

Millennials Retail New York City Branding 136

PYMNTS

MAY 6, 2016

The startup may not operate in the fleet card space, but Haven’s B2B solution can certainly impact the bottom line. The company announced on Wednesday (May 4) that it secured $11 million for its freight procurement solution, which allows commodity traders across the globe to book freight and logistics services via an online portal.

Fintech 100

Fintech San Francisco Capital Big Data 100

PYMNTS

JANUARY 23, 2020

Today’s consumers place greater value on personalized experiences than on physical retail goods — especially millennials, 86 percent of whom would rather spend their funds exploring new cultures than shopping. A lot of these specialists [on kimkim] have been in operation for many years.

Payments 130

Payments Millennials Security Fraud 130

PYMNTS

JUNE 1, 2017

Millennials and Generation Y have grown up with cybercrime, the executive stated, and parents must have “another type of talk” with their kids: the online safety and security talk, as Volmar termed it. When asked what innovation he expected but had not yet seen, Volmar replied, “I would have thought that there would have been U.S.

Payments 110

Payments System Software Mobile 110

PYMNTS

JULY 6, 2018

Though millennial parents were hit with nostalgia, when it comes to the world of toy sales going forward, market watchers of all kinds have been asking themselves the same question for weeks: Now what? “A Geoffrey the Giraffe is, sadly, no more.

US 101

US Retail Branding New York City 101

PYMNTS

AUGUST 14, 2017

In 2015, the tech media was gaga over Snap and its ability to corral the so-called most valuable eyeballs in media: the millennial. When Amazon was just about selling books online, its competition was the physical bookstore. When Amazon was just about selling books online, its competition was the physical bookstore.

Innovation 109

Innovation Online Google Millennials 109

PYMNTS

DECEMBER 28, 2018

Apparel booked a 7.9 More and more, consumers — specifically, millennials, about whom PYMNTS has detailed research — are demanding experiences that are authentic and what Sadove called “ethical,” which generally relates to sourcing and sustainability. That includes having the analytical chops that the eCommerce operator has.

Retail 156

Retail Trends Course Online 156

PYMNTS

FEBRUARY 11, 2019

The youngest of the bridge millennials – those 30- to 40-year-olds who today represent the first generation of connected consumers with spending power – will be having their mid-life crises at the age of 50. And in certain categories, such as books, auto parts and electronics, Amazon’s share of spend is decimating that of retail stores.

Online 197

Online Retail Mobile Branding 197

Celent Banking

JANUARY 24, 2017

Millennials this…”, “Small businesses that…”, Community banks are…”. “Compared to your current branch count, how many branches do you expect your institution will operate five years from now?” Samuel Arbesman argues for a shrinking half-life of facts in his book, The Half-Life of Facts. This is utterly common.

Community Bank 100

Community Bank Community Survey Mobile 100

PYMNTS

MARCH 8, 2017

While millennials aspire to seek out meaningful experiences, they don’t necessarily have the spending power that enables them to do so. Many consumer businesses operate with very high fixed costs and oftentimes have excess capacity to fill, he explained. Many of the restaurants in Boston or across the U.S. BB: Yes, exactly.

Millennials 101

Millennials Boston social media Groups 101

PYMNTS

SEPTEMBER 27, 2016

Frank Bruni, vice president of supply chain operations at Kroger, for example, said: “Every project we look at, we look at automation as a potential part of it.”. But retailers like the idea of controlling the three major costs of conventional human-staffed distribution centers — labor, time and real estate. But, so what?

Mobile 100

Mobile Payments Los Angeles California 100

PYMNTS

AUGUST 6, 2018

Some restaurant operators believe that Grubhub as an end-to-end online ordering and delivery platform has changed the relationship dynamics between their establishments and their customers — and not always for the better. Not all restaurants have bought in, including, reportedly, some of the Yum! The Amazon of Restaurants.

Online 125

Online Branding Mobile Millennials 125

PYMNTS

JUNE 10, 2017

Carnicelli also noted that consumers book travel and comparison shop using digital and mobile channels to a much greater extent than ever before — and that conventional wisdom around travel bookings has changed. And green/sustainable/socially conscious/travel is growing into an increasingly valuable market to pursue.

Branding 123

Branding Comparison Report Washington 123

PYMNTS

DECEMBER 24, 2019

26, the eCommerce operator — via its Alexa Skills Kit Blog — announced the debut of “two new Alexa capabilities that will help create a more natural and intuitive voice experience for your customers.”. However, cash is finding it harder to operate in this increasing digital and mobile world. 4: An Increasing Number Of Devices.

Cards 160

Cards Payments Study Examples 160

Banking 2020

APRIL 14, 2015

Two new books currently generating buzz among the literati (if not among financial services types—yet) take on exactly this subject, albeit from very different perspectives. The other book is ‘God’s Bankers: A History of Money and Power at the Vatican,’ authored by veteran investigative reporter Gerald Posner.

Millennials 40

Millennials Regional Compliance Course 40

MyBankTracker

NOVEMBER 3, 2020

Low price-to-book ratio. A company’s price-to-book ratio looks at the company’s share price as compared to its book value per share. A company’s book value looks at its underlying assets, minus its liabilities. Value investors usually look for companies with a price-to-book ratio under 1.

Company 52

Company Taxes Capital Strategy 52

PYMNTS

MAY 31, 2017

Alibaba took an 18 percent stake in supermarket and convenience store operator Lianhua Supermarket Holdings, catapulting the company’s stocks as much as 34 percent during Monday morning trading (May 29). Alibaba already offers mobile booking for salon and spa appointments, cloud computing, wealth management, insurance services and more.

Mobile 108

Mobile Atlanta America Seattle 108