PYMNTS

NOVEMBER 5, 2018

Those promise to stand as two main traits of the 2018 holiday shopping season , and retailers that gain an edge and increase revenue during the all-important fourth quarter will likely have exploited such tactics during this period, at least according to new data that strives to paint a detailed picture of U.S. percent, reaching $124.1

Retail 179

Retail United States Millennials Study 179

PYMNTS

OCTOBER 3, 2016

Penned by astronomer, professor, author and hacker capturer Clifford Stoll , the article was one big rant about his absolute disdain for a technology that he said would never have a future: the internet. Take retail salespeople — Stoll’s self-proclaimed cornerstones of capitalism.

Retail 197

Retail Baltimore Tools Online 197

PYMNTS

DECEMBER 4, 2019

The holiday season is the time for nostalgia and tradition, and that is the case here at PYMNTS, where even amid our coverage of the newest retail trends, we sometimes get the warm-and-fuzzies. It led us to wonder, going into the heart of the fourth quarter and then into 2020, about the status of that old standby, the retail catalog.

Retail 133

Retail Online Trends Examples 133

PYMNTS

JUNE 6, 2019

By 2023, manufacturers and retailers will have to donate, reuse or recycle the goods” under a program that the French prime minister called the first of its kind from any national government. Amazon apparently played a part, indirectly at least, in turning public opinion against such retail waste. Amazon’s Role.

Retail 146

Retail New York Online Trends 146

The Financial Brand

DECEMBER 18, 2023

This article The Future of Retail Banking: A Look Into the Crystal Ball appeared first on The Financial Brand. This article The Future of Retail Banking: A Look Into the Crystal Ball appeared first on The Financial Brand.

Retail 42

Retail Trends Branding Banking Trends 42

PYMNTS

MARCH 4, 2020

That’s one of the conclusions drawn from a new report on customer loyalty from Merkle, and it holds some clues for retailers looking to improve the recency and frequency of customer visits and purchases. “To The connected consumer wants to feel more connected. That means selling items through their virtual and physical stores at a fair price.

Retail 131

Retail Branding Report Tools 131

PYMNTS

JANUARY 14, 2019

It looks like we can finally have a serious conversation about the impending collapse of physical retail in the U.S. All it took was a 160-year old retailer and a $34 billion kick in the stomach to the retail sector to get everyone’s attention. retailer, Sears, which found itself standing at Chapter 7’s front door.

Retail 198

Retail Online Mobile Data 198

South State Correspondent

DECEMBER 8, 2023

Every Bank Has a Certain Level of Small Business Banking Channel Confusion While few said it, almost every major bank implied some level of channel confusion with small business banking as it overlaps with retail, commercial, and specialty lines of business. However, this was the most common structure.

Conference 195

Conference Retail Community Bank Technology 195

PYMNTS

AUGUST 31, 2017

Retailers trying to bridge the growing gap between the shopping trends of Baby Boomers, Generation Z and every demographic in between may think they have the different generations figured out, but in some cases, operating on assumptions can lead to missed sales. Baby Boomers. These consumers were born between 1946 and 1964, and the U.S.

Retail 147

Retail Millennials Study Trends 147

Chris Skinner

APRIL 13, 2018

I don’t often blog about investment banking as it bores my readers who are cool and trendy retail bankers and geeks, mainly, but keep coming back to this article about JPMorgan’s Best Execution AI engine, LOXM.

Maine 360

Maine Retail Digital Banking Innovation 360

PYMNTS

APRIL 24, 2018

It’s time for retailers to stop looking at brick-and-mortar like it’s dying. Traditional retail is changing, it’s true – and that has manifested as a fair amount of growing pains – but the perception that physical retail is a sinking ship may be leading merchants astray. tour in a vintage airstream turned pop-up store.

Retail 156

Retail Branding Mobile Millennials 156

PYMNTS

FEBRUARY 29, 2016

Last week, Sears CEO Edward Lampert got personal as he went into detail about the retailer’s continuing woes and the challenges it (and many other “old-line” retailers like it) face in a rapidly changing industry. According to a new projection from National Retail Federation, retail sales are estimated to grow just 3.1

Retail 100

Retail Branding Taxes Operations 100

South State Correspondent

MARCH 28, 2024

The various programs are wide ranging, complicated, and impactful which is why now is an excellent inflection point to provide financial advisory to both your retail and commercial customers. In this article, we breakdown the details and discuss seven strategies and seven tactics banks use to set themselves apart.

America 195

America Strategy Taxes Community 195

Perficient

JANUARY 16, 2023

It was a 1970s version of a retailer offering a financial product – credit, to enable sales and, if mom didn’t pay the charge in full at the end of the month, increase profits on the transaction via charging interest. You may be wondering if embedded finance conflicts with distributed ledger technologies such as blockchain.

blockchain 275

blockchain Software Customer Experience Strategy 275

Perficient

MAY 12, 2023

The Third Industrial Revolution used electronics and information technology to automate production. Anyone reading this article on an online device is reaping its benefits. This blending of technologies combines the physical and digital (“phygital”) worlds, enabling unique and positive industry improvements and impacts.

Management 275

Management Industry Innovation Operations 275

Abrigo

AUGUST 25, 2021

Takeaway 1 Many tasks consumers once did in person have been transformed by digitalization – including retail banking. Takeaway 2 A consumer loan origination system can help FIs offer a fully digital retail lending experience. How can FIs overcome retail lending challenges? Would you like other articles like this in your inbox?

Lending 195

Lending System Community Retail 195

PYMNTS

AUGUST 9, 2017

Is reading an article on a phone a better experience than reading it on a larger screen or (gasp) in print? But, while more consumers are heading to mobile retail channels, the personal experience and ability to touch and preview items in-person offered by physical stores still holds allure for roughly 70 percent of shoppers.

Mobile 110

Mobile Retail Metro Online 110

Perficient

JUNE 24, 2023

In today’s digital landscape, having a solid digital strategy and embracing cutting-edge technology are key factors for business success. However, many enterprise organizations face challenges when it comes to coordinating the rollout of new marketing technology products and achieving scalable growth.

Tools 251

Tools Digital Strategies Analytics System 251

PYMNTS

FEBRUARY 27, 2020

It can service these industries both online and offline through its Business Solutions Division (BSD), which offers products and custom procurement services, along with services from its own CompuCom technology division. The company’s Retail Division operates about 1,300 stores, but lost 54 stores in the last fiscal year.

Capital 151

Capital Retail Conference Technology 151

Abrigo

MAY 8, 2024

WATCH Takeaway 1 Understanding generative AI and how peers are using AI and genAI helps financial institution leaders and management vet the technology and related risks. Nevertheless, understanding the technology is crucial. Even if a financial institution isn’t yet using the technology, it can learn from peers.

Examples 221

Examples Fraud Resources Risk Management 221

PYMNTS

FEBRUARY 7, 2018

If that consumer bought the tie, Mashable might get a portion of the sale: “If you buy something featured, we may earn an affiliate commission, which helps support our work,” reads a disclaimer on a Mashable article with eBay links. As eCommerce retailers like eBay seek to grow different channels for sales, what’s next after shoppable images?

Retail 111

Retail Video Examples Marketing 111

South State Correspondent

JULY 12, 2023

Banks are about to win back payment flow from non-banks, and in this article, we break down how this will happen and what it means for your bank. To get our nomenclature correct, for the sake of this article, we will collectively call RTP and FedNow’s Instant Payments “Faster Payments.”

Payments 370

Payments Management Fraud Data 370

PYMNTS

OCTOBER 5, 2017

based technology group has reportedly approached Leclerc, a privately-held French supermarket, about a logistics collaboration. According to the Reuters article, Amazon has approached several French supermarket operators with interest in distribution deals or acquisitions within the country. In more Amazon news, the U.S.-based

Retail 100

Retail Seattle Washington Report 100

Perficient

MARCH 3, 2023

In our last article, Starting Down the Road to Supply Chain Visibility , we discussed Perficient’s recommendations regarding processes to provide supply chain visibility. Who/What/When? Not all people need to see if the pizza you didn’t order is on the way. However, it is not a process that needs to be done all at once.

blockchain 275

blockchain Management Regulation Resources 275

Chris Skinner

JULY 25, 2017

I really enjoyed a recent article on CGAP (the Consultative Group to Assist the Poor). They regularly produce research about financial inclusion that is illuminating and Pablo García Arabéhéty recently wrote an article that is worth sharing here. Transactions Want to Be Free “Information wants to be free.” Then the internet happened.

ATM 274

ATM Bitcoin Retail blockchain 274

PYMNTS

AUGUST 12, 2016

The coming ascendence of augmented reality and virtual reality have long been article fodder for tech enthusiasts, gamers and retail watchers alike. The problem is that these applications work more naturally in some places than in others – and retail presents the clearest possible example of why. By The Numbers.

Retail 100

Retail Trends Examples Data 100

PYMNTS

NOVEMBER 1, 2018

Or, as a recent CNBC article put it, quoting a source, “a mass extinction event.”. Among the latest chronicles of that struggle came this week via a CNBC article , which includes this quote from a 2016 McKinsey & Co. So far, at least, global banks are holding up, based on their most recent reporting periods,” the article says.

Fintech 191

Fintech UX Mobile FDIC 191

PYMNTS

NOVEMBER 24, 2018

These are amazing times to be a consumer who suffers from retail embarrassment. Both science and digital technology are making it easier — much easier — to buy certain products without having to show your face, or without attracting too much attention. Insights into Retail Embarrassment. And profit-generating.

Study 169

Study Retail Online How To 169

FICO

APRIL 29, 2022

There’s a lot going on in the retail payments space – defined as transactions between two consumers, between consumers and businesses, or between two businesses. Some of the changes are related to new digital payments methods like P2P apps, tap-to-pay, and cryptocurrency, which are all growing options in retail environments.

Fraud 52

Fraud Retail Payments cryptocurrency 52

Gonzobanker

MARCH 13, 2018

Not surprisingly, many look to technology to support the transformation. Technology decisions can unduly—and sometimes unwittingly—drive the transformation process, however. We’ve seen numerous banks make critical technology investments before they thoroughly defined the business issues they were looking to address.

Lending 60

Lending Technology User Experience Data 60

FICO

MARCH 6, 2020

In this excerpt from that article, Jürgen elaborates on the importance of compliance. . We serve corporates, insurance companies, and banks – be it a retail, private, wealth management, automotive or telecom bank, tier 1 or tier 3 bank. Visma Connect recently interviewed Jürgen Krieg, FICO's head of global compliance sales. In the U.S.

Compliance 81

Compliance Technology Fraud Analytics 81

PYMNTS

JULY 24, 2019

“If you look at where the big banks and brokerages make most of their money, it’s in their retail savings accounts.”. Profits from the new offerings will come from debit card interchange fees, the article said. It notched an $800 million valuation after its Series E funding round, the article said.

Fintech 162

Fintech FDIC National Online 162

Perficient

NOVEMBER 23, 2020

An eMarketer article reported that “US B2B Digital Healthcare Ad Spend will grow by 41.2% If your business is distributing or supplying other businesses where customers may need to interact in person, such as restaurants, retail stores, hotels, etc., in 2020 to reach $848.1 Now, I can’t say I’m surprised by this statistic.

Company 354

Company Customer Experience Conference Guidelines 354

NCR

FEBRUARY 14, 2017

But in industries like retail banking, where technology is at the heart of change, staying still is more likely to be one of the biggest risks a financial institution (FI) could take, such is the anticipated pace of change in the next few years. Some businesses might view investing in modernization and innovation as a risk.

Retail 75

Retail ATM Innovation Security 75

Perficient

SEPTEMBER 21, 2023

This article breaks down how data powers intelligence automation. It’s not new news and it doesn’t need to be complicated; it’s just a revolution of how we leverage data! Let’s take a quick dive into the data-driven universe of AI (i.e., intelligence automation).

Data 491

Data Tools Customer Experience Security 491

PYMNTS

MARCH 2, 2017

Said simply, New Balance is rethinking athletic footwear retail — how to sells shoes, where to sell shoes and how to carry on its relationship with its customers across channels — and in between sneaker replacements. As of the writing of this article, there are three Run Hub shops across the country. The Run Hub.

Retail 100

Retail Boston Community Branding 100

Celent Banking

MAY 13, 2016

But, that’s just one of a growing number of potentially very useful applications for beacons in retail financial services. Geolocation, in particular, is under-utilized by retailers (especially banks) and remains largely experimental. Of course, several questions addressed planned technology usage.

Branch Design 100

Branch Design Survey Leadership ATM 100