South State Correspondent
FEBRUARY 20, 2023
Many existing community bank customers and prospects are also national bank customers. There are now many online, nationally-focused lenders that are capable of an entire virtual relationship. We will write more on this topic in our next article. Conclusion Community banks should not try to be national or regional banks.
CFPB Monitor
AUGUST 13, 2020
The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). ” The Fed article observes that although consumer credit markets have changed considerably since the NCCF report was published, the Fed’s findings suggest that “the NCCF’s conclusions are still valid today.”.
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Perficient
DECEMBER 27, 2023
Your Expert Partner Perficient’s Financial Services Risk and Regulatory CoE will continue updating our audience with more upcoming articles dissecting the 1,400+ page CRA. Manage third-party risks, especially for relationships involving higher-risk or critical activities.
South State Correspondent
NOVEMBER 29, 2023
One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. ” This article explores the recency trap and discusses how to prevent it. .”
Jeff For Banks
NOVEMBER 24, 2019
The bank, First National Bank of Keystone, was $1.1 She effectively ran the bank and its operations. And so went the birth of First National Bank of Keystone's meteoric rise. The town, already depressed from coal's decline, had a population of 600. Clearly, blue-suit regulators stood out. The blue-suits were not well-received.
South State Correspondent
SEPTEMBER 20, 2023
In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. The value driver in cash management is that it is usually some sort of operating account at the bank. As such, operating accounts have low-interest rate sensitivity.
South State Correspondent
JUNE 7, 2023
This article details why banks are a special case and then provides our interactive estimate to see what your bank might be eligible to receive. Bank ERC Eligibility To obtain a bank ERC rebate, there’s an extensive set of criteria to establish why and how the pandemic has inhibited each bank’s operations.
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