PYMNTS

MARCH 28, 2019

Instant payments — and the ability to push funds immediately across the debit rails to consumer bank accounts — has entered something of a renaissance. Today Visa , with Visa Direct , has added another use case for push payments — this time on a global scale. Remitly users in the U.S.

United States 219

United States Cards Payments America 219

Qudos Bank

FEBRUARY 15, 2024

Looking for a way to make or receive safer bank transfers/payments? You may be interested in setting up and using PayID. We’ve implemented Osko payments, which give our customers the ability to make faster and more secure payments to/from participating financial institutions. On the fence?

Fraud 52

Fraud Security Mobile Payments 52

PYMNTS

DECEMBER 18, 2020

If the pandemic has taught banks anything, it’s that corporates need to offer a range of payment methods to their customers — whether those customers are consumers (for B2C transactions) or enterprises ( B2B ). Morgan , said financial institutions (FIs) need to offer those firms payments functionality on demand.

Payments 169

Payments System United States Examples 169

PYMNTS

JULY 2, 2020

Much has been written about how delivering fiat currencies digitally can boost financial inclusion and perhaps streamline financial services. The blockchain has been touted as the solution for any host of information and asset transfer issues — due in part to the fact that data in a blockchain cannot be altered (i.e. is immutable).

blockchain 226

blockchain Idaho Regulation Bitcoin 226

Abrigo

JUNE 27, 2023

Financial criminals have used the industry to clean their illicit funds for years. The limited regulation around the real estate industry has made it especially easy for these bad actors to cycle their dirty money into the financial system using this avenue. Why real estate? of the United States GDP, with estimates exceeding $3.9

El Paso 195

El Paso Miami United States New York City 195

PYMNTS

JULY 16, 2020

In today’s top news, EU’s top court will limit companies’ ability to transfer personal data to the U.S., EU Ruling Limits Personal Data Transfer to US. The European Court of Justice has ruled that companies will face restrictions on storing information about European Union (EU) residents on U.S. healthcare spending.

Data 148

Data US Payments America 148

PYMNTS

DECEMBER 31, 2020

How ‘Contact Us’ And The Kardashians Ignited Afterpay In The US. How ‘Contact Us’ And The Kardashians Ignited Afterpay In The US. While steady progress is being made, especially with individual consumers, to eliminate the use of paper checks, much work is still needed on the corporate front.

Innovation 289

Innovation Payments Trends Regulation 289

PYMNTS

APRIL 30, 2020

The COVID-19 pandemic has caused an impact on open banking developments worldwide as regulators, financial institutions (FIs) and businesses set their sights on helping their current customers rather than future innovations. regulators are also attempting to keep consumers as safe as possible as the COVID-19 vir us continues to spread.

Regulation 188

Regulation Regional Data United States 188

PYMNTS

MAY 14, 2020

The pandemic has kept us all home — and for firms that have depended on walk-in business, transactions have slowed, or simply stopped. That’s certainly true of firms that help transfer money, sent by individuals back to recipients (including their families) domestically or across borders.

America 151

America Course Report Mobile 151

PYMNTS

FEBRUARY 15, 2019

There was a time when JPMorgan Chase (JPMC) CEO Jamie Dimon didn’t have much in the way of positive things to say about bitcoin. However Dimon feels about bitcoin these days, JPMC apparently isn’t feeling quite as dimly about the future of blockchain and crypto as its CEO once did. Yesterday (Feb.

blockchain 184

blockchain Bitcoin Payments cryptocurrency 184

BankBazaar

APRIL 23, 2024

Let’s face it, talking about money isn’t always sunshine and rainbows. When it comes to personal finance, most of us are just figuring it out. My bank account wept. We all dream of financial freedom, but the road there can be paved with some pretty epic stumbles. our mistakes. Let’s be real. Insert eye roll* ).

How To 78

How To social media Comparison Cards 78

PYMNTS

DECEMBER 21, 2020

It was the main question put to a panel of payments and customer-facing professionals who told Karen Webster that the “old” ways of doling out rewards, on a merchant-by-merchant, point-by-point basis — even with thresholds in place before redemption — no longer applies. Are firms getting the proverbial bang for the buck?

Data 296

Data social media Tools Analytics 296

Chris Skinner

MAY 29, 2017

During the discussions at Dot Finance Africa, there was a very interesting dialogue about the mobile network operators (MNOs), with panels featuring Airtel and M-PESA. It was interesting to hear them talking directly about how they focus upon the customer experience and their singular objective of convenience.

Mobile 283

Mobile ATM Operations Customer Experience 283

Gonzobanker

APRIL 11, 2023

It’s one of a banker’s worst nightmares: the digital banking conversion that was designed to improve the customer experience fails – locking users out of their accounts, not showing balances, making wire transfer features inaccessible… It recently happened to a $25 billion bank in the Midwest. And it will happen again.

Digital Banking 148

Digital Banking social media System Customer Experience 148

PYMNTS

JULY 6, 2020

This importance is especially tangible because many SMBs remain underserved by traditional banks, Kathryn Petralia , co-founder and president of Atlanta, Georgia-based SMB lender Kabbage , explained in a recent interview with PYMNTS. This challenge is in some ways familiar for Kabbage. Of the 32 million SMBs in the U.S.,

Georgia 147

Georgia Atlanta Tools Lending 147

PYMNTS

JUNE 23, 2020

Checks have historically dominated the property & casualty (P&C) insurance industry as the primary way insurers paid their policyholders and vendors, but paper-based payments have limits that have become prevalent during the pandemic. The rising demand for faster funding is spotlighting the need for digital transformation.

Payments 130

Payments America Hawaii Philadelphia 130

FICO

JUNE 15, 2023

Home Blog Feed test To Stop Scams, It’s Time to Add Sensible Friction to Easy Money The convenience and speed of real-time payments makes it easy for fraudsters to scam individuals. Now, I can practically send, transfer, or pay by accident by simply looking at my smartphone, which can make fraud prevention a real challenge.

Fraud 52

Fraud South Carolina Survey Management 52

PYMNTS

MARCH 28, 2019

The global financial messaging service said last week that six Spanish banks – covering roughly 85 percent of the cross-border payments market tied to that country – have signed on to SWIFT global payments innovation (gpi for short). SWIFT has said gpi is about 56 percent of messaging, a 270 percent jump.

Apple 166

Apple Payments Cards Report 166

Perficient

MAY 27, 2022

Central Bank Digital Currency (CBDC) ). For those wanting to start their own cryptocurrency fund, it’s important to be well informed about cryptocurrency regulations. For instance, Coinbase can only offer about half the coins available on its platform to New York customers. State Regulations.

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

Qudos Bank

FEBRUARY 15, 2024

In exchange for locking your money away with a bank for a set period of time, you could obtain a competitive fixed interest rate. To learn more about how much interest you could earn, we encourage you to use our Term Deposit calculator. A Term Deposit could help you achieve your savings goals.

Regulation 52

Regulation US Security Video 52

PYMNTS

JANUARY 14, 2020

This complicated process can involve everything from accounting and invoicing software to bank accounts. Today’s financial institutions (FIs) no longer need to worry about solely addressing all their clients’ financial-related needs, however. The idea for us is to follow our customers and bring the bank to [them],” Haider said.

Meeting 131

Meeting Payments social media System 131

Qudos Bank

MARCH 22, 2023

Looking for a way to make or receive safer bank transfers/payments? You may be interested in setting up and using PayID. We’ve implemented Osko payments, which give our customers the ability to make faster and more secure payments to/from participating financial institutions. On the fence?

Fraud 40

Fraud Security Mobile Payments 40

PYMNTS

MAY 7, 2020

A growing share of gambling customers expect wins to clear in minutes, rather than days, and are not willing to wait up to five days for automated clearing house (ACH) settlements to clear, Mickael Marceau, head of payments for Kindred Group , said in a recent interview with PYMNTS. The ways gambling winnings can be paid out in the U.S.

Online 142

Online New Jersey Pennsylvania Regulation 142

PYMNTS

JUNE 9, 2017

Blockchain could have an impact on the economy — is Russia leading the way with its current investments? The use case for payments in the study is for regularly occurring remittance payments that Australian workers send to friends and family overseas.

blockchain 171

blockchain Study Technology Data 171

PYMNTS

FEBRUARY 1, 2019

The fourth quarter of 2018 was kind to Venmo and Zelle , the two big peer-to-peer (P2P) services that are battling for consumer loyalty and market supremacy — a fight that pits PayPal , the owner of Venmo, against the banks that operate Zelle. For the full year 2018, total P2P volume increased 49 percent to about $149 billion.

Cards 179

Cards Payments Mobile Operations 179

PYMNTS

AUGUST 22, 2019

Challenger banks are beginning to offer more robust suites of services beyond the mobile apps and prepaid cards with which they started. Challengers like Britain’s Monzo and Germany’s N26 are using that funding to create products and expand into new markets like the U.S., But I think what it does is it pushes us.

Innovation 109

Innovation Digital Banking Fintech US 109

PYMNTS

AUGUST 10, 2017

UAE Exchange CEO Promoth Manghat told PYMNTS’ Karen Webster that staying ahead on technology and working capital investments has not only kept UAE Exchange in the game since 1980, but enabled it to grow into a global leader in the financial services space, handling close to $30 billion in transfers each year. That’s a 6.75 That’s a 6.75

How To 136

How To Risk Management Technology US 136

PYMNTS

DECEMBER 22, 2020

The continued growth of the remote working lifestyle has also buoyed corporate interest in the freelancing world, Christopher Wong , senior product manager of payments, trust and safety at global online ad hoc platform Freelancer.com , said in a PYMNTS interview. “I The Pandemic And The Freelance Enterprise.

Payments 130

Payments Trends Marketing Company 130

PYMNTS

MAY 23, 2017

Innovation is happening at the speed of payments — which, as it turns out, can be pretty fast these days. OA: As president of Western Union Global Money Transfer, I oversee our global person-to-person money transfer via our combined digital and retail walk-in agent network that connects more than 200 countries and territories.

Innovation 190

Innovation Payments Compliance Risk Management 190

PYMNTS

JUNE 21, 2017

While the world of payments has mostly gone online – rent remains stubbornly analog in the age of digital. According to a recent Zillow study, 76 percent of rent payments are made offline – mostly in the form of checks, though cash and money orders make guest appearances from time to time. The Go-To Solution.

Payments 164

Payments Cards social media United States 164

PYMNTS

MARCH 13, 2020

Despite its demonetization policy, a thriving eCommerce climate, and continued growth in electronic and mobile payments, card penetration remains especially low in India, hovering at about 2 percent to 3 percent. despite a high prevalence of credit cards, corporate cards still make up only a small fraction of B2B payments volume.

Cards 130

Cards Fintech Innovation Policies 130

PYMNTS

JUNE 28, 2017

According to research, the newest group to hit adulthood is more interested in preserving their financial and personal freedom than settling into a long-term job or tying themselves down to long-term commitments like a monthly payment on a car or house. That may be all well and good for the young consumers themselves.

Millennials 108

Millennials Security Mobile social media 108

PYMNTS

SEPTEMBER 29, 2017

For consumers looking for mobile banking options, there’s no shortage of solutions available in digital download stores alone. based, startup, digital and mobile financial firm Starling Bank, the answer has often involved trying to stay ahead in the crowded digital banking race. It goes back to what Starling is,” Sawyer said.

Digital Banking 115

Digital Banking Mobile Apple Fintech 115

PYMNTS

JANUARY 19, 2018

A person-to-person (P2P) money transfer has even less flair than a few green slips of paper. The startup launched with Interac in Canada first, enabling straight money transfers between just about anyone in the country. which is a win for both parties. However, cash doesn’t have much flair. Digitizing the Whole Package.

Cards 121

Cards Millennials User Experience Video 121

Qudos Bank

OCTOBER 31, 2023

In exchange for locking your money away with a bank for a set period of time, you could obtain a competitive fixed interest rate. To learn more about how much interest you could earn, we encourage you to use our Term Deposit calculator. A Term Deposit could help you achieve your savings goals.

Regulation 52

Regulation US Security Video 52

PYMNTS

JUNE 25, 2020

The current circumstances are also dramatically demonstrating the value of offering workers flexible and digital payment options — something Westgate embraced a few years ago. We’ve had over 45 percent of our eligible population use the service.”. Several key factors drive employee interest in faster payment options.

Payments 144

Payments Cards Meeting Industry 144

PYMNTS

MARCH 11, 2020

Instead of being asked about survival, the firm is asked about its white-label business for financial services providers, its B2B payments or its partnerships with players like Amazon globally and domestically. The digital wallet was definitely going to be the firm’s undoing, an emerging line of conventional wisdom went.

Fintech 144

Fintech Colorado Payments Meeting 144