Bank Innovation

MARCH 8, 2018

EXCLUSIVE – In honor of International Women’s Day, it’s important to appreciate the progress women have made in the fintech world. But, it’s equally necessary to acknowledge that there’s a long way to go. Female-led startups still have a harder time getting investment, perhaps because most investment firms are led my men.

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Video Fintech National Capital 186

PYMNTS

JULY 6, 2020

The FinTech said it is harnessing modern technologies and information analytics to provide an outlook for the value of prescriptions a pharmacy is set to dispense, which allows for payment a month before they are filled. ” Approximately 1,000 pharmacies that the FinTech works with throughout the U.K. billion pounds ($1.5

Payments 150

Payments Analytics America Fintech 150

PYMNTS

APRIL 29, 2019

“Most of the decline [in optimism] was concentrated in assessments of current conditions in the national economy, but future economic prospects remain at the same level as last quarter,” explained University of Michigan Institute for Social Research’s Associate Professor Dr. . percent during the first quarter.

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PYMNTS

JANUARY 12, 2020

million in a Seed funding round for its neo-bank epiFi, led by Sequoia India and Ribbit Capital, TechCrunch reported on Sunday (Jan. Also participating in the funding rounds were David Velez, Kunal Shah and VC fund Hillhouse Capital. FinTech startups have been aggressive at filling the banking void.

Google 101

Google Capital Millennials Digital Banking 101

PYMNTS

OCTOBER 7, 2019

Silicon Valley FinTech Affirm is rolling out a new app that will give customers a way to shop at almost any store and split their payments, the company announced in a press release on Monday (Oct. Holiday spending by Americans topped $700 million in 2018 and is expected to be higher in 2019, according to the National Retail Federation.

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Payments Millennials Retail Cards 139

CB Insights

DECEMBER 19, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. In 2018, startups in the space raised more than $45B, a record amount, while Q3’19 fintech funding recently clocked in with a quarterly record of nearly $9B. GET THE 88-PAGE q3 2019 FINTECH TRENDS REPORT. Data is as of 12/19/2019.

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PYMNTS

JANUARY 4, 2019

Banks like deposits because they’re an easy and inexpensive way to get capital for loans. ” Marcus rates are much higher than the national average, however, because other lenders like JPMorgan Chase and Bank of America rely on sign-on bonuses to attract deposits. percent rate starting on Friday (Jan.

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CB Insights

DECEMBER 12, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. In 2018, startups in the space raised more than $45B , a record amount, while Q3’19 fintech funding recently clocked in with a quarterly record of nearly $9B. GET THE 88-PAGE q3 2019 FINTECH TRENDS REPORT. OnDeck Capital.

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Fintech US Lending Analytics 41

Abrigo

NOVEMBER 29, 2021

Once accounting for 46 percent of bank revenue (2003), more recently, noninterest income averages closer to 34 percent (2018). million customers over "deceptive" overdraft enrollment practices between 2014 and 2018, Banking Dive noted in a recent article about growth in overdraft fees. And it is trending downward. Whitepaper.

Community Bank 195

Community Bank Community FDIC Trends 195

CB Insights

JULY 25, 2019

Fintech is often associated with digital tools targeted at tech-savvy millennials. But there is a growing market of fintech companies serving the unique financial needs of Baby Boomers and older retirees — and for good reason. Download the free report to find out how fintech is shaping the future of wealth management and investing.

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Millennials Fintech Tools Fraud 73

PYMNTS

FEBRUARY 19, 2019

As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services. months in the first half of 2018, from 5.6 making it one of the nation’s first new community banks in years.

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PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and finance experts are celebrating with new data on the state of the entrepreneurial community.

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Taxes America National Community 144

CB Insights

NOVEMBER 5, 2019

There are just two China-based fintech businesses valued at over $100B in the world. The second, conceivably, is Tencent’s fintech business. In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap.

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Fintech social media Analysis Marketing 51

PYMNTS

MAY 24, 2018

The CEO of the Dubai Multi Commodities Centre (DMCC), Gautam Sashittal, likened FinTech’s impact on modern trade as that of the advent of the shipping container in the 1950s. Moving forward, blockchain will be an instrumental innovation to continue FinTech’s disruption of the trade finance market, the DMCC said.

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Survey Fintech blockchain New York 100

Bobsguide

OCTOBER 4, 2022

London, UK – October 3, 2022 – Finastra today revealed a sneak peek at its annual State of the Nation Financial Services research. In 2018 we declared that the future of finance is open. The platform is the key orchestrator in driving innovation to Finastra customers, whether they are banks, financial institutions or other fintechs.

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Leadership Innovation Industry Capital 68

PYMNTS

JUNE 6, 2019

Credit unions (CUs), meanwhile, are rarely the first point of contact for small businesses in need of capital or other financial services, according to a recent Federal Reserve report. Like banks, credit unions are increasingly collaborating with FinTech firms to drive adoption of new technologies, with 48.5

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Lending Analytics Data Security 129

FICO

AUGUST 27, 2018

Yet in the nation’s capital, fintech policy may actually be hotter than the temperatures outside. Fintech Policy in the US: New Credit Models and the Promise of Alternative Data. Fintech Policy in the US: Data Aggregation and Consumer Financial Account Data. It’s August and it’s hot in Washington DC.

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Policies US Fintech DC 49

FICO

JANUARY 5, 2023

The UltraFICO® Score , which debuted as a pilot program in partnership with Finicity and Experian in the fall of 2018, considers an individual’s consumer-permissioned checking and savings account data to enhance their FICO® Score. We found that approximately 7 out of 10 consumers in the U.S. In her role, Ms. Prior to joining FICO, Ms.

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Data Analytics Michigan Capital 52

PYMNTS

DECEMBER 6, 2017

Collaboration between FinTechs and banks. That includes the ability of faster payments initiatives to address corporate, cross-border transactions in addition to consumer, national transactions, he said. A small business needs working capital, letters of credit, export insurance logistics, shipping insurance and credit protection.

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Payments blockchain Innovation Fintech 183

PYMNTS

JANUARY 31, 2020

Bryant formed the Bryant Stibel venture capital firm in 2013 with Jeff Stibel, founder of Web.com. Bank’s Adam Kruis, senior vice president and manager of working capital consulting, and Jennifer Swenson, vice president of corporate payment systems, discuss how the bank ensures smooth implementation of virtual card solutions.

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Cards Technology social media Meeting 131

Fintech Labs Insights

SEPTEMBER 21, 2020

The UK-based independent fintech industry group attracted 100 entries resulting in 22 finalists across 8 categories, 8 category winners and one overall champion. Customers: Shell, KLM, United Nations, Toyota, SITA, Lloyds Register and a range of technology startups. Founded: 2018. Capital Markets & WealthTech.

Innovation 15

Innovation Fintech blockchain Capital 15

Accenture

MAY 22, 2019

Today, we are seeing a slowdown in commercial deposit growth broadly with flat or negative growth in pockets as deposits shift to the national banks. Companies are moving cash off the balance sheet and investing in areas like wages, capital expansion and innovation. 1 Accenture, “ Accenture Open Banking for Businesses Survey 2018 ”.

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Payments Customer Experience Survey Capital 150

PYMNTS

MARCH 12, 2019

Alternative lenders position themselves as faster, technologically-savvy options for small to medium-size businesses (SMBs) that seek capital, while many of the FinServ providers in the running for RBS funds operate as digital-first companies ready to meet small firms’ need for automation, online platforms and cutting-edge banking services.

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Metro Community Industry National 139

Celent Banking

APRIL 7, 2017

Capital One, USA. National Australia Bank, Australia. We have no doubt that you are all working on exciting things and hope that you will consider submitting your initiatives for 2018 awards. Emerging Technology for Consumers. Banco Original, Brazil. Consumer Digital Platform. Bank of America, USA. Risk Management. Open Banking.

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Case Study Boston Risk Management Study 189

CFPB Monitor

AUGUST 13, 2018

McWilliams expressed a willingness to reexamine bank capital requirements. Unlike the previous FDIC Chair, Martin Gruenberg, Ms. Her comments suggest the FDIC might revisit its opposition to a proposal to revise the enhanced supplementary leverage ratio applicable to U.S.

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FDIC Community Lending Guidelines 68

PYMNTS

DECEMBER 14, 2018

Among those agencies, alphabetically speaking: the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), the Financial Crimes Enforcement Network (FinCEN) and the National Credit Union Administration.

Compliance 148

Compliance Innovation FDIC Examples 148

CB Insights

FEBRUARY 20, 2018

Fintech: 2017 Year-in-Review & 2018 Trends. In the briefing we’ll highlight 2017 trends and explore what’s ahead for fintech in 2018, looking across payments, wealth management, insurance, and more. Since the introduction of the new regulations, the Chinese yuan has strengthened against the US dollar.

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US United States Minneapolis Regulation 42

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. This report is a collection of everything we know about Amazon’s foray into banking, financial services, and fintech.

Cards 101

Cards Lending Strategy US 101

PYMNTS

AUGUST 6, 2018

Apple got pushed out of the number-two spot in terms of smartphone shipments for the Q2 of 2018, according to market research firm International Data Corporation (IDC). Authorities have reportedly taken notice — regulators in-nation have been moving to limit the markets Ant can pursue. percent decline year over year. “It

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Apple Samsung Cards Marketing 100

PYMNTS

FEBRUARY 8, 2018

percent of domestic and cross-border payments in December 2017, SWIFT found, with the company’s Head of Payments Markets, Asia-Pacific, Michael Moon noting, “Experts suggest that capital controls and uncertainties over future regulations mean that a significant reversal of the decline in RMB usage for trade and payments is unlikely in 2018.”.

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Innovation Payments blockchain Analysis 111

PYMNTS

OCTOBER 21, 2016

The legislation includes mandates for capital holdings, indemnity insurance, payment data access, security and, of course, access to faster payments. “Regulators in Europe are pushing for real-time payments; however, the approach is not uniform at the country level,” they explained, adding that nations like Spain, the U.K.,

Payments 100

Payments Regulation Compliance National 100

Gonzobanker

DECEMBER 22, 2020

John Beale , longtime CIO of City National Bank. For more than 20 years, John has helped City National grow its niched commercial and private banking businesses with strategic technologies. You know that dog either has Capital One or Delta Amex. Kudos to blazing new trails that many institutions are taking on in 2020.

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Idaho Community Industry Strategy 172

CB Insights

SEPTEMBER 4, 2019

in 2018, up from less than $2B in 2013. Also in 2018, nearly 80M American households went camping — a new high. Over 1M millennial women are becoming mothers every year, meaning Gen Y now makes up the majority of annual births in the United States, according to the National Center for Health Statistics.

Millennials 78

Millennials Industry Branding social media 78

PYMNTS

DECEMBER 12, 2018

To that end, the number of banking firms that actively provide services for marijuana firms has grown by 20 percent since the dawn of 2018. It’s about small business loans, mortgages for facilities, and funding for capital improvements. That’s according to data published at the end of last month, per data from the U.S.

Company 170

Company Taxes Compliance Industry 170

CB Insights

FEBRUARY 1, 2019

GET THE 106-PAGE FINTECH TRENDS REPORT. Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019. Indonesia features the largest ($27B in 2018) and fastest-growing (49% CAGR 2015-2018) internet economy in Southeast Asia, according to a study by Google and Temasek.

Policies 61

Policies Lending Operations Examples 61

PYMNTS

AUGUST 13, 2018

Summer 2018 is running down its final weeks. In July, it was reported that HMNY arranged a short-term $6 million loan from Hudson Bay Capital Management , $5 million of which will go toward paying its partners. The heat is still going full speed ahead in most of the U.S., For its part, U.S. And they almost never go home.

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Perficient

MAY 21, 2021

Emily Merline, originally from Milwaukee, WI, attended Arizona State University on a National Merit Scholarship. After receiving her MBA in Business from Dartmouth, Gabriella began a career focused on banking and venture capital. More About Deepti Dhar’s Bright Paths Project: Welcome to Stock Market. Bright Paths Project: Plenti.

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